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#41
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Here come the HIPs
On Sat, 18 Aug 2007 14:10:09 +0100, "tim....."
wrote: The energy survey will be a farce, and no one will take any notice of the results. That's true. I agree, but that's a different thing to not believing it. tim They said on the news this morning that they are able to churn them out quickly enough... with the current number of energy sureyors.. with another 2000 people about to join the ranks... Do fensa and ciga certs have to be supplied? Does anyone check the full extent of the quality of the works? If you make changes as suggested then do you have to pay for another energy audit? Isn't one of the things lightbulbs? Will you be able to sue if they take the lightbulbs with them when they move out? -- http://www.orderonlinepickupinstore.co.uk Ah fetch it yourself if you can't wait for delivery http://www.freedeliveryuk.co.uk Or get it delivered for free |
#42
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Here come the HIPs
On Sat, 18 Aug 2007 14:09:26 +0100, "tim....."
wrote: Do people believe the efficiency ratings on Fridges, or do they pay someone to conduct their own survey? I ignore such 'efficiency ratings', as there are so many variables such as how often they are opened, ambient temperature, how full they are - indeed the type of contents. -- Frank Erskine |
#43
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Here come the HIPs
On 2007-08-18 14:09:26 +0100, "tim....." said:
"Andy Hall" wrote in message The HIP concept is fundamentally broken because it is something commissioned by the seller. Any buyer with half a brain would want to be in control of the evaluation and survey. As to the value of a survey about energy profile, is it going to cause either party to take an action or make a purchasing decision based on its contents? In the cloud cuckoo land of Whitehall, possibly. In the real world, certainly not. Do people believe the efficiency ratings on Fridges, or do they pay someone to conduct their own survey? tim There is a difference of several orders of magnitude in the price of the purchase. Even so, do people base their purchasing decisions about fridges on energy ratings or on other factors such as usability, design and price? Possibly, there is more of a following for energy ratings on domestic appliances, but I don't believe that there is for houses. |
#44
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Here come the HIPs
On 2007-08-18 14:10:09 +0100, "tim....." said:
"Andy Hall" wrote in message ... On 2007-08-18 11:38:33 +0100, Stuart Noble said: John Rumm wrote: Phil wrote: http://news.bbc.co.uk/2/hi/business/6951171.stm "Hips and EPCs can help families to save hundreds of pounds off their fuel bills, and cut a million tonnes of carbon a year," she continued." What a load of ********. It will help every householder spend another £400 - £1000 for no return whatsoever! Without the energy survey it seems like a sensible idea, rather like a log book for the house. All the tedious stuff gets done in advance, which has to be beneficial for both parties. As a buyer, would you trust such a thing commissioned by the seller? The energy survey will be a farce, and no one will take any notice of the results. That's true. I agree, but that's a different thing to not believing it. tim Personally I would neither trust such a thing, nor would I use it. |
#45
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Here come the HIPs
tim..... wrote:
The energy survey will be a farce, and no one will take any notice of the results. That's true. I agree, but that's a different thing to not believing it. Whether one can believe them or not only time will tell. Much depends on the assessment criteria. I find it hard to believe that anyone would allow something like this to influence their buying decision. If you want large Victorian semi complete with many "period features" then that is what you want. The fact that it may have no cavity walls is something that comes as part of the package. Or in other words there are a multitude of criteria we have for buying a place - and these come well above the energy efficiency, especially as this is something that can be "fixed" or at least improved later in a good many cases. Whereas moving the catchment area for a school, or the size of the rooms is somewhat harder. -- Cheers, John. /================================================== ===============\ | Internode Ltd - http://www.internode.co.uk | |-----------------------------------------------------------------| | John Rumm - john(at)internode(dot)co(dot)uk | \================================================= ================/ |
#46
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Here come the HIPs
On Sat, 18 Aug 2007 14:59:11 +0100, Andy Hall wrote:
On 2007-08-18 14:09:26 +0100, "tim....." said: "Andy Hall" wrote in message The HIP concept is fundamentally broken because it is something commissioned by the seller. Any buyer with half a brain would want to be in control of the evaluation and survey. As to the value of a survey about energy profile, is it going to cause either party to take an action or make a purchasing decision based on its contents? In the cloud cuckoo land of Whitehall, possibly. In the real world, certainly not. Do people believe the efficiency ratings on Fridges, or do they pay someone to conduct their own survey? tim There is a difference of several orders of magnitude in the price of the purchase. Even so, do people base their purchasing decisions about fridges on energy ratings or on other factors such as usability, design and price? Possibly, there is more of a following for energy ratings on domestic appliances, but I don't believe that there is for houses. I tend to agree. Firstly there is the fact that the energy rating applies to a model rather than a specific unit. Whilst there is the possibility of fraud (Which? found that most "A" rated boilers weren't quite "A") nevertheless an A rated unit is still likely to be better than one with a lower rating. Secondly when buying a fridge (especially) and to a lesser extent other appliances, the energy rating is one of the major criteria. Such an appliance can easily save or waste many times it purchase cost over its lifetime. The energy costs running a house are currently a magnitude less than financing its capital cost. -- Ed Sirett - Property maintainer and registered gas fitter. The FAQ for uk.diy is at http://www.diyfaq.org.uk Gas fitting FAQ http://www.makewrite.demon.co.uk/GasFitting.html Sealed CH FAQ http://www.makewrite.demon.co.uk/SealedCH.html Choosing a Boiler FAQ http://www.makewrite.demon.co.uk/BoilerChoice.html |
