On 09/26/2019 08:01 AM, Ed Pawlowski wrote:
That depends on your situation. If you are living comfortably, fine,
charity is good. OTOH, if you don't have enough to meet normal living
expenses or for an expensive home repair, a reverse mortgage makes a lot
more sense than surviving on cat food because that is all you can afford.

You haven't priced cat food lately, have you It wasn't my cat but I
got friendly with one of the neighborhood cats and would slip him a
snack when he came by. For the price of Fancy Feast I could have fed him
the CostCo tuna I eat.

The US pet industry rakes in $72 billion a year. The German defense
budget is 42 billion Euros, and a Euro is down to $1.09. That was a
pleasant surprise. I use the University of Berlin news server and it's
10 Euros a year. That used to be a little over $15.

On 09/26/2019 08:15 AM, Ed Pawlowski wrote:
On 9/26/2019 8:39 AM, Alexandria 0casio-Cortez wrote:
On 9/26/19 5:41 AM, micky wrote:
There are a lot of people like that. Either with no heirs or so little
money they can't afford to leave anything to anyone, and they have to
maximize what they have. (For years I thought I was like that.)


Maybe you could join a socialist commune? You'd have to turn all your
assets over to "the group" but it could be a good option for a leftard
socialist democrat.


I'd do that if it was a hippie thing with free love and people run
around naked. Please forward me the address while I pack.

Don't believe what you see on the cover of the AARP rag. Do you really
want to be surrounded by naked 70 year old women?

On 09/26/2019 08:39 AM, Ed Pawlowski wrote:
On 9/26/2019 10:19 AM, Cindy Hamilton wrote:
On Thursday, September 26, 2019 at 7:57:35 AM UTC-4, dpb wrote:
On 9/26/2019 4:41 AM, micky wrote:
In alt.home.repair, on Wed, 25 Sep 2019 15:58:13 -0500, dpb
wrote:
...

Otherwise, almost certainly
a bad idea and as noted, virtually always one could come out better by
simply selling the property straight out.

Again, then you have no place to live.

You buy within your means or rent--with the advantage that if in the
future you need assisted living or your plans change you have complete
flexibility to make those decisions later.

I don't know what the average case is, but my mother could never live
anywhere more cheaply than in her house. Her annual property taxes are
$846. How many months of rent would that pay for anywhere?

Cindy Hamilton


Would she consider moving to St, Louis? I am.

There are some inexpensive properties in East St. Louis...

On Thu, 26 Sep 2019 19:35:13 -0600, rbowman
wrote:

On 09/26/2019 08:01 AM, Ed Pawlowski wrote:
That depends on your situation. If you are living comfortably, fine,
charity is good. OTOH, if you don't have enough to meet normal living
expenses or for an expensive home repair, a reverse mortgage makes a lot
more sense than surviving on cat food because that is all you can afford.

You haven't priced cat food lately, have you It wasn't my cat but I
got friendly with one of the neighborhood cats and would slip him a
snack when he came by. For the price of Fancy Feast I could have fed him
the CostCo tuna I eat.

Pet food is the biggest scam around. I stopped buying dog treats.
These days I just give my Lab a golf ball sized piece of pork shoulder
(1.99 a pound). It is a whole lot cheaper than any kind of dog treat I
would give him and a lot more healthy.

On Thursday, September 26, 2019 at 9:35:19 PM UTC-4, rbowman wrote:
On 09/26/2019 08:01 AM, Ed Pawlowski wrote:
That depends on your situation. If you are living comfortably, fine,
charity is good. OTOH, if you don't have enough to meet normal living
expenses or for an expensive home repair, a reverse mortgage makes a lot
more sense than surviving on cat food because that is all you can afford.

You haven't priced cat food lately, have you It wasn't my cat but I
got friendly with one of the neighborhood cats and would slip him a
snack when he came by. For the price of Fancy Feast I could have fed him
the CostCo tuna I eat.

I think the generic cat food at my grocery store is 50 cents a can. It
would provide sufficient protein for a meal.

Of course, 50 cents worth of beans would be much more palatable.

Cindy Hamilton

On 9/25/2019 6:50 AM, Frank wrote:
....

I'm nearly 80 and still walking a couple of miles every day.* Lot of
things I'm not up to doing today but this is a home repair ng and I
might mention that just this week I was able to remove a ceiling vent
not needed, close off the duct and put drywall in the vent opening and
seal and paint.* Not too bad for an old guy that nearly died 20 years ago.

Glad to hear you're up and around...the "keepin' movin'" is key as you
well know.

That puts you a few years ahead of me...but who's counting?

--

writes:
On Thu, 26 Sep 2019 19:35:13 -0600, rbowman
wrote:

On 09/26/2019 08:01 AM, Ed Pawlowski wrote:
That depends on your situation. If you are living comfortably, fine,
charity is good. OTOH, if you don't have enough to meet normal living
expenses or for an expensive home repair, a reverse mortgage makes a lot
more sense than surviving on cat food because that is all you can afford.

You haven't priced cat food lately, have you It wasn't my cat but I
got friendly with one of the neighborhood cats and would slip him a
snack when he came by. For the price of Fancy Feast I could have fed him
the CostCo tuna I eat.

Pet food is the biggest scam around.

That's certainly debatable in general; there is a wide range pet foods
available for sale. Like anything in modern retail there's good, bad
and overpriced crap. COSTCO sells quality dogfood at reasonable prices.

I stopped buying dog treats.

I get grain-free treats for $1.20/lb in bulk at the pet
store. Far cheaper than the grocery store boxes of milk bone.

On 09/27/2019 04:40 AM, Cindy Hamilton wrote:
On Thursday, September 26, 2019 at 9:35:19 PM UTC-4, rbowman wrote:
On 09/26/2019 08:01 AM, Ed Pawlowski wrote:
That depends on your situation. If you are living comfortably, fine,
charity is good. OTOH, if you don't have enough to meet normal living
expenses or for an expensive home repair, a reverse mortgage makes a lot
more sense than surviving on cat food because that is all you can afford.

You haven't priced cat food lately, have you It wasn't my cat but I
got friendly with one of the neighborhood cats and would slip him a
snack when he came by. For the price of Fancy Feast I could have fed him
the CostCo tuna I eat.

