On May 14, 9:44*am, Eric wrote:
What are currently your best saving tips you recommend and also
practice, relating
to how you make your money go much further than it used to, whether
it's for
food - weekly living expenses, home and financial investment, etc.

Spend less than your income. Find alternatives. Live life moderately.

On May 27, 2:35*am, Zee wrote:
On May 14, 9:44*am, Eric wrote:

What are currently your best saving tips you recommend and also
practice, relating
to how you make your money go much further than it used to, whether
it's for
food - weekly living expenses, home and financial investment, etc.

Spend less than your income. Find alternatives. Live life moderately.

Make more than you spend. Live life.

On Thu, 27 May 2010 00:35:08 -0700 (PDT), Zee
wrote:

On May 14, 9:44*am, Eric wrote:
What are currently your best saving tips you recommend and also
practice, relating
to how you make your money go much further than it used to, whether
it's for
food - weekly living expenses, home and financial investment, etc.

Spend less than your income.

If only the last government had heeded that maxim...

--
Frank Erskine

On May 27, 8:57�am, keith wrote:
On May 27, 2:35�am, Zee wrote:

On May 14, 9:44�am, Eric wrote:

What are currently your best saving tips you recommend and also
practice, relating
to how you make your money go much further than it used to, whether
it's for
food - weekly living expenses, home and financial investment, etc.

Spend less than your income. Find alternatives. Live life moderately.

Make more than you spend. �Live life.

learn the difference between needs and wants. you NEED food to
live!! But you may WANT to eat out at fancy restaurants nightly, but
you dont need to do that to live.

Its far easier to make your wants a little less than your income.

Trying to make enough to buy all your wants just becomes impossible.
the more you make the more you want, into a spiral of unlimited
spending maxed out credit cards etc

On May 27, 9:56*am, " wrote:
On May 27, 8:57 am, keith wrote:

On May 27, 2:35 am, Zee wrote:

On May 14, 9:44 am, Eric wrote:

What are currently your best saving tips you recommend and also
practice, relating
to how you make your money go much further than it used to, whether
it's for
food - weekly living expenses, home and financial investment, etc.

Spend less than your income. Find alternatives. Live life moderately.

Make more than you spend. Live life.

learn the difference between needs and wants. you NEED food to
live!! But you may WANT to eat out at fancy restaurants nightly, but
you dont need to do that to live.

Wants are part of living life. Needs are boring.

Its far easier to make your wants a little less than your income.

It's much more fun to have an income that exceeds your wants. Again,
part of living life.

Trying to make enough to buy all your wants just becomes impossible.

Some prioritizing is always needed, sure. Some wants really aren't,
at the end of the day.

the more you make the more you want, into a spiral of unlimited
spending maxed out credit cards etc

Wrong!

In ,
Frank Erskine spewed forth:
On Thu, 27 May 2010 00:35:08 -0700 (PDT), Zee
wrote:

On May 14, 9:44 am, Eric wrote:
What are currently your best saving tips you recommend and also
practice, relating
to how you make your money go much further than it used to, whether
it's for
food - weekly living expenses, home and financial investment, etc.

Spend less than your income.

If only the last government had heeded that maxim...

Oh, and the present one is?

Frank Erskine wrote
Zee wrote
Eric wrote

What are currently your best saving tips you recommend and also practice,
relating to how you make your money go much further than it used to, whether
it's for food - weekly living expenses, home and financial investment, etc.

Spend less than your income.

If only the last government had heeded that maxim...

We'd be in a great depression or worse, just like we ended up in one the last time a govt tried that just after a crash.

wrote
keith wrote
Zee wrote
Eric wrote

What are currently your best saving tips you recommend and also practice,
relating to how you make your money go much further than it used to, whether
it's for food - weekly living expenses, home and financial investment, etc.

Spend less than your income. Find alternatives. Live life moderately.

Make more than you spend. Live life.

learn the difference between needs and wants.

No thanks, if all I spent on was real needs, it would be a pathetic existence.

you NEED food to live!! But you may WANT to eat out at
fancy restaurants nightly, but you dont need to do that to live.

I prefer to eat better than the bare minimum that will keep my alive and healthy.