#47
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Here come the HIPs
On Sat, 18 Aug 2007 15:28:37 +0100, John Rumm
wrote: tim..... wrote: The energy survey will be a farce, and no one will take any notice of the results. That's true. I agree, but that's a different thing to not believing it. Whether one can believe them or not only time will tell. Much depends on the assessment criteria. I find it hard to believe that anyone would allow something like this to influence their buying decision. If you want large Victorian semi complete with many "period features" then that is what you want. The fact that it may have no cavity walls is something that comes as part of the package. Or in other words there are a multitude of criteria we have for buying a place - and these come well above the energy efficiency, especially as this is something that can be "fixed" or at least improved later in a good many cases. Whereas moving the catchment area for a school, or the size of the rooms is somewhat harder. Totally agree. If you find the right housei in the right place for the right price, are you really going to be put off because it's not insulated or wired right, relatively cheap things to fix. Same applies to Part P as far as I'm concerned. All you really need is your own surveyor to confirm the property's condition and to highlight those items that require attention and those requirements will vary from purchaser to purchaser. Andy |
#48
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Here come the HIPs
On Sat, 18 Aug 2007 14:05:46 +0100, Andy Hall wrote:
On 2007-08-18 11:38:33 +0100, Stuart Noble said: John Rumm wrote: Phil wrote: http://news.bbc.co.uk/2/hi/business/6951171.stm "Hips and EPCs can help families to save hundreds of pounds off their fuel bills, and cut a million tonnes of carbon a year," she continued." What a load of ********. It will help every householder spend another £400 - £1000 for no return whatsoever! Without the energy survey it seems like a sensible idea, rather like a log book for the house. All the tedious stuff gets done in advance, which has to be beneficial for both parties. As a buyer, would you trust such a thing commissioned by the seller? I think your solicitor would probably be prepared to accept the LA search and title deed info which might take one of the delays out of the process. However the delays (which in part lead to gazumping and gazundering) are usually the "chain" and/or the lender. The latter usually putting formulaic and procedural hoops in place. -- Ed Sirett - Property maintainer and registered gas fitter. The FAQ for uk.diy is at http://www.diyfaq.org.uk Gas fitting FAQ http://www.makewrite.demon.co.uk/GasFitting.html Sealed CH FAQ http://www.makewrite.demon.co.uk/SealedCH.html Choosing a Boiler FAQ http://www.makewrite.demon.co.uk/BoilerChoice.html |
#49
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Here come the HIPs
The message
from John Rumm contains these words: The energy survey will be a farce, and no one will take any notice of the results. That's true. I agree, but that's a different thing to not believing it. Whether one can believe them or not only time will tell. Much depends on the assessment criteria. I find it hard to believe that anyone would allow something like this to influence their buying decision. If you want large Victorian semi complete with many "period features" then that is what you want. The fact that it may have no cavity walls is something that comes as part of the package. Or in other words there are a multitude of criteria we have for buying a place - and these come well above the energy efficiency, especially as this is something that can be "fixed" or at least improved later in a good many cases. Whereas moving the catchment area for a school, or the size of the rooms is somewhat harder. On a practical note it may be possible to establish by observation that cavity wall insulation is in place in cavity walls but how on earth is the presence of an insulated floor slab confirmed or, in a house with solid walls, what insulation is behind any dry lining? -- Roger Chapman |
#50
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Here come the HIPs
"tim....." wrote in message ... "Huge" wrote in message ... On 2007-08-18, Stuart Noble wrote: John Rumm wrote: Phil wrote: http://news.bbc.co.uk/2/hi/business/6951171.stm "Hips and EPCs can help families to save hundreds of pounds off their fuel bills, and cut a million tonnes of carbon a year," she continued." What a load of ********. It will help every householder spend another £400 - £1000 for no return whatsoever! Without the energy survey it seems like a sensible idea, rather like a log book for the house. All the tedious stuff gets done in advance, which has to be beneficial for both parties. The energy survey will be a farce, and no one will take any notice of the results. Too long. "The whole thing will be a farce, and no one will take any notice of the results." There, that's better. I for one have no intention whatsoever of paying the slightest notice of anything commissoned & held by the vendor. Ergo, the entire thing is a waste of time, effort and money. Then you aren't going to be buying a house. Much of what's in the pack: copies of planning, guarentees, lease, services charges, insurances and the draft contract are things which the buyer has alwas asked the seller to supply. If you're going to ignore these, you aren't going to get very far. tim OK take my current situation and suppose HIP's were in force at the time. House put on the market in Feb 2006, sold almost immediately, then we had to pull out of our purchase as found owner was a crook and large barn had demolition order on it as built without pp. Delay in finding new house, lost initial buyers who went elsewhere, found new place, accepted offer on our house from second buyer. Then after a couple of weeks he pulled out. Accepted third offer, all going ahead, delays in new place with seller renewing planning permission. Eventually pp granted but council declare land contaminated We pull out as told 100K decontamination possibility. We find third place, offer accepted and so far have kept our current buyer but now August 2007. So if we had had a HIP done it would be 18 months out of date. In that time many many things could have changed that the searches in the HIP would not show up. We could have assylum centres both sides and a planned ring road running through the house for all the searches would show up. HIPs are a total waste of time instigated by a nanny government who should stop trying to micromanage everyones lives. AWEM |