I think the generic cat food at my grocery store is 50 cents a can. It
would provide sufficient protein for a meal.

Of course, 50 cents worth of beans would be much more palatable.

That's for sure. Even the cats gave the 50 cent food a one star rating.

On Friday, September 27, 2019 at 9:38:27 AM UTC-4, rbowman wrote:
On 09/27/2019 04:40 AM, Cindy Hamilton wrote:
On Thursday, September 26, 2019 at 9:35:19 PM UTC-4, rbowman wrote:
On 09/26/2019 08:01 AM, Ed Pawlowski wrote:
That depends on your situation. If you are living comfortably, fine,
charity is good. OTOH, if you don't have enough to meet normal living
expenses or for an expensive home repair, a reverse mortgage makes a lot
more sense than surviving on cat food because that is all you can afford.

You haven't priced cat food lately, have you It wasn't my cat but I
got friendly with one of the neighborhood cats and would slip him a
snack when he came by. For the price of Fancy Feast I could have fed him
the CostCo tuna I eat.

I think the generic cat food at my grocery store is 50 cents a can. It
would provide sufficient protein for a meal.

Of course, 50 cents worth of beans would be much more palatable.

That's for sure. Even the cats gave the 50 cent food a one star rating.

The raccoons and skunks seem to like it well enough when we use it for
bait.

Cindy Hamilton

On 9/27/2019 9:16 AM, dpb wrote:
On 9/25/2019 6:50 AM, Frank wrote:
...

I'm nearly 80 and still walking a couple of miles every day.* Lot of
things I'm not up to doing today but this is a home repair ng and I
might mention that just this week I was able to remove a ceiling vent
not needed, close off the duct and put drywall in the vent opening and
seal and paint.* Not too bad for an old guy that nearly died 20 years
ago.

Glad to hear you're up and around...the "keepin' movin'" is key as you
well know.

That puts you a few years ahead of me...but who's counting?*


I know a couple of guys 90 years old, still driving and exercising.
Both are widowers with girlfriends.

I also know people a lot younger that are decrepit. Guess its mostly
genes and good living.

On 09/27/2019 07:41 AM, Cindy Hamilton wrote:
On Friday, September 27, 2019 at 9:38:27 AM UTC-4, rbowman wrote:
On 09/27/2019 04:40 AM, Cindy Hamilton wrote:
On Thursday, September 26, 2019 at 9:35:19 PM UTC-4, rbowman wrote:
On 09/26/2019 08:01 AM, Ed Pawlowski wrote:
That depends on your situation. If you are living comfortably, fine,
charity is good. OTOH, if you don't have enough to meet normal living
expenses or for an expensive home repair, a reverse mortgage makes a lot
more sense than surviving on cat food because that is all you can afford.

You haven't priced cat food lately, have you It wasn't my cat but I
got friendly with one of the neighborhood cats and would slip him a
snack when he came by. For the price of Fancy Feast I could have fed him
the CostCo tuna I eat.

I think the generic cat food at my grocery store is 50 cents a can. It
would provide sufficient protein for a meal.

Of course, 50 cents worth of beans would be much more palatable.

That's for sure. Even the cats gave the 50 cent food a one star rating.

The raccoons and skunks seem to like it well enough when we use it for
bait.

Bullheads would probably like it too if you could keep it on the hook.
Of course you can always punch some holes in the can and use it for chum.

On Fri, 27 Sep 2019 18:47:05 -0600, rbowman
wrote:

On 09/27/2019 07:41 AM, Cindy Hamilton wrote:
On Friday, September 27, 2019 at 9:38:27 AM UTC-4, rbowman wrote:
On 09/27/2019 04:40 AM, Cindy Hamilton wrote:
On Thursday, September 26, 2019 at 9:35:19 PM UTC-4, rbowman wrote:
On 09/26/2019 08:01 AM, Ed Pawlowski wrote:
That depends on your situation. If you are living comfortably, fine,
charity is good. OTOH, if you don't have enough to meet normal living
expenses or for an expensive home repair, a reverse mortgage makes a lot
more sense than surviving on cat food because that is all you can afford.

You haven't priced cat food lately, have you It wasn't my cat but I
got friendly with one of the neighborhood cats and would slip him a
snack when he came by. For the price of Fancy Feast I could have fed him
the CostCo tuna I eat.

I think the generic cat food at my grocery store is 50 cents a can. It
would provide sufficient protein for a meal.

Of course, 50 cents worth of beans would be much more palatable.

That's for sure. Even the cats gave the 50 cent food a one star rating.

The raccoons and skunks seem to like it well enough when we use it for
bait.

Bullheads would probably like it too if you could keep it on the hook.
Of course you can always punch some holes in the can and use it for chum.



If Publix brand is any indication possums may eat it bit cats won't. I
tried to trap some feral cats and they wouldn't touch it but I caught
a few possums. One just decided the trap was a good place to live. I
had to forcefully evict him. I gave up on the trapping idea. Then a
bobcat came along and ate the cats.

On 09/27/2019 07:08 PM, wrote:
If Publix brand is any indication possums may eat it bit cats won't. I
tried to trap some feral cats and they wouldn't touch it but I caught
a few possums. One just decided the trap was a good place to live. I
had to forcefully evict him. I gave up on the trapping idea. Then a
bobcat came along and ate the cats.

The coyotes have the animal control franchise around here. I think a
possum would succumb to frostbite.

On Fri, 27 Sep 2019 19:31:56 -0600, rbowman
wrote:

On 09/27/2019 07:08 PM, wrote:
If Publix brand is any indication possums may eat it bit cats won't. I
tried to trap some feral cats and they wouldn't touch it but I caught
a few possums. One just decided the trap was a good place to live. I
had to forcefully evict him. I gave up on the trapping idea. Then a
bobcat came along and ate the cats.

The coyotes have the animal control franchise around here. I think a
possum would succumb to frostbite.

Possums do OK up north.

On 9/23/2019 3:21 PM, Dean Hoffman wrote:
Â*Â*Â*Â* I need to sign up for Medicare in the next couple months and was
wondering if anyone had words of wisdom to offer.

