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Changes to bank web security
Various banks are warning me that they will change the security
arrangements for accessing their online accounts. There appears to be a need to be able to use their mobile phone app. Should I conclude that I am going to need a mobile phone signal to access my bank account from a PC? -- Michael Chare |
Changes to bank web security
Michael Chare wrote:
Various banks are warning me that they will change the security arrangements for accessing their online accounts. There appears to be a need to be able to use their mobile phone app. Should I conclude that I am going to need a mobile phone signal to access my bank account from a PC? If you're using their app, no, because your mobile can use wifi to talk to the bank. If they're using SMS for authentication codes, you need some way to deliver that SMS. Various SMS to email / SMS over wifi systems exist. If they're using voice calls, you need some way to receive those voice calls. Register a landline number, or a mobile number that diverts to landline. So not in practice, but you might have to set something up to achieve it. These aren't options for people who can't set up such systems, though. Theo |
Changes to bank web security
Michael Chare wrote:
Should I conclude that I am going to need a mobile phone signal to access my bank account from a PC? Yes, at least to make payments, also for purchases online or in shops. |
Changes to bank web security
On 30/07/2019 10:50, Michael Chare wrote:
Various banks are warning me that they will change the security arrangements for accessing their online accounts. There appears to be a need to be able to use their mobile phone app. Should I conclude that I am going to need a mobile phone signal to access my bank account from a PC? Mostly soluble with a card reader. see: https://www.theguardian.com/money/20...nline-payments -- Max Demian |
Changes to bank web security
Theo wrote:
Michael Chare wrote: Various banks are warning me that they will change the security arrangements for accessing their online accounts. There appears to be a need to be able to use their mobile phone app. Should I conclude that I am going to need a mobile phone signal to access my bank account from a PC? If you're using their app, no, because your mobile can use wifi to talk to the bank. If they're using SMS for authentication codes, you need some way to deliver that SMS. Various SMS to email / SMS over wifi systems exist. If I could only persuade my bank that they can send SMS to my land line that would be fine, however their systems (or their people maybe) can't believe that a non 07xxx number can receive texts. -- Chris Green · |
Changes to bank web security
On 30/07/2019 11:17, Max Demian wrote:
On 30/07/2019 10:50, Michael Chare wrote: Various banks are warning me that they will change the security arrangements for accessing their online accounts. There appears to be a need to be able to use their mobile phone app. Should I conclude that I am going to need a mobile phone signal to access my bank account from a PC? Mostly soluble with a card reader. see: https://www.theguardian.com/money/20...nline-payments ISTR the Barclays app will give you a "PinSentry" code without a mobile or WiFi signal. So far, I've resisted the temptation to set up a mobile phone at all for banking. I do all of mine through a big desktop which would not be particularly easy to steal. But the security options do seem to be getting better. |
Changes to bank web security
On 30/07/2019 11:17, Max Demian wrote:
On 30/07/2019 10:50, Michael Chare wrote: Various banks are warning me that they will change the security arrangements for accessing their online accounts. There appears to be a need to be able to use their mobile phone app. Should I conclude that I am going to need a mobile phone signal to access my bank account from a PC? Mostly soluble with a card reader. see: https://www.theguardian.com/money/20...nline-payments Yup. Barclays has said this will be one option. Google manage to send a one-time-code via text-to-speech to my landline without any problem. |
Changes to bank web security
On 30/07/2019 10:50, Michael Chare wrote:
Various banks are warning me that they will change the security arrangements for accessing their online accounts. There appears to be a need to be able to use their mobile phone app. Should I conclude that I am going to need a mobile phone signal to access my bank account from a PC? No. they are using a OTP based on time and some secret that they do need to download when setting it up. The HSBC has been doing it for a few years now but with a dongle to generate the codes, that is being discontinued in favour of the online app. |
Changes to bank web security
On 30/07/2019 11:17, Max Demian wrote:
On 30/07/2019 10:50, Michael Chare wrote: Various banks are warning me that they will change the security arrangements for accessing their online accounts. There appears to be a need to be able to use their mobile phone app. Should I conclude that I am going to need a mobile phone signal to access my bank account from a PC? Mostly soluble with a card reader. see: https://www.theguardian.com/money/20...nline-payments That is a good link. Thank you. -- Michael Chare |
Changes to bank web security
If you have no mobile phone reception at all but you have an internet connection, you can buy a femtocell/picocell.
