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UK diy (uk.d-i-y) For the discussion of all topics related to diy (do-it-yourself) in the UK. All levels of experience and proficency are welcome to join in to ask questions or offer solutions. |
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#1
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Not exactly do it yourself but I just wondered if anyone else has had this
experience or if its just me. I bought a new car yesterday ( that is I ordered it two weeks ago and yesterday I collected it). Its a Mazda 2 ( 1.5 engine). I got lots of extras as part of the deal ( for free as they say) from Mazda, including insurance for a week to enable me to bring the car home without them having to mess with my insurance sending out cover notes for them to tax it. Anyway, I sold my old car part exchange . I got the new one home and rang up yesterday afternoon to change the insurance and the bloke at the call centre ( direct line by the way) told me off for daring to buy a new car without getting their permission first. I was just shocked and quite upset at being told I wasn't allowed to buy a new car without getting their approval first. Has anyone else had this or did I just get a weird call centre guy? My OH thinks its funny but its upset me and spoilt having a new car for me. Thanks. |
#2
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On Sun, 13 Mar 2011 10:40:47 +0000, sweetheart wrote:
I bought a new car yesterday ( that is I ordered it two weeks ago and yesterday I collected it). Its a Mazda 2 ( 1.5 engine). I got lots of extras as part of the deal ( for free as they say) from Mazda, including insurance for a week to enable me to bring the car home without them having to mess with my insurance sending out cover notes for them to tax it. Perfectly normal, done that for several cars. Anyway, I sold my old car part exchange . I got the new one home and rang up yesterday afternoon to change the insurance and the bloke at the call centre ( direct line by the way) told me off for daring to buy a new car without getting their permission first. I was just shocked and quite upset at being told I wasn't allowed to buy a new car without getting their approval first. Has anyone else had this or did I just get a weird call centre guy? My OH thinks its funny but its upset me and spoilt having a new car for me. You got a weird call centre guy. I'd ask to speak to his supervisor. He has no right at all to do that. In fact, I'd be tempted to cancel and go somewhere else. -- Use the BIG mirror service in the UK: http://www.mirrorservice.org *lightning protection* - a w_tom conductor |
#3
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Bob Eager wrote:
On Sun, 13 Mar 2011 10:40:47 +0000, sweetheart wrote: I bought a new car yesterday ( that is I ordered it two weeks ago and yesterday I collected it). Its a Mazda 2 ( 1.5 engine). I got lots of extras as part of the deal ( for free as they say) from Mazda, including insurance for a week to enable me to bring the car home without them having to mess with my insurance sending out cover notes for them to tax it. Perfectly normal, done that for several cars. Anyway, I sold my old car part exchange . I got the new one home and rang up yesterday afternoon to change the insurance and the bloke at the call centre ( direct line by the way) told me off for daring to buy a new car without getting their permission first. I was just shocked and quite upset at being told I wasn't allowed to buy a new car without getting their approval first. Has anyone else had this or did I just get a weird call centre guy? My OH thinks its funny but its upset me and spoilt having a new car for me. You got a weird call centre guy. I'd ask to speak to his supervisor. He has no right at all to do that. In fact, I'd be tempted to cancel and go somewhere else. I've moved away from DL for motor and home insurance as a result of offhand attitudes, unwillingness to negotiate on price, long delays on their phone lines etc. Churchill seem much better and handled a recent claim superbly. Seems crazy that they have the same parent company as DL! I also use Direct Line for Business, a differetn arm of the same company and they are efficient, courteous and very reasonable with lower than inflation price increases for property insurance on a house I rent out. Bob |
#4
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In article ,
Bob Minchin wrote: I've moved away from DL for motor and home insurance as a result of offhand attitudes, unwillingness to negotiate on price, long delays on their phone lines etc. I *was* with DL for 2 cars and home insurance, more or less from when they started out. Then a couple of years ago, in the middle of a recession, they tried to put up the home premium by 40%. And I've never claimed on it. Getting a quote for the house on their website resulted in one about a quarter of that renewal premium. Phone calls and even writing to them failed to get a resolution, so I changed to another company. I really can't understand this drive for new customers while p***ing off existing good ones. -- *Real men don't waste their hormones growing hair Dave Plowman London SW To e-mail, change noise into sound. |
#5
