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#81
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OT - Bank of America
HeyBub wrote:
LouB wrote: Wow I thought the whole world knew. 500+ warehouse stores. IMHO quality is often better than Sam's club. http://www.costco.com/ Another difference: Costco is unionized - Sam's is not. Only a small percentage of their workforce is and those are the former price club employees. The main difference between them and sams (walmart) is unlike sams (walmart) their pay actually raises them out of official poverty status and they have real health insurance. |
#82
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OT - Bank of America
LouB wrote:
Master Betty wrote: "stan" wrote in message ... On Sep 26, 2:19 am, Smitty Two wrote: In article , "h" wrote: WTF is "Costco"? Sam's club equivalent. Sometimes called 'Price Club'? +++ It was called Price Club. If you try to pull up priceclub on Google it goes to Costco. I've never been to BJ's. I went to Sam's club on a free trial and I didn't like it as much as Costco. That was a very long time ago. Maybe better now. Costco services are pretty impressive: Funerals, caskets, houses, cars, vacations, financial securities, accounting services.... I don't know what BJ's and Sam's Club have but I've recieved several thousands off of selling/buying houses through Costco rebates. Price club and Costco were competitors then merged (or Costco bought Price Club). BJ's is also a warehouse club but has more items. Sam's is very similar to Costco but Costco has better stuff. I read that Sam's prices may be better on many items. Both have great rotisserie chicken at about $5.00 Lou Plus the big difference is Costco employees don't need to immediately sign up for welfare/"free" medical and other stuff like walmart (sams) employees do. They actually pay their employees enough to get them out of official poverty status and have actual real health insurance. |
#83
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OT - Bank of America
Kurt Ullman wrote:
In article , Smitty Two wrote: Sorry, but your account of what happened simply isn't true. You probably got the fiction from Fox news, or Rush. The real story is far more interesting. The amount of capital in the world doubled or tripled within a few short years, while the number of investment opportunities stayed the same. American home mortgages were the best investment around, and the world's money demanded more of them. The only way for mortgage brokers to increase the supply, was to relax the standards for qualification. And relax they did. It was pure capitalistic greed, not idealism, that drove us into the dirt. Neither is yours either. Actually both are right and both are wrong as both (along with Greenspan's too lax too long money policies, changes in the way both mortgage and banks were regulated in the early 00s, and other things too numerous to mention) all put us in the jackpot we are in today (including to a certain extent nothing worse than returning to the mean). From everything I read you are correct. Both "sides" participated in the "crash". |
#84
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OT - Bank of America
HeyBub wrote:
Smitty Two wrote: In article , "HeyBub" wrote: But, the goal of the liberals was achieved: universal home ownership was achieved. Sorry, but your account of what happened simply isn't true. You probably got the fiction from Fox news, or Rush. The real story is far more interesting. The amount of capital in the world doubled or tripled within a few short years, while the number of investment opportunities stayed the same. American home mortgages were the best investment around, and the world's money demanded more of them. The only way for mortgage brokers to increase the supply, was to relax the standards for qualification. And relax they did. It was pure capitalistic greed, not idealism, that drove us into the dirt. You actually believe two Democratic administrations, with bills authored by Barney Frank, were trying to do a favor for investment bankers? That really doesn't pass the giggle-test. Really. So you actually believe the drop all the regulations because we can trust everyone to do the right thing Reagan thinking wasn't responsible for dropping numerous banking regulations which allowed super mega mergers of banking and investment institutions with minimal regulation had nothing to do with last year's implosion? You might want to hit the red kool-aid a little less if you don't. |
#85
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OT - Bank of America
George wrote:
Kurt Ullman wrote: In article , Smitty Two wrote: Sorry, but your account of what happened simply isn't true. You probably got the fiction from Fox news, or Rush. The real story is far more interesting. The amount of capital in the world doubled or tripled within a few short years, while the number of investment opportunities stayed the same. American home mortgages were the best investment around, and the world's money demanded more of them. The only way for mortgage brokers to increase the supply, was to relax the standards for qualification. And relax they did. It was pure capitalistic greed, not idealism, that drove us into the dirt. Neither is yours either. Actually both are right and both are wrong as both (along with Greenspan's too lax too long money policies, changes in the way both mortgage and banks were regulated in the early 00s, and other things too numerous to mention) all put us in the jackpot we are in today (including to a certain extent nothing worse than returning to the mean). From everything I read you are correct. Both "sides" participated in the "crash". I called my bank a few days ago to check on a transaction. In their typically very friendly way, they added a little promotion to the conversation - offering savings accounts. Starting at one-half of one per-cent interest. Methinks we and our banking system are insane. |