Get it started quickly. Repubs have cut funding so much that that
staffing in inadequate, so delays are common.

I went with a Medigap plan, which covers the gaps in everything Medicare
covers, so no out-of-pocket on any covered services. Then you buy your
own drug plan. If you don't do that at the beginning, it will cost more
later. If you don't need much, there are plans for less than $20/month
to be in that system. If you need more later, you can change plans at
the end of each year.

In alt.home.repair, on Wed, 25 Sep 2019 07:54:43 -0400, Frank "frank
wrote:

On 9/25/2019 3:25 AM, micky wrote:
In alt.home.repair, on Tue, 24 Sep 2019 20:59:41 -0500, dpb
wrote:

On 9/24/2019 8:27 PM, wrote:
...

I still haven't figured out what AARP has to do with it. I get the
"AARP plan" from United Health Care and I am not an AARP member, nor
did I use them to find the plan. It was an offering presented by IBM.
(who is not chipping in a dime). Perhaps UHC put the plan together for
AARP (or IBM and maybe a dozen other companies) but they will sell it
to anyone with exactly the same terms and conditions.

He's complaining about the Hartford ripoff whole life plans AARP gets
kickback on.

AARP is a scam preying on the older generation.

But what is the scam? Dues are $5 or less a year. That's not going to
break many people.

That people take too seriously an AARP endorsement? I don't konow how
many do but they are free to compare prioces.

I'm glad to hear from 2 or 3 of you that I don't have to continue the
AARP. It's not the money.


I am not a member but my wife is so I am considered an associate member.
I do like their magazine and news letters and have taken their online
defensive driving course and refreshers which saves money on car

It's online! GEICO said I coudl save money if I took a def drving
course, and I was thinking about it, when I thought I'd have to go
there, wherever there is. For sure if they use an online one. (I go
to my desk every day.)


insurance. I would think that dues income plus regular magazine ads
would support AARP but not at the level they are as insurance peddlers.

In alt.home.repair, on Wed, 25 Sep 2019 12:02:01 -0400, Ralph Mowery
wrote:

In article ,
says...

But what is the scam? Dues are $5 or less a year. That's not going to
break many people.

That people take too seriously an AARP endorsement? I don't konow how
many do but they are free to compare prio


A few years back the AARP started getting into political items that I do
not think represent older people one way or the other.

Even on the ones that relate to old people, I don't know that I agree
with them. For one thing, I haven't got the time to keep track of
wheher they stand.

So it's just the choice of words I'm disagreeing with I guess. I
wouldn't call it a scam unless they tricked me into thinking they would
lobby different from how they do.

My biggest gripe was they were backing major gun control issues.

That is around the time I was just getting of AARP age. I quit looking
into them after that. Don't know what they are up to now and do not
care.

Most magazines charge advertisers by how many magazines they sell. So
they can afford to almost give away the magazines to get the bigger
advertising money.

Yes.

BTW, DPB says 16/year, but I'm sure I paid less than that, 7 years ago.
Maybe they mailed me a renewal letter and I didn't open it. I wish
everyone I deal with would just email me. (not that I will renew but
that I want to know what I'm not doing, and what it woudl cost.)

In alt.home.repair, on Wed, 25 Sep 2019 20:33:20 -0400,
wrote:

On Wed, 25 Sep 2019 18:42:59 -0400, Frank "frank wrote:

On 9/25/2019 12:02 PM, Ralph Mowery wrote:
In article ,
says...

But what is the scam? Dues are $5 or less a year. That's not going to
break many people.

That people take too seriously an AARP endorsement? I don't konow how
many do but they are free to compare prio


A few years back the AARP started getting into political items that I do
not think represent older people one way or the other.

My biggest gripe was they were backing major gun control issues.

That is around the time I was just getting of AARP age. I quit looking
into them after that. Don't know what they are up to now and do not
care.

Most magazines charge advertisers by how many magazines they sell. So
they can afford to almost give away the magazines to get the bigger
advertising money.


I just googled it up and find that the AARP has 38 million members.
Sort of dwarfs the 5 million of us in the NRA.

Yeah, each of you would have to shoot 7 of them.

That really sounds more like their mailing list than an actual paid
membership.
there are less than 41 million people total, over 55 according to the
census bureau

Isn't age 50 their lower limit?

In alt.home.repair, on Wed, 25 Sep 2019 22:24:17 -0400, Ed Pawlowski
wrote:

On 9/25/2019 4:58 PM, dpb wrote:


I know an older couple that had modest retirement income.* They had a
big expense for the septic system and took a reverse mortgage.* Took
care of that an a few other little things that made them more
comfortable.* They are gone and the house, AFAIK, was left to the
nurse that took care of her near the end.

They are made to sound good by the purveyors, but ever wonder what is in
it for them?* As with annuities what you get is an actuarially adjusted
amount based on the equity held in the property at the time and your
age.* Virtually always one would be far better off financially to just
sell the property on the open market, take the lump sum payout of the
equity and live in a less expensive location while investing part of the
proceeds.

Specific downsides include

- If you’ve not paid off your mortgage the interest on the reverse
mortgage loan compounds with the original interest and it can quickly
balloon out of control.

- Unlike a traditional home equity loan, you are not making payments on
the principle and interest. So while your heirs are not on the hook for
the loan, compound interest, fees, and fluctuations in the market can
increase the likelihood they will be unable to retain the home when you
are gone.

- You must remain there and continue to pay property taxes, maintenance
and insurance.* If you change your mind and want to move to FL or need
assisted living or any number of other potentially unforeseen
circumstances, if you break the covenant you lose the house and the
reverse mortgage cash flow besides.

Verdict:

Reverse mortgages may be a way to get financial relief if you have no
one to pass your house to when you’re gone.* Otherwise, almost certainly
a bad idea and as noted, virtually always one could come out better by
simply selling the property straight out.

--

Depends on circumstances. If you die shortly after and the house is
sold, the mortgage is paid off and the balance, if any, goes to the
heirs. Naturally, the mortgage company already got their fees and costs
out of it.

