I use credit cards or debit cards, and keep close track. I still have a
few net 30 accounts from when I was a contractor, but I do not tend to
use them.

Twice now I've had something odd happen with MSC. About a year ago
within minutes of using a debit card with them I got string of charges
or attempted charges that showed up as Inmate Solutions. I get instant
email (within a few minutes) notifications of all charges on that card.
I immediately canceled the card and reversed all charges, then mailed
MSC a check to cover their purchases. No big deal I guess, except I had
used several other cards and accounts on my computer that day and none
of them were compromised.

Yesterday I received an invoice in the mail from MSC. Now, I don't use
a net 30 account with them so it seemed suspicious to me. I looked
on-line at my account and no invoices matched the amount. Odd. So I
looked at invoices close to the claimed date, and found a payment from
one of my debit cards to MSC on the correct date. It too didn't match
any of the invoices. Now over a month later they sent me an invoice for
the difference. No calls. No emails. They just charged the wrong
amount and then sent me a past due notice 40 days later. Weird.

Just as I was starting to do more business with them again something
weird happens. As a one man shop I don't have the time to deal with
this sort of thing. I think they get moved back down my list of vendors
again.

On 12/22/2017 11:03 AM, Bob La Londe wrote:
I use credit cards or debit cards, and keep close track.Â* I still have a
few net 30 accounts from when I was a contractor, but I do not tend to
use them.

Twice now I've had something odd happen with MSC.Â* About a year ago
within minutes of using a debit card with them I got string of charges
or attempted charges that showed up as Inmate Solutions.Â* I get instant
email (within a few minutes) notifications of all charges on that card.
I immediately canceled the card and reversed all charges, then mailed
MSC a check to cover their purchases.Â* No big deal I guess, except I had
used several other cards and accounts on my computer that day and none
of them were compromised.

Yesterday I received an invoice in the mail from MSC.Â* Now, I don't use
a net 30 account with them so it seemed suspicious to me.Â* I looked
on-line at my account and no invoices matched the amount.Â* Odd.Â* So I
looked at invoices close to the claimed date, and found a payment from
one of my debit cards to MSC on the correct date.Â* It too didn't match
any of the invoices.Â* Now over a month later they sent me an invoice for
the difference.Â* No calls.Â* No emails.Â* They just charged the wrong
amount and then sent me a past due notice 40 days later.Â* Weird.

Just as I was starting to do more business with them again something
weird happens.Â* As a one man shop I don't have the time to deal with
this sort of thing.Â* I think they get moved back down my list of vendors
again.


I know nothing about MSC.
I recently had a $52 charge on my card that I didn't recognize.
The seller was named JOHNNYSUME. Hmm, Johnny Su Me.
I contested it, the card company got a weak descriptive response from
the vendor. They sent a form for me to sign that I didn't make the charge.
Mikek

On Fri, 22 Dec 2017 10:03:37 -0700, Bob La Londe
wrote:

I use credit cards or debit cards, and keep close track. I still have a
few net 30 accounts from when I was a contractor, but I do not tend to
use them.

Twice now I've had something odd happen with MSC. About a year ago
within minutes of using a debit card with them I got string of charges
or attempted charges that showed up as Inmate Solutions. I get instant
email (within a few minutes) notifications of all charges on that card.
I immediately canceled the card and reversed all charges, then mailed
MSC a check to cover their purchases. No big deal I guess, except I had
used several other cards and accounts on my computer that day and none
of them were compromised.

Yesterday I received an invoice in the mail from MSC. Now, I don't use
a net 30 account with them so it seemed suspicious to me. I looked
on-line at my account and no invoices matched the amount. Odd. So I
looked at invoices close to the claimed date, and found a payment from
one of my debit cards to MSC on the correct date. It too didn't match
any of the invoices. Now over a month later they sent me an invoice for
the difference. No calls. No emails. They just charged the wrong
amount and then sent me a past due notice 40 days later. Weird.

Just as I was starting to do more business with them again something
weird happens. As a one man shop I don't have the time to deal with
this sort of thing. I think they get moved back down my list of vendors
again.


I used to use MSC a lot but their prices just keep getting higher. And
now I find a lot of stuff on Amazon that I used to get from MSC.
Cheaper pricing and cheaper shipping. I also buy some stuff direct
from China because I was getting the exact same product from other
vendors. But paying way more because they are importing from China and
marking stuff way up.
Eric

On 12/22/2017 11:55 AM, wrote:
On Fri, 22 Dec 2017 10:03:37 -0700, Bob La Londe
wrote:

I use credit cards or debit cards, and keep close track. I still have a
few net 30 accounts from when I was a contractor, but I do not tend to
use them.

