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Default More Heavy Trolling by Senile Nym-Shifting Rodent Speed!

On Wed, 31 Jul 2019 13:41:54 +1000, Swer, better known as cantankerous
trolling senile geezer Rodent Speed, wrote:


In fact I just looked, the Three web site says:-

Home Signal

Update: Three no longer issue home signal boxes

It's the perfect solution but, for some reason, the mobile providers
won't actually supply them.


Because wifi calling works much better now because you can
do that anywhere you can find a wifi service when you discover
there is no mobile coverage where you happen to be even if
that is just some place you will never go to again.


....and MANY folks wish you would never appear in their place again, senile
Rodent! Trust me, senile pest, that's how it is with you!

--
FredXX to Rot Speed:
"You are still an idiot and an embarrassment to your country. No wonder
we shipped the likes of you out of the British Isles. Perhaps stupidity
and criminality is inherited after all?"
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I don't think that is the point for most people. I'm currently really ****ed
off by the tendency of Apple to need me to type in a number they text me, as
by the time I've gone to the phone, opened it and found the number I then
have to type it into a field on a pc which if I make one mistake generates
yet another message with yet another code to remember, its really almost
impossible since if you take too long they cut the link and the page won't
work any more.

Somebody who is a real world person with average response times and a bad
memory should be involved in such things. Still its one way to avoid people
buying on line instead of in the high street I suppose!

Brian

--
----- --
This newsgroup posting comes to you directly from...
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Note this Signature is meaningless.!
"Swer" wrote in message
...


"PeterC" wrote in message
...
On Tue, 30 Jul 2019 10:50:02 +0100, Michael Chare wrote:

Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be a
need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?


SMS is an option from 2 banks; 1 is going to require DoB on log-in, so
yet
another reason to avoid any dubious computers (mine is the only one that
I
trust; the router's wifi is off).


I wouldn't use an app., or do any financial work on a 'phone.


More fool you.

My cards are shielded but I'm sort of guessing that
shielding a 'phone is rather counter-productive.


But using the phone to do a *pay transaction instead
of using the physical card is vastly more secure.



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On 31/07/2019 14:40, Brian Gaff wrote:
I don't know but surely we should be able to carry on as we were. I
certainly do not want to buy stuff on my mobile even though I can. I have
had Amazon pestering me to add a mobile phone number to my account, but I
have thus far declined as they have my home phone. .
If there is a change coming it sounds like its been very poorly explained
and is going to fall flat on its face if its not accessible by a blind
person with no mobile or older person with not the fastest fingers in the
world. We had all this with energy companies a while back where they needed
a multi digit code to allow them to proceed, and nobody could type it in
fast enough for the software.
Its all run by 20 somethings who have learned to type at school, scant ref
to t the real world.


big savings on the horizon .....
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"Chris Green" wrote in message
...
Swer wrote:


"Chris Green" wrote in message
...
Chris Green wrote:
wrote:
Re femtocells:

Vodafone use sure signal

O2 use boostbox

EE use signal box

3 use home signal.


All are one off purchases and you need to register the mobile phone
numbers
on them as this then stops other people hogging your broadband line
for
mobile related stuff.

I asked 3 for one and they wouldn't let me have it, they just promoted
their "use WiFi when there's no mobile coverage" app, which has since
been discontinued and didn't work anyway.

I don't think you can "purchase" a "home signal".

In fact I just looked, the Three web site says:-

Home Signal

Update: Three no longer issue home signal boxes

It's the perfect solution but, for some reason, the mobile providers
won't actually supply them.


Because wifi calling works much better now because you can
do that anywhere you can find a wifi service when you discover
there is no mobile coverage where you happen to be even if
that is just some place you will never go to again.

There is one big downside of 'WiFi calling', it only works on *some*
phones with *some* mobile providers. It would cost me quite a lot of
money (especially compared with the amount I currently spend on my
mobile) to get a phone that can do WiFi calling and change provider.