If you live well beyond the actuarial age of death you come out ahead
and the mortgage company eats the loss from time. I have no idea what
age they use in their determination, but if it is 80 and you live to 95,
you did good.

I'm sure people make poor decisions and take the money when they should
not and get in fiscal trouble down the road. Especially bad if you
cannot pay the upkeep and have to bail out. Just as you point out if
the original mortgage is no already paid it can be a bad decision. I
always figured by retirement time you should have paid off your house,
but a lot of peole have not.

And I even read of people who take new mortgages when in the 60's or
more. Maybe because a kid needs money.

OT On Fridays at 9:25 of all times, on some NPR stations, there is a
show, How I Built That, with Guy Roz (sp?). A very interesting show if
you're interested in how famous businesses got started (though some
aren't famous enough for me to have heard of them.) and tonight it was
about Stoneybrook Yogurt. The CEO was interviewd and for months or
years he never had enough money to meet payroll and he would call his
mother-in-law the night before and borrow 10 or 20 thousand dollars.
Which he said she could not really spare. One time he heard clickign on
the phone and it was his wife calling her mother and the clicking was
call-waiting and she was calling to say not to lend him any money. The
intereviewer asked "So she did not have faith in you" and he said, "No,
or course not. We were all srrewed up and couldn't pay our bills.
She'd be a fool to have faith in us." But the m-i-l insisted she was a
grown woman and coudl decide for herself.

And before that when he got started, he borrowed what, 50,000 dollars
from her.

The mil ended up makeing a lot of money off of the yogurt and it was
worth it. This is off topic because I don't think she had to
remortgage her home. The boy was about 30 and so the mil was 50
something problaby.

He said commercial investors liked it when borrowers borrowed from F&F
first, friends and family, becausae some people will walk away from a
bank debt without worrying about it, but if they owe their friends or
family they'll work hard to make a success and pay it off.

In alt.home.repair, on Fri, 27 Sep 2019 06:41:25 -0700 (PDT), Cindy
Hamilton wrote:


The raccoons and skunks seem to like it well enough when we use it for
bait.

You feed skunnks 50cent cat food? Do they reciprocate by not spraying
you?

Cindy Hamilton
1

On Sat, 28 Sep 2019 00:07:53 -0400, micky
wrote:

In alt.home.repair, on Wed, 25 Sep 2019 20:33:20 -0400,
wrote:

On Wed, 25 Sep 2019 18:42:59 -0400, Frank "frank wrote:

On 9/25/2019 12:02 PM, Ralph Mowery wrote:
In article ,
says...

But what is the scam? Dues are $5 or less a year. That's not going to
break many people.

That people take too seriously an AARP endorsement? I don't konow how
many do but they are free to compare prio


A few years back the AARP started getting into political items that I do
not think represent older people one way or the other.

My biggest gripe was they were backing major gun control issues.

That is around the time I was just getting of AARP age. I quit looking
into them after that. Don't know what they are up to now and do not
care.

Most magazines charge advertisers by how many magazines they sell. So
they can afford to almost give away the magazines to get the bigger
advertising money.


I just googled it up and find that the AARP has 38 million members.
Sort of dwarfs the 5 million of us in the NRA.

Yeah, each of you would have to shoot 7 of them.

That really sounds more like their mailing list than an actual paid
membership.
there are less than 41 million people total, over 55 according to the
census bureau

Isn't age 50 their lower limit?

Yes but the census chart I looked at did not break at 50.

It still would boggle the imagination if anyone under 65 actually sent
them any money since they basically sell medigap insurance. I know I
threw their junk mail in the trash when I got it at 50. As others have
pointed out their "discount" is basically the same thing you get from
AAA or NRA. You can beat them all if you just shop a bit.

In alt.home.repair, on Thu, 26 Sep 2019 10:15:17 -0400, Ed Pawlowski
wrote:

On 9/26/2019 8:39 AM, Alexandria 0casio-Cortez wrote:
On 9/26/19 5:41 AM, micky wrote:
There are a lot of people like that. Either with no heirs or so little
money they can't afford to leave anything to anyone, and they have to
maximize what they have.** (For years I thought I was like that.)


Maybe you could join a socialist commune?* You'd have to turn all your
assets over to "the group" but it could be a good option for a leftard
socialist democrat.


I'd do that if it was a hippie thing with free love and people run
around naked. Please forward me the address while I pack.

If you'll be naked, why do you have to pack?


I used to run an outdoors club, nostly hiking but a little of everything
else, other than most sports.

I would look on the map for an area without any streets or roads and
figure it was farmland or, esp. if near a river, woods, but in this case
I read in the newspaper that a public mental hospital was going to offer
for sale more than half its land, that it was clear it would never use.
100's of acres of forest.

So I took a convoy of cars down there. We parked along the road and
while I was coaching them to say that we were a group of investors
considering buying the land, or at least not contradict me when I said
that, a guy came by and wanted to know what we were doing. I didnt'
know who he was. It wasn't clear that the state land was really open to
the public, and there were No Trespassing signs about 300 feet behind
us, but the signs were old and now they were going to sell it for
housing and I figured we had a right to explore it before they ruined
it. So I was evasive iirc.

Eventually the guy said that there was a nudist colony there and he
wanted to make sure we weren't planning to go watch it. Foolish guy, I
knew nothing about the nudist colony. Today's hike was announced
already, but I scheduled my next hike to go watch it. Well, just
kidding, but I did go home and look on the net and it was there alright.
Never would have known about it if it weren't for him.

I can't remember what he said about free love.

Hey, when I went to look it up again, the third hit was, from 6 years
ago, years after I was the
Lawsuit Alleges Maryland Nudist Camp Promotes 'Swingers ...

" She, a member for 10 years, said she swims and hikes without clothes,
but lately, other club members are reporting people having sex along the
walking paths and in the swimming pool.

"I am not a swinger and I don't care what goes on behind closed doors,"
she told ABCNews.com. "But they should keep that in the bedroom."

When she spoke up about her concerns, she said the club dropped her
membership, banned her from the grounds and locked her out of her cabin,
labeling her an attention-seeking "troublemaker."

Now, a judge will have to get to the naked truth about this heated
affair.

Holmes is fighting back against the club's board of directors with a
lawsuit...."

