a real cheapskate wrote
Rod Speed wrote
wrote
Rod Speed wrote
wrote
keith wrote
Zee wrote
Eric wrote

What are currently your best saving tips you recommend and also
practice, relating to how you make your money go much further
than it used to, whether it's for food - weekly living
expenses, home and financial investment, etc.

Spend less than your income. Find alternatives. Live life moderately.

Make more than you spend. Live life.

learn the difference between needs and wants.

No thanks, if all I spent on was real needs, it would be a pathetic existence.

you NEED food to live!! But you may WANT to eat out at
fancy restaurants nightly, but you dont need to do that to live.

I prefer to eat better than the bare minimum that will keep me alive and healthy.

Its far easier to make your wants a little less than your income.

Depends on your income. Thats a lie with the lowest incomes.

Trying to make enough to buy all your wants just becomes impossible.

Nope, not for everyone.

the more you make the more you want,

That isnt true of everyone.

into a spiral of unlimited spending maxed out credit cards etc

How odd that none of mine are.

far too many americans had wants far larger than needs or income.

Their problem. That isnt my situation.

today they are the ones going bankrupt, maxed out
cards, homes in forecosure vehicles beig repoed/\\

Thats always been a small minority.

glad you are under control

Thats completely effortless, I dont even want what those fools want.

but far too many arent

Yes, but what you propose wont help them.

a large percentage of americans are currently behind on
their mortage. like 15 percent i forget the exact number,

Thats not a large percentage, its a small percentage and
unsurprising given that 10% are unemployed and something
like 20% want a full time job and dont currently have one.

And some of that alleged 15% are taking advantage of
the stupid US non recourse system with mortgages too.

just look at our country.

few save anything,

Thats a lie with the home ownership rate at an all time historic high.

Thats the main way they save.

live paycheck to paycheck, have big credit card bills and no plans to pay them off.

In fact the majority pay off their credit cards in full every month.

the debts normal everybody has debt mentailty

Yes, very few can get a house any other way. Bet you didnt.

can get people in serious grief.

And the majority dont, in fact pay off their cards in full every month.

overspending can lead tyo divorce,

So can ****ing around.

most divorces are over money.

Easy to claim. Pity you cant actually substantiate that claim.

well the divorce effect far more than the 2 people who decide to split.

So does not divorcing when that makes sense too.

think of the kids and all the colateral damage that overspending causes.

And plenty choose not to have kids at all.

even those with perfect credit are paying for those who go bankrupt

Nope. I dont pay a cent in interest, so dont pay a cent for those who go bankrupt.