Home |
Search |
Today's Posts |
|
UK diy (uk.d-i-y) For the discussion of all topics related to diy (do-it-yourself) in the UK. All levels of experience and proficency are welcome to join in to ask questions or offer solutions. |
Reply |
|
LinkBack | Thread Tools | Display Modes |
#1
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
http://epetitions.direct.gov.uk/petitions/31778
Petition against the removal of additional tax allowances for pensioners. Vote early, vote often :-) Cheers Daver R -- No plan survives contact with the enemy. [Not even bunny] Helmuth von Moltke the Elder (\__/) (='.'=) (")_(") |
#2
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 14/02/2013 11:40, David WE Roberts wrote:
http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Vote early, vote often :-) Why do you support ageist policies? Perhaps a petition for the removal of any age related benefits and allowances is called for. |
#3
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On Feb 14, 11:40*am, "David WE Roberts" wrote:
http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Why would I want to do that? It will do absolutely nothing to help those in real need. All it will do is give more to those who already have enough to benefit from said tax allowances. MBQ |
#4
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 14/02/2013 11:40, David WE Roberts wrote:
http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Vote early, vote often :-) If you are canvassing for votes against the removal of additional tax allowances, it might be a good idea to explain why you think that the increase in personal allowances for those over 65 does not adequately compensate for them. Colin Bignell |
#5
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 14/02/2013 12:22, Man at B&Q wrote:
On Feb 14, 11:40 am, "David WE Roberts" wrote: http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Why would I want to do that? It will do absolutely nothing to help those in real need. All it will do is give more to those who already have enough to benefit from said tax allowances. How much do people need to get in order to benefit from the Age Allowance? |
#6
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 14/02/2013 20:16, GB wrote:
On 14/02/2013 12:22, Man at B&Q wrote: On Feb 14, 11:40 am, "David WE Roberts" wrote: http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Why would I want to do that? It will do absolutely nothing to help those in real need. All it will do is give more to those who already have enough to benefit from said tax allowances. How much do people need to get in order to benefit from the Age Allowance? Why not sign http://epetitions.direct.gov.uk/petitions/32346 instead? |
#7
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 14/02/2013 20:23, dennis@home wrote:
On 14/02/2013 20:16, GB wrote: On 14/02/2013 12:22, Man at B&Q wrote: On Feb 14, 11:40 am, "David WE Roberts" wrote: http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Why would I want to do that? It will do absolutely nothing to help those in real need. All it will do is give more to those who already have enough to benefit from said tax allowances. How much do people need to get in order to benefit from the Age Allowance? Why not sign http://epetitions.direct.gov.uk/petitions/32346 instead? Good idea. I have done that. |
#8
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 14/02/2013 20:26, GB wrote:
On 14/02/2013 20:23, dennis@home wrote: 8 Why not sign http://epetitions.direct.gov.uk/petitions/32346 instead? Good idea. I have done that. Here's one for harry to sign. http://epetitions.direct.gov.uk/petitions/36402 |
#9
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 14/02/2013 13:13, Nightjar wrote:
On 14/02/2013 11:40, David WE Roberts wrote: http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Vote early, vote often :-) If you are canvassing for votes against the removal of additional tax allowances, it might be a good idea to explain why you think that the increase in personal allowances for those over 65 does not adequately compensate for them. Colin Bignell I agree. I suppose some would argue that this doesn't maintain the differential between pensioners and non-pensioners. But I'm not sure exactly what the case for a differential is. Personally, I'd rather have it as an increased personal allowance for everyone. That way, it doesn't get clawed back when my total pension income exceeds a certain threshold. I would also support means testing things like bus passes and winter fuel allowance. Not so sure about prescriptions and eye test. Older people tend to have a greater need for these. Free dental treatment would be good, too. -- Cheers, Roger ____________ Please reply to Newsgroup. Whilst email address is valid, it is seldom checked. |
#10
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 14/02/13 20:39, Roger Mills wrote:
On 14/02/2013 13:13, Nightjar wrote: On 14/02/2013 11:40, David WE Roberts wrote: http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Vote early, vote often :-) If you are canvassing for votes against the removal of additional tax allowances, it might be a good idea to explain why you think that the increase in personal allowances for those over 65 does not adequately compensate for them. Colin Bignell I agree. I suppose some would argue that this doesn't maintain the differential between pensioners and non-pensioners. But I'm not sure exactly what the case for a differential is. Personally, I'd rather have it as an increased personal allowance for everyone. That way, it doesn't get clawed back when my total pension income exceeds a certain threshold. I would also support means testing things like bus passes and winter fuel allowance. Not so sure about prescriptions and eye test. Older people tend to have a greater need for these. Free dental treatment would be good, too. Useless blatherings. Us over 60s know we will have our pensions removed, our houses stolen by mansion taxes, our savings devalued and used to employ third world carers to not look after us before being put on a care pathway and finally turned into SagaBurgers for young labour votahs. The only question is how many of the idle workshy *******s we can take with us. My euthanasia shall not go unaccompanied! Pass the Ammonium Nitrate Jeeves. I have one final message to deliver to the House. While the balance of my mind is sufficiently disturbed by the last of the Clery '46.... -- Ineptocracy (in-ep-toc-ra-cy) €“ a system of government where the least capable to lead are elected by the least capable of producing, and where the members of society least likely to sustain themselves or succeed, are rewarded with goods and services paid for by the confiscated wealth of a diminishing number of producers. |