#51
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Here come the HIPs
In message , Andy Hall wrote
Even so, do people base their purchasing decisions about fridges on energy ratings or on other factors such as usability, design and price? If people based their purchase solely on the energy rating there would be no need for the rating in the first place - all fridges would be in the top class. A 100 year old Victorian terrace single brick construction house with a poor energy report is still going to sell at its current price (in the south of England) because the modern energy efficient property is £100k more! -- Alan news2006 {at} amac {dot} f2s {dot} com |
#52
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Here come the HIPs
On 2007-08-18 15:46:35 +0100, Ed Sirett said:
I think your solicitor would probably be prepared to accept the LA search and title deed info which might take one of the delays out of the process. Except that if there is any delay at all between the production of the pack and the transaction, the seller can have sold the property elsewhere or instituted a variety of things resulting in a charge on it. The Land Registry and LA searches are trivial anyway |
#53
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Here come the HIPs
On 2007-08-18 18:05:25 +0100, Alan said:
In message , Andy Hall wrote Even so, do people base their purchasing decisions about fridges on energy ratings or on other factors such as usability, design and price? If people based their purchase solely on the energy rating there would be no need for the rating in the first place - all fridges would be in the top class. A 100 year old Victorian terrace single brick construction house with a poor energy report is still going to sell at its current price (in the south of England) because the modern energy efficient property is £100k more! ... and perhaps because some people don't *want* the modern box. |
#54
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Here come the HIPs
"Steve Firth" wrote in message ... tim..... wrote: "Steve Firth" wrote in message . .. Stuart Noble wrote: Without the energy survey it seems like a sensible idea, rather like a log book for the house. All the tedious stuff gets done in advance, which has to be beneficial for both parties. Except it's not. I for one will not trust a survey that I have not commissioned and at present it's unclear who is responsible should the HIP turn out to be inaccurate. There is no survey in a HIP A complete waste of time and money then aren't they? Not if you are buying a flat and previously the answer to the question "how many years are left on the lease" was "I don't know". tim |
#55
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Here come the HIPs
On Sat, 18 Aug 2007 13:57:23 +0100 someone who may be "tim....."
wrote this:- If you want to know who lives where you can already get this information. Only up to a point. The point is that such information is distributed and may involve looking through manual records. How is this going to make it any worse. It is going to make it much worse, because there will be one point to look up the information which will be nicely gathered into databases. Criminals will undoubtedly love an identity register, it will be a great help to them. -- David Hansen, Edinburgh I will *always* explain revoked encryption keys, unless RIP prevents me http://www.opsi.gov.uk/acts/acts2000/00023--e.htm#54 |
#56
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Here come the HIPs
On Sat, 18 Aug 2007 14:56:47 +0100 someone who may be Mogga
wrote this:- Isn't one of the things lightbulbs? Will you be able to sue if they take the lightbulbs with them when they move out? There was a story a few months ago of one of these Mickey Mouse "surveyors" who ignored the energy saving light bulbs, even though these are supposedly part of the points system. -- David Hansen, Edinburgh I will *always* explain revoked encryption keys, unless RIP prevents me http://www.opsi.gov.uk/acts/acts2000/00023--e.htm#54 |
#57
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Here come the HIPs
On Sat, 18 Aug 2007 14:05:46 +0100 someone who may be Andy Hall
wrote this:- The energy survey will be a farce, and no one will take any notice of the results. That's true. Indeed. I have looked at the methodology for Scotland and the rest of the UK. It is mince and will not produce meaningful results. The reason for this is that it has been dumbed down so that the sort of people who work in property can do them, people "trained" after a short course. The full method, which will not be used as it is too complicated for the poor little dears to do, would produce a rough stab at energy ratings. I might believe what this method produces, I will pay no attention to the Mickey Mouse version or the Mickey Mouse "surveyors" that churn them out. -- David Hansen, Edinburgh I will *always* explain revoked encryption keys, unless RIP prevents me http://www.opsi.gov.uk/acts/acts2000/00023--e.htm#54 |
#58
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Here come the HIPs
Andrew Mawson wrote:
2007. So if we had had a HIP done it would be 18 months out of date. Unless you keep buying a new one every few months which is I susspect their intention. would show up. HIPs are a total waste of time instigated by a nanny government who should stop trying to micromanage everyones lives. Agreed! -- Cheers, John. /================================================== ===============\ | Internode Ltd - http://www.internode.co.uk | |-----------------------------------------------------------------| | John Rumm - john(at)internode(dot)co(dot)uk | \================================================= ================/ |