#86
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OT - Bank of America
In article ,
Han wrote: Kurt Ullman wrote in news:kurtullman- : There is no tax on the increase as long as you take the money and reinvest in another home within a certain period of time. That is so old and forgotten that I can't remember when that was phased out. Now it is 500K more than basis (price paid plus improvements) is tax free. Real conditions apply, and you better consult qualified tax help. It was phased out in '97, but since I sold a couple homes prior to '97, I still have to keep all of the information. You are right, I forgot about that change because it did not apply to me. Thanks for the clarification. -- "Politics should be limited in its scope to war, protection of property, and the occasional precautionary beheading of a member of the ruling class." -P.J. O'Rourke |
#87
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OT - Bank of America
In article ,
"Dimitrios Paskoudniakis" wrote: WRONG. That law was replaced with the $500K limit with no requirement to buy another house about 10 years ago or so. It was replaced for those selling a house AFTER 1997, since I did same BEFORE and have a house that I bought prior to the change, I still have to keep the paperwork. That is where I got confused. You should keep records to prove your home's adjusted basis. Ordinarily, you must keep records for 3 years after the due date for filing your return for the tax year in which you sold your home. But if you sold a home before May 7, 1997, and postponed tax on any gain, the basis of that home affects the basis of the new home you bought. Keep records proving the basis of both homes as long as they are needed for tax purposes. -- "Politics should be limited in its scope to war, protection of property, and the occasional precautionary beheading of a member of the ruling class." -P.J. O'Rourke |
#88
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OT - Bank of America
In article ,
George wrote: So you actually believe the drop all the regulations because we can trust everyone to do the right thing Reagan thinking wasn't responsible for dropping numerous banking regulations which allowed super mega mergers of banking and investment institutions with minimal regulation had nothing to do with last year's implosion? You might want to hit the red kool-aid a little less if you don't. You think the Democratically controlled Congress did not agree to go along with these. The NYT "Nobel Laureate" Friedken a few weeks ago was tearing his hair out and Raining Fire And Brimstone down on RR because of a bill that was passed changing the regs. Never did hear from him when I looked in Thomas and noted that that particular bill had passed both Houses of Congress nearly unanimously. (Although credit where due, Barney Franks has actually voted against it at least three times (once in committee, once when the House passed it the first and a third time when the final conference committee bill was passed). Real CONVENIENT memories some people have. You might want to consider cutting back on your Kool-Aid consumption, too. -- "Politics should be limited in its scope to war, protection of property, and the occasional precautionary beheading of a member of the ruling class." -P.J. O'Rourke |
#89
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OT - Bank of America
HeyBub wrote:
aemeijers wrote: Don't know about relative store counts, but there aren't any within an hour of here, and some states seem to be skipped entirely. They seem to be cherry-picking their store placements. Nothing wrong with that, of course- you go where the money is. But that means a large percentage of the population will never hear of you, much less walk through your door. There are no Walmarts in: * New York City * Boston * San Francisco * Detroit * Chicago * Washington, D.C. * There's one Walmart in Los Angeles and two in Philadelphia Meanwhile, * There are 17 Walmarts in Houston There may be more to store locations than cherry-picking by the management. Can anyone guess another reason? Pay attention- we were talking about Costco, not Wally World. Wally World sites stores based on where they think a customer base with cash is, where they can cheaply get enough land for one of their asphalt lakes, and where the local government and unions won't mordida them to death with BS extra expenses. (Yes, I know the stores aren't unionized, but you can't build, maintain, and stock a store in an older urban area without dealing with unions. Not all the stock comes on a Walmart truck.) Built-up older cities often fail on one or more of those points. I'm no fan of Walmart, but there is no need to paint them as EVIL, when they are simply following basic money-grubbing 101 rules. -- aem sends... |
#90
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OT - Bank of America
HeyBub wrote:
* There's one Walmart in Los Angeles and two in Philadelphia Los Angeles definitely has more than one Wal-Mart store. The city limits extend beyond what the post office refers to as "Los Angeles." |
#91
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OT - Bank of America
Kurt Ullman wrote:
In article , George wrote: So you actually believe the drop all the regulations because we can trust everyone to do the right thing Reagan thinking wasn't responsible for dropping numerous banking regulations which allowed super mega mergers of banking and investment institutions with minimal regulation had nothing to do with last year's implosion? You might want to hit the red kool-aid a little less if you don't. You think the Democratically controlled Congress did not agree to go along with these. Absolutely, read my post a little further up in this thread where I state both sides were complicit. There are definately whores (people who will do anything for money)on both sides. I don't believe any extremism is correct and I certainly don't blindly cheer for one team. I am simply responding to "Heybub" who keeps mindlessly telling us what Limbagh told him as if it was supposed to be gospel. The NYT "Nobel Laureate" Friedken a few weeks ago was tearing his hair out and Raining Fire And Brimstone down on RR because of a bill that was passed changing the regs. Never did hear from him when I looked in Thomas and noted that that particular bill had passed both Houses of Congress nearly unanimously. (Although credit where due, Barney Franks has actually voted against it at least three times (once in committee, once when the House passed it the first and a third time when the final conference committee bill was passed). Real CONVENIENT memories some people have. You might want to consider cutting back on your Kool-Aid consumption, too. |
#92
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OT - Bank of America
George wrote:
HeyBub wrote: LouB wrote: Wow I thought the whole world knew. 500+ warehouse stores. IMHO quality is often better than Sam's club. http://www.costco.com/ Another difference: Costco is unionized - Sam's is not. Only a small percentage of their workforce is and those are the former price club employees. The main difference between them and sams (walmart) is unlike sams (walmart) their pay actually raises them out of official poverty status and they have real health insurance. Ah, thanks for the update. So, then, they pay their workers more and cannot buy merchandise as cheaply as the scale of Walmart provides. Are prices higher at Costco? |
#93
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OT - Bank of America
Bob wrote:
HeyBub wrote: * There's one Walmart in Los Angeles and two in Philadelphia Los Angeles definitely has more than one Wal-Mart store. The city limits extend beyond what the post office refers to as "Los Angeles." Here's their list: http://www.walmart.com/storeLocator/...e=&x=27&y =10 Some of the stores are probably within the city limits and some are definitely within the "Greater Los Angeles Metro Area." Still, I'm sure the folks living in San Diego would take umbrage at being called "Angelenos." |
#94
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OT - Bank of America
George wrote:
So you actually believe the drop all the regulations because we can trust everyone to do the right thing Reagan thinking wasn't responsible for dropping numerous banking regulations which allowed super mega mergers of banking and investment institutions with minimal regulation had nothing to do with last year's implosion? You might want to hit the red kool-aid a little less if you don't. Yep. It wasn't the LACK of regulation, it was too much of the WRONG KIND of regulation. Specifically the requirements that lending institutions serve "underserved" areas. Cruise through the worst parts of your town. You'll find a Bank of America branch sandwiched between a pawn shop and a Stop-&-Rob in neighborhoods where the only other retail businesses on the street are hookers and crack dealers. Do you think BoA or Wachovia or Washington Mutual opened those branches because of rational business decisions? |
#95
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OT - Bank of America
HeyBub wrote:
George wrote: HeyBub wrote: LouB wrote: Wow I thought the whole world knew. 500+ warehouse stores. IMHO quality is often better than Sam's club. http://www.costco.com/ Another difference: Costco is unionized - Sam's is not. Only a small percentage of their workforce is and those are the former price club employees. The main difference between them and sams (walmart) is unlike sams (walmart) their pay actually raises them out of official poverty status and they have real health insurance. Ah, thanks for the update. So, then, they pay their workers more and cannot buy merchandise as cheaply as the scale of Walmart provides. Thats quite a leap. They aren't greedy like walmart so they don't load as much money into the truck to take back to headquarters and instead pay their employees wages above poverty level. Not sure why you are so overjoyed about the wages walmart pays its employees. Are prices higher at Costco? No. |
#96
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OT - Bank of America
HeyBub wrote:
George wrote: So you actually believe the drop all the regulations because we can trust everyone to do the right thing Reagan thinking wasn't responsible for dropping numerous banking regulations which allowed super mega mergers of banking and investment institutions with minimal regulation had nothing to do with last year's implosion? You might want to hit the red kool-aid a little less if you don't. Yep. It wasn't the LACK of regulation, it was too much of the WRONG KIND of regulation. Specifically the requirements that lending institutions serve "underserved" areas. That what Limbagh told you. None of this would have worked if there also weren't massive opaque institutions who could manufacture the CDOs and other paper to keep the scam running as long as it did. Cruise through the worst parts of your town. You'll find a Bank of America branch sandwiched between a pawn shop and a Stop-&-Rob in neighborhoods where the only other retail businesses on the street are hookers and crack dealers. Do you think BoA or Wachovia or Washington Mutual opened those branches because of rational business decisions? Banks have always made money from the poor. |
