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Default OT - Bank of America

Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?

--
Christopher A. Young
Learn more about Jesus
www.lds.org
..



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"Stormin Mormon" wrote in message
...
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?

--


Credit Card?

Back in the 90s I watched a show on PBS like this one:

http://www.pbs.org/wgbh/pages/frontline/shows/credit/

I cut up all my credit cards and haven't used one since. We only have our
mortage and a small car loan left.

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Default OT - Bank of America


"Stormin Mormon" wrote in message
...
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?

--


Credit Card?

Back in the 90s I watched a show on PBS like this one:

http://www.pbs.org/wgbh/pages/frontline/shows/credit/

I cut up all my credit cards and haven't used one since. We only have our
mortage and a small car loan left.

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Default OT - Bank of America

Stormin Mormon wrote:
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?


From the time you signed the original application and accepted any
amendments thereto it stated terms were changeable per the issuer's
notifying of same...

--
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Default OT - Bank of America

Stormin Mormon wrote:
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?


From the time you signed the original application and accepted any
amendments thereto it stated terms were changeable per the issuer's
notifying of same...

--


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Default OT - Bank of America

On Thu, 24 Sep 2009 13:31:37 -0400, "Stormin Mormon"
wrote:

Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?



Dump them. There are better banks with better rates, unless you got
to have the marble counters and high ceilings. You got lucky on this
one, the choices are great unlike medical insurance companies.
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On Thu, 24 Sep 2009 13:31:37 -0400, "Stormin Mormon"
wrote:

Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?



Dump them. There are better banks with better rates, unless you got
to have the marble counters and high ceilings. You got lucky on this
one, the choices are great unlike medical insurance companies.
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Default OT - Bank of America

On Sep 24, 2:11*pm, Phisherman wrote:
On Thu, 24 Sep 2009 13:31:37 -0400, "Stormin Mormon"

wrote:
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.


I did so. But, since when is it my reponsibility to tell
them to keep their word?


Dump them. *There are better banks with better rates, unless you got
to have the marble counters and high ceilings. *You got lucky on this
one, the choices are great unlike medical insurance companies.


They are? Far as I can tell banks are pretty much all the same, esp.
when it comes to credit cards. I've gotten similar letters from all
issuers of my credit cards. My credit is excellent, the only negative
that I can think of is that I bought a house a few years back so I
have more debt than I used to (but I also pay off my cards every month
and have money in savings and pay all my bills on time.)

Jacking up the interest rates like this just encourages me to not use
credit, at least anything other than just as a convenience that is
essentially treated like a checking account and is paid off every
month. I'll be damned if I'll pay more than 10% interest on anything.

nate
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Default OT - Bank of America

On Sep 24, 2:11*pm, Phisherman wrote:
On Thu, 24 Sep 2009 13:31:37 -0400, "Stormin Mormon"

wrote:
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.


I did so. But, since when is it my reponsibility to tell
them to keep their word?


Dump them. *There are better banks with better rates, unless you got
to have the marble counters and high ceilings. *You got lucky on this
one, the choices are great unlike medical insurance companies.


They are? Far as I can tell banks are pretty much all the same, esp.
when it comes to credit cards. I've gotten similar letters from all
issuers of my credit cards. My credit is excellent, the only negative
that I can think of is that I bought a house a few years back so I
have more debt than I used to (but I also pay off my cards every month
and have money in savings and pay all my bills on time.)

Jacking up the interest rates like this just encourages me to not use
credit, at least anything other than just as a convenience that is
essentially treated like a checking account and is paid off every
month. I'll be damned if I'll pay more than 10% interest on anything.

nate
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Default OT - Bank of America


"N8N" wrote in message
...
On Sep 24, 2:11 pm, Phisherman wrote:
On Thu, 24 Sep 2009 13:31:37 -0400, "Stormin Mormon"

wrote:
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.


I did so. But, since when is it my reponsibility to tell
them to keep their word?


Dump them. There are better banks with better rates, unless you got
to have the marble counters and high ceilings. You got lucky on this
one, the choices are great unlike medical insurance companies.