#59
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Here come the HIPs
On 2007-08-18 18:24:44 +0100, "tim....." said:
"Steve Firth" wrote in message ... tim..... wrote: "Steve Firth" wrote in message . .. Stuart Noble wrote: Without the energy survey it seems like a sensible idea, rather like a log book for the house. All the tedious stuff gets done in advance, which has to be beneficial for both parties. Except it's not. I for one will not trust a survey that I have not commissioned and at present it's unclear who is responsible should the HIP turn out to be inaccurate. There is no survey in a HIP A complete waste of time and money then aren't they? Not if you are buying a flat and previously the answer to the question "how many years are left on the lease" was "I don't know". tim That would be a cop=out because it is very easy to check. This kind of parameter information doesn't justify a vendor sponsored information pack. - The party preparing it might falsify it - The party preparing it might make a mistake. - Who do I sue if it's wrong? In other words, I am still going to get the information myself. Therefore, the information pack is pointless. |
#60
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Here come the HIPs
On 2007-08-18 18:47:10 +0100, David Hansen
said: On Sat, 18 Aug 2007 14:56:47 +0100 someone who may be Mogga wrote this:- Isn't one of the things lightbulbs? Will you be able to sue if they take the lightbulbs with them when they move out? There was a story a few months ago of one of these Mickey Mouse "surveyors" who ignored the energy saving light bulbs, even though these are supposedly part of the points system. That's one thing that they will have got right. The so-called energy saving light bulbs are worthless. If I were buying the property, ripping them out would be the first job. |
#61
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Here come the HIPs
tim..... wrote:
"Steve Firth" wrote in message ... tim..... wrote: "Steve Firth" wrote in message . .. Stuart Noble wrote: Without the energy survey it seems like a sensible idea, rather like a log book for the house. All the tedious stuff gets done in advance, which has to be beneficial for both parties. Except it's not. I for one will not trust a survey that I have not commissioned and at present it's unclear who is responsible should the HIP turn out to be inaccurate. There is no survey in a HIP A complete waste of time and money then aren't they? Not if you are buying a flat and previously the answer to the question "how many years are left on the lease" was "I don't know". Well, overlooking the fact that the real reason for HIPs was that Tony "****wit" Blair caught a cold repeatedly on property transactions and that he was extremely ****ed when he "lost" hudnreds of thosuands of pounds when he sold his place in Islington. The example you give is contrived and implies a mendacious vendor and a brain dead solicitor and client. Does it not occur to you that a vendor willing to lie in the circumstances you refer to will lie when preparing a HIP? |
#62
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Here come the HIPs
"Huge" wrote in message ... On 2007-08-18, tim..... wrote: "Huge" wrote in message ... On 2007-08-18, Stuart Noble wrote: John Rumm wrote: Phil wrote: http://news.bbc.co.uk/2/hi/business/6951171.stm "Hips and EPCs can help families to save hundreds of pounds off their fuel bills, and cut a million tonnes of carbon a year," she continued." What a load of ********. It will help every householder spend another £400 - £1000 for no return whatsoever! Without the energy survey it seems like a sensible idea, rather like a log book for the house. All the tedious stuff gets done in advance, which has to be beneficial for both parties. The energy survey will be a farce, and no one will take any notice of the results. Too long. "The whole thing will be a farce, and no one will take any notice of the results." There, that's better. I for one have no intention whatsoever of paying the slightest notice of anything commissoned & held by the vendor. Ergo, the entire thing is a waste of time, effort and money. Then you aren't going to be buying a house. Much of what's in the pack: copies of planning, guarentees, lease, services charges, insurances and the draft contract are things which the buyer has alwas asked the seller to supply. If you're going to ignore these, you aren't going to get very far. Well, that answers my question in an earlier post. You are indeed very, very, very stupid. Insulting people does not make you right. tim |
#63
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Here come the HIPs
"Andy Hall" wrote in message ... On 2007-08-18 18:24:44 +0100, "tim....." said: "Steve Firth" wrote in message ... tim..... wrote: "Steve Firth" wrote in message . .. Stuart Noble wrote: Without the energy survey it seems like a sensible idea, rather like a log book for the house. All the tedious stuff gets done in advance, which has to be beneficial for both parties. Except it's not. I for one will not trust a survey that I have not commissioned and at present it's unclear who is responsible should the HIP turn out to be inaccurate. There is no survey in a HIP A complete waste of time and money then aren't they? Not if you are buying a flat and previously the answer to the question "how many years are left on the lease" was "I don't know". tim That would be a cop=out because it is very easy to check. I think you'd be very surprised how far into the purchase many vendors expect you to go before they will currently get up off their arse to find it. This kind of parameter information doesn't justify a vendor sponsored information pack. IMHO it justifies a law to make it presented at initial marketing. - The party preparing it might falsify it And risk the penalty of doing so? I doubt it. - The party preparing it might make a mistake. Yes, they might, but I don't see this as a reason for not having to try. - Who do I sue if it's wrong? The vendor. Why is this not obvious? In other words, I am still going to get the information myself. As a sometime purchasor of 5 flats, I have never got this information for myself. It is always supplied by the vendor. Agreed that at a later date the solicitor has to check it, but if it turns out to be wrong I have a course of action to get my costs refunded if the wrong information is material. Currently, if I proceed on the basis of 'unknown' I am stuck with my costs if the purchase falls through because of discovering unsuitable details at a later date. Therefore, the information pack is pointless. For the type of information that currently 'always is' supplied by the vendor, I don't agree. tim |