Twice now I've had something odd happen with MSC. About a year ago
within minutes of using a debit card with them I got string of charges
or attempted charges that showed up as Inmate Solutions. I get instant
email (within a few minutes) notifications of all charges on that card.
I immediately canceled the card and reversed all charges, then mailed
MSC a check to cover their purchases. No big deal I guess, except I had
used several other cards and accounts on my computer that day and none
of them were compromised.

Yesterday I received an invoice in the mail from MSC. Now, I don't use
a net 30 account with them so it seemed suspicious to me. I looked
on-line at my account and no invoices matched the amount. Odd. So I
looked at invoices close to the claimed date, and found a payment from
one of my debit cards to MSC on the correct date. It too didn't match
any of the invoices. Now over a month later they sent me an invoice for
the difference. No calls. No emails. They just charged the wrong
amount and then sent me a past due notice 40 days later. Weird.

Just as I was starting to do more business with them again something
weird happens. As a one man shop I don't have the time to deal with
this sort of thing. I think they get moved back down my list of vendors
again.


I used to use MSC a lot but their prices just keep getting higher. And
now I find a lot of stuff on Amazon that I used to get from MSC.
Cheaper pricing and cheaper shipping. I also buy some stuff direct
from China because I was getting the exact same product from other
vendors. But paying way more because they are importing from China and
marking stuff way up.
Eric


Yeah. I still get the Enco style discount codes which makes it worth
doing business with them. Its not hard to spend enough to apply the
discount on stuff I use. Also some things are pretty hard to beat.
Right now I am roughing out 4140HT parts with an Accupro 1/2" 6 Flute
AlTin coated end mill that cost $48 dollars, and I got it over night for
ground shipping rates, or I could have got it shipped free and waited
another day or two. My way oil and cutting lube are similar. People
tell me Zoro is cheaper (I actively dislike Grainger), but when I price
check when logged on my price from MSC is cheaper. Its hard to walk
away from that, but I recently found a local vendor for my way oil in 55
gallon drums even cheaper. That's a bit of a toss up of course since I
have to go get it.

On Fri, 22 Dec 2017 12:16:00 -0700, Bob La Londe
wrote:

On 12/22/2017 11:55 AM, wrote:
On Fri, 22 Dec 2017 10:03:37 -0700, Bob La Londe
wrote:

I use credit cards or debit cards, and keep close track. I still have a
few net 30 accounts from when I was a contractor, but I do not tend to
use them.

Twice now I've had something odd happen with MSC. About a year ago
within minutes of using a debit card with them I got string of charges
or attempted charges that showed up as Inmate Solutions. I get instant
email (within a few minutes) notifications of all charges on that card.
I immediately canceled the card and reversed all charges, then mailed
MSC a check to cover their purchases. No big deal I guess, except I had
used several other cards and accounts on my computer that day and none
of them were compromised.

Yesterday I received an invoice in the mail from MSC. Now, I don't use
a net 30 account with them so it seemed suspicious to me. I looked
on-line at my account and no invoices matched the amount. Odd. So I
looked at invoices close to the claimed date, and found a payment from
one of my debit cards to MSC on the correct date. It too didn't match
any of the invoices. Now over a month later they sent me an invoice for
the difference. No calls. No emails. They just charged the wrong
amount and then sent me a past due notice 40 days later. Weird.

Just as I was starting to do more business with them again something
weird happens. As a one man shop I don't have the time to deal with
this sort of thing. I think they get moved back down my list of vendors
again.


I used to use MSC a lot but their prices just keep getting higher. And
now I find a lot of stuff on Amazon that I used to get from MSC.
Cheaper pricing and cheaper shipping. I also buy some stuff direct
from China because I was getting the exact same product from other
vendors. But paying way more because they are importing from China and
marking stuff way up.
Eric


Yeah. I still get the Enco style discount codes which makes it worth
doing business with them. Its not hard to spend enough to apply the
discount on stuff I use. Also some things are pretty hard to beat.
Right now I am roughing out 4140HT parts with an Accupro 1/2" 6 Flute
AlTin coated end mill that cost $48 dollars, and I got it over night for
ground shipping rates, or I could have got it shipped free and waited
another day or two. My way oil and cutting lube are similar. People
tell me Zoro is cheaper (I actively dislike Grainger), but when I price
check when logged on my price from MSC is cheaper. Its hard to walk
away from that, but I recently found a local vendor for my way oil in 55
gallon drums even cheaper. That's a bit of a toss up of course since I
have to go get it.
How much way oil do you use? I only use about 10 gallons per year, but
that's for only 4 machines and I'm a one man shop. The oil I use is
stuff that used to be called Hydroclear but is now called TCS Slideway
Lubricant 68. Years ago I used Vactra but it had some sort of wax in
it that would clog up the auto lube systems after about 4 years. The
stuff I use now doesn't clog the auto lube systems and has the added
benefit of sticking better to the ways. The coolant doesn't wash it
off as easy as the Vactra. And it doesn't combine with my water
soluble coolant as easy as Vactra either.
Eric

