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Default Which is cheaper?

Smash my windscreen and get a free one from Autoglass or spend 2 hours with a drill pad and Cerium Oxide?
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On Friday, 30 September 2016 13:32:42 UTC+1, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours with a drill pad and Cerium Oxide?


How do you get a free one from Autoglass ?
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In article ,
Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours
with a drill pad and Cerium Oxide?



Get a 'free' one from Autoglass and then spend the next few months trying
to get the leaks sorted. You know it makes sense.

BTW, have you checked your insurance policy recently?

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Default Which is cheaper?

On Friday, 30 September 2016 14:10:55 UTC+1, whisky-dave wrote:
On Friday, 30 September 2016 13:32:42 UTC+1, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours with a drill pad and Cerium Oxide?


How do you get a free one from Autoglass ?


Bundled with fully comp.
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Default Which is cheaper?

In article ,
Simon Mason wrote:
On Friday, 30 September 2016 14:10:55 UTC+1, whisky-dave wrote:
On Friday, 30 September 2016 13:32:42 UTC+1, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2
hours with a drill pad and Cerium Oxide?


How do you get a free one from Autoglass ?


Bundled with fully comp.


And no excess?

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On Friday, 30 September 2016 14:28:10 UTC+1, Dave Plowman (News) wrote:
In article ,
Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours
with a drill pad and Cerium Oxide?



Get a 'free' one from Autoglass and then spend the next few months trying
to get the leaks sorted. You know it makes sense.

BTW, have you checked your insurance policy recently?


From the end to the beginning.

Car window and windscreen cover comes as standard on our Hastings Direct and Hastings Premier comprehensive policies. There's no cover for windscreen repairs or replacement under our Hastings Essential policy, but you have the choice of buying windscreen cover as an optional extra.

https://www.hastingsdirect.com/car-i...n-cover..shtml
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"Simon Mason" wrote in message
...
On Friday, 30 September 2016 14:10:55 UTC+1, whisky-dave wrote:
On Friday, 30 September 2016 13:32:42 UTC+1, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours
with a drill pad and Cerium Oxide?


How do you get a free one from Autoglass ?


Bundled with fully comp.


you've got windscreen cover with your insurance with zero excess

tell me where?

nowadays it next to impossible to find a zero excess if you accept the
repair (the last cost me 20 quid and was/is frigging awful)

tim





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On Friday, 30 September 2016 15:13:49 UTC+1, tim... wrote:
"Simon Mason" wrote in message
...
On Friday, 30 September 2016 14:10:55 UTC+1, whisky-dave wrote:
On Friday, 30 September 2016 13:32:42 UTC+1, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours
with a drill pad and Cerium Oxide?

How do you get a free one from Autoglass ?


Bundled with fully comp.


you've got windscreen cover with your insurance with zero excess

tell me where?

nowadays it next to impossible to find a zero excess if you accept the
repair (the last cost me 20 quid and was/is frigging awful)

tim


https://www.hastingsdirect.com/car-i...en-cover.shtml
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Default Which is cheaper?

Simon Mason wrote:
On Friday, 30 September 2016 14:28:10 UTC+1, Dave Plowman (News) wrote:
In article ,
Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours
with a drill pad and Cerium Oxide?



Get a 'free' one from Autoglass and then spend the next few months trying
to get the leaks sorted. You know it makes sense.

BTW, have you checked your insurance policy recently?


From the end to the beginning.

Car window and windscreen cover comes as standard on our Hastings Direct and Hastings Premier comprehensive policies. There's no cover for windscreen repairs or replacement under our Hastings Essential policy, but you have the choice of buying windscreen cover as an optional extra.

https://www.hastingsdirect.com/car-i...en-cover.shtml

Unless I missed it, that link says nothing about if there is an excess
on windscreen cover or not.
Not that I disbelieve you but it is very unusual not to have an excess
introduced to help resolve your original dilemma.
Used to be £40 but I think £70 is more like the norm.
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On Friday, 30 September 2016 13:32:42 UTC+1, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass


and pay higher premiums later

or spend 2 hours with a drill pad and Cerium Oxide?


it would shatter


NT


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On 30/09/2016 15:20, Simon Mason wrote:
On Friday, 30 September 2016 15:13:49 UTC+1, tim... wrote:
"Simon Mason" wrote in message
...
On Friday, 30 September 2016 14:10:55 UTC+1, whisky-dave wrote:
On Friday, 30 September 2016 13:32:42 UTC+1, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours
with a drill pad and Cerium Oxide?