They are? Far as I can tell banks are pretty much all the same, esp.
when it comes to credit cards. I've gotten similar letters from all
issuers of my credit cards. My credit is excellent, the only negative
that I can think of is that I bought a house a few years back so I
have more debt than I used to (but I also pay off my cards every month
and have money in savings and pay all my bills on time.)

Jacking up the interest rates like this just encourages me to not use
credit, at least anything other than just as a convenience that is
essentially treated like a checking account and is paid off every
month. I'll be damned if I'll pay more than 10% interest on anything.

nate

++++++

10%??? ---the prime is at 3.25%. Double that and you get 6.5%. Anything over
that is bull****. For that matter any interest is bs.



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Default OT - Bank of America


"N8N" wrote in message
...
On Sep 24, 2:11 pm, Phisherman wrote:
On Thu, 24 Sep 2009 13:31:37 -0400, "Stormin Mormon"

wrote:
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.


I did so. But, since when is it my reponsibility to tell
them to keep their word?


Dump them. There are better banks with better rates, unless you got
to have the marble counters and high ceilings. You got lucky on this
one, the choices are great unlike medical insurance companies.


They are? Far as I can tell banks are pretty much all the same, esp.
when it comes to credit cards. I've gotten similar letters from all
issuers of my credit cards. My credit is excellent, the only negative
that I can think of is that I bought a house a few years back so I
have more debt than I used to (but I also pay off my cards every month
and have money in savings and pay all my bills on time.)

Jacking up the interest rates like this just encourages me to not use
credit, at least anything other than just as a convenience that is
essentially treated like a checking account and is paid off every
month. I'll be damned if I'll pay more than 10% interest on anything.

nate

++++++

10%??? ---the prime is at 3.25%. Double that and you get 6.5%. Anything over
that is bull****. For that matter any interest is bs.

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Default OT - Bank of America


"Phisherman" wrote in message
...
On Thu, 24 Sep 2009 13:31:37 -0400, "Stormin Mormon"
wrote:

Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?



Dump them. There are better banks with better rates, unless you got
to have the marble counters and high ceilings. You got lucky on this
one, the choices are great unlike medical insurance companies.


i got an identical letter from chase in my last bill.


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Default OT - Bank of America


"Phisherman" wrote in message
...
On Thu, 24 Sep 2009 13:31:37 -0400, "Stormin Mormon"
wrote:

Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?



Dump them. There are better banks with better rates, unless you got
to have the marble counters and high ceilings. You got lucky on this
one, the choices are great unlike medical insurance companies.


i got an identical letter from chase in my last bill.


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Default OT - Bank of America

No need to complain about interest rates. Just arrange for an automatic
deduction of the statement balance from your bank account every month. This
will give you the convenience of credit cards (no need to carry cash) plus
30 days grace in paying bills, plus getting a 1% to 3%rebate on all charges.
If you cannot pay your balance every month, you should not have a credit
card.

--
Walter
www.rationality.net
-
"Master Betty" wrote in message
...

"Stormin Mormon" wrote in message
...
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?

--


Credit Card?

Back in the 90s I watched a show on PBS like this one:

http://www.pbs.org/wgbh/pages/frontline/shows/credit/

I cut up all my credit cards and haven't used one since. We only have our
mortage and a small car loan left.



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Default OT - Bank of America

No need to complain about interest rates. Just arrange for an automatic
deduction of the statement balance from your bank account every month. This
will give you the convenience of credit cards (no need to carry cash) plus
30 days grace in paying bills, plus getting a 1% to 3%rebate on all charges.
If you cannot pay your balance every month, you should not have a credit
card.

--
Walter
www.rationality.net
-
"Master Betty" wrote in message
...

"Stormin Mormon" wrote in message
...
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?

--


Credit Card?

Back in the 90s I watched a show on PBS like this one:

http://www.pbs.org/wgbh/pages/frontline/shows/credit/

I cut up all my credit cards and haven't used one since. We only have our
mortage and a small car loan left.





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Default OT - Bank of America

I'll have to do some looking. Good advice.

--
Christopher A. Young
Learn more about Jesus
www.lds.org
..


"Phisherman" wrote in message
...

Dump them. There are better banks with better rates, unless
you got
to have the marble counters and high ceilings. You got
lucky on this
one, the choices are great unlike medical insurance
companies.