This plugs into your broadband router and is effectively a mobile phone mast. Then you now have a mobile phone signal on your phone in your house. All the big four mobile providers offer femtocells or picocells. Google for suresignal to get you started! That would then permit you to set up 2FA on your bank account and mobile phone. |
Changes to bank web security
Re femtocells:
Vodafone use sure signal O2 use boostbox EE use signal box 3 use home signal. All are one off purchases and you need to register the mobile phone numbers on them as this then stops other people hogging your broadband line for mobile related stuff. |
Changes to bank web security
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Changes to bank web security
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Changes to bank web security
Michael Chare wrote:
I wonder if the EE box also works for Plusnet. I'm on virgin (an EE MVNO) and when I visit customer sites that have poor coverage and EE signal boxes my phone uses their femtocells ... you hear a extra beep at the start of the call to let you know. I thought some 3 phones could use wifi. Some can, but you tend to need to buy the phone from the network to get a "blessed" version of firmware with wifi calling provisioned on it. |
Changes to bank web security
In article ,
wrote: If you have no mobile phone reception at all but you have an internet connection, you can buy a femtocell/picocell. This plugs into your broadband router and is effectively a mobile phone mast. Then you now have a mobile phone signal on your phone in your house. All the big four mobile providers offer femtocells or picocells. Google for suresignal to get you started! That would then permit you to set up 2FA on your bank account and mobile phone. Suresignal is the Vodaphone one. I've had one for many years. Our house is built with very hard bricks so mobile phone signals don't easily come. indoors. Leaning out of an upstairs window does get a signal -- from KT24 in Surrey, England "I'd rather die of exhaustion than die of boredom" Thomas Carlyle |
Changes to bank web security
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Changes to bank web security
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Changes to bank web security
On 30/07/2019 18:23, Michael Chare wrote:
On 30/07/2019 18:06, wrote: Re femtocells: Vodafone use sure signal O2 use boostbox EE use signal box 3 use home signal. All are one off purchases and you need to register the mobile phone numbers onÂ* them as this then stops other people hogging your broadband line for mobile related stuff. I have a Vodafone Suresignal which they sent me for free when I renewed my contract. I wonder if the EE box also works for Plusnet.Â* I thought some 3 phones could use wifi. All i phones. most later samsungs and quite a few others have wifi calling. EE/BT, vodaphone and three support it.. but only 3 on a PAYG basis. You will probably need top buy the samsung from the company whose SIM you use Interesting post though as I was thinking that I might be locked into Vodafone. -- €œIt is dangerous to be right in matters on which the established authorities are wrong.€ €• Voltaire, The Age of Louis XIV |
Changes to bank web security
On 30/07/2019 18:30, Andy Burns wrote:
Michael Chare wrote: I wonder if the EE box also works for Plusnet. I'm on virgin (an EE MVNO) and when I visit customer sites that have poor coverage and EE signal boxes my phone uses their femtocells ... you hear a extra beep at the start of the call to let you know. I thought some 3 phones could use wifi. Some can, but you tend to need to buy the phone from the network to get a "blessed" version of firmware with wifi calling provisioned on it. Pretty sure is=ts on *all* i - phones . -- €œIt is dangerous to be right in matters on which the established authorities are wrong.€ €• Voltaire, The Age of Louis XIV |
Changes to bank web security
In article ,
The Natural Philosopher wrote: On 30/07/2019 17:57, wrote: If you have no mobile phone reception at all but you have an internet connection, you can buy a femtocell/picocell. Why bother? buy a smart phone with wifi calling. doesn't help with incoming calls -- from KT24 in Surrey, England "I'd rather die of exhaustion than die of boredom" Thomas Carlyle |
Changes to bank web security
On 30/07/2019 19:41, charles wrote:
In article , The Natural Philosopher wrote: On 30/07/2019 17:57, wrote: If you have no mobile phone reception at all but you have an internet connection, you can buy a femtocell/picocell. Why bother? buy a smart phone with wifi calling. doesn't help with incoming calls ??? Of course it does! -- There is nothing a fleet of dispatchable nuclear power plants cannot do that cannot be done worse and more expensively and with higher carbon emissions and more adverse environmental impact by adding intermittent renewable energy. |
Changes to bank web security
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Changes to bank web security
charles wrote:
The Natural Philosopher wrote: buy a smart phone with wifi calling. doesn't help with incoming calls The phone creates an IPSEC tunnel back to the home network, then does everything through that which it would normally do over the radio interface. |
Changes to bank web security