#11
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 14/02/2013 20:39, Roger Mills wrote:
On 14/02/2013 13:13, Nightjar wrote: On 14/02/2013 11:40, David WE Roberts wrote: http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Vote early, vote often :-) If you are canvassing for votes against the removal of additional tax allowances, it might be a good idea to explain why you think that the increase in personal allowances for those over 65 does not adequately compensate for them. Colin Bignell I agree. I suppose some would argue that this doesn't maintain the differential between pensioners and non-pensioners. But I'm not sure exactly what the case for a differential is. Personally, I'd rather have it as an increased personal allowance for everyone. That way, it doesn't get clawed back when my total pension income exceeds a certain threshold. I would also support means testing things like bus passes and winter fuel allowance. Not so sure about prescriptions and eye test. Older people tend to have a greater need for these. Free dental treatment would be good, too. I suspect that means testing bus passes would probably cost more than it saves. They are a bit of a novelty when you first get them, after which the disadvantages of using public transport outweigh the benefits of using it for free, so it is probable that only those who really need them actually use them to any extent. I wouldn't miss the winter fuel allowance, but again, I'm not sure that a lot of the claimed savings from means testing it would not just go into administering the scheme. Prescriptions might as well be free for everybody; only 10% of people actually pay for them and I rather doubt that covers the administrative costs of collecting the fees and checking that people claiming exemption are actually entitled to it. Eye tests should not only be free but for anybody over 60 holding a driving licence compulsory. Many people who have never needed glasses before can go for years without realising that their eyesight is deteriorating as they age. Colin Bignell |
#12
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
"Nightjar" wrote in message ... On 14/02/2013 20:39, Roger Mills wrote: On 14/02/2013 13:13, Nightjar wrote: On 14/02/2013 11:40, David WE Roberts wrote: http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Vote early, vote often :-) If you are canvassing for votes against the removal of additional tax allowances, it might be a good idea to explain why you think that the increase in personal allowances for those over 65 does not adequately compensate for them. Colin Bignell I agree. I suppose some would argue that this doesn't maintain the differential between pensioners and non-pensioners. But I'm not sure exactly what the case for a differential is. Personally, I'd rather have it as an increased personal allowance for everyone. That way, it doesn't get clawed back when my total pension income exceeds a certain threshold. I would also support means testing things like bus passes and winter fuel allowance. Not so sure about prescriptions and eye test. Older people tend to have a greater need for these. Free dental treatment would be good, too. I suspect that means testing bus passes would probably cost more than it saves. They are a bit of a novelty when you first get them, after which the disadvantages of using public transport outweigh the benefits of using it for free, so it is probable that only those who really need them actually use them to any extent. I wouldn't miss the winter fuel allowance, but again, I'm not sure that a lot of the claimed savings from means testing it would not just go into administering the scheme. Prescriptions might as well be free for everybody; only 10% of people actually pay for them and I rather doubt that covers the administrative costs of collecting the fees and checking that people claiming exemption are actually entitled to it. Eye tests should not only be free but for anybody over 60 holding a driving licence compulsory. Ours are compulsory for ALL driving licenses, done where you get the license so basically included in the cost of the license. We also have free eye tests every 2 years, and they do a lot more than driving license test. Many people who have never needed glasses before can go for years without realising that their eyesight is deteriorating as they age. |
#13
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 14/02/2013 22:28, Nightjar wrote:
On 14/02/2013 20:39, Roger Mills wrote: On 14/02/2013 13:13, Nightjar wrote: On 14/02/2013 11:40, David WE Roberts wrote: http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Vote early, vote often :-) If you are canvassing for votes against the removal of additional tax allowances, it might be a good idea to explain why you think that the increase in personal allowances for those over 65 does not adequately compensate for them. Colin Bignell I agree. I suppose some would argue that this doesn't maintain the differential between pensioners and non-pensioners. But I'm not sure exactly what the case for a differential is. Personally, I'd rather have it as an increased personal allowance for everyone. That way, it doesn't get clawed back when my total pension income exceeds a certain threshold. I would also support means testing things like bus passes and winter fuel allowance. Not so sure about prescriptions and eye test. Older people tend to have a greater need for these. Free dental treatment would