How do you get a free one from Autoglass ?

Bundled with fully comp.


you've got windscreen cover with your insurance with zero excess

tell me where?

nowadays it next to impossible to find a zero excess if you accept the
repair (the last cost me 20 quid and was/is frigging awful)

tim


https://www.hastingsdirect.com/car-i...en-cover.shtml


https://www.hastingsdirect.com/docum...-CPW-09-14.pdf
says to see your policy document for the excess.
When I was with Hastings last year it was £75.

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Default Which is cheaper?

Simon Mason wrote:
On Friday, 30 September 2016 14:28:10 UTC+1, Dave Plowman (News)
wrote:
In article ,
Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2
hours with a drill pad and Cerium Oxide?



Get a 'free' one from Autoglass and then spend the next few months
trying to get the leaks sorted. You know it makes sense.

BTW, have you checked your insurance policy recently?


From the end to the beginning.

Car window and windscreen cover comes as standard on our Hastings
Direct and Hastings Premier comprehensive policies. There's no cover
for windscreen repairs or replacement under our Hastings Essential
policy, but you have the choice of buying windscreen cover as an
optional extra.

https://www.hastingsdirect.com/car-i...en-cover.shtml


A few years ago the wife's car was bumped by a wagon. The car was legally
parked, she was not even in the car.
Hastings Direct were utterly useless, I actually flattened the battery in
the cordless phone whilst in the call queue.
Never again!


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On Friday, 30 September 2016 15:35:06 UTC+1, Bob Minchin wrote:
Simon Mason wrote:


https://www.hastingsdirect.com/car-i...en-cover.shtml

Unless I missed it, that link says nothing about if there is an excess
on windscreen cover or not.
Not that I disbelieve you but it is very unusual not to have an excess
introduced to help resolve your original dilemma.
Used to be £40 but I think £70 is more like the norm.


In 2010, the windscreen cracked due to the cold and had to be replaced - I had the same policy and it cost me nothing.

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On 30/09/2016 13:32, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass


Just make sure that there is no glass excess on your policy





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In article ,
Simon Mason wrote:
On Friday, 30 September 2016 15:35:06 UTC+1, Bob Minchin wrote:
Simon Mason wrote:


https://www.hastingsdirect.com/car-i...en-cover.shtml

Unless I missed it, that link says nothing about if there is an excess
on windscreen cover or not.
Not that I disbelieve you but it is very unusual not to have an excess
introduced to help resolve your original dilemma.
Used to be £40 but I think £70 is more like the norm.


In 2010, the windscreen cracked due to the cold and had to be replaced -
I had the same policy and it cost me nothing.


As I said earlier. Have you checked your policy recently?

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On Friday, 30 September 2016 15:43:36 UTC+1, wrote:


or spend 2 hours with a drill pad and Cerium Oxide?


it would shatter


That's odd - here it is after an hour.

https://pbs.twimg.com/media/CtnG71tWgAAy8a4.jpg
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On Friday, 30 September 2016 16:15:27 UTC+1, Dave Plowman (News) wrote:
In article ,
Simon Mason wrote:
On Friday, 30 September 2016 15:35:06 UTC+1, Bob Minchin wrote:
Simon Mason wrote:


https://www.hastingsdirect.com/car-i...en-cover.shtml

Unless I missed it, that link says nothing about if there is an excess
on windscreen cover or not.
Not that I disbelieve you but it is very unusual not to have an excess
introduced to help resolve your original dilemma.
Used to be £40 but I think £70 is more like the norm.


In 2010, the windscreen cracked due to the cold and had to be replaced -
I had the same policy and it cost me nothing.


As I said earlier. Have you checked your policy recently?


I refer you to my answer at 1439 UTC.
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On 30/09/2016 17:14, Simon Mason wrote:
On Friday, 30 September 2016 16:15:27 UTC+1, Dave Plowman (News) wrote:
In article ,
Simon Mason wrote:
On Friday, 30 September 2016 15:35:06 UTC+1, Bob Minchin wrote:
Simon Mason wrote:


https://www.hastingsdirect.com/car-i...en-cover.shtml

Unless I missed it, that link says nothing about if there is an excess
on windscreen cover or not.
Not that I disbelieve you but it is very unusual not to have an excess
introduced to help resolve your original dilemma.
Used to be £40 but I think £70 is more like the norm.