#97
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OT - Bank of America
on 9/27/2009 8:20 AM (ET) HeyBub wrote the following:
Bob wrote: HeyBub wrote: * There's one Walmart in Los Angeles and two in Philadelphia Los Angeles definitely has more than one Wal-Mart store. The city limits extend beyond what the post office refers to as "Los Angeles." Here's their list: http://www.walmart.com/storeLocator/...e=&x=27&y =10 Some of the stores are probably within the city limits and some are definitely within the "Greater Los Angeles Metro Area." Still, I'm sure the folks living in San Diego would take umbrage at being called "Angelenos." At least they are in the same State. How about the "New York Metropolitan Area" which includes cities and areas areas in New Jersey, Connecticut, and Pennsylvania? -- Bill In Hamptonburgh, NY In the original Orange County. Est. 1683 To email, remove the double zeroes after @ |
#98
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OT - Bank of America
In article ,
"HeyBub" wrote: George wrote: So you actually believe the drop all the regulations because we can trust everyone to do the right thing Reagan thinking wasn't responsible for dropping numerous banking regulations which allowed super mega mergers of banking and investment institutions with minimal regulation had nothing to do with last year's implosion? You might want to hit the red kool-aid a little less if you don't. Yep. It wasn't the LACK of regulation, it was too much of the WRONG KIND of regulation. Specifically the requirements that lending institutions serve "underserved" areas. The biggest problem from the regulation standpoint was that the law making the changes in bank regulation never got around to appointing ONE lead agency. Thus, some regs that probably should have been put in place, no one thought they had the authority or that some other agency had it. In other areas, two or three different agencies thought they had authority and either squabbled over who should do it or else all the agencies came up with their own (often contradictory if not flat out mutually exclusive) regs. COngress is preparing, from everything I have seen, to compound the inefficiencies and pretty much fracture the regulation to an even greater degree. And don't EVEN get me started on current rumblings about trying to get the executive more in tune with the shareholders since the tax law changes that largely put us in this pay mess were instituted specifically to do that. Cruise through the worst parts of your town. You'll find a Bank of America branch sandwiched between a pawn shop and a Stop-&-Rob in neighborhoods where the only other retail businesses on the street are hookers and crack dealers. Do you think BoA or Wachovia or Washington Mutual opened those branches because of rational business decisions? -- "Politics should be limited in its scope to war, protection of property, and the occasional precautionary beheading of a member of the ruling class." -P.J. O'Rourke |
#99
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OT - Bank of America
George wrote:
HeyBub wrote: George wrote: So you actually believe the drop all the regulations because we can trust everyone to do the right thing Reagan thinking wasn't responsible for dropping numerous banking regulations which allowed super mega mergers of banking and investment institutions with minimal regulation had nothing to do with last year's implosion? You might want to hit the red kool-aid a little less if you don't. Yep. It wasn't the LACK of regulation, it was too much of the WRONG KIND of regulation. Specifically the requirements that lending institutions serve "underserved" areas. That what Limbagh told you. None of this would have worked if there also weren't massive opaque institutions who could manufacture the CDOs and other paper to keep the scam running as long as it did. Cruise through the worst parts of your town. You'll find a Bank of America branch sandwiched between a pawn shop and a Stop-&-Rob in neighborhoods where the only other retail businesses on the street are hookers and crack dealers. Do you think BoA or Wachovia or Washington Mutual opened those branches because of rational business decisions? Banks have always made money from the poor. Sure, you think they're making money off you're checking account balance? Well, they are, maybe a few fractions of a cent. But they're really making money off of overdraft fees, credit card interest (especially "penalty" rates) etc. nate -- replace "roosters" with "cox" to reply. http://members.cox.net/njnagel |
#100
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OT - Bank of America
In article ,
Nate Nagel wrote: Sure, you think they're making money off you're checking account balance? Well, they are, maybe a few fractions of a cent. But they're really making money off of overdraft fees, credit card interest (especially "penalty" rates) etc. nate Which are, for the most part, voluntary on the part of the user. -- "Politics should be limited in its scope to war, protection of property, and the occasional precautionary beheading of a member of the ruling class." -P.J. O'Rourke |