#64
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Here come the HIPs
"Andy Hall" wrote in message ... On 2007-08-18 18:47:10 +0100, David Hansen said: On Sat, 18 Aug 2007 14:56:47 +0100 someone who may be Mogga wrote this:- Isn't one of the things lightbulbs? Will you be able to sue if they take the lightbulbs with them when they move out? There was a story a few months ago of one of these Mickey Mouse "surveyors" who ignored the energy saving light bulbs, even though these are supposedly part of the points system. That's one thing that they will have got right. The so-called energy saving light bulbs are worthless. If I were buying the property, ripping them out would be the first job. Out of interest, to be replaced by what? (I don't like them either, but simply because I don't like the light that they produce, not because I think they are unnecessary) tim |
#65
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Here come the HIPs
On Sat, 18 Aug 2007 23:38:03 +0100, (Steve Firth)
wrote: Not if you are buying a flat and previously the answer to the question "how many years are left on the lease" was "I don't know". Well, overlooking the fact that the real reason for HIPs was that Tony "****wit" Blair caught a cold repeatedly on property transactions and that he was extremely ****ed when he "lost" hudnreds of thosuands of pounds when he sold his place in Islington. That must have taken some doing. He could have been better advised by "Old Moore's Almanac of Portentious Prognostications" The example you give is contrived and implies a mendacious vendor and a brain dead solicitor and client. Just *why* did they need to buy 2 flats in Bristol for their student son, one just below the stamp duty threshold, one just above? Just asking. Just *why* did they need to involve a criminal to negotiate the deal for them? Just asking. Does it not occur to you that a vendor willing to lie in the circumstances you refer to will lie when preparing a HIP? Especially if sourced through the channels they've been dealing with. DG |
#66
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Here come the HIPs
"Steve Firth" wrote in message .. . tim..... wrote: "Steve Firth" wrote in message ... tim..... wrote: "Steve Firth" wrote in message . .. Stuart Noble wrote: Without the energy survey it seems like a sensible idea, rather like a log book for the house. All the tedious stuff gets done in advance, which has to be beneficial for both parties. Except it's not. I for one will not trust a survey that I have not commissioned and at present it's unclear who is responsible should the HIP turn out to be inaccurate. There is no survey in a HIP A complete waste of time and money then aren't they? Not if you are buying a flat and previously the answer to the question "how many years are left on the lease" was "I don't know". Well, overlooking the fact that the real reason for HIPs was that Tony "****wit" Blair caught a cold repeatedly on property transactions and that he was extremely ****ed when he "lost" hudnreds of thosuands of pounds when he sold his place in Islington. The example you give is contrived It's not. It's the first question that I ask when I have received details of a flat that interest me. The reply is usually along the lines of "we don't know, we'll find out before exchange". My answer is that "I shan't be viewing before they find out". Sometimes they find out, sometimes they don't. and implies a mendacious vendor (I had to look that word up!), uncommitted is the word I would use (hence the reason for my not being bothered if I don't ever get to see the property) and a brain dead solicitor and Solicitor's are not involved at the stage I was referring to. client. Does it not occur to you that a vendor willing to lie in the circumstances you refer to will lie when preparing a HIP? It does occur to me yes. But I obviously have a higher opinion of my fellow man that you do (no surprises there). ISTM that the penalties in place for not doing it right will mean that most people will do it right (for those things which are of a purely factual nature). I don't believe that the average person will go around falsifying such info out of laziness and risk a fine, or worse. The solicitor will find out later that they have lied and I'd be adjusting my offer according, sending them a bill for my costs (as per the misdeclaration act) if the deals breaks down at that point. tim |
#67
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Here come the HIPs
On 2007-08-18 23:51:27 +0100, "tim....." said:
Not if you are buying a flat and previously the answer to the question "how many years are left on the lease" was "I don't know". tim That would be a cop=out because it is very easy to check. I think you'd be very surprised how far into the purchase many vendors expect you to go before they will currently get up off their arse to find it. That's their choice. The market determines the behaviour. They want to sell the house, they do what's required. it doesn't need the interference of nanny state to make that happen. This kind of parameter information doesn't justify a vendor sponsored information pack. IMHO it justifies a law to make it presented at initial marketing. No it doesn't. This is a private transaction between two private parties. Interference from the government is not required. - The party preparing it might falsify it And risk the penalty of doing so? I doubt it. Are you commercially naive in other areas as well? - The party preparing it might make a mistake. Yes, they might, but I don't see this as a reason for not having to try. Of course it is. The basic principle in all purchasing is to assume that the vendor will at least make a mistake and may also be less than honest. If the buyer chooses