In 2010, the windscreen cracked due to the cold and had to be replaced -
I had the same policy and it cost me nothing.


As I said earlier. Have you checked your policy recently?


I refer you to my answer at 1439 UTC.

Please post a link to an image of your current policy schedule showing
the windscreen excess is zero.

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On 9/30/2016 1:32 PM, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours with a drill pad and Cerium Oxide?

Cerium oxide, now that you have declared publically that you are
thinking about committing fraud (and putting the cost of insurance up
for all the rest of us, even if only by a tiny bit).
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On Friday, 30 September 2016 18:54:33 UTC+1, newshound wrote:
On 9/30/2016 1:32 PM, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours with a drill pad and Cerium Oxide?

Cerium oxide, now that you have declared publically that you are
thinking about committing fraud (and putting the cost of insurance up
for all the rest of us, even if only by a tiny bit).


Phew - that is what I chose in the end.

https://pbs.twimg.com/media/CtnG71tWgAAy8a4.jpg


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On Fri, 30 Sep 2016 14:23:59 +0100, Dave Plowman (News) wrote:

In article ,
Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours
with a drill pad and Cerium Oxide?


Get a 'free' one from Autoglass and then spend the next few months trying
to get the leaks sorted. You know it makes sense.


I can't be certain it was Autoglass, but I've had mine replaced loads of times, and never had a leak. They're damn easy to fit when you know how.

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On Fri, 30 Sep 2016 16:04:46 +0100, Simon Mason wrote:

On Friday, 30 September 2016 15:35:06 UTC+1, Bob Minchin wrote:
Simon Mason wrote:


https://www.hastingsdirect.com/car-i...en-cover.shtml

Unless I missed it, that link says nothing about if there is an excess
on windscreen cover or not.
Not that I disbelieve you but it is very unusual not to have an excess
introduced to help resolve your original dilemma.
Used to be £40 but I think £70 is more like the norm.


In 2010, the windscreen cracked due to the cold and had to be replaced - I had the same policy and it cost me nothing.


Never heard of that before, not in the UK anyway. I've only had rocks hit it off a lorry, stones off the road, my own bonnet, and the windscreen wiper mount tightened too much by the garage (who gave me a free windscreen).

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On Fri, 30 Sep 2016 17:39:50 +0100, Reentrant wrote:

On 30/09/2016 17:14, Simon Mason wrote:
On Friday, 30 September 2016 16:15:27 UTC+1, Dave Plowman (News) wrote:
In article ,
Simon Mason wrote:
On Friday, 30 September 2016 15:35:06 UTC+1, Bob Minchin wrote:
Simon Mason wrote:

https://www.hastingsdirect.com/car-i...en-cover.shtml

Unless I missed it, that link says nothing about if there is an excess
on windscreen cover or not.
Not that I disbelieve you but it is very unusual not to have an excess
introduced to help resolve your original dilemma.
Used to be £40 but I think £70 is more like the norm.

In 2010, the windscreen cracked due to the cold and had to be replaced -
I had the same policy and it cost me nothing.

As I said earlier. Have you checked your policy recently?


I refer you to my answer at 1439 UTC.

Please post a link to an image of your current policy schedule showing
the windscreen excess is zero.


I've never known of a windscreen excess. It's either on the policy or it isn't. And usually you pay an extra £20 a year for it.

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Simon Mason wrote:
On Friday, 30 September 2016 15:35:06 UTC+1, Bob Minchin wrote:
Simon Mason wrote:


https://www.hastingsdirect.com/car-i...en-cover.shtml

Unless I missed it, that link says nothing about if there is an excess
on windscreen cover or not.
Not that I disbelieve you but it is very unusual not to have an excess
introduced to help resolve your original dilemma.
Used to be £40 but I think £70 is more like the norm.


In 2010, the windscreen cracked due to the cold and had to be replaced - I had the same policy and it cost me nothing.

The current online policy document reads on page 42 "You will be
required to pay the excess shown on your schedule for each glass claim
made."