#101
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OT - Bank of America
Kurt Ullman wrote:
In article , Nate Nagel wrote: Sure, you think they're making money off you're checking account balance? Well, they are, maybe a few fractions of a cent. But they're really making money off of overdraft fees, credit card interest (especially "penalty" rates) etc. nate Which are, for the most part, voluntary on the part of the user. Pretty much, yes. However poor people, or people living paycheck to paycheck, are much more likely to pay those fees, esp. the high credit card interest which sometimes is not voluntary (e.g. emergency medical or auto repair expenses that need to be paid for somehow.) for instance, maybe 10 years ago I got a fix-it ticket for a cracked windshield on my car. It wasn't dangerous (despite what the officer said) but I had to get it fixed somehow. Because my car was older and uncommon, a new windshield was $500ish, and because I'd received a ticket that had to be cleared within a week, I didn't have time to call around to a bunch of junkyards to find a used one. I didn't have $500 in my bank account. What's the solution to that, other than a) drive illegally or b) use credit card? (I'm doing much better financially these days, thanks for asking...) Now whether that is fair or not to charge high interest rates to someone whose only fiscal fault is not having a considerable amount of personal savings, that's another discussion. Personally I think it's far better to try to make oneself indispensible at work, advance to a higher paying position while not greatly increasing one's personal expenses, etc. but like I said, that's a separate topic. nate -- replace "roosters" with "cox" to reply. http://members.cox.net/njnagel |
#102
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OT - Bank of America
Much the same with health care in NYS. They passed some kind
of "universal insurance" thing that forced the companies to insure everyone. So, the insurance companies pulled out of NYS. Of course, it would never occur to legislators to return some freedoms to the citizens. -- Christopher A. Young Learn more about Jesus www.lds.org .. "HeyBub" wrote in message m... Yep. It wasn't the LACK of regulation, it was too much of the WRONG KIND of regulation. Specifically the requirements that lending institutions serve "underserved" areas. Cruise through the worst parts of your town. You'll find a Bank of America branch sandwiched between a pawn shop and a Stop-&-Rob in neighborhoods where the only other retail businesses on the street are hookers and crack dealers. Do you think BoA or Wachovia or Washington Mutual opened those branches because of rational business decisions? |
#103
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OT - Bank of America
That's what NPR told you.
-- Christopher A. Young Learn more about Jesus www.lds.org .. "George" wrote in message ... None of this would have worked if there also weren't massive opaque institutions who could manufacture the CDOs and other paper to keep the scam running as long as it did. |
#104
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OT - Bank of America
Clark Howard has been telling how bank debit cards, they
allow overdraft sales, and then soak your money up, with overdraft fees. He reccomends writing the bank and declining the overdraft protection. Better to get "sale declined" at the terminal than a $30 ++ over draft fee on your statement later. -- Christopher A. Young Learn more about Jesus www.lds.org .. "Nate Nagel" wrote in message ... Banks have always made money from the poor. Sure, you think they're making money off you're checking account balance? Well, they are, maybe a few fractions of a cent. But they're really making money off of overdraft fees, credit card interest (especially "penalty" rates) etc. nate -- replace "roosters" with "cox" to reply. http://members.cox.net/njnagel |
#105
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OT - Bank of America
top posting fixed Stormin Mormon wrote: "George" wrote in message ... None of this would have worked if there also weren't massive opaque institutions who could manufacture the CDOs and other paper to keep the scam running as long as it did. That's what NPR told you. So in your Limbaugh is the only absolute truth world who created all of the CDOs and other financial instruments that played a huge part in scamming everyone and led to the collapse? |
#106
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OT - Bank of America
On Sat, 26 Sep 2009 18:05:37 -0400, "Dimitrios Paskoudniakis"
wrote Re OT - Bank of America: "Kurt Ullman" wrote in message ... In article , "Dimitrios Paskoudniakis" wrote: In the USA, there is no tax on the increased value of the home when you sell up to US $500,000 more than the purchase price. Also, you can subtract from your sales value all costs to improve your home during ownership. If you invest US $100,000 to improve your home, you can sell it for up to US $600,000 more than the purchase price without incurring tax on the gain. If you still sell for more, you only pay tax on the excess. Pretty hard to do, especially in this market, except for a tiny fraction of extremely high-priced homes. There is no tax on the increase as long as you take the money and reinvest in another home within a certain period of time. You only owe taxes if you decide not to reinvest in another single family home within that time frame AND the total profits from first home to last don't go over the $500,000, a little easier to do, but not much. WRONG. That law was replaced with the $500K limit with no requirement to buy another house about 10 years ago or so. That was in 1987. -- I filter all messages from google groups. |
