Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be a
need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?


--
Michael Chare

Michael Chare wrote:
Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be a
need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?

If you're using their app, no, because your mobile can use wifi to talk to the
bank.

If they're using SMS for authentication codes, you need some way to deliver
that SMS. Various SMS to email / SMS over wifi systems exist.

If they're using voice calls, you need some way to receive those voice
calls. Register a landline number, or a mobile number that diverts to
landline.

So not in practice, but you might have to set something up to achieve it.
These aren't options for people who can't set up such systems, though.

Theo

Theo wrote:
Michael Chare wrote:
Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be a
need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?

If you're using their app, no, because your mobile can use wifi to talk to the
bank.

If they're using SMS for authentication codes, you need some way to deliver
that SMS. Various SMS to email / SMS over wifi systems exist.

If I could only persuade my bank that they can send SMS to my land
line that would be fine, however their systems (or their people maybe)
can't believe that a non 07xxx number can receive texts.

--
Chris Green
·

Michael Chare wrote:

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?

Yes, at least to make payments, also for purchases online or in shops.

"Andy Burns" wrote in message
...
Michael Chare wrote:

Should I conclude that I am going to need a mobile phone signal to access
my bank account from a PC?

Yes, at least to make payments, also for purchases online or in shops.

Thats not true of purchases in shops using apple pay, google pay or samsung
pay.
They all work fine with no mobile phone signal at the time of paying.

Swer wrote:

in shops using apple pay, google pay or
samsung pay.
They all work fine with no mobile phone signal at the time of paying.

And you know this will continue after the 14th September?

"Andy Burns" wrote in message
...
Swer wrote:

in shops using apple pay, google pay or samsung pay.
They all work fine with no mobile phone signal at the time of paying.

And you know this will continue after the 14th September?

Yep, because it works like that world wide.

The phones have a number of tokens stored in the
phone and use one for each new transaction. They
get more tokens when the phone has coverage again.

That security is vastly more secure than 2FA can ever be
because the one time token can never be used again so
there is no need for any other authorisation of a transaction.

On Wed, 31 Jul 2019 13:47:45 +1000, Swer, better known as cantankerous

in shops using apple pay, google pay or samsung pay.
They all work fine with no mobile phone signal at the time of paying.

And you know this will continue after the 14th September?

Yep, because

Yep, because you know EVERYTHING, right, senile idiot! Don't tell us you
don't! BG

--
Bill Wright to Rot Speed:
"That confirms my opinion that you are a despicable little ****."
MID:

On Wed, 31 Jul 2019 05:16:35 +1000, Swer, better known as cantankerous
trolling senile geezer Rodent Speed, wrote:


Yes, at least to make payments, also for purchases online or in shops.

That¢s not true of purchases in shops using apple pay, google pay or samsung
pay.

You can shove all those up your senile arse, senile Rodent!

--
Norman Wells addressing senile Rodent:
"Ah, the voice of scum speaks."
MID:

On 30/07/2019 10:50, Michael Chare wrote:
Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be a
need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?

Mostly soluble with a card reader. see:
https://www.theguardian.com/money/20...nline-payments

--
Max Demian

On 30/07/2019 11:17, Max Demian wrote:
On 30/07/2019 10:50, Michael Chare wrote:
Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be
a need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?

Mostly soluble with a card reader. see:
https://www.theguardian.com/money/20...nline-payments


ISTR the Barclays app will give you a "PinSentry" code without a mobile
or WiFi signal.

So far, I've resisted the temptation to set up a mobile phone at all for
banking. I do all of mine through a big desktop which would not be
particularly easy to steal.

But the security options do seem to be getting better.

On 30/07/2019 11:17, Max Demian wrote:
On 30/07/2019 10:50, Michael Chare wrote:
Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be
a need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?

Mostly soluble with a card reader. see:
https://www.theguardian.com/money/20...nline-payments



Yup.