On 23/12/2017 5:37 AM, amdx wrote:

I recently had a $52 charge on my card that I didn't recognize.
The seller was named JOHNNYSUME. Hmm, Johnny Su Me.
I contested it, the card company got a weak descriptive response from
the vendor. They sent a form for me to sign that I didn't make the charge.

Got a call from my bank about 5 years ago, asking questions to verify I
was the owner of the account. High suspicious, I questioned them. They
responded, that someone had tried to pay for about a grand worth of
diesel in Pakistan with my card info, which was automatically declined,
then they tried again just under $500 worth. This triggered an automatic
suspension of the card. I happily confirmed I was not in Pakistan and
had not given my info out to anyone. No idea who got hacked to obtain my
card info, but sure was happy with my bank being right on top of things!

Jon


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On 12/22/2017 5:01 PM, Jon Anderson wrote:
On 23/12/2017 5:37 AM, amdx wrote:

I recently had a $52 charge on my card that I didn't recognize.
The seller was named JOHNNYSUME. Hmm, Johnny Su Me.
I contested it, the card company got a weak descriptive response from
the vendor. They sent a form for me to sign that I didn't make the
charge.

Got a call from my bank about 5 years ago, asking questions to verify I
was the owner of the account. High suspicious, I questioned them. They
responded, that someone had tried to pay for about a grand worth of
diesel in Pakistan with my card info, which was automatically declined,
then they tried again just under $500 worth. This triggered an automatic
suspension of the card. I happily confirmed I was not in Pakistan and
had not given my info out to anyone. No idea who got hacked to obtain my
card info, but sure was happy with my bank being right on top of things!

Jon

I got a call asking if I just checked out of a Red Roof inn.
No, I didn't. Did you have a $212 dinner at some restaurant?
No!, Did you buy $113 at CVS, No. We will send you a new card.
Another time they called to ask if I made 5 purchases at iTunes.
Nope, We will send you a new card.
This was when I had two kids in college in Gainsville and the they had
a big skimming problem at the time.
I also got a call asking if I charged $1, I said I need to check with
my wife, she did, she started pumping gas and found it was cheaper if
she paid cash, so she stopped the charge and paid cash for the rest.
She's like that. :-)


30+ years ago I made a bank deposit, the teller ask if I wanted my
balance, sure she gave it to me, I said no that's not right, it's too
high. She said maybe you wife made a deposit, I said no. She said that
is the correct balance. I said ok, knowing it was wrong and left.
A few days later I received a letter saying deposit in error.
They took a little over $10,000 out of my account.
Mikek

On 12/24/2017 06:47 AM, amdx wrote:
Â*I got a call asking if I just checked out of a Red Roof inn.
No, I didn't. Did you have a $212 dinner at some restaurant?
No!, Did you buy $113 at CVS, No. We will send you a new card.
Â*Another time they called to ask if I made 5 purchases at iTunes.
Nope, We will send you a new card.
This was when I had two kids in college in Gainsville and the they had
a big skimming problem at the time.
Â*I also got a call asking if I charged $1, I said I need to check with my wife, she did, she started pumping gas and found it was cheaper if she paid cash, so she stopped the charge and paid cash for the rest.
She's like that. :-)

So, she got the lower price, and the station had to pay a swipe fee anyway!

Â*30+ years ago I made a bank deposit, the teller ask if I wanted my balance, sure she gave it to me, I said no that's not right, it's too high. She said maybe you wife made a deposit, I said no. She said that is the correct balance. I said ok, knowing it was wrong and left.
Â*A few days later I received a letter saying deposit in error.
They took a little over $10,000 out of my account.

When I first opened my checking account here, my first statement showed a mystery deposit of around $1200. When I called the bank to report that, the response was, "Oh, they must have messed up the account numbers again."

AGAIN???