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Default OT - Bank of America

I'll have to do some looking. Good advice.

--
Christopher A. Young
Learn more about Jesus
www.lds.org
..


"Phisherman" wrote in message
...

Dump them. There are better banks with better rates, unless
you got
to have the marble counters and high ceilings. You got
lucky on this
one, the choices are great unlike medical insurance
companies.


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Default OT - Bank of America

Makes me wonder what's going on.

--
Christopher A. Young
Learn more about Jesus
www.lds.org
..


"charlie" wrote in message
...


i got an identical letter from chase in my last bill.



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Default OT - Bank of America

Makes me wonder what's going on.

--
Christopher A. Young
Learn more about Jesus
www.lds.org
..


"charlie" wrote in message
...


i got an identical letter from chase in my last bill.



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"Stormin Mormon" wrote in message
...
Makes me wonder what's going on.

--
Christopher A. Young
Learn more about Jesus
www.lds.org
.


"charlie" wrote in message
...


i got an identical letter from chase in my last bill.


new laws were passed that kick in soon, so they have to make all these
changes before the effective date so that the changes would be grandfathered
in, or some changes are necessary because of these new laws (increased
minimum payments, etc).




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"Stormin Mormon" wrote in message
...
Makes me wonder what's going on.

--
Christopher A. Young
Learn more about Jesus
www.lds.org
.


"charlie" wrote in message
...


i got an identical letter from chase in my last bill.


new laws were passed that kick in soon, so they have to make all these
changes before the effective date so that the changes would be grandfathered
in, or some changes are necessary because of these new laws (increased
minimum payments, etc).


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Default OT - Bank of America

Stormin Mormon wrote:
Makes me wonder what's going on.


Where have you been????

The Federal Reserve Board of Governors voted 5-0 on December 18 to
approve the new rules, the third of three agencies to act. ...


The rules were released jointly by the Fed, the Office of Thrift
Supervision (OTS), which regulates savings associations and thrifts,
and the National Credit Union Administration (NCUA), which oversees
credit union operations. The OTS and NCUA approved the measures
earlier on December 18.

"The new regulations will fundamentally alter the relationship that
cardholders have with their banks and the way that banks communicate
with cardholders," Edward Yingling, president of the American Bankers
Association, said ...

... Regulators gave banks and credit card issuers until July 1, 2010,
to implement changes in their billing, marketing and advertising systems.

According to the Fed, the 2010 date was selected to give issuers time
to "extensively redesign systems and modify procedures to comply with
the changes required under both regulations."

....
Among the predicted consequences of the new rules:

* No more zero percent balance transfer offers.
* A return to routine annual fees on credit card accounts.
* Significant reduction in subprime credit cards, forcing those with
bad credit to ... options such as payday loans.
* Higher interest rates for all credit card users.

In its comments on the proposed changes filed with the Fed on Aug. 4,
Chase Card Services estimated that major issuers would have to
increase interest rates by more than 1 percent to offset the
additional lending risks. A study submitted to the Fed indicated
accounts for as many as 45 million cardholders could closed as a
result of the risk-based pricing rule restrictions.

Bernanke had promised to finalize the credit card rules by year's end.


It's getting close to year end and the bewitching hour approaches...

--





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Default OT - Bank of America

Stormin Mormon wrote:
Makes me wonder what's going on.


Where have you been????

The Federal Reserve Board of Governors voted 5-0 on December 18 to
approve the new rules, the third of three agencies to act. ...


The rules were released jointly by the Fed, the Office of Thrift
Supervision (OTS), which regulates savings associations and thrifts,
and the National Credit Union Administration (NCUA), which oversees
credit union operations. The OTS and NCUA approved the measures
earlier on December 18.

"The new regulations will fundamentally alter the relationship that
cardholders have with their banks and the way that banks communicate
with cardholders," Edward Yingling, president of the American Bankers
Association, said ...

... Regulators gave banks and credit card issuers until July 1, 2010,
to implement changes in their billing, marketing and advertising systems.

According to the Fed, the 2010 date was selected to give issuers time
to "extensively redesign systems and modify procedures to comply with
the changes required under both regulations."