Wouldnt cost me anything at all. The iphones all do it and the
provider does it and its the cheapest provider I could find,
$10 per month for unlimited calls and sms and mms to any
landline and mobile in the country and 1GB of data. Doesnt
cost much more for more data if you need that.

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"Brian Gaff" wrote in message
...
I don't think that is the point for most people. I'm currently really
****ed off by the tendency of Apple to need me to type in a number they
text me, as by the time I've gone to the phone, opened it and found the
number I then have to type it into a field on a pc which if I make one
mistake generates yet another message with yet another code to remember,
its really almost impossible since if you take too long they cut the link
and the page won't work any more.


You dont have to do it that way with apple, you are free to use touch ID
or facial recognition depending on the model iphone you have.

Somebody who is a real world person with average response times and a bad
memory should be involved in such things. Still its one way to avoid
people buying on line instead of in the high street I suppose!


"Swer" wrote in message
...


"PeterC" wrote in message
...
On Tue, 30 Jul 2019 10:50:02 +0100, Michael Chare wrote:

Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be a
need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?

SMS is an option from 2 banks; 1 is going to require DoB on log-in, so
yet
another reason to avoid any dubious computers (mine is the only one that
I
trust; the router's wifi is off).


I wouldn't use an app., or do any financial work on a 'phone.


More fool you.

My cards are shielded but I'm sort of guessing that
shielding a 'phone is rather counter-productive.


But using the phone to do a *pay transaction instead
of using the physical card is vastly more secure.



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Default More Heavy Trolling by Senile Nym-Shifting Rodent Speed!

On Thu, 1 Aug 2019 03:06:39 +1000, Swercantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again:

There is one big downside of 'WiFi calling', it only works on *some*
phones with *some* mobile providers. It would cost me quite a lot of
money (especially compared with the amount I currently spend on my
mobile) to get a phone that can do WiFi calling and change provider.


Wouldnt cost me anything at all. The iphones all do it


I believe I told you already, you can shove your idiotPhone up yours,
together with Apple, Google and Microsoft, you mindless consuming senile
asshole!

--
Marland revealing the senile sociopath's pathology:
"You have mentioned Alexa in a couple of threads recently, it is not a real
woman you know even if it is the only thing with a Female name that stays
around around while you talk it to it.
Poor sad git who has to resort to Usenet and electronic devices for any
interaction as all real people run a mile to get away from from you boring
them to death."
MID:


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On Thu, 1 Aug 2019 04:15:30 +1000, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again:


The police are advising do not trust wifi hot spots
particularly on holiday due to spoofing going on.


They arent advising that for WIFI CALLING.


Of course, they are, senile idiot!

--
Bill Wright to Rot Speed:
"That confirms my opinion that you are a despicable little ****."
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Default More Heavy Trolling by Senile Nym-Shifting Rodent Speed!

On Thu, 1 Aug 2019 04:07:56 +1000, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again:



You dont have to do it that way with apple, you are free to use touch ID
or facial recognition depending on the model iphone you have.


You can shove Apple up yours, just like you can do with Amazon, Google and
M$, you brainless consuming senile asshole!

--
FredXX to Rot Speed:
"You are still an idiot and an embarrassment to your country. No wonder
we shipped the likes of you out of the British Isles. Perhaps stupidity
and criminality is inherited after all?"
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On Tue, 30 Jul 2019 18:56:31 +0100, The Natural Philosopher wrote:

If you have no mobile phone reception at all but you have an

internet
connection, you can buy a femtocell/picocell.


Do they work if your service provider is an MVNO rather than the
network operator as well?

Why bother? buy a smart phone with wifi calling.


Very few MVNO's offer WiFi calling. The retail service provider side
of the network operators are expensive.

I pay something over 5/month for 1GB and unlimited text/voice on a
monthly basis to an MVNO with unused data refunded. To get a similar
monthly deal from the retail side of the network operator it would be
15/month, OK that comes with 4GB but as I don't even use 1GB that's
not a lot of use and isn't refunded.

--
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Dave.



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Dave Liquorice wrote:

The Natural Philosopher wrote:

you can buy a femtocell/picocell.