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Changes to bank web security
Chris Green wrote:
wrote: Re femtocells: Vodafone use sure signal O2 use boostbox EE use signal box 3 use home signal. All are one off purchases and you need to register the mobile phone numbers on them as this then stops other people hogging your broadband line for mobile related stuff. I asked 3 for one and they wouldn't let me have it, they just promoted their "use WiFi when there's no mobile coverage" app, which has since been discontinued and didn't work anyway. I don't think you can "purchase" a "home signal". In fact I just looked, the Three web site says:- Home Signal Update: Three no longer issue home signal boxes It's the perfect solution but, for some reason, the mobile providers won't actually supply them. -- Chris Green · |
Changes to bank web security
"Andy Burns" wrote in message ... Michael Chare wrote: Should I conclude that I am going to need a mobile phone signal to access my bank account from a PC? Yes, at least to make payments, also for purchases online or in shops. Thats not true of purchases in shops using apple pay, google pay or samsung pay. They all work fine with no mobile phone signal at the time of paying. |
Changes to bank web security
Swer wrote:
in shops using apple pay, google pay or samsung pay. They all work fine with no mobile phone signal at the time of paying. And you know this will continue after the 14th September? |
Changes to bank web security
On 30/07/2019 10:50, Michael Chare wrote:
Various banks are warning me that they will change the security arrangements for accessing their online accounts. There appears to be a need to be able to use their mobile phone app. Santander (for one) were misleading about this, they said you need to install their app but on looking at the detail it wasn't necessary as they continue to offer the option of sending a code via SMS to a phone Should I conclude that I am going to need a mobile phone signal to access my bank account from a PC? Probably. -- djc (–€Ì¿Ä¹Ì¯–€Ì¿ Ì¿) No low-hanging fruit, just a lot of small berries up a tall tree. |
Changes to bank web security
DJC wrote:
Santander (for one) were misleading about this, they said you need to install their app I got the santander notice this morning, it explicitly said use either their smarthone app or one time passcode via sms. |
More Heavy Trolling by Senile Nym-Shifting Rodent Speed!
On Wed, 31 Jul 2019 05:16:35 +1000, Swer, better known as cantankerous
trolling senile geezer Rodent Speed, wrote: Yes, at least to make payments, also for purchases online or in shops. That¢s not true of purchases in shops using apple pay, google pay or samsung pay. You can shove all those up your senile arse, senile Rodent! -- Norman Wells addressing senile Rodent: "Ah, the voice of scum speaks." MID: |
Changes to bank web security
In article ,
The Natural Philosopher wrote: On 30/07/2019 19:41, charles wrote: In article , The Natural Philosopher wrote: On 30/07/2019 17:57, wrote: If you have no mobile phone reception at all but you have an internet connection, you can buy a femtocell/picocell. Why bother? buy a smart phone with wifi calling. doesn't help with incoming calls ??? Of course it does! how does the system know where you are? -- from KT24 in Surrey, England "I'd rather die of exhaustion than die of boredom" Thomas Carlyle |
More Heavy Trolling by Senile Nym-Shifting Rodent Speed!
On Wed, 31 Jul 2019 07:34:34 +1000, Swer, better known as cantankerous
trolling senile geezer Rodent Speed, wrote: No its not because you don't do internet banking. Get your senile STENCH out of normally evolved humans' ngs, you stinky senile geezer! -- Sqwertz to Rot Speed: "This is just a hunch, but I'm betting you're kinda an argumentative asshole. MID: |
Changes to bank web security
"PeterC" wrote in message ... On Tue, 30 Jul 2019 10:50:02 +0100, Michael Chare wrote: Various banks are warning me that they will change the security arrangements for accessing their online accounts. There appears to be a need to be able to use their mobile phone app. Should I conclude that I am going to need a mobile phone signal to access my bank account from a PC? SMS is an option from 2 banks; 1 is going to require DoB on log-in, so yet another reason to avoid any dubious computers (mine is the only one that I trust; the router's wifi is off). I wouldn't use an app., or do any financial work on a 'phone. More fool you. My cards are shielded but I'm sort of guessing that shielding a 'phone is rather counter-productive. But using the phone to do a *pay transaction instead of using the physical card is vastly more secure. |
Changes to bank web security
On 30/07/2019 21:53, charles wrote:
In article , The Natural Philosopher wrote: On 30/07/2019 19:41, charles wrote: In article , The Natural Philosopher wrote: On 30/07/2019 17:57, wrote: If you have no mobile phone reception at all but you have an internet connection, you can buy a femtocell/picocell. Why bother? buy a smart phone with wifi calling. doesn't help with incoming calls ??? Of course it does! how does the system know where you are? The same way a mobile is connected to a HLR or a VLR, its connected to a server. |
More Heavy Trolling by Senile Nym-Shifting Rodent Speed!