Its far easier to make your wants a little less than your income.

Depends on your income. Thats a lie with the lowest incomes.

Trying to make enough to buy all your wants just becomes impossible.

Nope, not for everyone.

the more you make the more you want,

That isnt true of everyone.

into a spiral of unlimited spending maxed out credit cards etc

How odd that none of mine are.

On May 27, 1:56�pm, "Rod Speed" wrote:
wrote

keith wrote
Zee wrote
Eric wrote
What are currently your best saving tips you recommend and also practice,
relating to how you make your money go much further than it used to, whether
it's for food - weekly living expenses, home and financial investment, etc.
Spend less than your income. Find alternatives. Live life moderately.
Make more than you spend. Live life.
learn the difference between needs and wants.

No thanks, if all I spent on was real needs, it would be a pathetic existence.

you NEED food to live!! But you may WANT to eat out at
fancy restaurants nightly, but you dont need to do that to live.

I prefer to eat better than the bare minimum that will keep my alive and healthy.

Its far easier to make your wants a little less than your income.

Depends on your income. Thats a lie with the lowest incomes.

Trying to make enough to buy all your wants just becomes impossible.

Nope, not for everyone.

the more you make the more you want,

That isnt true of everyone.

into a spiral of unlimited spending maxed out credit cards etc

How odd that none of mine are.

far too many americans had wants far larger than needs or income.

today they are the ones going bankrupt, maxed out cards, homes in
forecosure vehicles beig repoed/\\

glad you are under control but far too many arent

In article ,
Frank Erskine wrote:
On Thu, 27 May 2010 00:35:08 -0700 (PDT), Zee
wrote:
[ ... ]

Spend less than your income.

If only the last government had heeded that maxim...

They did a lot better than the current spendthrift.


Gary

--
Gary Heston http://www.thebreastcancersite.com/

Did you hear about the new saint, San Adreas? He's the patron saint of
blame, it's all his fault.

In article ,
Frank Erskine wrote:

On Thu, 27 May 2010 00:35:08 -0700 (PDT), Zee
wrote:

On May 14, 9:44*am, Eric wrote:
What are currently your best saving tips you recommend and also
practice, relating
to how you make your money go much further than it used to, whether
it's for
food - weekly living expenses, home and financial investment, etc.

Spend less than your income.

If only the last government had heeded that maxim...

And the current one. ;-(
--
Peace! Om

Web Albums: http://picasaweb.google.com/OMPOmelet
*Only Irish *coffee provides in a single glass all four *essential food groups: alcohol, caffeine, sugar *and fat. --Alex Levine

Take cash and a written list to the grocery store.
Leave debit cards, credit cards and the checkbook home when you go
shopping. Stick to the list and don't browse.

You will save hundreds per month....Trust me.
--
Peace! Om

Web Albums: http://picasaweb.google.com/OMPOmelet
Â*Only Irish Â*coffee provides in a single glass all four Â*essential food groups: alcohol, caffeine, sugar Â*and fat. --Alex Levine

In article ,
"ChairMan" wrote:

In ,
Frank Erskine spewed forth:
On Thu, 27 May 2010 00:35:08 -0700 (PDT), Zee
wrote:

On May 14, 9:44 am, Eric wrote:
What are currently your best saving tips you recommend and also
practice, relating
to how you make your money go much further than it used to, whether
it's for
food - weekly living expenses, home and financial investment, etc.

Spend less than your income.

If only the last government had heeded that maxim...

Oh, and the present one is?

laughs
--
Peace! Om

Web Albums: http://picasaweb.google.com/OMPOmelet
*Only Irish *coffee provides in a single glass all four *essential food groups: alcohol, caffeine, sugar *and fat. --Alex Levine

On Thu, 27 May 2010 20:04:50 -0500, Omelet
wrote:

If only the last government had heeded that maxim...

And the current one. ;-(
--

Kat! Welcome to a.h.r.

A sick bunch, but a lot fun and laughter.

Some times we talk about home repair.