#107
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OT - Bank of America
"Stormin Mormon" wrote in message ... Much the same with health care in NYS. They passed some kind of "universal insurance" thing that forced the companies to insure everyone. So, the insurance companies pulled out of NYS. Of course, it would never occur to legislators to return some freedoms to the citizens. -- Christopher A. Young Learn more about Jesus www.lds.org . "HeyBub" wrote in message m... Yep. It wasn't the LACK of regulation, it was too much of the WRONG KIND of regulation. Specifically the requirements that lending institutions serve "underserved" areas. Cruise through the worst parts of your town. You'll find a Bank of America branch sandwiched between a pawn shop and a Stop-&-Rob in neighborhoods where the only other retail businesses on the street are hookers and crack dealers. Do you think BoA or Wachovia or Washington Mutual opened those branches because of rational business decisions? No they didn't! I live in NY and no insurance company is required to insure every/anyone. What NY did was to require that all insurance be an "HMO or all-inclusive" insurance. That means that I, as a self-employed person with no employees am not legally allowed to purchase JUST catastrophic health coverage. I MUST purchase full-boat HMO-style coverage or none at all. Since I only see a doctor when something (blood, bone, etc.) is sticking out, I refuse to pay 35% of my gross income for "insurance" which I will never, ever use. The cheapest insurance I can find is 35% of my gross income with a $2K yearly deductible. In the past 10 years I've spent a total of $1500 on healthcare. Since I pay 100% of my own healthcare costs I haven't cost the taxpayers a single penny, either. I'm in my 50s, childfree (had a tubal at 25), and completely healthy, with no family history of ANYTHING except one grandfather who got lung cancer from smoking. I work out everyday, I am a non-smoker, am a healthy weight, etc., but because I'm still considered "childbearing" my insurance quotes are through the ceiling. Now the gubmint is going to tax me for not buying insurance. Great, fine, they'll ding me an extra $1k for not being insured. I would be insured if I could afford it, but now they'll take my fine money and use it for some breeder with too many kids. Perfect. All I want to do is to buy into Medicare. I'm willing to pay THE TOTAL amount I cost (no gubmint subsidy) to be insured, but it's not allowed. What's up with that? |
#108
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OT - Bank of America
On Sun, 27 Sep 2009 07:14:55 -0500, "HeyBub"
wrote: George wrote: HeyBub wrote: LouB wrote: Wow I thought the whole world knew. 500+ warehouse stores. IMHO quality is often better than Sam's club. http://www.costco.com/ Another difference: Costco is unionized - Sam's is not. Only a small percentage of their workforce is and those are the former price club employees. The main difference between them and sams (walmart) is unlike sams (walmart) their pay actually raises them out of official poverty status and they have real health insurance. Ah, thanks for the update. So, then, they pay their workers more and cannot buy merchandise as cheaply as the scale of Walmart provides. Are prices higher at Costco? Not necesarily, the wally mart execs. keep most of the money so they can keep their yachts and rolls. |
#109
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OT - Bank of America
"HeyBub" wrote in message news George wrote: HeyBub wrote: LouB wrote: Wow I thought the whole world knew. 500+ warehouse stores. IMHO quality is often better than Sam's club. http://www.costco.com/ Another difference: Costco is unionized - Sam's is not. Only a small percentage of their workforce is and those are the former price club employees. The main difference between them and sams (walmart) is unlike sams (walmart) their pay actually raises them out of official poverty status and they have real health insurance. Ah, thanks for the update. So, then, they pay their workers more and cannot buy merchandise as cheaply as the scale of Walmart provides. Are prices higher at Costco? The price per unit, pound, ounce, gal...etc is usually cheaper and the quality is usually higher. The warehouse store profit margin is built around volume. When you buy something like tp you get a 6 month supply. The Costco house brand, Kirkland, is very high quality. Even if I did have to pay the membership fee I'd still pay the $50. Lower prices, good return policy and higher quality is worth it. There are literally so many benefits you have to try it to understand. |
#110
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OT - Bank of America
HeyBub wrote:
Here's their list: http://www.walmart.com/storeLocator/...e=&x=27&y =10 Some of the stores are probably within the city limits and some are definitely within the "Greater Los Angeles Metro Area." Of the 20 locations listed, only Los Angeles (90008) and Panorama City are in the Los Angeles city limits. In addition, Porter Ranch and West Hills are in the city of LA. Other stores may be in other political jurisdictions friendly to (or adjacent to jurisdictions hostile to) such "big box" stores. They definitely have a presence in Los Angeles. |
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