Do they work if your service provider is an MVNO rather than the
network operator as well?

They do work e.g. I'm on virgin which is an EE MVNO and I connect
through EE femtocells when at one customer's HQ.

But I doubt that MVNOs sell femtocells, and I doubt that EE will sell
them to non-customers.
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On Wed, 31 Jul 2019 11:36:55 +0100, Chris Green wrote:

There is one big downside of 'WiFi calling', it only works on *some*
phones with *some* mobile providers. It would cost me quite a lot of
money (especially compared with the amount I currently spend on my
mobile) to get a phone that can do WiFi calling and change provider.


Yep, why do people pay through the nose for service from the network
operators and quite likely to be be tied into a 12 or 24 month
contract, with a price that isn't fixed for the duration of the
contract?

--
Cheers
Dave.





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On 01/08/2019 09:31, Andy Burns wrote:
Dave Liquorice wrote:

The Natural Philosopher wrote:

you can buy a femtocell/picocell.


Do they work if your service provider is an MVNO rather than the
network operator as well?

They do work e.g. I'm on virgin which is an EE MVNO and I connect
through EE femtocells when at one customer's HQ.

But I doubt that MVNOs sell femtocells, and I doubt that EE will sell
them to non-customers.


I didn't write ANY of that!

For the avoidance of doubt my 3 mobile wifi calling works through IDNET
broadband, BT broadband, and indeed any other connection in any other
country I have so far tried it in

There is no reason a femtocell would not, either. An internet connection
is still mostly just an internet connection.




--
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always run out of other people's money. It's quite a characteristic of them"

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On 01/08/2019 09:43, Dave Liquorice wrote:
On Wed, 31 Jul 2019 11:36:55 +0100, Chris Green wrote:

There is one big downside of 'WiFi calling', it only works on *some*
phones with *some* mobile providers. It would cost me quite a lot of
money (especially compared with the amount I currently spend on my
mobile) to get a phone that can do WiFi calling and change provider.



Well how much would a femtocell coast?

You are going through exactly te same cost benefitr crap that I went
thriough .

In the end the phone cost me nearly £200, but I have no contract - its PAYG.

Yep, why do people pay through the nose for service from the network
operators and quite likely to be be tied into a 12 or 24 month
contract, with a price that isn't fixed for the duration of the
contract?

I am not sure why people go for contracts anyway. Particularly 'all BT'
or 'all virgin'




--
"Strange as it seems, no amount of learning can cure stupidity, and
higher education positively fortifies it."

- Stephen Vizinczey

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On 01/08/2019 10:00, The Natural Philosopher wrote:
On 01/08/2019 09:31, Andy Burns wrote:
Dave Liquorice wrote:

The Natural Philosopher wrote:

you can buy a femtocell/picocell.

Do they work if your service provider is an MVNO rather than the
network operator as well?

They do work e.g. I'm on virgin which is an EE MVNO and I connect
through EE femtocells when at one customer's HQ.

But I doubt that MVNOs sell femtocells, and I doubt that EE will sell
them to non-customers.


I didn't write ANY of that!

For the avoidance of doubt my 3 mobile wifi calling works through IDNET
broadband, BT broadband, and indeed any other connection in any other
country I have so far tried it in


You would expect it to work, they do charge for it or it comes out of
your allowance as a normal call does.


There is no reason a femtocell would not, either. An internet connection
is still mostly just an internet connection.


Any mobile should work with a femptocell, they are GSM as far as the
phone is concerned.

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The Natural Philosopher wrote:

Andy Burns wrote:

Dave Liquorice wrote:

The Natural Philosopher wrote:


I didn't write ANY of that!


Blame Dave's quoting, not mine :-)
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The Natural Philosopher wrote:

For the avoidance of doubt my 3 mobile wifi calling works through IDNET
broadband, BT broadband, and indeed any other connection in any other
country I have so far tried it in


As said, virgin mobile don't support WiFi calling, and don't discuss
whether they may do so in future, though I gather as a "thick" MVNO
virgin could provide WiFi calling, as they only thing they rely on EE
for is the actual radio access.

