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Default A new Tower project completed!

On 12/14/2011 6:03 PM, Dave wrote:
On Wed, 14 Dec 2011 11:53:13 -0600, Leonlcb11211@swbelldotnet
I think Swingman is going to buy one when they come out. Do you
remember saying that Swingman? ;~)


Well, considering the way you two swap tools, I guess it all comes
down to whose turn it is to buy.


Thinking hard about it now that a good sized tenon can be made with the
XL for entry doors, etc.

I do have a Multi-Router that will do everything the XL will do and
more, but not nearly as handily ... much handier to be able to take the
tool to the material, instead of the other way 'round.

We'll just have to see how it plays out pricewise ... I guessing at
least $1300+?

--
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Last update: 4/15/2010
KarlCaillouet@ (the obvious)
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On 12/14/2011 5:10 PM, Larry Jaques wrote

1) Get a business expansion grant.
--This is a no-brainer, no cost, could take a couple years to get.
$50k to start.

or
2) Lease a much larger machine and have to rent shop space for it.
--This is the highest cost but at a lower interest rate. It also
presents the possibility of quicker ROI due to larger projects, but
those would take more expertise in software and hardware manipulation
prior to taking them on. Catch 22. $30-50k to start.

or
3) Buy the parts and software, then build my own smaller CNC router
with borrowed CC money. I'd have to clear out my own shop for it.
--It's the least monetary output but the highest interest. I could
start slowly and then expand into a larger machine as the money came
in. (I could turn the little guy into a laser or plasma cutter then.)
$4-6k to start.

Decisions, decisions, though I'm leaning toward the latter. Almost all
of the niches I'm considering breaking into could be done on a smaller
and potentially less precise machine.

--


Hummmmmmmmmmmmmmmm
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On Wed, 14 Dec 2011 18:16:50 -0600, Swingman wrote:
We'll just have to see how it plays out pricewise ... I guessing at
least $1300+?


I'm not even sure it's in the USA yet. I believe projected US price is
about $1435.00. And yup, it should be ideal for door construction.
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On Wed, 14 Dec 2011 18:49:54 -0500, Bill wrote:

Larry Jaques wrote:

Same here. How do you like bank accounts which pay you a whopping
0.05% interest on your checking? I'm still thinking "WTF?" over why
they would even do that.


Perhaps so they can maintain that they pay interest on some of their
checking account, maybe? Also, some people can't tell the difference
between 5% and .05%.


That's probably the whole story right there. Most people think $39.99
is thirty nine bucks. I call it forty.


I know that their "reserve rate" (the amount on deposit a bank can't
lend) is higher on demand deposit (checking) accounts than for savings
accounts. So, assuming that they wish to make loans, it makes sense that
they would prefer the money in the savings accounts. That is also
related to the requirement that they (have to) restrict the number of
w/d's per month from savings accounts--else, in the eyes of the federal
reserve, they would resemble demand deposit accounts.


Truth! They're giving a generous 0.1% interest on checking now, and
nearly half a percent on $10k+ CDs. Well, they were before the
Eurocrisis...

--
However beautiful the strategy, you should occasionally look at the results.
-- Sir Winston Churchill
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Default A new Tower project completed!

Larry Jaques wrote in
:

I'm still researching this one to death:

1) Get a business expansion grant.
--This is a no-brainer, no cost, could take a couple years to get.
$50k to start.

or
2) Lease a much larger machine and have to rent shop space for it.
--This is the highest cost but at a lower interest rate. It also
presents the possibility of quicker ROI due to larger projects, but
those would take more expertise in software and hardware manipulation
prior to taking them on. Catch 22. $30-50k to start.

or
3) Buy the parts and software, then build my own smaller CNC router
with borrowed CC money. I'd have to clear out my own shop for it.
--It's the least monetary output but the highest interest. I could
start slowly and then expand into a larger machine as the money came
in. (I could turn the little guy into a laser or plasma cutter then.)
$4-6k to start.

Decisions, decisions, though I'm leaning toward the latter. Almost all
of the niches I'm considering breaking into could be done on a smaller
and potentially less precise machine.


You're forgetting #4
Get a home equity loan
My HELOC costs me 2.24%
No first mtg
CC's paid off every month

In effect, I'm using the HELOC as my cushion.

--
Best regards
Han
email address is invalid


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On 15 Dec 2011 02:17:34 GMT, Han wrote:

Larry Jaques wrote in
:

I'm still researching this one to death:

1) Get a business expansion grant.
--This is a no-brainer, no cost, could take a couple years to get.
$50k to start.

or
2) Lease a much larger machine and have to rent shop space for it.
--This is the highest cost but at a lower interest rate. It also
presents the possibility of quicker ROI due to larger projects, but
those would take more expertise in software and hardware manipulation
prior to taking them on. Catch 22. $30-50k to start.

or
3) Buy the parts and software, then build my own smaller CNC router
with borrowed CC money. I'd have to clear out my own shop for it.
--It's the least monetary output but the highest interest. I could
start slowly and then expand into a larger machine as the money came
in. (I could turn the little guy into a laser or plasma cutter then.)
$4-6k to start.