--
Bob Nichols AT comcast.net I am "RNichols42"

On 12/24/2017 4:54 PM, Robert Nichols wrote:
On 12/24/2017 06:47 AM, amdx wrote:
I got a call asking if I just checked out of a Red Roof inn.
No, I didn't. Did you have a $212 dinner at some restaurant?
No!, Did you buy $113 at CVS, No. We will send you a new card.
Another time they called to ask if I made 5 purchases at iTunes.
Nope, We will send you a new card.
This was when I had two kids in college in Gainsville and the they had
a big skimming problem at the time.
I also got a call asking if I charged $1, I said I need to check
with my wife, she did, she started pumping gas and found it was cheaper
if she paid cash, so she stopped the charge and paid cash for the rest.
She's like that.

So, she got the lower price, and the station had to pay a swipe fee
anyway!

30+ years ago I made a bank deposit, the teller ask if I wanted my
balance, sure she gave it to me, I said no that's not right, it's too
high. She said maybe you wife made a deposit, I said no. She said that
is the correct balance. I said ok, knowing it was wrong and left.
A few days later I received a letter saying deposit in error.
They took a little over $10,000 out of my account.

When I first opened my checking account here, my first statement
showed a mystery deposit of around $1200. When I called the bank to
report that, the response was, "Oh, they must have messed up the account
numbers again."

AGAIN???



Some years ago I financed a bass boat with AEA Federal Credit Union. I
was doing very well at the time so I was paying 2-5 times my monthly
payment to get the principal down quick. Every check had my loan number
computer printed on it. One day I got a call saying they were going to
send me to collection if I didn't catch up my account. They were nasty,
and I was furious. I told them I made thousands of dollar sin over
payments and I could prove it because the checks cleared. They got
nastier, and said if I didn't pay immediately they were going to turn me
over to collections. The next day I got a call from their collection
agent. They have their own in house hard corps collections. I finally
just had enough. I told him if he didn't "f-ing" figure out what they
did with my money I wasn't going to come down to his office with my
paper I was going to the newspaper with my story, and "If they won't run
it I'll pay to run it as an advertisement because I can prove everything
I said, and your first level collector refused to even listen to me. You
straighten it out today or I will be at the front door of the paper when
they open in the morning."

He sounded like he was prepared to ride rough shod over me when he
called, and by the time I hung up he was apologizing and back pedaling
like his life depended on it.

Turned out they had been depositing my loan payments into the checking
account of a guy named Robert Lee. They credited all my payments, went
back and fixed all the penalties, and when they baulked at writing a
letter to all of the big three credit reporting agencies that had picked
up their reported non-payments I asked if they would prefer I took them
to court or went to the newspaper. One or the other was going to happen
if they didn't fix ALL of the damage they caused. They called me five
minutes later, and said the letters stating that their reporting was
their own fault would be written and sent.

Of course they tried to pull the usual crap of forcing me to buy
insurance through them a couple times by saying I had not provided them
proof of insurance, which my agent had sent every time. They even added
it to my bill once, and then credited it back to my account when I
called them out on not only having it, but also having sent the proof.
One time they claimed they had the loan listed with the boat first and
the notice from the insurance company had the trailer first. The next
time they claimed the reverse. I didn't care. As far as I was
concerned it was a scam to make a couple more dollars.

A couple years ago I walked in and paid off the few thousand dollar
balance. I had calmed down some what over the intervening years, and
just planned to pay it off quietly, close my bank account there, and
leave. The poor teller had to ask me if I was going to finance a new
boat through them when I handed her my check...

On Sun, 24 Dec 2017 19:04:13 -0700, Bob La Londe
wrote:


On 12/24/2017 4:54 PM, Robert Nichols wrote:
On 12/24/2017 06:47 AM, amdx wrote:
I got a call asking if I just checked out of a Red Roof inn.
No, I didn't. Did you have a $212 dinner at some restaurant?
No!, Did you buy $113 at CVS, No. We will send you a new card.
Another time they called to ask if I made 5 purchases at iTunes.
Nope, We will send you a new card.
This was when I had two kids in college in Gainsville and the they had
a big skimming problem at the time.
I also got a call asking if I charged $1, I said I need to check
with my wife, she did, she started pumping gas and found it was cheaper
if she paid cash, so she stopped the charge and paid cash for the rest.
She's like that.

So, she got the lower price, and the station had to pay a swipe fee
anyway!

30+ years ago I made a bank deposit, the teller ask if I wanted my
balance, sure she gave it to me, I said no that's not right, it's too
high. She said maybe you wife made a deposit, I said no. She said that
is the correct balance. I said ok, knowing it was wrong and left.
A few days later I received a letter saying deposit in error.
They took a little over $10,000 out of my account.

When I first opened my checking account here, my first statement
showed a mystery deposit of around $1200. When I called the bank to
report that, the response was, "Oh, they must have messed up the account
numbers again."

