a real cheapskate wrote
Rod Speed wrote
wrote
Rod Speed wrote
wrote
keith wrote
Zee wrote
Eric wrote

What are currently your best saving tips you recommend and also
practice, relating to how you make your money go much further
than it used to, whether it's for food - weekly living
expenses, home and financial investment, etc.

Spend less than your income. Find alternatives. Live life moderately.

Make more than you spend. Live life.

learn the difference between needs and wants.

No thanks, if all I spent on was real needs, it would be a pathetic existence.

you NEED food to live!! But you may WANT to eat out at
fancy restaurants nightly, but you dont need to do that to live.

I prefer to eat better than the bare minimum that will keep me alive and healthy.

Its far easier to make your wants a little less than your income.

Depends on your income. Thats a lie with the lowest incomes.

Trying to make enough to buy all your wants just becomes impossible.

Nope, not for everyone.

the more you make the more you want,

That isnt true of everyone.

into a spiral of unlimited spending maxed out credit cards etc

How odd that none of mine are.

far too many americans had wants far larger than needs or income.

Their problem. That isnt my situation.

today they are the ones going bankrupt, maxed out
cards, homes in forecosure vehicles beig repoed/\\

Thats always been a small minority.

glad you are under control

Thats completely effortless, I dont even want what those fools want.

but far too many arent

Yes, but what you propose wont help them.

feds need to put some realistic limits on companies gving credit.

Not even possible.

a easy move...

Nope.

if the credit card company gives anyone too much credit, the
company agrees in advance to a max interest rate say 10%

That would mean that the credit duds would be subsidised
by everyone else even more than they currently are.

The reason the credit duds are slugged a much higher rate is
because its them that produce the highest costs for the industry.