Somene else said: "It used to be sexuality and nudity were two totally
different things. "


It sounded to me like she had a good case but it seems she lost.
Searching on her name I find:

"After five months in which she barricaded herself in a cabin, her
standoff with the Maryland Health Society has ended.

On Thursday, the Anne Arundel County Circuit Court ruled she had to
leave the Davidsonville nudist resort immediately - with clothing
optional.

According to electronic court records, Judge Alison L. Asti ruled her in
violation of the 46-year rental agreement she signed with the resort,
mainly because she antagonized other patrons.

"[She] is prohibited by law from entering upon the property of Maryland
Health Society Inc. and Cabin No. 13," the ruling said.

The judge granted her a counterclaim allowing her to retrieve her
property as long as both parties arranged for a time.

So on Saturday, she returned to her cabin and officially moved out. She
had a four-hour window to retrieve her belongings. Anything she left
would be considered property of the Maryland Health Society.

She said when she went to the cabin, she found it bolted shut. Standing
in the rain, she said she hired two movers to help her transport
everything.

For now, she is staying with friends in Virginia. She isn't sure what
she is going to do with her cat Midnight.

"I"m running out of money," she said. "I hope she will be adopted into a
good home."

Since August she occupied in the cabin, using a wood stove to keep warm.
Prohibited from using the amenities of the resort, she would leave by
sneaking out through the woods. [Maybe there is no fence and my club
could sneak in to take pictures!!!!]

She said she barricaded herself in her cabin to draw attention to the
"swinger" lifestyle she claims exists on the property. She also wanted
money for upgrades she made to her cabin.

In June, an Anne Arundel County judge denied her request for a temporary
restraining order and $1 million in compensation from the society, which
opened the facility in 1934.

The resort, in its response to her lawsuit, described her as an
"unstable and disgruntled"



They never did sell the land iiuc. Maybe coudn't find a buyer. I
should check it out, both sides of the road.

In alt.home.repair, on Thu, 26 Sep 2019 07:21:31 -0700 (PDT), Cindy
Hamilton wrote:

On Thursday, September 26, 2019 at 10:15:23 AM UTC-4, Ed Pawlowski wrote:
On 9/26/2019 8:39 AM, Alexandria 0casio-Cortez wrote:
On 9/26/19 5:41 AM, micky wrote:
There are a lot of people like that. Either with no heirs or so little
money they can't afford to leave anything to anyone, and they have to
maximize what they have.** (For years I thought I was like that.)


Maybe you could join a socialist commune?* You'd have to turn all your
assets over to "the group" but it could be a good option for a leftard
socialist democrat.


I'd do that if it was a hippie thing with free love and people run
around naked. Please forward me the address while I pack.

You know of a place like that in St. Louis.

How about near Baltimore?

Cindy Hamilton

On Friday, September 27, 2019 at 9:09:34 PM UTC-4, wrote:
On Fri, 27 Sep 2019 18:47:05 -0600, rbowman
wrote:

On 09/27/2019 07:41 AM, Cindy Hamilton wrote:
On Friday, September 27, 2019 at 9:38:27 AM UTC-4, rbowman wrote:
On 09/27/2019 04:40 AM, Cindy Hamilton wrote:
On Thursday, September 26, 2019 at 9:35:19 PM UTC-4, rbowman wrote:
On 09/26/2019 08:01 AM, Ed Pawlowski wrote:
That depends on your situation. If you are living comfortably, fine,
charity is good. OTOH, if you don't have enough to meet normal living
expenses or for an expensive home repair, a reverse mortgage makes a lot
more sense than surviving on cat food because that is all you can afford.

You haven't priced cat food lately, have you It wasn't my cat but I
got friendly with one of the neighborhood cats and would slip him a
snack when he came by. For the price of Fancy Feast I could have fed him
the CostCo tuna I eat.

I think the generic cat food at my grocery store is 50 cents a can. It
would provide sufficient protein for a meal.

Of course, 50 cents worth of beans would be much more palatable.

That's for sure. Even the cats gave the 50 cent food a one star rating.

The raccoons and skunks seem to like it well enough when we use it for
bait.

Bullheads would probably like it too if you could keep it on the hook.
Of course you can always punch some holes in the can and use it for chum.



If Publix brand is any indication possums may eat it bit cats won't. I
tried to trap some feral cats and they wouldn't touch it but I caught
a few possums. One just decided the trap was a good place to live. I
had to forcefully evict him. I gave up on the trapping idea. Then a
bobcat came along and ate the cats.

Cats will eat our generic store brand. When we find one in the trap,
my husband urinates on it and lets it go. They're somebody's house
pet, not ferals.

Cindy Hamilton

On Saturday, September 28, 2019 at 12:26:39 AM UTC-4, micky wrote:
In alt.home.repair, on Fri, 27 Sep 2019 06:41:25 -0700 (PDT), Cindy
Hamilton wrote:


The raccoons and skunks seem to like it well enough when we use it for
bait.

You feed skunnks 50cent cat food? Do they reciprocate by not spraying
you?

After they inhale the car exhaust, they're pretty mellow.

Cindy Hamilton

On 2019-09-28, Bob F wrote:
Get it started quickly. Repubs have cut funding so much that that
staffing in inadequate, so delays are common.

What Repubs need to do is phase Medicare out, along with Social Security.
It's way past time to end both the New Deal and the Great Society.
All they are is armed robbery on a grand scale and absent an abberant
Supreme Court they would have never passed Constitutional muster.

While libs are focused on Roe V. Wade, the Supreme Court decision we
really need to go after and have reversed is Helvering v. Davis. Drive
a stake deep into the black, pustulent heart of the Welfare State.

--
-----------------------------------------------------------------------------
Roger Blake (Posts from Google Groups killfiled due to excess spam.)