Barclays has said this will be one option.

Google manage to send a one-time-code via text-to-speech
to my landline without any problem.

On 30/07/2019 11:17, Max Demian wrote:
On 30/07/2019 10:50, Michael Chare wrote:
Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be
a need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?

Mostly soluble with a card reader. see:
https://www.theguardian.com/money/20...nline-payments


That is a good link. Thank you.

--
Michael Chare

Re femtocells:

Vodafone use sure signal

O2 use boostbox

EE use signal box

3 use home signal.


All are one off purchases and you need to register the mobile phone numbers on them as this then stops other people hogging your broadband line for mobile related stuff.

wrote:

Re femtocells:

Vodafone use sure signal
O2 use boostbox
EE use signal box
3 use home signal.

All are one off purchases and you need to register the mobile phone numbers on them as this then stops other people hogging your broadband line for mobile related stuff.

it's a feature of EE signal boxes that they allow e.g neighbours or
passing strangers to use the signal given out by the femto-cell.

On 30/07/2019 18:06, wrote:
Re femtocells:

Vodafone use sure signal

O2 use boostbox

EE use signal box

3 use home signal.


All are one off purchases and you need to register the mobile phone numbers on them as this then stops other people hogging your broadband line for mobile related stuff.


I have a Vodafone Suresignal which they sent me for free when I renewed
my contract. I wonder if the EE box also works for Plusnet. I thought
some 3 phones could use wifi.

Interesting post though as I was thinking that I might be locked into
Vodafone.

--
Michael Chare

Michael Chare wrote:

I wonder if the EE box also works for Plusnet.

I'm on virgin (an EE MVNO) and when I visit customer sites that have
poor coverage and EE signal boxes my phone uses their femtocells ... you
hear a extra beep at the start of the call to let you know.

I thought some 3 phones could use wifi.

Some can, but you tend to need to buy the phone from the network to get
a "blessed" version of firmware with wifi calling provisioned on it.

On 30/07/2019 18:23, Michael Chare wrote:
On 30/07/2019 18:06, wrote:
Re femtocells:

Vodafone use sure signal

O2 use boostbox

EE use signal box

3 use home signal.


All are one off purchases and you need to register the mobile phone
numbers onÂ* them as this then stops other people hogging your
broadband line for mobile related stuff.


I have a Vodafone Suresignal which they sent me for free when I renewed
my contract. I wonder if the EE box also works for Plusnet.Â* I thought
some 3 phones could use wifi.

All i phones. most later samsungs and quite a few others have wifi calling.

EE/BT, vodaphone and three support it.. but only 3 on a PAYG basis. You
will probably need top buy the samsung from the company whose SIM you use


Interesting post though as I was thinking that I might be locked into
Vodafone.



--
€œIt is dangerous to be right in matters on which the established
authorities are wrong.€�

ۥ Voltaire, The Age of Louis XIV

On 30/07/2019 18:06, wrote:
Re femtocells:

Vodafone use sure signal

O2 use boostbox

EE use signal box

3 use home signal.


All are one off purchases and you need to register the mobile phone numbers on them as this then stops other people hogging your broadband line for mobile related stuff.

All are nore expensive then a wifi enabled smartphone


--
€œIt is dangerous to be right in matters on which the established
authorities are wrong.€�

ۥ Voltaire, The Age of Louis XIV

wrote:
Re femtocells:

Vodafone use sure signal

O2 use boostbox

EE use signal box

3 use home signal.


All are one off purchases and you need to register the mobile phone numbers
on them as this then stops other people hogging your broadband line for
mobile related stuff.

I asked 3 for one and they wouldn't let me have it, they just promoted
their "use WiFi when there's no mobile coverage" app, which has since
been discontinued and didn't work anyway.

I don't think you can "purchase" a "home signal".

--
Chris Green
·

Chris Green wrote:
wrote:
Re femtocells:

Vodafone use sure signal

O2 use boostbox

EE use signal box

3 use home signal.