....
Among the predicted consequences of the new rules:

* No more zero percent balance transfer offers.
* A return to routine annual fees on credit card accounts.
* Significant reduction in subprime credit cards, forcing those with
bad credit to ... options such as payday loans.
* Higher interest rates for all credit card users.

In its comments on the proposed changes filed with the Fed on Aug. 4,
Chase Card Services estimated that major issuers would have to
increase interest rates by more than 1 percent to offset the
additional lending risks. A study submitted to the Fed indicated
accounts for as many as 45 million cardholders could closed as a
result of the risk-based pricing rule restrictions.

Bernanke had promised to finalize the credit card rules by year's end.


It's getting close to year end and the bewitching hour approaches...

--





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Default OT - Bank of America

Stormin Mormon wrote:

Makes me wonder what's going on.


Your chickens are coming home to roost, that's what's going on. In a world
where the banks spend umpteen millions lobbying Congress for laws to their
liking, they get to do just about whatever they want. Now that they're
finally being forced to back down a bit (since even the whores in Congress
were embarrassed by what the banks had been getting away with) they're
changing fees and rates and so on while they still can. Why it's almost as
if business being under only weak regulation sometimes isn't the great idea
some folks think it is.


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Default OT - Bank of America

Stormin Mormon wrote:

Makes me wonder what's going on.


Your chickens are coming home to roost, that's what's going on. In a world
where the banks spend umpteen millions lobbying Congress for laws to their
liking, they get to do just about whatever they want. Now that they're
finally being forced to back down a bit (since even the whores in Congress
were embarrassed by what the banks had been getting away with) they're
changing fees and rates and so on while they still can. Why it's almost as
if business being under only weak regulation sometimes isn't the great idea
some folks think it is.




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Default OT - Bank of America

Stormin Mormon wrote:

Makes me wonder what's going on.


Your chickens are coming home to roost, that's what's going on. In a world
where the banks spend umpteen millions lobbying Congress for laws to their
liking, they get to do just about whatever they want. Now that they're
finally being forced to back down a bit (since even the whores in Congress
were embarrassed by what the banks had been getting away with) they're
changing fees and rates and so on while they still can. Why it's almost as
if business being under only weak regulation sometimes isn't the great idea
some folks think it is.


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Default OT - Bank of America

Walter R. wrote:
No need to complain about interest rates. Just arrange for an automatic
deduction of the statement balance from your bank account every month. This
will give you the convenience of credit cards (no need to carry cash) plus
30 days grace in paying bills, plus getting a 1% to 3%rebate on all charges.
If you cannot pay your balance every month, you should not have a credit
card.

Hand a credit card company, that acts on behalf of any scum with a
merchant account, a stack of presigned blank checks to have their way
with my money at their leisure? I think not. No payment until I see the
statement of account, and I don't care to screw with attempting to read
it online. What if I am out of town the week the statement gets posted?
Fixing errors is easier if they DON'T have the money yet. Once it is
paid, you are mostly screwed.

I mostly could not care less about the interest rate, since I pay it off
every month. But any card that tries to re-impose an annual fee will be
going bye-bye. I've been strong considering dumping my green Amex for
that very reason, since I seldom travel any more. But after almost 30
years, I'd feel sort of naked without it. And since I only have one
other non-store card (other than the one my employer issued me.) I do
need a backup.

--
aem sends...
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Default OT - Bank of America

Walter R. wrote:
No need to complain about interest rates. Just arrange for an automatic
deduction of the statement balance from your bank account every month. This
will give you the convenience of credit cards (no need to carry cash) plus
30 days grace in paying bills, plus getting a 1% to 3%rebate on all charges.
If you cannot pay your balance every month, you should not have a credit
card.

Hand a credit card company, that acts on behalf of any scum with a
merchant account, a stack of presigned blank checks to have their way
with my money at their leisure? I think not. No payment until I see the
statement of account, and I don't care to screw with attempting to read
it online. What if I am out of town the week the statement gets posted?
Fixing errors is easier if they DON'T have the money yet. Once it is
paid, you are mostly screwed.