not to take precautions then he deserves to be burnt. The *last* participant to rely upon is the government. - Who do I sue if it's wrong? The vendor. Why is this not obvious? Fine. I can do that now. I don't need a government sponsored information pack to help me do it. In other words, I am still going to get the information myself. As a sometime purchasor of 5 flats, I have never got this information for myself. It is always supplied by the vendor. Exactly. So there is no reason for government involvement. Agreed that at a later date the solicitor has to check it, but if it turns out to be wrong I have a course of action to get my costs refunded if the wrong information is material. It is far simpler to have the solicitor check it in the first place. Currently, if I proceed on the basis of 'unknown' I am stuck with my costs if the purchase falls through because of discovering unsuitable details at a later date. So don't proceed on the basis of 'unknown' Do you imagine that the government is going to act as your advocate just because you receive one of their silly information packs? Therefore, the information pack is pointless. For the type of information that currently 'always is' supplied by the vendor, I don't agree. The vendor can supply the information anyway. the government pack adds no value and only adds a cost. Completely pointless. |
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Here come the HIPs
On 2007-08-19 00:16:43 +0100, "tim....." said:
"Steve Firth" wrote in message client. Does it not occur to you that a vendor willing to lie in the circumstances you refer to will lie when preparing a HIP? It does occur to me yes. But I obviously have a higher opinion of my fellow man that you do (no surprises there). In that case, I would recommend not buying and selling property in Islington or with MPs. ISTM that the penalties in place for not doing it right will mean that most people will do it right (for those things which are of a purely factual nature). I don't believe that the average person will go around falsifying such info out of laziness and risk a fine, or worse. The solicitor will find out later that they have lied and I'd be adjusting my offer according, sending them a bill for my costs (as per the misdeclaration act) if the deals breaks down at that point. tim I think that you are setting yourself up to be be burnt. Hopefully the amount involved won't be too significant. |
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Here come the HIPs
On 2007-08-18 23:53:47 +0100, "tim....." said:
"Andy Hall" wrote in message That's one thing that they will have got right. The so-called energy saving light bulbs are worthless. If I were buying the property, ripping them out would be the first job. Out of interest, to be replaced by what? Proper incandescent lighting. (I don't like them either, but simply because I don't like the light that they produce, Neither do I, and I won't buy and use them other than for certain exterior lighting. not because I think they are unnecessary) They are unnecessary. It is focus on the wrong issue. |
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Here come the HIPs
On Sat, 18 Aug 2007 23:28:15 +0100 someone who may be Andy Hall
wrote this:- There was a story a few months ago of one of these Mickey Mouse "surveyors" who ignored the energy saving light bulbs, even though these are supposedly part of the points system. That's one thing that they will have got right. The so-called energy saving light bulbs are worthless. If I were buying the property, ripping them out would be the first job. If such an action was only increasing your electricity bill then I would leave you to burn your own money. -- David Hansen, Edinburgh I will *always* explain revoked encryption keys, unless RIP prevents me http://www.opsi.gov.uk/acts/acts2000/00023--e.htm#54 |
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Here come the HIPs
"tim....." wrote in message ... "Steve Firth" wrote in message .. . tim..... wrote: "Steve Firth" wrote in message ... tim..... wrote: "Steve Firth" wrote in message . .. Stuart Noble wrote: Without the energy survey it seems like a sensible idea, rather like a log book for the house. All the tedious stuff gets done in advance, which has to be beneficial for both parties. Except it's not. I for one will not trust a survey that I have not commissioned and at present it's unclear who is responsible should the HIP turn out to be inaccurate. There is no survey in a HIP A complete waste of time and money then aren't they? Not if you are buying a flat and previously the answer to the question "how many years are left on the lease" was "I don't know". Well, overlooking the fact that the real reason for HIPs was that Tony "****wit" Blair caught a cold repeatedly on property transactions and that he was extremely ****ed when he "lost" hudnreds of thosuands of pounds when he sold his place in Islington. The example you give is contrived It's not. It's the first question that I ask when I have received details of a flat that interest me. The reply is usually along the lines of "we don't know, we'll find out before exchange". My answer is that "I shan't be viewing before they find out". Sometimes they find out, sometimes they don't. and implies a mendacious vendor (I had to look that word up!), uncommitted is the word I would use (hence the reason for my not being bothered if I don't ever get to see the property) and a brain dead solicitor and Solicitor's are not involved at the stage I was referring to. client. Does it not occur to you that a vendor willing to lie in the circumstances you refer to will lie when preparing a HIP? It does occur to me yes. But I obviously have a higher opinion of my fellow man that you do (no surprises there). ISTM that the penalties in place for not doing it right will mean that most people will do it right (for those things which are of a purely factual nature). I don't believe that the average person will go around falsifying such info out of laziness and risk a fine, or worse. The solicitor will find out later that they have lied and I'd be adjusting my offer according, sending them a bill for my costs (as per the misdeclaration act) if the deals breaks down at that point. tim OK the house I pulled out from buying last year had the vendor making the following lies: a/Is the water metered: No (it was) b/Is there planning permission for the barn: Yes (There wasn't, but there was a demolition ordered by the council!) c/What is your annual electricity bill: Figure supplied. (But it turns out he's wired round the meter!) Now if he was involved in producing a HIP he would have repeated those lies. In the event he sold to another mug and skipped the country without paying the house agent. New people couldn't get contents insurance as he'd faked a burgalary. EDF wouldn't reconnect the electricity due to the meter issue, and he sold the paddock 'for cash' to five separate people. These sort of people ARE out there and no way would I trust the contents of a HIP thats been produced by the vendor. AWEM |