All are one off purchases and you need to register the mobile phone numbers
on them as this then stops other people hogging your broadband line for
mobile related stuff.

I asked 3 for one and they wouldn't let me have it, they just promoted
their "use WiFi when there's no mobile coverage" app, which has since
been discontinued and didn't work anyway.

I don't think you can "purchase" a "home signal".

In fact I just looked, the Three web site says:-

Home Signal

Update: Three no longer issue home signal boxes

It's the perfect solution but, for some reason, the mobile providers
won't actually supply them.

--
Chris Green
·

"Max Demian" wrote in message
news
On 30/07/2019 10:50, Michael Chare wrote:
Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be a
need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to access
my bank account from a PC?

Mostly soluble with a card reader.

But only if the banks offer that solution

many are not

tim

In article , tim...
wrote:


"Max Demian" wrote in message
news
On 30/07/2019 10:50, Michael Chare wrote:
Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be
a need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?

Mostly soluble with a card reader.

But only if the banks offer that solution

many are not

tim

Change your bank then

--
from KT24 in Surrey, England
"I'd rather die of exhaustion than die of boredom" Thomas Carlyle

On 30/07/2019 10:50, Michael Chare wrote:
Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be a
need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?



No.
they are using a OTP based on time and some secret that they do need to
download when setting it up.

The HSBC has been doing it for a few years now but with a dongle to
generate the codes, that is being discontinued in favour of the online app.

On 30/07/2019 10:50, Michael Chare wrote:
Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be a
need to be able to use their mobile phone app.


Santander (for one) were misleading about this, they said you need to
install their app but on looking at the detail it wasn't necessary as
they continue to offer the option of sending a code via SMS to a phone



Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?

Probably.






--
djc

(–€Ì¿Ä¹Ì¯–€Ì¿ Ì¿)
No low-hanging fruit, just a lot of small berries up a tall tree.

DJC wrote:

Santander (for one) were misleading about this, they said you need to
install their app

I got the santander notice this morning, it explicitly said use either
their smarthone app or one time passcode via sms.

Chris Hogg posted

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

It isn't complicated when you get used to it, I've used it for Lloyds
business banking for years.

--
Evremonde

In article ,
Chris Hogg wrote:
On Mon, 05 Aug 2019 14:36:31 +0100, Chris Hogg wrote:

On Tue, 30 Jul 2019 10:50:02 +0100, Michael Chare
wrote:

Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be a
need to be able to use their mobile phone app.

Should I conclude that I am going to need a mobile phone signal to
access my bank account from a PC?

I have just been into my bank to ask about this. I don't do online
banking, my mobile phone is about twenty years old, is seldom actually
switched on and is only used in emergencies (I don't know if it does
texting, and if it does, I don't know how to do it. I don't think it
does 'apps'. As far as I'm concerned, it's just a radio version of a
domestic line telephone), and I'm happy to admit to being a dinosaur
as far as phone technology is concerned.

In the bank, they gave me a PINsentry card reader, and told me to
follow the instructions if I'm asked for further identification beyond
the normal card number and security code on the back, when I attempt
to purchase something over the Internet as I have done in the past.

Apparently I'll be given several options for further identification,
including the following:

1) Approve through me Barclaycard App (which I don't have, so move on)

2) Text a code to my Mobile that I can then type into my PC to verify
who I am (which isn't an option either)

3) Something else that I didn't catch

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.

On the Lloyds' card device I use - you insert your card, press identify and
then enter your 4 digit PIN. An 8 digit number will appear in the window
whci you then type into your PC.

--
from KT24 in Surrey, England
"I'd rather die of exhaustion than die of boredom" Thomas Carlyle

In article ,
says...


Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.

I thought there was something odd there but that's a bit
better but still not quite right.

You first press 'Identify' and type in your PIN.