There is no reason a femtocell would not, either. An internet connection
is still mostly just an internet connection.


but as a non EE-customer I can't buy an EE femtocell, and even if I buy
a 2nd hand one from eBay EE won't enable it.


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On Thu, 1 Aug 2019 10:00:51 +0100, The Natural Philosopher wrote:

For the avoidance of doubt my 3 mobile wifi calling works through IDNET
broadband, BT broadband, and indeed any other connection in any other
country I have so far tried it in


I'd expect it to but you're missing the point that very few MVNO's
offer WiFi calling. It's pretty much limited to having your phone
service (not network) provider being one of the four, O2, Vodfone, EE
or 3. And thus almost certainly paying 2 or 3 times as much as one
needs to.

--
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Dave.



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On 01/08/2019 21:52, Dave Liquorice wrote:
On Thu, 1 Aug 2019 10:00:51 +0100, The Natural Philosopher wrote:

For the avoidance of doubt my 3 mobile wifi calling works through IDNET
broadband, BT broadband, and indeed any other connection in any other
country I have so far tried it in


I'd expect it to but you're missing the point that very few MVNO's
offer WiFi calling. It's pretty much limited to having your phone
service (not network) provider being one of the four, O2, Vodfone, EE
or 3. And thus almost certainly paying 2 or 3 times as much as one
needs to.


How is one in fact paying anything?
On 3 I am payg.

I dont make many voice calls. Skype or whatsapp ...

Only extra expense was having to buy the damned phone from three.

--
It is dangerous to be right in matters on which the established
authorities are wrong.

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On 02/08/2019 06:37, The Natural Philosopher wrote:
On 01/08/2019 21:52, Dave Liquorice wrote:
On Thu, 1 Aug 2019 10:00:51 +0100, The Natural Philosopher wrote:

For the avoidance of doubt my 3 mobile wifi calling works through IDNET
broadband, BT broadband, and indeed any other connection in any other
country I have so far tried it in


I'd expect it to but you're missing the point that very few MVNO's
offer WiFi calling. It's pretty much limited to having your phone
service (not network) provider being one of the four, O2, Vodfone, EE
or 3. And thus almost certainly paying 2 or 3 times as much as one
needs to.


How is one in fact paying anything?
On 3 I am payg.

I dont make many voice calls. Skype or whatsapp ...

Only extra expense was having to buy the damned phone from three.


Wifi calls on three come out of you allowance or payg topup.

If you use an VoIP service you pay them.

If you use whatsapp, etc. its free IIRC if the wifi is free.
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On Sat, 3 Aug 2019 15:40:15 +1000, Sewer, better known as cantankerous
trolling senile geezer Rodent Speed, wrote:



Wrong when its an iphone, it will work fine.


I believe I told you already: shove your idiotPhone up your senile arse,
senile arsehole!

--
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cretin from Oz:
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On Sat, 3 Aug 2019 15:40:15 +1000, Swer wrote:

Only extra expense was having to buy the damned phone from three.

'Having to'? I'm on 3 PAYG and I didn't 'have to' buy a phone
from 3 - just a SIM free phone of my choice from a vendor od
my choice to suit my needs and budget.

Ah, but then the WiFi calling won't work! :-)


Wrong when its an iphone, it will work fine.


What happened to "SIM free phone of my choice"?
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Dave.



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"Dave Liquorice" wrote in message
idual.net...
On Sat, 3 Aug 2019 15:40:15 +1000, Swer wrote:

Only extra expense was having to buy the damned phone from three.

'Having to'? I'm on 3 PAYG and I didn't 'have to' buy a phone
from 3 - just a SIM free phone of my choice from a vendor od
my choice to suit my needs and budget.

Ah, but then the WiFi calling won't work! :-)


Wrong when its an iphone, it will work fine.


What happened to "SIM free phone of my choice"?


Nothing, there are plenty of other phone that do wifi calling too.



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Chris Hogg posted

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.


It isn't complicated when you get used to it, I've used it for Lloyds
business banking for years.