AGAIN???



Some years ago I financed a bass boat with AEA Federal Credit Union. I
was doing very well at the time so I was paying 2-5 times my monthly
payment to get the principal down quick. Every check had my loan number
computer printed on it. One day I got a call saying they were going to
send me to collection if I didn't catch up my account. They were nasty,
and I was furious. I told them I made thousands of dollar sin over
payments and I could prove it because the checks cleared. They got
nastier, and said if I didn't pay immediately they were going to turn me
over to collections. The next day I got a call from their collection
agent. They have their own in house hard corps collections. I finally
just had enough. I told him if he didn't "f-ing" figure out what they
did with my money I wasn't going to come down to his office with my
paper I was going to the newspaper with my story, and "If they won't run
it I'll pay to run it as an advertisement because I can prove everything
I said, and your first level collector refused to even listen to me. You
straighten it out today or I will be at the front door of the paper when
they open in the morning."

He sounded like he was prepared to ride rough shod over me when he
called, and by the time I hung up he was apologizing and back pedaling
like his life depended on it.

Turned out they had been depositing my loan payments into the checking
account of a guy named Robert Lee. They credited all my payments, went
back and fixed all the penalties, and when they baulked at writing a
letter to all of the big three credit reporting agencies that had picked
up their reported non-payments I asked if they would prefer I took them
to court or went to the newspaper. One or the other was going to happen
if they didn't fix ALL of the damage they caused. They called me five
minutes later, and said the letters stating that their reporting was
their own fault would be written and sent.

Of course they tried to pull the usual crap of forcing me to buy
insurance through them a couple times by saying I had not provided them
proof of insurance, which my agent had sent every time. They even added
it to my bill once, and then credited it back to my account when I
called them out on not only having it, but also having sent the proof.
One time they claimed they had the loan listed with the boat first and
the notice from the insurance company had the trailer first. The next
time they claimed the reverse. I didn't care. As far as I was
concerned it was a scam to make a couple more dollars.

A couple years ago I walked in and paid off the few thousand dollar
balance. I had calmed down some what over the intervening years, and
just planned to pay it off quietly, close my bank account there, and
leave. The poor teller had to ask me if I was going to finance a new
boat through them when I handed her my check...

Sounds like Bank of America.






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This email has been checked for viruses by Avast antivirus software.
https://www.avast.com/antivirus

On 12/24/2017 10:18 PM, Gunner Asch wrote:
On Sun, 24 Dec 2017 19:04:13 -0700, Bob La Londe
wrote:


On 12/24/2017 4:54 PM, Robert Nichols wrote:
On 12/24/2017 06:47 AM, amdx wrote:
I got a call asking if I just checked out of a Red Roof inn.
No, I didn't. Did you have a $212 dinner at some restaurant?
No!, Did you buy $113 at CVS, No. We will send you a new card.
Another time they called to ask if I made 5 purchases at iTunes.
Nope, We will send you a new card.
This was when I had two kids in college in Gainsville and the they had
a big skimming problem at the time.
I also got a call asking if I charged $1, I said I need to check
with my wife, she did, she started pumping gas and found it was cheaper
if she paid cash, so she stopped the charge and paid cash for the rest.
She's like that.

So, she got the lower price, and the station had to pay a swipe fee
anyway!

30+ years ago I made a bank deposit, the teller ask if I wanted my
balance, sure she gave it to me, I said no that's not right, it's too
high. She said maybe you wife made a deposit, I said no. She said that
is the correct balance. I said ok, knowing it was wrong and left.
A few days later I received a letter saying deposit in error.
They took a little over $10,000 out of my account.

When I first opened my checking account here, my first statement
showed a mystery deposit of around $1200. When I called the bank to
report that, the response was, "Oh, they must have messed up the account
numbers again."

AGAIN???



Some years ago I financed a bass boat with AEA Federal Credit Union. I
was doing very well at the time so I was paying 2-5 times my monthly
payment to get the principal down quick. Every check had my loan number
computer printed on it. One day I got a call saying they were going to
send me to collection if I didn't catch up my account. They were nasty,
and I was furious. I told them I made thousands of dollar sin over
payments and I could prove it because the checks cleared. They got
nastier, and said if I didn't pay immediately they were going to turn me
over to collections. The next day I got a call from their collection
agent. They have their own in house hard corps collections. I finally
just had enough. I told him if he didn't "f-ing" figure out what they
did with my money I wasn't going to come down to his office with my
paper I was going to the newspaper with my story, and "If they won't run
it I'll pay to run it as an advertisement because I can prove everything
I said, and your first level collector refused to even listen to me. You
straighten it out today or I will be at the front door of the paper when
they open in the morning."