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Here come the HIPs
in 659914 20070818 114849 (Steve Firth) wrote:
Stuart Noble wrote: Without the energy survey it seems like a sensible idea, rather like a log book for the house. All the tedious stuff gets done in advance, which has to be beneficial for both parties. Except it's not. I for one will not trust a survey that I have not commissioned and at present it's unclear who is responsible should the HIP turn out to be inaccurate. I was buying a house a few years and had already paid for a survey when the vendor informed us that she had found another buyer. When I suggested her new buyer help cut my losses by purchasing the survey from me I was told by one of the solicitors that the survey was only valid for the person who paid for it. |
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Here come the HIPs
"Andy Hall" wrote in message ... On 2007-08-18 23:51:27 +0100, "tim....." said: Not if you are buying a flat and previously the answer to the question "how many years are left on the lease" was "I don't know". tim That would be a cop=out because it is very easy to check. I think you'd be very surprised how far into the purchase many vendors expect you to go before they will currently get up off their arse to find it. That's their choice. The market determines the behaviour. They want to sell the house, they do what's required. it doesn't need the interference of nanny state to make that happen. This kind of parameter information doesn't justify a vendor sponsored information pack. IMHO it justifies a law to make it presented at initial marketing. No it doesn't. This is a private transaction between two private parties. Interference from the government is not required. - The party preparing it might falsify it And risk the penalty of doing so? I doubt it. Are you commercially naive in other areas as well? As I said to Steve. I give the other party in a transaction between ordinary individuals (I.e. those that are not trained to be slimy) the benefit of doubt in believing he is honest and telling me the truth about things that he *knows* I am going to check later. This sems to me to be a common courtesy. I actually find the suggestion that I am stupid to do so, as insulting. Do you really go around thinking that every person you have a conversation with is telling you lies. - Who do I sue if it's wrong? The vendor. Why is this not obvious? Fine. I can do that now. I don't need a government sponsored information pack to help me do it. Not if he has no requirement to supply before excahnge and he resists doing so, you don't. In other words, I am still going to get the information myself. As a sometime purchasor of 5 flats, I have never got this information for myself. It is always supplied by the vendor. Exactly. So there is no reason for government involvement. As above, the new rules requires disclosure before I have taken time off to visit the property. The old rules require disclosure at some point before exchange after I have wasted good time and money investigating a property that later turns out to be unsuitable. As (as I have said) a habitual purchaser of flats, I consider this change to be necessary one. Perhaps you have never tried buying a flat before if you can't see a need for it? Agreed that at a later date the solicitor has to check it, but if it turns out to be wrong I have a course of action to get my costs refunded if the wrong information is material. It is far simpler to have the solicitor check it in the first place. This costs me money. Money which I will expect to reclaim if it turns out I have been lied to. But I can't get that money back if I am met with "Don't know, find out for yourself". Currently, if I proceed on the basis of 'unknown' I am stuck with my costs if the purchase falls through because of discovering unsuitable details at a later date. So don't proceed on the basis of 'unknown' I usually don't. But It does annoy me that they expect me to. Do you imagine that the government is going to act as your advocate just because you receive one of their silly information packs? I don't understand this question. All I am saying is that a requirement to disclose the information before I waste time viewing the property is not unreasonable. I can enfore this right myself thanks very much. Therefore, the information pack is pointless. For the type of information that currently 'always is' supplied by the vendor, I don't agree. The vendor can supply the information anyway. But they often dont. Are you deliberately missing this point? the government pack adds no value and only adds a cost. I disagree. As I have said, for the type of information that I am discussing, I believe it adds *considerable* value to the process. It actually costs the vendor diddy squat as all of the information is in documents that they should already have in their posession (if they've thrown them away, which many do, that's their stupidity that costing them, not government legislation). I accept that some of it adds cost, but I'm nt discussing that part here. tim |
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Here come the HIPs