On Wed, 31 Jul 2019 07:54:47 +1000, Swer, better known as cantankerous
trolling senile geezer Rodent Speed, wrote: SMS is an option from 2 banks; 1 is going to require DoB on log-in, so yet another reason to avoid any dubious computers (mine is the only one that I trust; the router's wifi is off). I wouldn't use an app., or do any financial work on a 'phone. More fool you. Obviously not a consuming fool and asshole like you, you ridiculous senile Google, Apple, M$ and Amazon admirer! -- Richard addressing Rot Speed: "**** you're thick/pathetic excuse for a troll." MID: |
Changes to bank web security
On 30/07/2019 21:53, charles wrote:
In article , The Natural Philosopher wrote: On 30/07/2019 19:41, charles wrote: In article , The Natural Philosopher wrote: On 30/07/2019 17:57, wrote: If you have no mobile phone reception at all but you have an internet connection, you can buy a femtocell/picocell. Why bother? buy a smart phone with wifi calling. doesn't help with incoming calls ??? Of course it does! how does the system know where you are? Your phone calls home. Same as with a cell tower. I presume it opens, and keeps open, a tcp connection that sends a keepalive packet every minute or so. -- Its easier to fool people than to convince them that they have been fooled. Mark Twain |
Changes to bank web security
"Chris Green" wrote in message ... Chris Green wrote: wrote: Re femtocells: Vodafone use sure signal O2 use boostbox EE use signal box 3 use home signal. All are one off purchases and you need to register the mobile phone numbers on them as this then stops other people hogging your broadband line for mobile related stuff. I asked 3 for one and they wouldn't let me have it, they just promoted their "use WiFi when there's no mobile coverage" app, which has since been discontinued and didn't work anyway. I don't think you can "purchase" a "home signal". In fact I just looked, the Three web site says:- Home Signal Update: Three no longer issue home signal boxes It's the perfect solution but, for some reason, the mobile providers won't actually supply them. Because wifi calling works much better now because you can do that anywhere you can find a wifi service when you discover there is no mobile coverage where you happen to be even if that is just some place you will never go to again. |
Changes to bank web security
"Andy Burns" wrote in message ... Swer wrote: in shops using apple pay, google pay or samsung pay. They all work fine with no mobile phone signal at the time of paying. And you know this will continue after the 14th September? Yep, because it works like that world wide. The phones have a number of tokens stored in the phone and use one for each new transaction. They get more tokens when the phone has coverage again. That security is vastly more secure than 2FA can ever be because the one time token can never be used again so there is no need for any other authorisation of a transaction. |
Changes to bank web security
"charles" wrote in message ... In article , The Natural Philosopher wrote: On 30/07/2019 19:41, charles wrote: In article , The Natural Philosopher wrote: On 30/07/2019 17:57, wrote: If you have no mobile phone reception at all but you have an internet connection, you can buy a femtocell/picocell. Why bother? buy a smart phone with wifi calling. doesn't help with incoming calls ??? Of course it does! how does the system know where you are? By sending the same location data back thru the wifi to the mobile system that mobile bases do. |
More Heavy Trolling by Senile Nym-Shifting Rodent Speed!
On Wed, 31 Jul 2019 13:47:45 +1000, Swer, better known as cantankerous
in shops using apple pay, google pay or samsung pay. They all work fine with no mobile phone signal at the time of paying. And you know this will continue after the 14th September? Yep, because Yep, because you know EVERYTHING, right, senile idiot! Don't tell us you don't! BG -- Bill Wright to Rot Speed: "That confirms my opinion that you are a despicable little ****." MID: |
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