He sounded like he was prepared to ride rough shod over me when he
called, and by the time I hung up he was apologizing and back pedaling
like his life depended on it.

Turned out they had been depositing my loan payments into the checking
account of a guy named Robert Lee. They credited all my payments, went
back and fixed all the penalties, and when they baulked at writing a
letter to all of the big three credit reporting agencies that had picked
up their reported non-payments I asked if they would prefer I took them
to court or went to the newspaper. One or the other was going to happen
if they didn't fix ALL of the damage they caused. They called me five
minutes later, and said the letters stating that their reporting was
their own fault would be written and sent.

Of course they tried to pull the usual crap of forcing me to buy
insurance through them a couple times by saying I had not provided them
proof of insurance, which my agent had sent every time. They even added
it to my bill once, and then credited it back to my account when I
called them out on not only having it, but also having sent the proof.
One time they claimed they had the loan listed with the boat first and
the notice from the insurance company had the trailer first. The next
time they claimed the reverse. I didn't care. As far as I was
concerned it was a scam to make a couple more dollars.

A couple years ago I walked in and paid off the few thousand dollar
balance. I had calmed down some what over the intervening years, and
just planned to pay it off quietly, close my bank account there, and
leave. The poor teller had to ask me if I was going to finance a new
boat through them when I handed her my check...

Sounds like Bank of America.


LOL. I had a business account at BofA once upon a time. The day they
decided to but a 5 day hold on a cashiers check drawn on their bank I
started shopping for a new bank.

On Mon, 25 Dec 2017 00:11:59 -0700, Bob La Londe
wrote:

On 12/24/2017 10:18 PM, Gunner Asch wrote:
On Sun, 24 Dec 2017 19:04:13 -0700, Bob La Londe
wrote:


On 12/24/2017 4:54 PM, Robert Nichols wrote:
On 12/24/2017 06:47 AM, amdx wrote:
I got a call asking if I just checked out of a Red Roof inn.
No, I didn't. Did you have a $212 dinner at some restaurant?
No!, Did you buy $113 at CVS, No. We will send you a new card.
Another time they called to ask if I made 5 purchases at iTunes.
Nope, We will send you a new card.
This was when I had two kids in college in Gainsville and the they had
a big skimming problem at the time.
I also got a call asking if I charged $1, I said I need to check
with my wife, she did, she started pumping gas and found it was cheaper
if she paid cash, so she stopped the charge and paid cash for the rest.
She's like that.

So, she got the lower price, and the station had to pay a swipe fee
anyway!

30+ years ago I made a bank deposit, the teller ask if I wanted my
balance, sure she gave it to me, I said no that's not right, it's too
high. She said maybe you wife made a deposit, I said no. She said that
is the correct balance. I said ok, knowing it was wrong and left.
A few days later I received a letter saying deposit in error.
They took a little over $10,000 out of my account.

When I first opened my checking account here, my first statement
showed a mystery deposit of around $1200. When I called the bank to
report that, the response was, "Oh, they must have messed up the account
numbers again."

AGAIN???



Some years ago I financed a bass boat with AEA Federal Credit Union. I
was doing very well at the time so I was paying 2-5 times my monthly
payment to get the principal down quick. Every check had my loan number
computer printed on it. One day I got a call saying they were going to
send me to collection if I didn't catch up my account. They were nasty,
and I was furious. I told them I made thousands of dollar sin over
payments and I could prove it because the checks cleared. They got
nastier, and said if I didn't pay immediately they were going to turn me
over to collections. The next day I got a call from their collection
agent. They have their own in house hard corps collections. I finally
just had enough. I told him if he didn't "f-ing" figure out what they
did with my money I wasn't going to come down to his office with my
paper I was going to the newspaper with my story, and "If they won't run
it I'll pay to run it as an advertisement because I can prove everything
I said, and your first level collector refused to even listen to me. You
straighten it out today or I will be at the front door of the paper when
they open in the morning."

He sounded like he was prepared to ride rough shod over me when he
called, and by the time I hung up he was apologizing and back pedaling
like his life depended on it.

Turned out they had been depositing my loan payments into the checking
account of a guy named Robert Lee. They credited all my payments, went
back and fixed all the penalties, and when they baulked at writing a
letter to all of the big three credit reporting agencies that had picked
up their reported non-payments I asked if they would prefer I took them
to court or went to the newspaper. One or the other was going to happen
if they didn't fix ALL of the damage they caused. They called me five
minutes later, and said the letters stating that their reporting was
their own fault would be written and sent.