NSA sedition and treason -- http://www.DeathToNSAthugs.com
Don't talk to cops! -- http://www.DontTalkToCops.com
Badges don't grant extra rights -- http://www.CopBlock.org
-----------------------------------------------------------------------------

On 9/28/2019 1:06 AM, micky wrote:
In alt.home.repair, on Thu, 26 Sep 2019 07:21:31 -0700 (PDT), Cindy
Hamilton wrote:

On Thursday, September 26, 2019 at 10:15:23 AM UTC-4, Ed Pawlowski wrote:
On 9/26/2019 8:39 AM, Alexandria 0casio-Cortez wrote:
On 9/26/19 5:41 AM, micky wrote:
There are a lot of people like that. Either with no heirs or so little
money they can't afford to leave anything to anyone, and they have to
maximize what they have.Â*Â* (For years I thought I was like that.)


Maybe you could join a socialist commune?Â* You'd have to turn all your
assets over to "the group" but it could be a good option for a leftard
socialist democrat.


I'd do that if it was a hippie thing with free love and people run
around naked. Please forward me the address while I pack.

You know of a place like that in St. Louis.

How about near Baltimore?

Cindy Hamilton


We know of a place in StL from a poster on another group. Shared living.

On 9/27/2019 11:59 PM, micky wrote:
In alt.home.repair, on Wed, 25 Sep 2019 07:54:43 -0400, Frank "frank
wrote:

On 9/25/2019 3:25 AM, micky wrote:
In alt.home.repair, on Tue, 24 Sep 2019 20:59:41 -0500, dpb
wrote:

On 9/24/2019 8:27 PM, wrote:
...

I still haven't figured out what AARP has to do with it. I get the
"AARP plan" from United Health Care and I am not an AARP member, nor
did I use them to find the plan. It was an offering presented by IBM.
(who is not chipping in a dime). Perhaps UHC put the plan together for
AARP (or IBM and maybe a dozen other companies) but they will sell it
to anyone with exactly the same terms and conditions.

He's complaining about the Hartford ripoff whole life plans AARP gets
kickback on.

AARP is a scam preying on the older generation.

But what is the scam? Dues are $5 or less a year. That's not going to
break many people.

That people take too seriously an AARP endorsement? I don't konow how
many do but they are free to compare prioces.

I'm glad to hear from 2 or 3 of you that I don't have to continue the
AARP. It's not the money.


I am not a member but my wife is so I am considered an associate member.
I do like their magazine and news letters and have taken their online
defensive driving course and refreshers which saves money on car

It's online! GEICO said I coudl save money if I took a def drving
course, and I was thinking about it, when I thought I'd have to go
there, wherever there is. For sure if they use an online one. (I go
to my desk every day.)

Yes but there are others online too. You could sit through one of their
classes at a senior center and get certified. My wife does that but
times were not convenient for me.

Online you have to interact with it and it takes a few hours. You can
stop whenever you want and resume when it is convenient. Since you have
to interact with it to proceed you will learn a lot of things whereas if
you just sit through the class you can fall asleep or not pay attention.

It will get you about 15% off your car insurance and points with the
state in case you have an offense. You have to repeat it every few
years. I'll do it when the weather is bad and I'm stuck in the house.

On Sat, 28 Sep 2019 01:06:02 -0400, micky
wrote:

In alt.home.repair, on Thu, 26 Sep 2019 10:15:17 -0400, Ed Pawlowski
wrote:

On 9/26/2019 8:39 AM, Alexandria 0casio-Cortez wrote:
On 9/26/19 5:41 AM, micky wrote:
There are a lot of people like that. Either with no heirs or so little
money they can't afford to leave anything to anyone, and they have to
maximize what they have.Â*Â* (For years I thought I was like that.)


Maybe you could join a socialist commune?Â* You'd have to turn all your
assets over to "the group" but it could be a good option for a leftard
socialist democrat.


I'd do that if it was a hippie thing with free love and people run
around naked. Please forward me the address while I pack.

If you'll be naked, why do you have to pack?




Condoms, sun screen and blow.

On Sat, 28 Sep 2019 03:46:58 -0700 (PDT), Cindy Hamilton
wrote:

On Friday, September 27, 2019 at 9:09:34 PM UTC-4, wrote:
On Fri, 27 Sep 2019 18:47:05 -0600, rbowman
wrote:

On 09/27/2019 07:41 AM, Cindy Hamilton wrote:
On Friday, September 27, 2019 at 9:38:27 AM UTC-4, rbowman wrote:
On 09/27/2019 04:40 AM, Cindy Hamilton wrote:
On Thursday, September 26, 2019 at 9:35:19 PM UTC-4, rbowman wrote:
On 09/26/2019 08:01 AM, Ed Pawlowski wrote:
That depends on your situation. If you are living comfortably, fine,
charity is good. OTOH, if you don't have enough to meet normal living
expenses or for an expensive home repair, a reverse mortgage makes a lot
more sense than surviving on cat food because that is all you can afford.

You haven't priced cat food lately, have you It wasn't my cat but I
got friendly with one of the neighborhood cats and would slip him a
snack when he came by. For the price of Fancy Feast I could have fed him
the CostCo tuna I eat.

I think the generic cat food at my grocery store is 50 cents a can. It
would provide sufficient protein for a meal.

Of course, 50 cents worth of beans would be much more palatable.

That's for sure. Even the cats gave the 50 cent food a one star rating.

The raccoons and skunks seem to like it well enough when we use it for
bait.

Bullheads would probably like it too if you could keep it on the hook.
Of course you can always punch some holes in the can and use it for chum.



If Publix brand is any indication possums may eat it bit cats won't. I
tried to trap some feral cats and they wouldn't touch it but I caught
a few possums. One just decided the trap was a good place to live. I
had to forcefully evict him. I gave up on the trapping idea. Then a
bobcat came along and ate the cats.

Cats will eat our generic store brand. When we find one in the trap,
my husband urinates on it and lets it go. They're somebody's house
pet, not ferals.



Most people around here know enough to keep pet cats inside.

On Sat, 28 Sep 2019 12:40:57 -0000 (UTC), Roger Blake
wrote:

On 2019-09-28, Bob F wrote:
Get it started quickly. Repubs have cut funding so much that that
staffing in inadequate, so delays are common.

What Repubs need to do is phase Medicare out, along with Social Security.
It's way past time to end both the New Deal and the Great Society.
All they are is armed robbery on a grand scale and absent an abberant
Supreme Court they would have never passed Constitutional muster.