be good, too. I suspect that means testing bus passes would probably cost more than it saves. They are a bit of a novelty when you first get them, after which the disadvantages of using public transport outweigh the benefits of using it for free, so it is probable that only those who really need them actually use them to any extent. I wouldn't miss the winter fuel allowance, but again, I'm not sure that a lot of the claimed savings from means testing it would not just go into administering the scheme. Prescriptions might as well be free for everybody; only 10% of people actually pay for them and I rather doubt that covers the administrative costs of collecting the fees and checking that people claiming exemption are actually entitled to it. Govt claims 88% don't pay - I would question that. And anecdotally at least people don't use prescription medicine because of the cost. Eye tests should not only be free but for anybody over 60 holding a driving licence compulsory. Many people who have never needed glasses before can go for years without realising that their eyesight is deteriorating as they age. It's tricky - overall I don't think means testing is a good idea, for reasons ranging from admin cost to stigma. I'd like to think people who don't need or use a benefit hand it back, but then I like to think a lot of things ;-) Rob |
#14
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 15/02/2013 08:14, RJH wrote:
Govt claims 88% don't pay - I would question that. And anecdotally at least people don't use prescription medicine because of the cost. The saga of prescription charges goes on! If you are even slightly financially OK but medically not OK, and subject to NHS prescription charges, it is likely worth capping your outgoings by getting a Prescription Prepayment Certificate (PPC) at £104 a year. (Do government "don't pay" figures include PPC purchasers? After all, they do not pay prescription by prescription.) I take one medicine only and the NHS "cost" of that medicine is marginally over £12 a year (one lot month). And this seems to correlate with costs in other countries such as Spain, I am told, where it is an over-the-counter medicine. However, I and everyone else on this medicine qualify for a Medical Exemption Certificate (Medex), so actually pay nothing. (And have the benefit of not then paying for any other prescriptions.) If I had to pay the full prescription charge of £7.65 twelve times a year, I would be being ripped off by the system. (That is, being charged almost £80 more than the NHS is charged for the medicine.) Because of the system we have, I do not have the option of buying my own as the charges for doing so are even more. Private prescriptions alone are often expensive and yet a prescription is mandatory. And there is no possibility of buying at anything like the NHS or Spanish prices. (I base this on having seen the prices some people have been charged for having private prescriptions filled for this medicine - though maybe they did not shop around?) It could actually be less expensive to purchase an equivalent from abroad than to pay UK prescription charges. Without a prescription. Unfortunately, most internet medicine suppliers relate their prices to USA domestic prices. And this medicine is anomalously expensive in the USA (almost certainly branding issues, etc.). But if I knew someone willing in any of several European countries, they could pop it in an envelope for me and I would pay much less than NHS prescription charges. Considering the importance of some medicines, the idea that people have to question which one(s) they might be able to afford this week or month, even when the NHS costs are peanuts, is crazy and unfair. -- Rod |
#15
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 15/02/2013 08:14, RJH wrote:
On 14/02/2013 22:28, Nightjar wrote: .... Prescriptions might as well be free for everybody; only 10% of people actually pay for them and I rather doubt that covers the administrative costs of collecting the fees and checking that people claiming exemption are actually entitled to it. Govt claims 88% don't pay - I would question that. A 2008 survey gave the average at the 90% I quoted. However, for some groups, such as mental health patients, it is as low as 81%. And anecdotally at least people don't use prescription medicine because of the cost. I would have thought that the majority of people for whom that would be a problem should qualify for free prescriptions. Eye tests should not only be free but for anybody over 60 holding a driving licence compulsory. Many people who have never needed glasses before can go for years without realising that their eyesight is deteriorating as they age. It's tricky - overall I don't think means testing is a good idea, for reasons ranging from admin cost to stigma. I'd like to think people who don't need or use a benefit hand it back, but then I like to think a lot of things ;-) I don't think there is any mechanism for me to hand back the winter fuel allowance. It is easier to give the same amount to charity. Colin Bignell |
#16
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 15/02/2013 09:08, Nightjar wrote:
On 15/02/2013 08:14, RJH wrote: And anecdotally at least people don't use prescription medicine because of the cost. I would have thought that the majority of people for whom that would be a problem should qualify for free prescriptions. Majority maybe, but IIRC, Jobseekers flat rate does not, but income-related does - and there are many cracks in the systems. -- Rod |
#17
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 15/02/2013 08:51, polygonum wrote:
On 15/02/2013 08:14, RJH wrote: Govt claims 88% don't pay - I would question that. And anecdotally at least people don't use prescription medicine because of the cost. The saga of prescription charges goes on! If you are even slightly financially OK but medically not OK, and subject to NHS prescription charges, it is likely worth capping your outgoings by getting a Prescription Prepayment Certificate (PPC) at £104 a year. (Do government "don't pay" figures include PPC purchasers? After all, they do not pay prescription by prescription.) It is whether you pay at all, not whether you pay prescription by prescription. I take one medicine only and the NHS "cost" of that medicine is marginally over £12 a year (one lot month). And this seems to correlate with costs in other countries such as Spain, I am told, where it is an over-the-counter medicine. However, I and everyone else on this medicine qualify for a Medical Exemption Certificate (Medex), so actually pay nothing. (And have the benefit of not then paying for any other prescriptions.) If I had to pay the full prescription charge of £7.65 twelve times a year, I would be being ripped off by the system. (That is, being charged almost £80 more than the NHS is charged for the medicine.)... Having to get a prescription every month is a NICE recommendation, to reduce the cost to the NHS from medicine supplied to people who die before using it all. Some GPs will still give a three month prescription. Colin Bignell |
#18
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
Roger Mills wrote:
I would also support means testing things like bus passes and winter fuel allowance. Though I have benefited, I don't think the original decision to introduce these at 60 for everybody, instead of at state pension age, was right. Chris -- Chris J Dixon Nottingham UK Plant amazing Acers. |
#19
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 15/02/2013 09:12, polygonum wrote:
On 15/02/2013 09:08, Nightjar wrote: On 15/02/2013 08:14, RJH wrote: And anecdotally at least people don't use prescription medicine because of the cost. I would have thought that the majority of people for whom that would be a problem should qualify for free prescriptions. Majority maybe, but IIRC, Jobseekers flat rate does not, but income-related does - and there are many cracks in the systems. My point is that there is probably not a huge number of people waiting in the wings who would suddenly start to get prescriptions were they to be made free. Colin Bignell |
#20
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 15/02/2013 09:21, Nightjar wrote:
On 15/02/2013 08:51, polygonum wrote: On 15/02/2013 08:14, RJH wrote: Govt claims 88% don't pay - I would question that. And anecdotally at least people don't use prescription medicine because of the cost. The saga of prescription charges goes on! If you are even slightly financially OK but medically not OK, and subject to NHS prescription charges, it is likely worth capping your outgoings by getting a Prescription Prepayment Certificate (PPC) at £104 a year. (Do government "don't pay" figures include PPC purchasers? After all, they do not pay prescription by prescription.) It is whether you pay at all, not whether you pay prescription by prescription. I take one medicine only and the NHS "cost" of that medicine is marginally over £12 a year (one lot month). And this seems to correlate with costs in other countries such as Spain, I am told, where it is an over-the-counter medicine. However, I and everyone else on this medicine qualify for a Medical Exemption Certificate (Medex), so actually pay nothing. (And have the benefit of not then paying for any other prescriptions.) If I had to pay the full prescription charge of £7.65 twelve times a year, I would be being ripped off by the system. (That is, being charged almost £80 more than the NHS is charged for the medicine.)... Having to get a prescription every month is a NICE recommendation, to reduce the cost to the NHS from medicine supplied to people who die before using it all. Some GPs will still give a three month prescription. Colin Bignell I actually get my prescription every 56 days. But many others on the same medicine and equally stable have been stuck onto 28 day prescriptions. NICE left a large gap to allow for long-term, stable medicines to be prescribed on a longer period basis. But my PCT's interpretation was near enough a blanket ban on 28-day prescribing. And yet the MHRA has only last month issued specific advice that prescriptions for this medicine that it positively should be on an 84-day basis. Given the cost of handling two extra prescriptions (i.e. three one month prescriptions as recommended for many things by NICE and as endorsed by my PCT, against one three month prescription) is far greater than the cost of the medicine, the cost saving claim is ludicrous. And my PCT was utterly unable to explain how to translate mandatory 28-day prescribing into advice for "take as needed" medicines. Not even to say that they were obviously not covered. -- Rod |
#21
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
Jethro_uk wrote:
I would be curious if there's been any research (as opposed to Daily Mail headlines) as to whether people who don't pay charges are any more wasteful than those who do. You should meet my mid-80s mother-in-law. I don't really know the reason why - it might be something to do with WWII, but I'm not sure - but she has to have a 'stock' of everything. In the days when she could get out and do her own shopping, it included having a 'stock' of supermarket plastic bags. We estimate she had 20,000 of them, before SWMBO threw them out. She won't eat food in her freezer (because it's her 'stock') so lives on sandwiches. She's been prescribed a medicated cream for a skin condition, but won't use it as she doesn't have a 'stock' of it, so saves it up. No 'stock' item is ever used for anything. But one day SWMBO came across her 'stock' of medication - most of it was out of date, and there was enough to fill a big bin liner. SWMBO costed it as being over £1000-worth of medications, all useless and wasted. and that was dished out on a monthly-prescription basis. -- Kim Bolton |
#22
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
Nightjar :
Having to get a prescription every month is a NICE recommendation, to reduce the cost to the NHS from medicine supplied to people who die before using it all. That might be a good reason for not allowing the drugs to be collected more than a month in advance. But there's no reason not to issue a one- year prescription with monthly collections. This would make life easier for the doctor and the patient. Of course the prescription period wouldn't exceed the review period. I believe similar systems operate in some other countries. -- Mike Barnes |