--
Evremonde
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In article ,
Chris Hogg wrote:
On Mon, 05 Aug 2019 14:36:31 +0100, Chris Hogg wrote:


On Tue, 30 Jul 2019 10:50:02 +0100, Michael Chare
wrote:

Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be a
need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?


I have just been into my bank to ask about this. I don't do online
banking, my mobile phone is about twenty years old, is seldom actually
switched on and is only used in emergencies (I don't know if it does
texting, and if it does, I don't know how to do it. I don't think it
does 'apps'. As far as I'm concerned, it's just a radio version of a
domestic line telephone), and I'm happy to admit to being a dinosaur
as far as phone technology is concerned.

In the bank, they gave me a PINsentry card reader, and told me to
follow the instructions if I'm asked for further identification beyond
the normal card number and security code on the back, when I attempt
to purchase something over the Internet as I have done in the past.

Apparently I'll be given several options for further identification,
including the following:

1) Approve through me Barclaycard App (which I don't have, so move on)

2) Text a code to my Mobile that I can then type into my PC to verify
who I am (which isn't an option either)

3) Something else that I didn't catch

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.


Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.


On the Lloyds' card device I use - you insert your card, press identify and
then enter your 4 digit PIN. An 8 digit number will appear in the window
whci you then type into your PC.

--
from KT24 in Surrey, England
"I'd rather die of exhaustion than die of boredom" Thomas Carlyle
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On 05/08/2019 15:36, Tim Streater wrote:
In article , Chris Hogg
wrote:

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.


Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.


Yes, (4) is what my bank has been doing for some years - with new
payees. A bit tedious but easy enough. You just need your bank card and
the PinSentry, and I do something similar when logging on anyway.


I wonder who thought up the names and symbols on the three blue buttons
at the top:

Identify (keyhole): Just enter your PIN
Respond (up and down arrows): Enter PIN and reference number
Sign (tick): Enter PIN, number and amount

I think that's what you have to do. I've actually only used the first
button. I suppose it means something to somebody.

--
Max Demian
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On 05/08/2019 20:17, Max Demian wrote:
On 05/08/2019 15:36, Tim Streater wrote:
In article , Chris Hogg
wrote:

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.


Yes, (4) is what my bank has been doing for some years - with new
payees. A bit tedious but easy enough. You just need your bank card and
the PinSentry, and I do something similar when logging on anyway.


I wonder who thought up the names and symbols on the three blue buttons
at the top:

Identify (keyhole): Just enter your PIN
Respond (up and down arrows): Enter PIN and reference number
Sign (tick): Enter PIN, number and amount

I think that's what you have to do. I've actually only used the first
button. I suppose it means something to somebody.

Identify is just to sign in

Sign is used to make a transfer payment. You generate a hash from
details of the transaction.

Cant remmber what respond is - oh looks like its for online shopping


--
Ideas are more powerful than guns. We would not let our enemies have
guns, why should we let them have ideas?

Josef Stalin


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Default Changes to bank web security

On Mon, 05 Aug 2019 22:41:08 +0100, The Natural Philosopher wrote:

On 05/08/2019 20:17, Max Demian wrote:
On 05/08/2019 15:36, Tim Streater wrote:
In article , Chris Hogg
wrote:

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my
PC. I then insert my card into the card reader, and press 'Respond'
on the reader. I then type in the aforementioned reference number,
and press 'Enter' on the card reader, which in turn gives me another
8-digit code that I type into the appropriate box on my PC screen,
and the payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.

Yes, (4) is what my bank has been doing for some years - with new
payees. A bit tedious but easy enough. You just need your bank card
and the PinSentry, and I do something similar when logging on anyway.


I wonder who thought up the names and symbols on the three blue buttons
at the top:

Identify (keyhole): Just enter your PIN Respond (up and down arrows):
Enter PIN and reference number Sign (tick): Enter PIN, number and
amount

I think that's what you have to do. I've actually only used the first
button. I suppose it means something to somebody.

Identify is just to sign in

Sign is used to make a transfer payment. You generate a hash from
details of the transaction.