Don't worry, though, you'll be given full details every time
you use it so you won't have to remember anything - except
your PIN, of course.


--

Terry

---
This email has been checked for viruses by AVG.
https://www.avg.com

On 05/08/2019 15:36, Tim Streater wrote:
In article , Chris Hogg
wrote:

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.

Yes, (4) is what my bank has been doing for some years - with new
payees. A bit tedious but easy enough. You just need your bank card and
the PinSentry, and I do something similar when logging on anyway.

I wonder who thought up the names and symbols on the three blue buttons
at the top:

Identify (keyhole): Just enter your PIN
Respond (up and down arrows): Enter PIN and reference number
Sign (tick): Enter PIN, number and amount

I think that's what you have to do. I've actually only used the first
button. I suppose it means something to somebody.

--
Max Demian

On 05/08/2019 20:17, Max Demian wrote:
On 05/08/2019 15:36, Tim Streater wrote:
In article , Chris Hogg
wrote:

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.

Yes, (4) is what my bank has been doing for some years - with new
payees. A bit tedious but easy enough. You just need your bank card and
the PinSentry, and I do something similar when logging on anyway.

I wonder who thought up the names and symbols on the three blue buttons
at the top:

Identify (keyhole): Just enter your PIN
Respond (up and down arrows): Enter PIN and reference number
Sign (tick): Enter PIN, number and amount

I think that's what you have to do. I've actually only used the first
button. I suppose it means something to somebody.

Identify is just to sign in

Sign is used to make a transfer payment. You generate a hash from
details of the transaction.

Cant remmber what respond is - oh looks like its for online shopping


--
Ideas are more powerful than guns. We would not let our enemies have
guns, why should we let them have ideas?

Josef Stalin

On Mon, 05 Aug 2019 22:41:08 +0100, The Natural Philosopher wrote:

On 05/08/2019 20:17, Max Demian wrote:
On 05/08/2019 15:36, Tim Streater wrote:
In article , Chris Hogg
wrote:

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my
PC. I then insert my card into the card reader, and press 'Respond'
on the reader. I then type in the aforementioned reference number,
and press 'Enter' on the card reader, which in turn gives me another
8-digit code that I type into the appropriate box on my PC screen,
and the payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.

Yes, (4) is what my bank has been doing for some years - with new
payees. A bit tedious but easy enough. You just need your bank card
and the PinSentry, and I do something similar when logging on anyway.

I wonder who thought up the names and symbols on the three blue buttons
at the top:

Identify (keyhole): Just enter your PIN Respond (up and down arrows):
Enter PIN and reference number Sign (tick): Enter PIN, number and
amount

I think that's what you have to do. I've actually only used the first
button. I suppose it means something to somebody.

Identify is just to sign in

Sign is used to make a transfer payment. You generate a hash from
details of the transaction.

Cant remmber what respond is - oh looks like its for online shopping

Well, for mine, Respond is used for transfer payments - specifically for
a first-time payee.



--
My posts are my copyright and if @diy_forums or Home Owners' Hub
wish to copy them they can pay me £1 a message.
Use the BIG mirror service in the UK: http://www.mirrorservice.org
*lightning surge protection* - a w_tom conductor

The Natural Philosopher posted
On 05/08/2019 20:17, Max Demian wrote:
On 05/08/2019 15:36, Tim Streater wrote:
In article , Chris Hogg
wrote:

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.

Yes, (4) is what my bank has been doing for some years - with new
payees. A bit tedious but easy enough. You just need your bank card and
the PinSentry, and I do something similar when logging on anyway.
I wonder who thought up the names and symbols on the three blue
buttons at the top:
Identify (keyhole): Just enter your PIN
Respond (up and down arrows): Enter PIN and reference number
Sign (tick): Enter PIN, number and amount
I think that's what you have to do. I've actually only used the
first button. I suppose it means something to somebody.

Identify is just to sign in

Sign is used to make a transfer payment. You generate a hash from
details of the transaction.