I mostly could not care less about the interest rate, since I pay it off
every month. But any card that tries to re-impose an annual fee will be
going bye-bye. I've been strong considering dumping my green Amex for
that very reason, since I seldom travel any more. But after almost 30
years, I'd feel sort of naked without it. And since I only have one
other non-store card (other than the one my employer issued me.) I do
need a backup.

--
aem sends...
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Default OT - Bank of America

Walter R. wrote:
No need to complain about interest rates. Just arrange for an automatic
deduction of the statement balance from your bank account every month. This
will give you the convenience of credit cards (no need to carry cash) plus
30 days grace in paying bills, plus getting a 1% to 3%rebate on all charges.
If you cannot pay your balance every month, you should not have a credit
card.

Hand a credit card company, that acts on behalf of any scum with a
merchant account, a stack of presigned blank checks to have their way
with my money at their leisure? I think not. No payment until I see the
statement of account, and I don't care to screw with attempting to read
it online. What if I am out of town the week the statement gets posted?
Fixing errors is easier if they DON'T have the money yet. Once it is
paid, you are mostly screwed.

I mostly could not care less about the interest rate, since I pay it off
every month. But any card that tries to re-impose an annual fee will be
going bye-bye. I've been strong considering dumping my green Amex for
that very reason, since I seldom travel any more. But after almost 30
years, I'd feel sort of naked without it. And since I only have one
other non-store card (other than the one my employer issued me.) I do
need a backup.

--
aem sends...
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"Stormin Mormon" wrote in message
...
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?

--
Christopher A. Young
Learn more about Jesus
www.lds.org


Only 27%? They must like you. I have/had a $42,000 limit on mine with a
zero balance. I got a letter raising my interest rates to 37%.

I closed my account last week, you can too.

How do I close my account?
We are sorry to hear that you want to close your account. We are
constantly looking for ways to make banking work for you in ways it never
has before and would like to know how we can make this happen for you.
Please call us at 1.800.622.8731 or send us an e-mail if we can assist you
in any way.

To close your account, please submit your request in writing to
Account Closure, FL1-300-02-07, 4109 Gandy Blvd Tampa Fl 33611-3401. Be
sure to have all account owners sign the letter and tell us how you would
like to receive your balance.









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Default OT - Bank of America


"Stormin Mormon" wrote in message
...
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?

--
Christopher A. Young
Learn more about Jesus
www.lds.org


Only 27%? They must like you. I have/had a $42,000 limit on mine with a
zero balance. I got a letter raising my interest rates to 37%.

I closed my account last week, you can too.

How do I close my account?
We are sorry to hear that you want to close your account. We are
constantly looking for ways to make banking work for you in ways it never
has before and would like to know how we can make this happen for you.
Please call us at 1.800.622.8731 or send us an e-mail if we can assist you
in any way.

To close your account, please submit your request in writing to
Account Closure, FL1-300-02-07, 4109 Gandy Blvd Tampa Fl 33611-3401. Be
sure to have all account owners sign the letter and tell us how you would
like to receive your balance.







  #32   Report Post  
Posted to alt.home.repair
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Posts: 5
Default OT - Bank of America


"Stormin Mormon" wrote in message
...
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?

--
Christopher A. Young
Learn more about Jesus
www.lds.org


Only 27%? They must like you. I have/had a $42,000 limit on mine with a
zero balance. I got a letter raising my interest rates to 37%.

I closed my account last week, you can too.

How do I close my account?
We are sorry to hear that you want to close your account. We are
constantly looking for ways to make banking work for you in ways it never
has before and would like to know how we can make this happen for you.
Please call us at 1.800.622.8731 or send us an e-mail if we can assist you
in any way.

To close your account, please submit your request in writing to
Account Closure, FL1-300-02-07, 4109 Gandy Blvd Tampa Fl 33611-3401. Be
sure to have all account owners sign the letter and tell us how you would
like to receive your balance.







  #33   Report Post  
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Posts: 8,803
Default OT - Bank of America

Curly wrote:

How do I close my account?
We are sorry to hear that you want to close your account. We are
constantly looking for ways to make banking work for you in ways it
never has before


They got that last sentence right.

They never scr...ed us so well.


  #34   Report Post  
Posted to alt.home.repair
external usenet poster
 
Posts: 8,803
Default OT - Bank of America

Curly wrote:

How do I close my account?
We are sorry to hear that you want to close your account. We are
constantly looking for ways to make banking work for you in ways it
never has before


They got that last sentence right.

