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Steve Walker[_5_] Steve Walker[_5_] is offline
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Default Changes to bank web security

On 06/08/2019 14:10, Max Demian wrote:
On 05/08/2019 22:41, The Natural Philosopher wrote:
On 05/08/2019 20:17, Max Demian wrote:
On 05/08/2019 15:36, Tim Streater wrote:
In article , Chris Hogg
wrote:

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on
the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.

Yes, (4) is what my bank has been doing for some years - with new
payees. A bit tedious but easy enough. You just need your bank card and
the PinSentry, and I do something similar when logging on anyway.

I wonder who thought up the names and symbols on the three blue
buttons at the top:

Identify (keyhole): Just enter your PIN
Respond (up and down arrows): Enter PIN and reference number
Sign (tick): Enter PIN, number and amount

I think that's what you have to do. I've actually only used the first
button. I suppose it means something to somebody.

Identify is just to sign in


So why isn't it called "sign in"?


Because it is confirming your identity (by possession of the card and
pin) - you may need to do that for something without signing in.

Sign is used to make a transfer payment. You generate a hash from
details of the transaction.


So why not "transfer"?


Probably from signing cheques and you are "signing" the payment. Anyway,
while you could be transferring money between your own accounts, you
could also be paying for something, as distint from a transfer.

Cant remmber what respond is - oh looks like its for online shopping


Might be for telephone banking, but they always ask for other stuff.


No idea.

SteveW