In news Omelet spewed forth:
In article ,
"ChairMan" wrote:

In ,
Frank Erskine spewed forth:
On Thu, 27 May 2010 00:35:08 -0700 (PDT), Zee
wrote:

On May 14, 9:44 am, Eric wrote:
What are currently your best saving tips you recommend and also
practice, relating
to how you make your money go much further than it used to,
whether it's for
food - weekly living expenses, home and financial investment, etc.

Spend less than your income.

If only the last government had heeded that maxim...

Oh, and the present one is?

laughs

in my best sqwertz voice
Are you one of my loony stalkers?veg
wave

In news Omelet spewed forth:
In article ,
"ChairMan" wrote:

In ,
Frank Erskine spewed forth:
On Thu, 27 May 2010 00:35:08 -0700 (PDT), Zee
wrote:

On May 14, 9:44 am, Eric wrote:
What are currently your best saving tips you recommend and also
practice, relating
to how you make your money go much further than it used to,
whether it's for
food - weekly living expenses, home and financial investment, etc.

Spend less than your income.

If only the last government had heeded that maxim...

Oh, and the present one is?

laughs

slaps forehead
just noticed this was Xposted to rfc, not just althome repair
wave anyway

In article ,
"ChairMan" wrote:

In news Omelet spewed forth:
In article ,
"ChairMan" wrote:

In ,
Frank Erskine spewed forth:
On Thu, 27 May 2010 00:35:08 -0700 (PDT), Zee
wrote:

On May 14, 9:44 am, Eric wrote:
What are currently your best saving tips you recommend and also
practice, relating
to how you make your money go much further than it used to,
whether it's for
food - weekly living expenses, home and financial investment, etc.

Spend less than your income.

If only the last government had heeded that maxim...

Oh, and the present one is?

laughs

in my best sqwertz voice
Are you one of my loony stalkers?veg
wave

waves back g
--
Peace! Om

Web Albums: http://picasaweb.google.com/OMPOmelet
*Only Irish *coffee provides in a single glass all four *essential food groups: alcohol, caffeine, sugar *and fat. --Alex Levine

In article ,
"ChairMan" wrote:

In news Omelet spewed forth:
In article ,
"ChairMan" wrote:

In ,
Frank Erskine spewed forth:
On Thu, 27 May 2010 00:35:08 -0700 (PDT), Zee
wrote:

On May 14, 9:44 am, Eric wrote:
What are currently your best saving tips you recommend and also
practice, relating
to how you make your money go much further than it used to,
whether it's for
food - weekly living expenses, home and financial investment, etc.

Spend less than your income.

If only the last government had heeded that maxim...

Oh, and the present one is?

laughs

slaps forehead
just noticed this was Xposted to rfc, not just althome repair
wave anyway

Sorry! snipping my home group but the e-mail works...
--
Peace! Om

Web Albums: http://picasaweb.google.com/OMPOmelet
*Only Irish *coffee provides in a single glass all four *essential food groups: alcohol, caffeine, sugar *and fat. --Alex Levine

wrote
Rod Speed wrote
wrote
keith wrote
Zee wrote
Eric wrote

What are currently your best saving tips you recommend and also
practice, relating to how you make your money go much further
than it used to, whether it's for food - weekly living expenses,
home and financial investment, etc.

Spend less than your income. Find alternatives. Live life moderately.

Make more than you spend. Live life.

learn the difference between needs and wants.

No thanks, if all I spent on was real needs, it would be a pathetic existence.

you NEED food to live!! But you may WANT to eat out at
fancy restaurants nightly, but you dont need to do that to live.

I prefer to eat better than the bare minimum that will keep me alive and healthy.

Its far easier to make your wants a little less than your income.

Depends on your income. Thats a lie with the lowest incomes.

Trying to make enough to buy all your wants just becomes impossible.

Nope, not for everyone.

the more you make the more you want,

That isnt true of everyone.

into a spiral of unlimited spending maxed out credit cards etc

How odd that none of mine are.

far too many americans had wants far larger than needs or income.

Their problem. That isnt my situation.

today they are the ones going bankrupt, maxed out cards, homes in
forecosure vehicles beig repoed/\\

Thats always been a small minority.

glad you are under control

Thats completely effortless, I dont even want what those fools want.

but far too many arent

Yes, but what you propose wont help them.