Of course i can't get a schedule without buying insurance so the
specified amount may be zero but Hastings documents do at least allow
for the imposition of a glass excess in the same way as most other do
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On 30/09/16 22:09, Bob Minchin wrote:
Simon Mason wrote:
On Friday, 30 September 2016 15:35:06 UTC+1, Bob Minchin wrote:
Simon Mason wrote:


https://www.hastingsdirect.com/car-i...en-cover.shtml


Unless I missed it, that link says nothing about if there is an excess
on windscreen cover or not.
Not that I disbelieve you but it is very unusual not to have an excess
introduced to help resolve your original dilemma.
Used to be £40 but I think £70 is more like the norm.


In 2010, the windscreen cracked due to the cold and had to be replaced
- I had the same policy and it cost me nothing.

The current online policy document reads on page 42 "You will be
required to pay the excess shown on your schedule for each glass claim
made."

Of course i can't get a schedule without buying insurance so the
specified amount may be zero but Hastings documents do at least allow
for the imposition of a glass excess in the same way as most other do


I think my NFU policy has options for excess for glass. ISTR its a £75
flat fee and no hit on the no claims bonus, in exchange for a slightly
cheaper policy. If I want no fee I can sort of have it. but its like
another £50 a year. Since I have broken car windows about once ever 7
years, I know which I prefer.


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On Friday, 30 September 2016 21:38:18 UTC+1, James Wilkinson Sword wrote:

Please post a link to an image of your current policy schedule showing
the windscreen excess is zero.


I've never known of a windscreen excess. It's either on the policy or it isn't. And usually you pay an extra £20 a year for it.


Like I said, in 2010 I paid nothing.
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On 30/09/2016 13:32, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours with a drill pad and Cerium Oxide?

You don't need to smash it. Just say it's been smashed. The fitter will
then have an easier job and the car won't have bits of glass in it.
There'll be an excess though won't there?

Bill
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En el artículo ,
Simon Mason escribió:


That's odd - here it is after an hour.


You're not much good with Photoshop. That lens flare is faker than
Donald Trump.

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On Saturday, 1 October 2016 07:55:07 UTC+1, Mike Tomlinson wrote:
En el artÃ*culo ,
Simon Mason escribió:


That's odd - here it is after an hour.


You're not much good with Photoshop. That lens flare is faker than
Donald Trump.


From another angle it's too dark.

https://pbs.twimg.com/media/Ctqfs0CXYAEvsJC.jpg
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In article ,
Simon Mason wrote:
On Friday, 30 September 2016 21:38:18 UTC+1, James Wilkinson Sword wrote:


Please post a link to an image of your current policy schedule
showing the windscreen excess is zero.


I've never known of a windscreen excess. It's either on the policy or
it isn't. And usually you pay an extra £20 a year for it.


Like I said, in 2010 I paid nothing.


And just about everyone has told you to check now.

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Who knows, but repairs to this sort of glass have variable results, but then
so does the leak proofing of the new windscreen too.
Brian who is once again thankful he cannot drive a car these days.


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"whisky-dave" wrote in message
...
On Friday, 30 September 2016 13:32:42 UTC+1, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours
with a drill pad and Cerium Oxide?


How do you get a free one from Autoglass ?



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In article ,
Brian Gaff wrote:
Who knows, but repairs to this sort of glass have variable results, but
then so does the leak proofing of the new windscreen too.


Very true. Some years back, the heated rear screen in my old Rover
shattered. I'd guess due to a problem with the heating element as it was
on at the time.

Had free glass replacement in those days, but my insurance company
insisted I used Autoglass. Who were hopeless from the start. First
obtaining a glass from a totally different model. Then saying they
couldn't get the correct one - when their central warehouse had it in
stock.

Eventually, they did get the correct one. Then fitted it 'dry' using the
old seal. Despite me giving them a copy of the BL manual telling them
which sealers to use. And it leaked like a sieve.
They then said it needed a new seal - but that wasn't covered by
insurance. But would fit it if I got one. Which I did. They then again
fitted it dry, and it leaked once more. Eventually paid a local firm to
remove it and replace properly.

The fitter took great delight in showing me the invoice to the insurance
company for the new screen. Some 500 quid. Rimmer Bros had new ones for
150 then.

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Brian Gaff wrote:

repairs to this sort of glass have variable results, but then
so does the leak proofing of the new windscreen too.


Odd that several people are mentioning leaks from replaced screens, I've
had two front and one rear screen replaced in recent years (and a side
glass, but that's not bonded obviously) never had any issues with leaks.