Cant remmber what respond is - oh looks like its for online shopping


Well, for mine, Respond is used for transfer payments - specifically for
a first-time payee.



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Default Changes to bank web security

The Natural Philosopher posted
On 05/08/2019 20:17, Max Demian wrote:
On 05/08/2019 15:36, Tim Streater wrote:
In article , Chris Hogg
wrote:

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.

Yes, (4) is what my bank has been doing for some years - with new
payees. A bit tedious but easy enough. You just need your bank card and
the PinSentry, and I do something similar when logging on anyway.

I wonder who thought up the names and symbols on the three blue
buttons at the top:
Identify (keyhole): Just enter your PIN
Respond (up and down arrows): Enter PIN and reference number
Sign (tick): Enter PIN, number and amount
I think that's what you have to do. I've actually only used the
first button. I suppose it means something to somebody.

Identify is just to sign in

Sign is used to make a transfer payment. You generate a hash from
details of the transaction.

Cant remmber what respond is - oh looks like its for online shopping


My bank (Lloyds) online banking website says something like "We will
never ask you to use the Respond function". I'm not sure why they feel
need to say that explicitly.

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Evremonde
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Default Changes to bank web security

On 05/08/2019 22:41, The Natural Philosopher wrote:
On 05/08/2019 20:17, Max Demian wrote:
On 05/08/2019 15:36, Tim Streater wrote:
In article , Chris Hogg
wrote:

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.

Yes, (4) is what my bank has been doing for some years - with new
payees. A bit tedious but easy enough. You just need your bank card and
the PinSentry, and I do something similar when logging on anyway.


I wonder who thought up the names and symbols on the three blue
buttons at the top:

Identify (keyhole): Just enter your PIN
Respond (up and down arrows): Enter PIN and reference number
Sign (tick): Enter PIN, number and amount

I think that's what you have to do. I've actually only used the first
button. I suppose it means something to somebody.

Identify is just to sign in


So why isn't it called "sign in"?

Sign is used to make a transfer payment. You generate a hash from
details of the transaction.


So why not "transfer"?

Cant remmber what respond is - oh looks like its for online shopping


Might be for telephone banking, but they always ask for other stuff.

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Max Demian
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Default Changes to bank web security

On 06/08/2019 14:10, Max Demian wrote:
On 05/08/2019 22:41, The Natural Philosopher wrote:
On 05/08/2019 20:17, Max Demian wrote:
On 05/08/2019 15:36, Tim Streater wrote:
In article , Chris Hogg
wrote:

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on
the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.

Yes, (4) is what my bank has been doing for some years - with new
payees. A bit tedious but easy enough. You just need your bank card and
the PinSentry, and I do something similar when logging on anyway.

I wonder who thought up the names and symbols on the three blue
buttons at the top:

Identify (keyhole): Just enter your PIN
Respond (up and down arrows): Enter PIN and reference number
Sign (tick): Enter PIN, number and amount

I think that's what you have to do. I've actually only used the first
button. I suppose it means something to somebody.

Identify is just to sign in


So why isn't it called "sign in"?


Because it is confirming your identity (by possession of the card and
pin) - you may need to do that for something without signing in.

Sign is used to make a transfer payment. You generate a hash from
details of the transaction.


So why not "transfer"?


Probably from signing cheques and you are "signing" the payment. Anyway,
while you could be transferring money between your own accounts, you
could also be paying for something, as distint from a transfer.

Cant remmber what respond is - oh looks like its for online shopping


Might be for telephone banking, but they always ask for other stuff.


No idea.

SteveW
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On Tue, 06 Aug 2019 19:16:23 +0100, Steve Walker wrote:

Cant remmber what respond is - oh looks like its for online shopping


Might be for telephone banking, but they always ask for other stuff.


No idea.


Challenge response. My bank (NatWest) uses it if I want to make a change
to a standing order, or add a payee.

I am given a string of digits from the website. I insert my card, press
Respond and enter my PIN. I also enter those digits. I am given another
set of digits as a response to type back in.

I probably do it about once a month.


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