On May 28, 1:28�pm, "Rod Speed" wrote:
wrote





Rod Speed wrote
wrote
keith wrote
Zee wrote
Eric wrote
What are currently your best saving tips you recommend and also
practice, relating to how you make your money go much further
than it used to, whether it's for food - weekly living expenses,
home and financial investment, etc.
Spend less than your income. Find alternatives. Live life moderately.
Make more than you spend. Live life.
learn the difference between needs and wants.
No thanks, if all I spent on was real needs, it would be a pathetic existence.
you NEED food to live!! But you may WANT to eat out at
fancy restaurants nightly, but you dont need to do that to live.
I prefer to eat better than the bare minimum that will keep me alive and healthy.
Its far easier to make your wants a little less than your income.
Depends on your income. Thats a lie with the lowest incomes.
Trying to make enough to buy all your wants just becomes impossible.
Nope, not for everyone.
the more you make the more you want,
That isnt true of everyone.
into a spiral of unlimited spending maxed out credit cards etc
How odd that none of mine are.
far too many americans had wants far larger than needs or income.

Their problem. That isnt my situation.

today they are the ones going bankrupt, maxed out cards, homes in
forecosure vehicles beig repoed/\\

Thats always been a small minority.

glad you are under control

Thats completely effortless, I dont even want what those fools want.

but far too many arent

Yes, but what you propose wont help them.- Hide quoted text -

- Show quoted text -

a large percentage of americans are currently behind on their mortage.
like 15 percent i forget the exact number,

just look at our country.

few save anything, live paycheck to paycheck, have big credit card
bills and no plans to pay them off.

the debts normal everybody has debt mentailty can get people in
serious grief.

overspending can lead tyo divorce, most divorces are over money.

well the divorce effect far more than the 2 people who decide to
split.

think of the kids and all the colateral damage that overspending
causes.

even those with perfect credit are paying for those who go bankrupt

On May 28, 1:28�pm, "Rod Speed" wrote:
wrote





Rod Speed wrote
wrote
keith wrote
Zee wrote
Eric wrote
What are currently your best saving tips you recommend and also
practice, relating to how you make your money go much further
than it used to, whether it's for food - weekly living expenses,
home and financial investment, etc.
Spend less than your income. Find alternatives. Live life moderately.
Make more than you spend. Live life.
learn the difference between needs and wants.
No thanks, if all I spent on was real needs, it would be a pathetic existence.
you NEED food to live!! But you may WANT to eat out at
fancy restaurants nightly, but you dont need to do that to live.
I prefer to eat better than the bare minimum that will keep me alive and healthy.
Its far easier to make your wants a little less than your income.
Depends on your income. Thats a lie with the lowest incomes.
Trying to make enough to buy all your wants just becomes impossible.
Nope, not for everyone.
the more you make the more you want,
That isnt true of everyone.
into a spiral of unlimited spending maxed out credit cards etc
How odd that none of mine are.
far too many americans had wants far larger than needs or income.

Their problem. That isnt my situation.

today they are the ones going bankrupt, maxed out cards, homes in
forecosure vehicles beig repoed/\\

Thats always been a small minority.

glad you are under control

Thats completely effortless, I dont even want what those fools want.

but far too many arent

Yes, but what you propose wont help them.- Hide quoted text -

- Show quoted text -

feds need to put some realistic limits on companies gving credit.

a easy move...

if the credit card company gives anyone too much credit, the company
agrees in advance to a max interest rate say 10%

a real cheapskate wrote
Rod Speed wrote
wrote
Rod Speed wrote
wrote
keith wrote
Zee wrote
Eric wrote

What are currently your best saving tips you recommend and also
practice, relating to how you make your money go much further
than it used to, whether it's for food - weekly living
expenses, home and financial investment, etc.

Spend less than your income. Find alternatives. Live life moderately.

Make more than you spend. Live life.

learn the difference between needs and wants.

No thanks, if all I spent on was real needs, it would be a pathetic existence.

you NEED food to live!! But you may WANT to eat out at
fancy restaurants nightly, but you dont need to do that to live.

I prefer to eat better than the bare minimum that will keep me alive and healthy.

Its far easier to make your wants a little less than your income.

Depends on your income. Thats a lie with the lowest incomes.