Once the kids get smart enough to vote their own interest, they might.
This is a huge transfer of wealth from the young to the old. As long
as there were lots of baby boomers in the work place and old people
died fairly young, the system worked. Now we are rapidly approaching a
time when it will be 2 workers per recipient and the recipient is
actually richer than most of the workers shoveling money at them.

On 9/28/2019 12:24 PM, wrote:
On Sat, 28 Sep 2019 12:40:57 -0000 (UTC), Roger Blake
wrote:

On 2019-09-28, Bob F wrote:
Get it started quickly. Repubs have cut funding so much that that
staffing in inadequate, so delays are common.

What Repubs need to do is phase Medicare out, along with Social Security.
It's way past time to end both the New Deal and the Great Society.
All they are is armed robbery on a grand scale and absent an abberant
Supreme Court they would have never passed Constitutional muster.


Once the kids get smart enough to vote their own interest, they might.
This is a huge transfer of wealth from the young to the old. As long
as there were lots of baby boomers in the work place and old people
died fairly young, the system worked. Now we are rapidly approaching a
time when it will be 2 workers per recipient and the recipient is
actually richer than most of the workers shoveling money at them.


I have to wonder what it will be like 50 years from now. If the
greenies want to save the earth they will have less kids, thus less
contributors.

There has been more movements to encourage younger people to vote. In
the past, young voters tended to be more liberal but later, with some
real world experience became more conservative. It is changing in
recent years
https://news.gallup.com/poll/245813/...ent-gains.aspx

On 09/27/2019 10:07 PM, micky wrote:
In alt.home.repair, on Wed, 25 Sep 2019 20:33:20 -0400,
wrote:

On Wed, 25 Sep 2019 18:42:59 -0400, Frank "frank wrote:

On 9/25/2019 12:02 PM, Ralph Mowery wrote:
In article ,
says...

But what is the scam? Dues are $5 or less a year. That's not going to
break many people.

That people take too seriously an AARP endorsement? I don't konow how
many do but they are free to compare prio


A few years back the AARP started getting into political items that I do
not think represent older people one way or the other.

My biggest gripe was they were backing major gun control issues.

That is around the time I was just getting of AARP age. I quit looking
into them after that. Don't know what they are up to now and do not
care.

Most magazines charge advertisers by how many magazines they sell. So
they can afford to almost give away the magazines to get the bigger
advertising money.


I just googled it up and find that the AARP has 38 million members.
Sort of dwarfs the 5 million of us in the NRA.

Yeah, each of you would have to shoot 7 of them.

Are you familiar with the concept of intersection in set theory? Judging
from my trips to the range AARP members may be heavily armed.

On 09/28/2019 04:54 AM, Cindy Hamilton wrote:
On Saturday, September 28, 2019 at 12:26:39 AM UTC-4, micky wrote:
In alt.home.repair, on Fri, 27 Sep 2019 06:41:25 -0700 (PDT), Cindy
Hamilton wrote:


The raccoons and skunks seem to like it well enough when we use it for
bait.

You feed skunnks 50cent cat food? Do they reciprocate by not spraying
you?

After they inhale the car exhaust, they're pretty mellow.

Expect PETA on your doorstep after I dox you... A couple of years ago
I was cutting through the woods and came to a little creek, maybe two
feet wide. Just as I started to step across it I noticed my foot was
going to land on a skunk. I froze and was wery wery quiet until the
skunk wandered off. Thanks the Gods for mellow skunks.

On 09/28/2019 04:46 AM, Cindy Hamilton wrote:
On Friday, September 27, 2019 at 9:09:34 PM UTC-4, wrote:
On Fri, 27 Sep 2019 18:47:05 -0600, rbowman
wrote:

On 09/27/2019 07:41 AM, Cindy Hamilton wrote:
On Friday, September 27, 2019 at 9:38:27 AM UTC-4, rbowman wrote:
On 09/27/2019 04:40 AM, Cindy Hamilton wrote:
On Thursday, September 26, 2019 at 9:35:19 PM UTC-4, rbowman wrote:
On 09/26/2019 08:01 AM, Ed Pawlowski wrote:
That depends on your situation. If you are living comfortably, fine,
charity is good. OTOH, if you don't have enough to meet normal living
expenses or for an expensive home repair, a reverse mortgage makes a lot
more sense than surviving on cat food because that is all you can afford.

You haven't priced cat food lately, have you It wasn't my cat but I
got friendly with one of the neighborhood cats and would slip him a
snack when he came by. For the price of Fancy Feast I could have fed him
the CostCo tuna I eat.

I think the generic cat food at my grocery store is 50 cents a can. It
would provide sufficient protein for a meal.

Of course, 50 cents worth of beans would be much more palatable.

That's for sure. Even the cats gave the 50 cent food a one star rating.

The raccoons and skunks seem to like it well enough when we use it for
bait.

Bullheads would probably like it too if you could keep it on the hook.
Of course you can always punch some holes in the can and use it for chum.



If Publix brand is any indication possums may eat it bit cats won't. I
tried to trap some feral cats and they wouldn't touch it but I caught
a few possums. One just decided the trap was a good place to live. I
had to forcefully evict him. I gave up on the trapping idea. Then a
bobcat came along and ate the cats.

Cats will eat our generic store brand. When we find one in the trap,
my husband urinates on it and lets it go. They're somebody's house
pet, not ferals.

So your husband ****es on pussies? Sorry, my mind goes into the gutter
on Saturday.

On Sat, 28 Sep 2019 11:58:49 -0600, rbowman
wrote:

On 09/27/2019 10:07 PM, micky wrote:
In alt.home.repair, on Wed, 25 Sep 2019 20:33:20 -0400,
wrote:

On Wed, 25 Sep 2019 18:42:59 -0400, Frank "frank wrote:

On 9/25/2019 12:02 PM, Ralph Mowery wrote:
In article ,
says...

But what is the scam? Dues are $5 or less a year. That's not going to
break many people.

That people take too seriously an AARP endorsement? I don't konow how
many do but they are free to compare prio


A few years back the AARP started getting into political items that I do
not think represent older people one way or the other.

My biggest gripe was they were backing major gun control issues.