Decisions, decisions, though I'm leaning toward the latter. Almost all
of the niches I'm considering breaking into could be done on a smaller
and potentially less precise machine.


You're forgetting #4
Get a home equity loan
My HELOC costs me 2.24%
No first mtg
CC's paid off every month

In effect, I'm using the HELOC as my cushion.


Thanks, Han, but I really don't want to put the house up as
collateral.

Egad. After reading the tidbits on Wiki, I won't be doing a HELOC,
even if they're still being done, or are being offered again.
http://en.wikipedia.org/wiki/Home_equity_line_of_credit
Not a happy article.

--
However beautiful the strategy, you should occasionally look at the results.
-- Sir Winston Churchill
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Default A new Tower project completed!

Larry Jaques wrote in
:

On 15 Dec 2011 02:17:34 GMT, Han wrote:

Larry Jaques wrote in
m:

I'm still researching this one to death:

1) Get a business expansion grant.
--This is a no-brainer, no cost, could take a couple years to get.
$50k to start.

or
2) Lease a much larger machine and have to rent shop space for it.
--This is the highest cost but at a lower interest rate. It also
presents the possibility of quicker ROI due to larger projects, but
those would take more expertise in software and hardware
manipulation prior to taking them on. Catch 22. $30-50k to start.

or
3) Buy the parts and software, then build my own smaller CNC router
with borrowed CC money. I'd have to clear out my own shop for it.
--It's the least monetary output but the highest interest. I could
start slowly and then expand into a larger machine as the money came
in. (I could turn the little guy into a laser or plasma cutter
then.) $4-6k to start.

Decisions, decisions, though I'm leaning toward the latter. Almost
all of the niches I'm considering breaking into could be done on a
smaller and potentially less precise machine.


You're forgetting #4
Get a home equity loan
My HELOC costs me 2.24%
No first mtg
CC's paid off every month

In effect, I'm using the HELOC as my cushion.


Thanks, Han, but I really don't want to put the house up as
collateral.

Egad. After reading the tidbits on Wiki, I won't be doing a HELOC,
even if they're still being done, or are being offered again.
http://en.wikipedia.org/wiki/Home_equity_line_of_credit
Not a happy article.

--
However beautiful the strategy, you should occasionally look at the
results.
-- Sir Winston
Churchill


I can pay off the HELOC next week, if necessary. At the moment it
provides the cushion more easily than other methods, increases my credit
rating and doesn't cost me much at all, after the tax advantages.

I don't know whether they are still being done at this rate, but, hey, I
got it.


--
Best regards
Han
email address is invalid
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"Larry Jaques" wrote:

That's probably the whole story right there. Most people think $39.99
is thirty nine bucks. I call it forty.


I always thought it was 39 bucks and 99 cents.

Max (take care of the pennies and the dollars will take care of themselves)

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On 12/15/11 10:48 AM, Max wrote:
"Larry Jaques" wrote:

That's probably the whole story right there. Most people think $39.99
is thirty nine bucks. I call it forty.


I always thought it was 39 bucks and 99 cents.

Max (take care of the pennies and the dollars will take care of themselves)

I figure closer to $45, accounting for taxes.....

--
Froz...


The system will be down for 10 days for preventive maintenance.
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"FrozenNorth" wrote in message
...
On 12/15/11 10:48 AM, Max wrote:
"Larry Jaques" wrote:

That's probably the whole story right there. Most people think $39.99
is thirty nine bucks. I call it forty.


I always thought it was 39 bucks and 99 cents.

Max (take care of the pennies and the dollars will take care of
themselves)

I figure closer to $45, accounting for taxes.....

--
Froz...


The system will be down for 10 days for preventive maintenance.



I usually order from Amazon. ;-)



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Leon wrote the following:
On 12/14/2011 8:38 AM, Larry Jaques wrote:
On Tue, 13 Dec 2011 22:58:45 -0600, Leonlcb11211@swbelldotnet
wrote:

On 12/13/2011 9:44 PM, Larry Jaques wrote:
On Tue, 13 Dec 2011 14:34:35 -0600, Leonlcb11211@swbelldotnet
wrote:

On 12/13/2011 7:09 AM, Larry Jaques wrote:On 12/13/2011 7:09 AM, Larry
Jaques wrote:
On Mon, 12 Dec 2011 22:46:07 -0600, Leonlcb11211@swbelldotnet
wrote:

On 12/12/2011 10:26 PM, Dave wrote:
On Mon, 12 Dec 2011 11:59:17 -0600, Leonlcb11211@swbelldotnet
I just wanted to tell you I think your piece is absolutely
stunning.
If you are at all interested in being an author, you should
probably
send your photos to a magazine or two.