They never scr...ed us so well.


  #35   Report Post  
Posted to alt.home.repair
external usenet poster
 
Posts: 8,803
Default OT - Bank of America

Curly wrote:

How do I close my account?
We are sorry to hear that you want to close your account. We are
constantly looking for ways to make banking work for you in ways it
never has before


They got that last sentence right.

They never scr...ed us so well.




  #36   Report Post  
Posted to alt.home.repair
external usenet poster
 
Posts: 960
Default OT - Bank of America


"Stormin Mormon" wrote in message
...
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?

--
Christopher A. Young
Learn more about Jesus
www.lds.org


Find a good credit union. I have been with the same one since 1958. Use a
debit card. If I don't have the money to cover what I want I do without.
It's a combination check or debit card and I have never been charged for
anything with them. WW
.





  #37   Report Post  
Posted to alt.home.repair
external usenet poster
 
Posts: 960
Default OT - Bank of America


"Stormin Mormon" wrote in message
...
Aparently, B of A is changing personality. Just got a
letter, that my promotional rate was going up as high
possibly as 27%. And that I needed to call the number, and
tell them to reject the rate increase.

I did so. But, since when is it my reponsibility to tell
them to keep their word?

--
Christopher A. Young
Learn more about Jesus
www.lds.org


Find a good credit union. I have been with the same one since 1958. Use a
debit card. If I don't have the money to cover what I want I do without.
It's a combination check or debit card and I have never been charged for
anything with them. WW
.





  #38   Report Post  
Posted to alt.home.repair
external usenet poster
 
Posts: 10,530
Default OT - Bank of America

I hope you demanded a cashers check for 0.00 to be sent
certified?

--
Christopher A. Young
Learn more about Jesus
www.lds.org
..


"Curly" wrote in message
...


Only 27%? They must like you. I have/had a $42,000 limit on
mine with a
zero balance. I got a letter raising my interest rates to
37%.

I closed my account last week, you can too.

How do I close my account?
We are sorry to hear that you want to close your
account. We are
constantly looking for ways to make banking work for you in
ways it never
has before and would like to know how we can make this
happen for you.
Please call us at 1.800.622.8731 or send us an e-mail if we
can assist you
in any way.

To close your account, please submit your request in
writing to
Account Closure, FL1-300-02-07, 4109 Gandy Blvd Tampa Fl
33611-3401. Be
sure to have all account owners sign the letter and tell us
how you would
like to receive your balance.








  #39   Report Post  
Posted to alt.home.repair
external usenet poster
 
Posts: 10,530
Default OT - Bank of America

I hope you demanded a cashers check for 0.00 to be sent
certified?

--
Christopher A. Young
Learn more about Jesus
www.lds.org
..


"Curly" wrote in message
...


Only 27%? They must like you. I have/had a $42,000 limit on
mine with a
zero balance. I got a letter raising my interest rates to
37%.

I closed my account last week, you can too.

How do I close my account?
We are sorry to hear that you want to close your
account. We are
constantly looking for ways to make banking work for you in
ways it never
has before and would like to know how we can make this
happen for you.
Please call us at 1.800.622.8731 or send us an e-mail if we
can assist you
in any way.

To close your account, please submit your request in
writing to
Account Closure, FL1-300-02-07, 4109 Gandy Blvd Tampa Fl
33611-3401. Be
sure to have all account owners sign the letter and tell us
how you would
like to receive your balance.








  #40   Report Post  
Posted to alt.home.repair
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Posts: 5
Default OT - Bank of America


"Stormin Mormon" wrote in message
...
I hope you demanded a cashers check for 0.00 to be sent
certified?


There was a c/c, which I can't think of the name right now. It was for
commercial accounts only. My brother had them with a $25,000 limit. He got
a similar letter earlier this year, he didn't have a balance. When he
inquired, he was told it was because people couldn't pay their c/c's. An
oxymoron reply at it's best. If someone can't pay when the rates were
7-3/4%, how would they pay @ close to 30%?

He recently told me the c/c company went under. Maybe someone here knows
which one it was.



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