Of course they tried to pull the usual crap of forcing me to buy
insurance through them a couple times by saying I had not provided them
proof of insurance, which my agent had sent every time. They even added
it to my bill once, and then credited it back to my account when I
called them out on not only having it, but also having sent the proof.
One time they claimed they had the loan listed with the boat first and
the notice from the insurance company had the trailer first. The next
time they claimed the reverse. I didn't care. As far as I was
concerned it was a scam to make a couple more dollars.

A couple years ago I walked in and paid off the few thousand dollar
balance. I had calmed down some what over the intervening years, and
just planned to pay it off quietly, close my bank account there, and
leave. The poor teller had to ask me if I was going to finance a new
boat through them when I handed her my check...

Sounds like Bank of America.


LOL. I had a business account at BofA once upon a time. The day they
decided to but a 5 day hold on a cashiers check drawn on their bank I
started shopping for a new bank.

2018 will be my 20th year with Wells Fargo..after having had a BofA
account for 10 yrs..and with great regularity..****ed the duck. I
finally took them to court and won. Then I pulled my money out..along
with my settlement..and went to WF. And never looked back.

WF has ****ed things up once or twice..but no where near as
spectacularly as BofA.






---
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On Sun, 24 Dec 2017 17:54:52 -0600, Robert Nichols
wrote:

On 12/24/2017 06:47 AM, amdx wrote:
*I got a call asking if I just checked out of a Red Roof inn.
No, I didn't. Did you have a $212 dinner at some restaurant?
No!, Did you buy $113 at CVS, No. We will send you a new card.
*Another time they called to ask if I made 5 purchases at iTunes.
Nope, We will send you a new card.
This was when I had two kids in college in Gainsville and the they had
a big skimming problem at the time.
*I also got a call asking if I charged $1, I said I need to check with my wife, she did, she started pumping gas and found it was cheaper if she paid cash, so she stopped the charge and paid cash for the rest.
She's like that. :-)

So, she got the lower price, and the station had to pay a swipe fee anyway!

*30+ years ago I made a bank deposit, the teller ask if I wanted my balance, sure she gave it to me, I said no that's not right, it's too high. She said maybe you wife made a deposit, I said no. She said that is the correct balance. I said ok, knowing it was wrong and left.
*A few days later I received a letter saying deposit in error.
They took a little over $10,000 out of my account.

When I first opened my checking account here, my first statement showed a mystery deposit of around $1200. When I called the bank to report that, the response was, "Oh, they must have messed up the account numbers again."

AGAIN???

Must have been Bunk of America, Hell's Fargo, or Washedup Mutual.
Want to pay an extra 20% interest? Use Chased credit cards!

--
Now therefore, be it Resolved by the Fiftieth Annual Convention
of the Veterans of Foreign Wars of the United States, That we
hereby declare that we are unalterably opposed to any program
which would entail the surrender of any part of the sovereignty
of the United States of America in favor of a world government.

--Veterans of Foreign Wars

On Mon, 25 Dec 2017 00:11:59 -0700, Bob La Londe
wrote:

On 12/24/2017 10:18 PM, Gunner Asch wrote:
On Sun, 24 Dec 2017 19:04:13 -0700, Bob La Londe
wrote:


On 12/24/2017 4:54 PM, Robert Nichols wrote:
On 12/24/2017 06:47 AM, amdx wrote:
I got a call asking if I just checked out of a Red Roof inn.
No, I didn't. Did you have a $212 dinner at some restaurant?
No!, Did you buy $113 at CVS, No. We will send you a new card.
Another time they called to ask if I made 5 purchases at iTunes.
Nope, We will send you a new card.
This was when I had two kids in college in Gainsville and the they had
a big skimming problem at the time.
I also got a call asking if I charged $1, I said I need to check
with my wife, she did, she started pumping gas and found it was cheaper
if she paid cash, so she stopped the charge and paid cash for the rest.
She's like that.

So, she got the lower price, and the station had to pay a swipe fee
anyway!

30+ years ago I made a bank deposit, the teller ask if I wanted my
balance, sure she gave it to me, I said no that's not right, it's too
high. She said maybe you wife made a deposit, I said no. She said that
is the correct balance. I said ok, knowing it was wrong and left.
A few days later I received a letter saying deposit in error.
They took a little over $10,000 out of my account.

When I first opened my checking account here, my first statement
showed a mystery deposit of around $1200. When I called the bank to
report that, the response was, "Oh, they must have messed up the account
numbers again."