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In article ,
"tim..." writes:

"Simon Mason" wrote in message
...
On Friday, 30 September 2016 14:10:55 UTC+1, whisky-dave wrote:
On Friday, 30 September 2016 13:32:42 UTC+1, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2 hours
with a drill pad and Cerium Oxide?

How do you get a free one from Autoglass ?


Bundled with fully comp.


you've got windscreen cover with your insurance with zero excess

tell me where?

nowadays it next to impossible to find a zero excess if you accept the
repair (the last cost me 20 quid and was/is frigging awful)


I had a new windscreen ~6 years ago. Windscreen repair was no excess
(or maybe a tiny excess, even though I have a large excess on the policy)
and no loss of NCD. A woman walking past as it was being done stopped to
ask the guy how much, and he said it would be £600 if she paid herself
(it's an electrically heated windscreen).

A stone chipped it about 5mm from the edge which is not repairable.
A few days later, a crack grew about 1/3rd of the way across the
screen whilst I was driving.

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"Andrew Gabriel" wrote in message
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In article ,
"tim..." writes:

"Simon Mason" wrote in message
...
On Friday, 30 September 2016 14:10:55 UTC+1, whisky-dave wrote:
On Friday, 30 September 2016 13:32:42 UTC+1, Simon Mason wrote:
Smash my windscreen and get a free one from Autoglass or spend 2
hours
with a drill pad and Cerium Oxide?

How do you get a free one from Autoglass ?

Bundled with fully comp.


you've got windscreen cover with your insurance with zero excess

tell me where?

nowadays it next to impossible to find a zero excess if you accept the
repair (the last cost me 20 quid and was/is frigging awful)


FTAOD, I mean the quality of the repair was awful, I wasn't referring to
that fact that I had to pay (just in case anyone misunderstood)



I had a new windscreen ~6 years ago. Windscreen repair was no excess
(or maybe a tiny excess, even though I have a large excess on the policy)
and no loss of NCD. A woman walking past as it was being done stopped to
ask the guy how much, and he said it would be £600 if she paid herself
(it's an electrically heated windscreen).


That's presumably a new windscreen. not a repair.





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On Saturday, 1 October 2016 12:04:40 UTC+1, Andy Burns wrote:
Brian Gaff wrote:

repairs to this sort of glass have variable results, but then
so does the leak proofing of the new windscreen too.


Odd that several people are mentioning leaks from replaced screens, I've
had two front and one rear screen replaced in recent years (and a side
glass, but that's not bonded obviously) never had any issues with leaks.


I had mine done in 2010 and they even tested the rain sensor.
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Default Which is cheaper?

On Sat, 01 Oct 2016 11:17:43 +0100, Dave Plowman (News) wrote:

In article ,
Simon Mason wrote:
On Friday, 30 September 2016 21:38:18 UTC+1, James Wilkinson Sword wrote:


Please post a link to an image of your current policy schedule
showing the windscreen excess is zero.

I've never known of a windscreen excess. It's either on the policy or
it isn't. And usually you pay an extra £20 a year for it.


Like I said, in 2010 I paid nothing.


And just about everyone has told you to check now.


Someone as OCD as Simon will know precisely what is in his policy. He's one of the few who actually reads fineprint.

--
Never have I seen a word as accurate as politics.
Poly meaning many, and tic being a blood-sucking thing.
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Default Which is cheaper?

On 01/10/2016 11:52, pamela wrote:
On 08:01 1 Oct 2016, Simon Mason wrote:


From another angle it's too dark.

https://pbs.twimg.com/media/Ctqfs0CXYAEvsJC.jpg


I can't quite read the note pinned to the doorframe next to your
reflection in the glass. It says something like:

"PLEASE LEAVE ..... PORCH ....."

Don't tell us and maybe we can have a guessing competition to work
it out! :-)

Funny looking dildos in the front window ?.
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Default Which is cheaper?

On Monday, 3 October 2016 17:58:54 UTC+1, Andrew wrote:
On 01/10/2016 11:52, pamela wrote:
On 08:01 1 Oct 2016, Simon Mason wrote:


From another angle it's too dark.

https://pbs.twimg.com/media/Ctqfs0CXYAEvsJC.jpg


I can't quite read the note pinned to the doorframe next to your
reflection in the glass. It says something like:

"PLEASE LEAVE PARCELS IN THE PORCH ....."


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