#23
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
"GB" wrote in message ... On 14/02/2013 12:22, Man at B&Q wrote: On Feb 14, 11:40 am, "David WE Roberts" wrote: http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Why would I want to do that? It will do absolutely nothing to help those in real need. All it will do is give more to those who already have enough to benefit from said tax allowances. How much do people need to get in order to benefit from the Age Allowance? More that the normal nil tax band. It has been presented wrongly by a PP, it isn't a benefit only received by well off pensioners, it is a benefit received by pensioners receiving the equivalent of "minimum wage", it is withdrawn from better off pensioners. tim |
#24
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
"Roger Mills" wrote in message ... On 14/02/2013 13:13, Nightjar wrote: On 14/02/2013 11:40, David WE Roberts wrote: http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Vote early, vote often :-) If you are canvassing for votes against the removal of additional tax allowances, it might be a good idea to explain why you think that the increase in personal allowances for those over 65 does not adequately compensate for them. Colin Bignell I agree. I suppose some would argue that this doesn't maintain the differential between pensioners and non-pensioners. But I'm not sure exactly what the case for a differential is. Personally, I'd rather have it as an increased personal allowance for everyone. That way, it doesn't get clawed back when my total pension income exceeds a certain threshold. I would also support means testing things like bus passes and winter fuel allowance. Bus passes tend to be self-means tested, I.e the better off pensioners who drive don't use them extensively. means testing the fuel allowance would cost more that it saved unless you means tested it away from 80-90% of recipients. In which case it would be better abolished IMHO tim |
#25
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
"The Natural Philosopher" wrote in message ... On 14/02/13 20:39, Roger Mills wrote: On 14/02/2013 13:13, Nightjar wrote: On 14/02/2013 11:40, David WE Roberts wrote: http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Vote early, vote often :-) If you are canvassing for votes against the removal of additional tax allowances, it might be a good idea to explain why you think that the increase in personal allowances for those over 65 does not adequately compensate for them. Colin Bignell I agree. I suppose some would argue that this doesn't maintain the differential between pensioners and non-pensioners. But I'm not sure exactly what the case for a differential is. Personally, I'd rather have it as an increased personal allowance for everyone. That way, it doesn't get clawed back when my total pension income exceeds a certain threshold. I would also support means testing things like bus passes and winter fuel allowance. Not so sure about prescriptions and eye test. Older people tend to have a greater need for these. Free dental treatment would be good, too. Useless blatherings. Us over 60s know we will have our pensions removed, our houses stolen by mansion taxes, There's as simple solution to that Sell the damn thing and move somewhere smaller I never understand the attitude of pensioners who insist on living in poverty in a million pound house, (and then complain about it!) |
#26
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
"Nightjar" wrote in message ... On 14/02/2013 20:39, Roger Mills wrote: On 14/02/2013 13:13, Nightjar wrote: On 14/02/2013 11:40, David WE Roberts wrote: http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Vote early, vote often :-) If you are canvassing for votes against the removal of additional tax allowances, it might be a good idea to explain why you think that the increase in personal allowances for those over 65 does not adequately compensate for them. Colin Bignell I agree. I suppose some would argue that this doesn't maintain the differential between pensioners and non-pensioners. But I'm not sure exactly what the case for a differential is. Personally, I'd rather have it as an increased personal allowance for everyone. That way, it doesn't get clawed back when my total pension income exceeds a certain threshold. I would also support means testing things like bus passes and winter fuel allowance. Not so sure about prescriptions and eye test. Older people tend to have a greater need for these. Free dental treatment would be good, too. I suspect that means testing bus passes would probably cost more than it saves. They are a bit of a novelty when you first get them, after which the disadvantages of using public transport outweigh the benefits of using it for free, so it is probable that only those who really need them actually use them to any extent. I wouldn't miss the winter fuel allowance, but again, I'm not sure that a lot of the claimed savings from means testing it would not just go into administering the scheme. Prescriptions might as well be free for everybody; only 10% of people actually pay for them and I rather doubt that covers the administrative costs of collecting the fees and checking that people claiming exemption are actually entitled to it. No-one checks, it's self policed and your chances of being caught if you lie are minimal tim |
#27
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 15/02/2013 09:48, Jethro_uk wrote:
I still don't understand why they can't have a system whereby medicines specifically needed for lifelong conditions are exempt, but occasional medicines are still charged for. I have glaucoma - 4 types of eye drops for life. My wife has MS. 3 tablets plus daily plus a weekly injection for life. All of those should be exempt. Then, if we need an odd course of antibiotics (for example) we still pay. They already exempt some conditions, so it wouldn't be a great stretch. Personally I think prescription charges are a good idea - they highlight that nothing is "free", and hopefully discourage some waste. I would be curious if there's been any research (as opposed to Daily Mail headlines) as to whether people who don't pay charges are any more wasteful than those who do. In my case, the condition being treated is very often associated with numerous other health issues - eyes, heart, skin, breathing, digestion, joints, mental, dental, hearing, hair, and on and on. So people who have it frequently end up on multiple medicines but all from one source. (I am lucky, seem to do fine on basic treatment.) What I certainly agree with is the idea that those on lifelong conditions should not have to pay for them. It is trying to formulate a sensible policy that includes that but does not work against other things that is difficult. One of the things that I was thinking earlier was that we have a sort of compact with the government. They take to themselves the power to restrict access to many substances, on the basis that if it is agreed we need them, we can get hold of them. Setting up a system in which people cannot afford them due to inflated prices (whether as NHS prescriptions or private prescriptions) questions the very basis of that compact. The biggest waste we have seen on medicines is first prescription of something which may, or may not agree. I was given Omeprazole - can't remember pack quantity - probably 28. Current NHS cost £1.62 or £1.81 so hardly expensive. Only accepted from GP because he insisted it should help (I flatly disagreed but said I would try to keep in with him). One tablet made me vomit - a recognised side-effect. So after one tablet, the rest are waste. Partner has had numerous things offered e.g. a pain medicine that costs around £40 to £60 for the package (about one month supply). She too found it intolerable. There is also now a fairly substantial semi-official industry supplying vitamin D to the NHS. You can easily buy a one year supply of 5000 IU D3 capsules for about £10 on the internet (e.g. iherb.com). But NHS manage to source this: Fultium-D3® (Internis) Prescription only medicine Capsules, colecalciferol 20 micrograms (800 units), net price 30-cap pack= £3.60. Not only very much more expensive, but with the surprise bonus of potentially triggering peanut allergy. -- Rod |
#28
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
In article ,
Roger Mills wrote: I would also support means testing things like bus passes and winter fuel allowance. Not so sure about prescriptions and eye test. Older people tend to have a greater need for these. Free dental treatment would be good, too. Older people tend to feel the cold more - hence the winter fuel payment. As regards bus passes, it's difficult to calculate what they really do cost, as PT usually has plenty spare capacity outside rush hour. -- *The severity of the itch is proportional to the reach * Dave Plowman London SW To e-mail, change noise into sound. |
#29
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
In article ,
Nightjar wrote: I suspect that means testing bus passes would probably cost more than it saves. They are a bit of a novelty when you first get them, after which the disadvantages of using public transport outweigh the benefits of using it for free, so it is probable that only those who really need them actually use them to any extent. I wouldn't miss the winter fuel allowance, but again, I'm not sure that a lot of the claimed savings from means testing it would not just go into administering the scheme. Living in London, I find my Freedom pass very useful and it gets used several times a week. For journeys where it's more convenient for me to use PT than either of my cars. ;-) So to me it's really just a perk. However, lots get 'perks' of one sort or another from the state. In my case the Freedom pass costs the state very little in real terms as I only use it outside rush hour when there is spare capacity on PT. I'd be happy if they changed it back to only allowing it to be used outside rush hour. -- *Everyone has a photographic memory. Some don't have film * Dave Plowman London SW To e-mail, change noise into sound. |
#30
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
In article ,
Chris J Dixon wrote: Roger Mills wrote: I would also support means testing things like bus passes and winter fuel allowance. Though I have benefited, I don't think the original decision to introduce these at 60 for everybody, instead of at state pension age, was right. At the time they were introduced, many of the incurable optimists in government were talking about having state retirement age at 60 for everyone. How things change... -- *Plagiarism saves time * Dave Plowman London SW To e-mail, change noise into sound. |
#31
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 15/02/2013 10:34, Mike Barnes wrote:
Nightjar : Having to get a prescription every month is a NICE recommendation, to reduce the cost to the NHS from medicine supplied to people who die before using it all. That might be a good reason for not allowing the drugs to be collected more than a month in advance. But there's no reason not to issue a one- year prescription with monthly collections. This would make life easier for the doctor and the patient. Of course the prescription period wouldn't exceed the review period. I believe similar systems operate in some other countries. There is now an electronic prescription mechanism which seems to allow this or something similar. And, at that level, it is a good idea. (The GPs only want to check levels once a year, and that mainly because they get an extra payment for doing so. So why six or twelve prescriptions?) However, I do NOT like the way all these new prescription systems are tying you to a single pharmacy. There are three makers of my medicine in the UK. Many people report that the differences are significant despite them supposedly being therapeutically identical. There have often been supply difficulties. And when there are, I want the freedom to go round all local pharmacists, and internet pharmacies, to keep the the same make. And my partner gets something prescribed that is not a standard UK product. She managed to source this from one pharmacy - if she goes elsewhere they supply different products so she has to go back to the same place again and again. But as that is inconvenient, we get almost everything else at a more local pharmacy! So we really do not want to be stuck with one pharmacy. (If she cashed in her prescription at the Sainsbury pharmacy, they would supply a special order product that costs a very large part of a thousand pounds. With an expiry date of one month. What she actually gets is a standard German product at a cost of, we think, less than a hundred.) -- Rod |