That is around the time I was just getting of AARP age. I quit looking
into them after that. Don't know what they are up to now and do not
care.

Most magazines charge advertisers by how many magazines they sell. So
they can afford to almost give away the magazines to get the bigger
advertising money.


I just googled it up and find that the AARP has 38 million members.
Sort of dwarfs the 5 million of us in the NRA.

Yeah, each of you would have to shoot 7 of them.

Are you familiar with the concept of intersection in set theory? Judging
from my trips to the range AARP members may be heavily armed.


If they actually did screw the old farts we might see a whole new kind
of criminal.
Old well armed geezers who have no real interest in being taken alive.
Even if caught, what is a life sentence?
5- 10 years and I am not sure prison would be much different than a
publicly funded nursing home.

On Sat, 28 Sep 2019 12:12:40 -0600, rbowman
wrote:

On 09/28/2019 04:46 AM, Cindy Hamilton wrote:
On Friday, September 27, 2019 at 9:09:34 PM UTC-4, wrote:
On Fri, 27 Sep 2019 18:47:05 -0600, rbowman
wrote:

On 09/27/2019 07:41 AM, Cindy Hamilton wrote:
On Friday, September 27, 2019 at 9:38:27 AM UTC-4, rbowman wrote:
On 09/27/2019 04:40 AM, Cindy Hamilton wrote:
On Thursday, September 26, 2019 at 9:35:19 PM UTC-4, rbowman wrote:
On 09/26/2019 08:01 AM, Ed Pawlowski wrote:
That depends on your situation. If you are living comfortably, fine,
charity is good. OTOH, if you don't have enough to meet normal living
expenses or for an expensive home repair, a reverse mortgage makes a lot
more sense than surviving on cat food because that is all you can afford.

You haven't priced cat food lately, have you It wasn't my cat but I
got friendly with one of the neighborhood cats and would slip him a
snack when he came by. For the price of Fancy Feast I could have fed him
the CostCo tuna I eat.

I think the generic cat food at my grocery store is 50 cents a can. It
would provide sufficient protein for a meal.

Of course, 50 cents worth of beans would be much more palatable.

That's for sure. Even the cats gave the 50 cent food a one star rating.

The raccoons and skunks seem to like it well enough when we use it for
bait.

Bullheads would probably like it too if you could keep it on the hook.
Of course you can always punch some holes in the can and use it for chum.



If Publix brand is any indication possums may eat it bit cats won't. I
tried to trap some feral cats and they wouldn't touch it but I caught
a few possums. One just decided the trap was a good place to live. I
had to forcefully evict him. I gave up on the trapping idea. Then a
bobcat came along and ate the cats.

Cats will eat our generic store brand. When we find one in the trap,
my husband urinates on it and lets it go. They're somebody's house
pet, not ferals.

So your husband ****es on pussies? Sorry, my mind goes into the gutter
on Saturday.

Married to R Kelly.

On 2019-09-28 4:36 p.m., wrote:
On Sat, 28 Sep 2019 11:58:49 -0600, rbowman
wrote:

On 09/27/2019 10:07 PM, micky wrote:
In alt.home.repair, on Wed, 25 Sep 2019 20:33:20 -0400,
wrote:

On Wed, 25 Sep 2019 18:42:59 -0400, Frank "frank wrote:

On 9/25/2019 12:02 PM, Ralph Mowery wrote:
In article ,
says...

But what is the scam? Dues are $5 or less a year. That's not going to
break many people.

That people take too seriously an AARP endorsement? I don't konow how
many do but they are free to compare prio


A few years back the AARP started getting into political items that I do
not think represent older people one way or the other.

My biggest gripe was they were backing major gun control issues.

That is around the time I was just getting of AARP age. I quit looking
into them after that. Don't know what they are up to now and do not
care.

Most magazines charge advertisers by how many magazines they sell. So
they can afford to almost give away the magazines to get the bigger
advertising money.


I just googled it up and find that the AARP has 38 million members.
Sort of dwarfs the 5 million of us in the NRA.

Yeah, each of you would have to shoot 7 of them.

Are you familiar with the concept of intersection in set theory? Judging
from my trips to the range AARP members may be heavily armed.


If they actually did screw the old farts we might see a whole new kind
of criminal.
Old well armed geezers who have no real interest in being taken alive.
Even if caught, what is a life sentence?
5- 10 years and I am not sure prison would be much different than a
publicly funded nursing home.

in prison you get a gym and you can take free college courses ,
you don't have to pay for meds and rent is free so is food

On 09/28/2019 05:36 PM, wrote:
On Sat, 28 Sep 2019 11:58:49 -0600, rbowman
wrote:

On 09/27/2019 10:07 PM, micky wrote:
In alt.home.repair, on Wed, 25 Sep 2019 20:33:20 -0400,
wrote:

On Wed, 25 Sep 2019 18:42:59 -0400, Frank "frank wrote:

On 9/25/2019 12:02 PM, Ralph Mowery wrote:
In article ,
says...

But what is the scam? Dues are $5 or less a year. That's not going to
break many people.

That people take too seriously an AARP endorsement? I don't konow how
many do but they are free to compare prio


A few years back the AARP started getting into political items that I do
not think represent older people one way or the other.

My biggest gripe was they were backing major gun control issues.

That is around the time I was just getting of AARP age. I quit looking
into them after that. Don't know what they are up to now and do not
care.

Most magazines charge advertisers by how many magazines they sell. So
they can afford to almost give away the magazines to get the bigger
advertising money.


I just googled it up and find that the AARP has 38 million members.
Sort of dwarfs the 5 million of us in the NRA.

Yeah, each of you would have to shoot 7 of them.

Are you familiar with the concept of intersection in set theory? Judging
from my trips to the range AARP members may be heavily armed.


If they actually did screw the old farts we might see a whole new kind
of criminal.
Old well armed geezers who have no real interest in being taken alive.
Even if caught, what is a life sentence?
5- 10 years and I am not sure prison would be much different than a
publicly funded nursing home.


Blaze of glory or being abused by a minimum wage Honduran keeper in a
nursing home? Let me think about it and get back to you. I'm leaning
towards the einherjar route.