AGAIN???



Some years ago I financed a bass boat with AEA Federal Credit Union. I
was doing very well at the time so I was paying 2-5 times my monthly
payment to get the principal down quick. Every check had my loan number
computer printed on it. One day I got a call saying they were going to
send me to collection if I didn't catch up my account. They were nasty,
and I was furious. I told them I made thousands of dollar sin over
payments and I could prove it because the checks cleared. They got
nastier, and said if I didn't pay immediately they were going to turn me
over to collections. The next day I got a call from their collection
agent. They have their own in house hard corps collections. I finally
just had enough. I told him if he didn't "f-ing" figure out what they
did with my money I wasn't going to come down to his office with my
paper I was going to the newspaper with my story, and "If they won't run
it I'll pay to run it as an advertisement because I can prove everything
I said, and your first level collector refused to even listen to me. You
straighten it out today or I will be at the front door of the paper when
they open in the morning."

He sounded like he was prepared to ride rough shod over me when he
called, and by the time I hung up he was apologizing and back pedaling
like his life depended on it.

Turned out they had been depositing my loan payments into the checking
account of a guy named Robert Lee. They credited all my payments, went
back and fixed all the penalties, and when they baulked at writing a
letter to all of the big three credit reporting agencies that had picked
up their reported non-payments I asked if they would prefer I took them
to court or went to the newspaper. One or the other was going to happen
if they didn't fix ALL of the damage they caused. They called me five
minutes later, and said the letters stating that their reporting was
their own fault would be written and sent.

Of course they tried to pull the usual crap of forcing me to buy
insurance through them a couple times by saying I had not provided them
proof of insurance, which my agent had sent every time. They even added
it to my bill once, and then credited it back to my account when I
called them out on not only having it, but also having sent the proof.
One time they claimed they had the loan listed with the boat first and
the notice from the insurance company had the trailer first. The next
time they claimed the reverse. I didn't care. As far as I was
concerned it was a scam to make a couple more dollars.

A couple years ago I walked in and paid off the few thousand dollar
balance. I had calmed down some what over the intervening years, and
just planned to pay it off quietly, close my bank account there, and
leave. The poor teller had to ask me if I was going to finance a new
boat through them when I handed her my check...

Sounds like Bank of America.


LOL. I had a business account at BofA once upon a time. The day they
decided to but a 5 day hold on a cashiers check drawn on their bank I
started shopping for a new bank.

I tried to cash a $25 check from a client at another branch of BofA,
in the same city, once. The teller not only refused to do it, but she
got snooty and called the manager over. When he confirmed that they
would not do it, I took the check back, drove over to my branch, and
loudly, angrily closed out both my checking and savings accounts. I
was farkin' furious. (I was already mad at them because they had "lost
track of" several small deposits over the previous months, and I had
to show them the deposit receipts for them to reinstate the funds.)
The manager at my branch profusely apologized, trying to get me to
stay (I wouldn't.) and I heard him chew out the manager at the other
branch on the phone while I was waiting for my funds. I made a point
to tear up each check in the bank book, then tore up the plastic
holder, throwing them on the counter so all the other customers could
see. They balked at closing the checking account that day, despite
seeing my register and check pad, but gave me most of my money. A
week later, when no other transactions had appeared on my account,
they mailed a check for the remainder to me, and I've never looked
back.

Then I heard, years ago, that they were using Indian customer service.
Yes, your banking data is screened in India by foreigners when you
bank with BofA. (Never again.)

3rd party checks at off-branches are handled easily at other banks.
The tellers hand you two slips to sign, one simply depositing the
money into your account and the other a withdrawal statement for the
same amount. It's handled in under a minute with no fuss nor muss.

--
Now therefore, be it Resolved by the Fiftieth Annual Convention
of the Veterans of Foreign Wars of the United States, That we
hereby declare that we are unalterably opposed to any program
which would entail the surrender of any part of the sovereignty
of the United States of America in favor of a world government.

--Veterans of Foreign Wars

On 12/25/2017 01:57 PM, Larry Jaques wrote:
On Sun, 24 Dec 2017 17:54:52 -0600, Robert Nichols

When I first opened my checking account here, my first statement showed a mystery deposit of around $1200. When I called the bank to report that, the response was, "Oh, they must have messed up the account numbers again."

AGAIN???

Must have been Bunk of America, Hell's Fargo, or Washedup Mutual.
Want to pay an extra 20% interest? Use Chased credit cards!

Nope. Just a local bank, not (at that time, 40 years ago) part of any chain.

--
Bob Nichols AT comcast.net I am "RNichols42"