#32
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 15/02/2013 09:47, Nightjar wrote:
On 15/02/2013 09:12, polygonum wrote: On 15/02/2013 09:08, Nightjar wrote: On 15/02/2013 08:14, RJH wrote: And anecdotally at least people don't use prescription medicine because of the cost. I would have thought that the majority of people for whom that would be a problem should qualify for free prescriptions. Majority maybe, but IIRC, Jobseekers flat rate does not, but income-related does - and there are many cracks in the systems. My point is that there is probably not a huge number of people waiting in the wings who would suddenly start to get prescriptions were they to be made free. Colin Bignell I agree that there is unlikely to be a sudden upswing. Though maybe over time there would be more? -- Rod |
#33
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 15/02/2013 09:43, Chris J Dixon wrote:
Roger Mills wrote: I would also support means testing things like bus passes and winter fuel allowance. Though I have benefited, I don't think the original decision to introduce these at 60 for everybody, instead of at state pension age, was right. Chris Bus passes are not at 60 for everyone. Round here they are slowly creeping up. -- Rod |
#34
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On Fri, 15 Feb 2013 08:51:12 +0000, polygonum wrote:
I take one medicine only and the NHS "cost" of that medicine is marginally over £12 a year (one lot month). And this seems to correlate with costs in other countries such as Spain, I am told, where it is an over-the-counter medicine. However, I and everyone else on this medicine qualify for a Medical Exemption Certificate (Medex), so actually pay nothing. (And have the benefit of not then paying for any other prescriptions.) If I had to pay the full prescription charge of £7.65 twelve times a year, I would be being ripped off by the system. (That is, being charged almost £80 more than the NHS is charged for the medicine.) Of course, that depends on how much your GP prescribes at once. My GP is in the habit of prescribing 3 months' worth in one go. I did actually buy a PPC, but 4 months later my GP informed me that under new regulations I qualified for free prescriptions for the next 5 years (and even sent me a pre-filled in forma for me to sign). I managed to get a pro-rate refund on the PPC! -- Use the BIG mirror service in the UK: http://www.mirrorservice.org My posts (including this one) are my copyright and if @diy_forums on Twitter wish to tweet them they can pay me £30 a post *lightning surge protection* - a w_tom conductor |
#35
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On Friday, February 15, 2013 10:06:44 AM UTC, Kim Bolton wrote:
snip You should meet my mid-80s mother-in-law. I don't really know the reason why - it might be something to do with WWII, but I'm not sure - but she has to have a 'stock' of everything. In the days when she could get out and do her own shopping, it included having a 'stock' of supermarket plastic bags. We estimate she had 20,000 of them, before SWMBO threw them out. She won't eat food in her freezer (because it's her 'stock') so lives on sandwiches. She's been prescribed a medicated cream for a skin condition, but won't use it as she doesn't have a 'stock' of it, so saves it up. No 'stock' item is ever used for anything. That reminds me of the attitude of storekeepers at some of the places I've worked - I remember a colleague having a stores requisition refused because 'we only have one left and we need to keep it in case someone needs it' - the fact that *he* needed it for an urgent project didn't seem to be sufficient... |
#36
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 15/02/2013 11:24, Bob Eager wrote:
On Fri, 15 Feb 2013 08:51:12 +0000, polygonum wrote: I take one medicine only and the NHS "cost" of that medicine is marginally over £12 a year (one lot month). And this seems to correlate with costs in other countries such as Spain, I am told, where it is an over-the-counter medicine. However, I and everyone else on this medicine qualify for a Medical Exemption Certificate (Medex), so actually pay nothing. (And have the benefit of not then paying for any other prescriptions.) If I had to pay the full prescription charge of £7.65 twelve times a year, I would be being ripped off by the system. (That is, being charged almost £80 more than the NHS is charged for the medicine.) Of course, that depends on how much your GP prescribes at once. My GP is in the habit of prescribing 3 months' worth in one go. I did actually buy a PPC, but 4 months later my GP informed me that under new regulations I qualified for free prescriptions for the next 5 years (and even sent me a pre-filled in forma for me to sign). I managed to get a pro-rate refund on the PPC! Our PCT is wont to rap GPs over the knuckles for doing three month prescriptions. But they have reluctantly had to semi-back down in the light of the MHRA recommendation. If that is a possibility (getting a Medex), then always get a special receipt from the pharmacy for everything between when you first think it and when you actually get it - or realise you won't. These special receipts can then be refunded by the Medex people. An ordinary till receipt will NOT do! -- Rod |
#37
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On Fri, 15 Feb 2013 10:06:32 +0000, polygonum wrote:
On 15/02/2013 09:21, Nightjar wrote: On 15/02/2013 08:51, polygonum wrote: On 15/02/2013 08:14, RJH wrote: Govt claims 88% don't pay - I would question that. And anecdotally at least people don't use prescription medicine because of the cost. The saga of prescription charges goes on! If you are even slightly financially OK but medically not OK, and subject to NHS prescription charges, it is likely worth capping your outgoings by getting a Prescription Prepayment Certificate (PPC) at £104 a year. (Do government "don't pay" figures include PPC purchasers? After all, they do not pay prescription by prescription.) It is whether you pay at all, not whether you pay prescription by prescription. I take one medicine only and the NHS "cost" of that medicine is marginally over £12 a year (one lot month). And this seems to correlate with costs in other countries such as Spain, I am told, where it is an over-the-counter medicine. However, I and everyone else on this medicine qualify for a Medical Exemption Certificate (Medex), so actually pay nothing. (And have the benefit of not then paying for any other prescriptions.) If I had to pay the full prescription charge of £7.65 twelve times a year, I would be being ripped off by the system. (That is, being charged almost £80 more than the NHS is charged for the medicine.)... Having to get a prescription every month is a NICE recommendation, to reduce the cost to the NHS from medicine supplied to people who die before using it all. Some GPs will still give a three month prescription. Colin Bignell I actually get my prescription every 56 days. But many others on the same medicine and equally stable have been stuck onto 28 day prescriptions. NICE left a large gap to allow for long-term, stable medicines to be prescribed on a longer period basis. But my PCT's interpretation was near enough a blanket ban on 28-day prescribing. And yet the MHRA has only last month issued specific advice that prescriptions for this medicine that it positively should be on an 84-day basis. Given the cost of handling two extra prescriptions (i.e. three one month prescriptions as recommended for many things by NICE and as endorsed by my PCT, against one three month prescription) is far greater than the cost of the medicine, the cost saving claim is ludicrous. And my PCT was utterly unable to explain how to translate mandatory 28-day prescribing into advice for "take as needed" medicines. Not even to say that they were obviously not covered. I go to the patient review meetings at our practice and they have stated that they have saved significant money by cutting the prescription maximum from 3 months to 2 months. My feeling is that they could start with 1 month prescriptions, and work upwards with those with chronic conditions to 2,3 even 6 months of medication. The assumption being that if you have been on the same medication for over a year and the general prognosis is that you aren't going to peg out soon from any known condition then you might as well have a long term supply. I wonder, though, how much saving comes from the retire patients going to Spain for 3 months over winter and having to buy one month's worth of medication abroad. :-) Cheers Dave R |
#38
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On Thu, 14 Feb 2013 20:23:34 +0000, dennis@home wrote:
On 14/02/2013 20:16, GB wrote: On 14/02/2013 12:22, Man at B&Q wrote: On Feb 14, 11:40 am, "David WE Roberts" wrote: http://epetitions.direct.gov.uk/petitions/31778 Petition against the removal of additional tax allowances for pensioners. Why would I want to do that? It will do absolutely nothing to help those in real need. All it will do is give more to those who already have enough to benefit from said tax allowances. How much do people need to get in order to benefit from the Age Allowance? Why not sign http://epetitions.direct.gov.uk/petitions/32346 instead? Might do if it was less specific - general nuclear power instead of one specific technology. I now have to go and research that specific technology. Not that much support so far. Cheers Dave R |
#39
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
On 15/02/2013 12:40, David.WE.Roberts wrote:
I go to the patient review meetings at our practice and they have stated that they have saved significant money by cutting the prescription maximum from 3 months to 2 months. My feeling is that they could start with 1 month prescriptions, and work upwards with those with chronic conditions to 2,3 even 6 months of medication. The assumption being that if you have been on the same medication for over a year and the general prognosis is that you aren't going to peg out soon from any known condition then you might as well have a long term supply. I wonder, though, how much saving comes from the retire patients going to Spain for 3 months over winter and having to buy one month's worth of medication abroad. :-) Cheers Dave R Or maybe relate the prescription length to the cost of the medicine? As I say, in my case, £12 a year. Honestly, I can't believe it is worth doing even two prescriptions rather than one! We do see (if you read Pulse!) lots of complaints over the work burden on doctors of handling repeat prescriptions. That could be reduced. :-) -- Rod |
#40
Posted to uk.d-i-y
|
|||
|
|||
OT - of interest to senior members
polygonum wrote:
On 15/02/2013 09:43, Chris J Dixon wrote: Though I have benefited, I don't think the original decision to introduce these at 60 for everybody, instead of at state pension age, was right. Bus passes are not at 60 for everyone. Round here they are slowly creeping up. But my point is that, at least in England (don't know about elsewhere) they were when first introduced. They are now gradually aligning them, as they should have been from the start. Chris -- Chris J Dixon Nottingham UK Plant amazing Acers. |
Reply |
Thread Tools | Search this Thread |
Display Modes | |
|
|
Similar Threads | ||||
Thread | Forum | |||
Hello members! | Home Repair | |||
Hello members! | UK diy | |||
49,95$ FOR MY REFFERED MEMBERS | Home Repair | |||
HELLO TO ALL MY CO-MEMBERS!!!! | Electronics | |||
Any ISOT members here? | Metalworking |