Trying to make enough to buy all your wants just becomes impossible.

Nope, not for everyone.

the more you make the more you want,

That isnt true of everyone.

into a spiral of unlimited spending maxed out credit cards etc

How odd that none of mine are.

far too many americans had wants far larger than needs or income.

Their problem. That isnt my situation.

today they are the ones going bankrupt, maxed out
cards, homes in forecosure vehicles beig repoed/\\

Thats always been a small minority.

glad you are under control

Thats completely effortless, I dont even want what those fools want.

but far too many arent

Yes, but what you propose wont help them.

a large percentage of americans are currently behind on
their mortage. like 15 percent i forget the exact number,

Thats not a large percentage, its a small percentage and
unsurprising given that 10% are unemployed and something
like 20% want a full time job and dont currently have one.

And some of that alleged 15% are taking advantage of
the stupid US non recourse system with mortgages too.

just look at our country.

few save anything,

Thats a lie with the home ownership rate at an all time historic high.

Thats the main way they save.

live paycheck to paycheck, have big credit card bills and no plans to pay them off.

In fact the majority pay off their credit cards in full every month.

the debts normal everybody has debt mentailty

Yes, very few can get a house any other way. Bet you didnt.

can get people in serious grief.

And the majority dont, in fact pay off their cards in full every month.

overspending can lead tyo divorce,

So can ****ing around.

most divorces are over money.

Easy to claim. Pity you cant actually substantiate that claim.

well the divorce effect far more than the 2 people who decide to split.

So does not divorcing when that makes sense too.

think of the kids and all the colateral damage that overspending causes.

And plenty choose not to have kids at all.

even those with perfect credit are paying for those who go bankrupt

Nope. I dont pay a cent in interest, so dont pay a cent for those who go bankrupt.

a real cheapskate wrote
Rod Speed wrote
wrote
Rod Speed wrote
wrote
keith wrote
Zee wrote
Eric wrote

What are currently your best saving tips you recommend and also
practice, relating to how you make your money go much further
than it used to, whether it's for food - weekly living
expenses, home and financial investment, etc.

Spend less than your income. Find alternatives. Live life moderately.

Make more than you spend. Live life.

learn the difference between needs and wants.

No thanks, if all I spent on was real needs, it would be a pathetic existence.

you NEED food to live!! But you may WANT to eat out at
fancy restaurants nightly, but you dont need to do that to live.

I prefer to eat better than the bare minimum that will keep me alive and healthy.

Its far easier to make your wants a little less than your income.

Depends on your income. Thats a lie with the lowest incomes.

Trying to make enough to buy all your wants just becomes impossible.

Nope, not for everyone.

the more you make the more you want,

That isnt true of everyone.

into a spiral of unlimited spending maxed out credit cards etc

How odd that none of mine are.

far too many americans had wants far larger than needs or income.

Their problem. That isnt my situation.

today they are the ones going bankrupt, maxed out
cards, homes in forecosure vehicles beig repoed/\\

Thats always been a small minority.

glad you are under control

Thats completely effortless, I dont even want what those fools want.

but far too many arent

Yes, but what you propose wont help them.

feds need to put some realistic limits on companies gving credit.

Not even possible.

a easy move...

Nope.

if the credit card company gives anyone too much credit, the
company agrees in advance to a max interest rate say 10%

That would mean that the credit duds would be subsidised
by everyone else even more than they currently are.

The reason the credit duds are slugged a much higher rate is
because its them that produce the highest costs for the industry.

In article ompomelet-FD38C3.20080627052010@news-
wc.giganews.com, says...
Take cash and a written list to the grocery store.
Leave debit cards, credit cards and the checkbook home when you go
shopping. Stick to the list and don't browse.


OTOH, being flexible about how much to spend that trip can mean
stocking up on whatever item happens to be on sale that week.

It just takes the self-discipline to focus on basic items that
you will eventually need, anyway. Which will save money in the
long-term, by avoiding purchases at regular non-sale prices.

Although certain items at my local supermarket are never on sale,
but are still cheaper than stuff that is. Such as store-brand
baked beans, for example.


--
Get Credit Where Credit Is Due
http://www.cardreport.com/
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