"Andrew Mawson" wrote in message ... OK the house I pulled out from buying last year had the vendor making the following lies: a/Is the water metered: No (it was) b/Is there planning permission for the barn: Yes (There wasn't, but there was a demolition ordered by the council!) c/What is your annual electricity bill: Figure supplied. (But it turns out he's wired round the meter!) Now if he was involved in producing a HIP he would have repeated those lies. One swallow does not a summer make. One individual example or wrongdoing does not make the rule unreasonable. In the event he sold to another mug and skipped the country without paying the house agent. How did he do this? It is normal for the solicitor to deduct this from the proceeds before handing the money over. New people couldn't get contents insurance as he'd faked a burgalary. EDF wouldn't reconnect the electricity due to the meter issue, and he sold the paddock 'for cash' to five separate people. More fool them then. You cannoy transact a property transfer by hading over 'cash' (obvious you can pay in cash but you need the proper paperwork in place first). These sort of people ARE out there and no way would I trust the contents of a HIP thats been produced by the vendor. As above. Are you really going to think that every supplier of an HIP is on the con because you have one example. Do you think that every random caller to you property is casing your house to rob it, because you know someone who was robbed. Do you think that everybody you pass in the street is out to pick your pocket because you read in the press that some people do have their pockets picked. This extrapolation that you have made for HIPs (but presumably not for the individual callers and random people) is IMHO most unreasonable. tim |
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Here come the HIPs
"Andy Hall" wrote in message ... On 2007-08-18 23:53:47 +0100, "tim....." said: "Andy Hall" wrote in message That's one thing that they will have got right. The so-called energy saving light bulbs are worthless. If I were buying the property, ripping them out would be the first job. Out of interest, to be replaced by what? Proper incandescent lighting. Of the type that is shortly to be banned? I can see the possibility of stocking up with bulbs before this happens, but if people have replaced the fittings I think you might be stuck. tim |
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Here come the HIPs
"Andy Hall" wrote in message ... On 2007-08-19 00:16:43 +0100, "tim....." said: "Steve Firth" wrote in message client. Does it not occur to you that a vendor willing to lie in the circumstances you refer to will lie when preparing a HIP? It does occur to me yes. But I obviously have a higher opinion of my fellow man that you do (no surprises there). In that case, I would recommend not buying and selling property in Islington or with MPs. ISTM that the penalties in place for not doing it right will mean that most people will do it right (for those things which are of a purely factual nature). I don't believe that the average person will go around falsifying such info out of laziness and risk a fine, or worse. The solicitor will find out later that they have lied and I'd be adjusting my offer according, sending them a bill for my costs (as per the misdeclaration act) if the deals breaks down at that point. tim I think that you are setting yourself up to be be burnt. Hopefully the amount involved won't be too significant. And I think you have a poor view of the average person. Note: *average* person, not the one in thousand that's a shyster. tim |
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Here come the HIPs
We were somewhere around Barstow, on the edge of the desert, when the
drugs began to take hold. I remember Bob Martin saying something like: I was told by one of the solicitors that the survey was only valid for the person who paid for it. Hardly surprising if his mate (a surveyor) was going to lose out on another survey. -- Dave |
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Here come the HIPs
Bob Martin wrote:
in 659914 20070818 114849 (Steve Firth) wrote: Stuart Noble wrote: Without the energy survey it seems like a sensible idea, rather like a log book for the house. All the tedious stuff gets done in advance, which has to be beneficial for both parties. Except it's not. I for one will not trust a survey that I have not commissioned and at present it's unclear who is responsible should the HIP turn out to be inaccurate. I was buying a house a few years and had already paid for a survey when the vendor informed us that she had found another buyer. When I suggested her new buyer help cut my losses by purchasing the survey from me I was told by one of the solicitors that the survey was only valid for the person who paid for it. So it seems the current system is as good as it gets then. |
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Here come the HIPs
"Huge" wrote in message ... On 2007-08-19, Andrew Mawson wrote: OK the house I pulled out from buying last year had the vendor making the following lies: a/Is the water metered: No (it was) b/Is there planning permission for the barn: Yes (There wasn't, but there was a demolition ordered by the council!) c/What is your annual electricity bill: Figure supplied. (But it turns out he's wired round the meter!) Now if he was involved in producing a HIP he would have repeated those lies. In the event he sold to another mug and skipped the country without paying the house agent. New people couldn't get contents insurance as he'd faked a burgalary. EDF wouldn't reconnect the electricity due to the meter issue, and he sold the paddock 'for cash' to five separate people. These sort of people ARE out there and no way would I trust the contents of a HIP thats been produced by the vendor. They can always sell to the likes of "tim..." Apparently, if it's in a 4 ring binder, it must be true. No, because my solicitor will check it later. What part of my point is it that you are deliberately ignoring tim |
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Here come the HIPs
"Huge" wrote in message ... On 2007-08-19, tim..... wrote: I give the other party in a transaction between ordinary individuals (I.e. those that are not trained to be slimy) the benefit of doubt in believing he is honest and telling me the truth about things that he *knows* I am going to check later. Then you will be ripped off. How come. My solicitor will be checking it later. I will have my time/money wasted yes, but with the new rules I can sue for that, under the old rules I can't. tim |
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