Cant remmber what respond is - oh looks like its for online shopping


My bank (Lloyds) online banking website says something like "We will
never ask you to use the Respond function". I'm not sure why they feel
need to say that explicitly.

--
Evremonde

On 05/08/2019 22:41, The Natural Philosopher wrote:
On 05/08/2019 20:17, Max Demian wrote:
On 05/08/2019 15:36, Tim Streater wrote:
In article , Chris Hogg
wrote:

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.

Yes, (4) is what my bank has been doing for some years - with new
payees. A bit tedious but easy enough. You just need your bank card and
the PinSentry, and I do something similar when logging on anyway.

I wonder who thought up the names and symbols on the three blue
buttons at the top:

Identify (keyhole): Just enter your PIN
Respond (up and down arrows): Enter PIN and reference number
Sign (tick): Enter PIN, number and amount

I think that's what you have to do. I've actually only used the first
button. I suppose it means something to somebody.

Identify is just to sign in

So why isn't it called "sign in"?

Sign is used to make a transfer payment. You generate a hash from
details of the transaction.

So why not "transfer"?

Cant remmber what respond is - oh looks like its for online shopping

Might be for telephone banking, but they always ask for other stuff.

--
Max Demian

On 06/08/2019 14:10, Max Demian wrote:
On 05/08/2019 22:41, The Natural Philosopher wrote:
On 05/08/2019 20:17, Max Demian wrote:
On 05/08/2019 15:36, Tim Streater wrote:
In article , Chris Hogg
wrote:

4) Choose PINsentry card reader (which is the one that seems
appropriate to my situation)

On choosing (4), I'll be given an 8-digit reference number via my PC.
I then insert my card into the card reader, and press 'Respond' on
the
reader. I then type in the aforementioned reference number, and press
'Enter' on the card reader, which in turn gives me another 8-digit
code that I type into the appropriate box on my PC screen, and the
payment should then go through OK.

Seems a little complicated but at least it holds out the hope of
something working rather than no longer being able to buy anything
on-line anymore.

Correction (I missed out a step): after inserting your card into the
reader and pressing the 'Respond' button, you type in your PIN and
then press 'Enter'. _Then_ you type in the reference number give by
your PC.

Yes, (4) is what my bank has been doing for some years - with new
payees. A bit tedious but easy enough. You just need your bank card and
the PinSentry, and I do something similar when logging on anyway.

I wonder who thought up the names and symbols on the three blue
buttons at the top:

Identify (keyhole): Just enter your PIN
Respond (up and down arrows): Enter PIN and reference number
Sign (tick): Enter PIN, number and amount

I think that's what you have to do. I've actually only used the first
button. I suppose it means something to somebody.

Identify is just to sign in

So why isn't it called "sign in"?

Because it is confirming your identity (by possession of the card and
pin) - you may need to do that for something without signing in.

Sign is used to make a transfer payment. You generate a hash from
details of the transaction.

So why not "transfer"?

Probably from signing cheques and you are "signing" the payment. Anyway,
while you could be transferring money between your own accounts, you
could also be paying for something, as distint from a transfer.

Cant remmber what respond is - oh looks like its for online shopping

Might be for telephone banking, but they always ask for other stuff.

No idea.

SteveW

On Tue, 06 Aug 2019 19:16:23 +0100, Steve Walker wrote:

Cant remmber what respond is - oh looks like its for online shopping

Might be for telephone banking, but they always ask for other stuff.

No idea.

Challenge response. My bank (NatWest) uses it if I want to make a change
to a standing order, or add a payee.

I am given a string of digits from the website. I insert my card, press
Respond and enter my PIN. I also enter those digits. I am given another
set of digits as a response to type back in.

I probably do it about once a month.


--
My posts are my copyright and if @diy_forums or Home Owners' Hub
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*lightning surge protection* - a w_tom conductor