Well Thank you Bill!

Yup. Really nice looking build. The only downside is that
everything
else you make has to match this piece.

I'm always jealous of what you build. Not of the pieces themselves,
but the fact that you have a suitable space to build it in. When I
dream of winning the lottery, it's not tropical vacations and naked
women I think about, it's the house with a really nice workshop I
imagine. I'm not quite sure if my imagination is working
properly or
not.???

Thank you Dave, the down side began early last year with the
bedroom
tower project. That piece is one that I am particularly proud of
and I
wanted this piece to follow suite. If only they were not on such a
large scale. ;!)

Gaaaaaaaaaaaack! I can't stand it any longer.
http://www.thefreedictionary.com/To+follow+suit

Suite (hotel) (from gagmewithaspoonbeggars Wikipedia)
A suite in a hotel or other public accommodation, denotes a class of
luxury accommodations, the key feature of which is multiple rooms.
Many properties have one or more "honeymoon suites", and sometimes
the
best accommodation is called the "presidential suite".

Sorry. I just hadda do it.

The kitchen cabinets had to follow the bedroom suite towers.
;~) I'll blame the spell checker.

Bedroom suite, hotel suite, dining room suite, OK.
Follow suit, OK.


I do enjoy the room although I have so darn busy since we moved
in 12
months ago I have not really had a chance to put things where
they need
to be. That task began today by relocating the freezer. Later this

I hope it's a very recently purchased freezer. The old ones suck
energy like they were going out of style.

About 3 years old at the time, we lefo out 20_ year old on with my son
and brought my dad's freezer over.

You did him a disservice. He would have cheaper lease payments than
what the old boxes cost in electricity every month.

Cheaper house payments....2 years to go and he owns it. Imagine, 24,
has 50% equity after the first year.


Good show. It took me a bit longer. My first house was paid off
while I lived in it, but it took me a bit longer. Sold it (at 60% of
what the idiot broker listed it, after the city screwed me twice) and
bought this one outright. I only wish I'd bought more land so I'd
have room for a large shop and storage area.


Must be nice to be rich enough for a new house and a month or two off.

Yeah,,, its paid for.


That's a great feeling, isn't it? Loans are a bitch.


For the last 15 years we have had no mortgage and have been debt free
except for the times that ZERO % financing is offered. We do use a
credit card extensively but only the ones that pay us to use them and
those are paid off monthly.
Yeah, throwing money away in interest for immediate gratification seems
to be a necessary evil for many. We have been fortunately enough to get
out of that routine.



I hate you. :-(



--

Bill
In Hamptonburgh, NY
In the original Orange County. Est. 1683
To email, remove the double zeroes after @
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On Thu, 15 Dec 2011 08:48:04 -0700, "Max"
wrote:

"Larry Jaques" wrote:

That's probably the whole story right there. Most people think $39.99
is thirty nine bucks. I call it forty.


I always thought it was 39 bucks and 99 cents.

Max (take care of the pennies and the dollars will take care of themselves)


If I saved all the pennies from those sale prices over the past 40
years, I could probably buy a new, um, CD or something.

--
Silence is more musical than any song.
-- Christina Rossetti
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"Larry Jaques" wrote in message
...
On Thu, 15 Dec 2011 08:48:04 -0700, "Max"
wrote:

"Larry Jaques" wrote:

That's probably the whole story right there. Most people think $39.99
is thirty nine bucks. I call it forty.


I always thought it was 39 bucks and 99 cents.

Max (take care of the pennies and the dollars will take care of
themselves)


If I saved all the pennies from those sale prices over the past 40
years, I could probably buy a new, um, CD or something.


I aim for accuracy; I don't aim to please. ;-)


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On Thu, 15 Dec 2011 21:05:22 -0700, "Max"
wrote:

"Larry Jaques" wrote in message
.. .
On Thu, 15 Dec 2011 08:48:04 -0700, "Max"
wrote:

"Larry Jaques" wrote:

That's probably the whole story right there. Most people think $39.99
is thirty nine bucks. I call it forty.


I always thought it was 39 bucks and 99 cents.

Max (take care of the pennies and the dollars will take care of
themselves)


If I saved all the pennies from those sale prices over the past 40
years, I could probably buy a new, um, CD or something.


I aim for accuracy; I don't aim to please. ;-)


Yes, Your Retentiveness.


--
Silence is more musical than any song.
-- Christina Rossetti
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