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![]() "Dave Plowman (News)" wrote in message ... In article , Bob Minchin wrote: I've moved away from DL for motor and home insurance as a result of offhand attitudes, unwillingness to negotiate on price, long delays on their phone lines etc. I *was* with DL for 2 cars and home insurance, more or less from when they started out. Yes, so were we. In fact we ( my OH and me) started with them back in 1985. Then a couple of years ago, in the middle of a recession, they tried to put up the home premium by 40%. Yes, they seem to have done that to us as well but I had so many things on it seemed easier to just allow it to renew. They have also done some strange things like , without asking add green flag cover and a courtesy car and upped the excess we would pay. being remiss I didnt see any of this until I got told off for not telling them and told I should look at the details. The thing was, they sent me a renewal notice and said, if you are ahppy with this then you dont have to do anything it will automatically renew. Inertia gets me and I dont act. But its sneaky to change the cover when they say that they are sending a re newal surely? I expected it to be the same as I took out originally. I saw this especially yesterday because Mazda have also given me 3 years RAC cover including Europe Assist - so the full works and I wanted to remove green flag ( which I hadnt known about anyway and had Britannia Rescue myself for me and OH's car) but they told me I could not do that. So I ended up paying an extra 16pounds admin fee to just change the car over. They are not cheap. Even with discount ( so called ) for two cars, they are dearer than others now. I got a quote of AXA ( can anyone say what they are like? ) for £161 like for like minus green falg and stuff. Direct line even online and pretending I am a new customer want to charge me £206 . Do they still belong to RBS? I asked RBS to quote and they offerred a so called discount for me having home insurance with them. That was £206 too. I was charged £291 for my old car and I am still paying an extra £16 admin to change to a cheaper car. he told me I could cancel it if I wanted but I wouldnt be able to get a refund on the two months I have to run until the end of the Renault cover. All this shoocl me because when I changed car last time ( 3 years ago - a new car then too) they made adjustments to the old policy to account for a lower premium on the new car and I dodnt have to pay any admin fee for asking them to swap it. I am a captive customer effectively at the moment. I cant move without losing money and if I want the car insured ( and husband to drive) I have to pay the fee. And I've never claimed on it. No , neither have I. Sorry to go on so much. I am just so upset. |
#6
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#7
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![]() "Huge" wrote in message ... On 2011-03-13, Dave Plowman (News) wrote: I really can't understand this drive for new customers while p***ing off existing good ones. Obviously, enough existing customers remain to justify ****ing off a few. Yes, they are daft like me. But its really inertia. Its hard work, especially when you go out to work as well, to keep swapping insurance. |
#8
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In message , sweetheart
wrote Yes, they are daft like me. But its really inertia. Its hard work, especially when you go out to work as well, to keep swapping insurance. In my experience, with a good no claims record, changing every year saves me around £200/£300 on the renewal quotes (Car/House/Buildings). Inertia can be the expensive option. -- Alan news2009 {at} admac {dot} myzen {dot} co {dot} uk |
#9
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On 13/03/2011 13:42 sweetheart wrote:
Its hard work, especially when you go out to work as well, to keep swapping insurance. But in a few minutes you can 'earn' more than £100. Set up a TopCashBack account (it's free and using http://www.topcashback.co.uk/ref/digital will get you there and will earn me a referral fee). Use the TopCashBack account to go to CoCompare to get quotes. You'll get £1.75 cashback from TopCashBack for checking through them. Then, using a *different browser, or clearing cookies in the one you just used* go to TopCashBack and find the insurance company you want to use. Use the TopCashBack link to the insurance company to go and buy the insurance. Note: it may be worthwhile having a look at the TopCashBack commission rates for the three or so cheapest/most appropriate companies as cashback can vary. We got £58 cashback on each of our two car policies last time. It's also worthwhile getting a fresh online quote from the company you're currently with. Our next renewal is £230. The same insurance company has it at £156 for a fresh policy and TopCashBack will reduce that by £50. I'll leave the car in the garage for a day to let the existing policy lapse and then take out new online. I realise the above may not suit everyone, but it will suit a lot... -- F |
#10
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In article ,
Huge wrote: I really can't understand this drive for new customers while p***ing off existing good ones. Obviously, enough existing customers remain to justify ****ing off a few. This certainly was the case when changing companies took a bit of effort. But making it easy to get new customers via the web means it's also easy to change. -- *On the seventh day He brewed beer * Dave Plowman London SW To e-mail, change noise into sound. |
#11
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In article ,
Huge wrote: On 2011-03-13, Dave Plowman (News) wrote: In article , Huge wrote: I really can't understand this drive for new customers while p***ing off existing good ones. Obviously, enough existing customers remain to justify ****ing off a few. This certainly was the case when changing companies took a bit of effort. But making it easy to get new customers via the web means it's also easy to change. Oh, I agree. Car insurance always justifies a few hours on the phone, but apparently a lot of people don't bother. I've found a few minutes on a comparative website works for me. -- *Do infants enjoy infancy as much as adults enjoy adultery? Dave Plowman London SW To e-mail, change noise into sound. |
#12
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Bob Eager wrote:
On Sun, 13 Mar 2011 10:40:47 +0000, sweetheart wrote: I bought a new car yesterday ( that is I ordered it two weeks ago and yesterday I collected it). Its a Mazda 2 ( 1.5 engine). I got lots of extras as part of the deal ( for free as they say) from Mazda, including insurance for a week to enable me to bring the car home without them having to mess with my insurance sending out cover notes for them to tax it. Perfectly normal, done that for several cars. Anyway, I sold my old car part exchange . I got the new one home and rang up yesterday afternoon to change the insurance and the bloke at the call centre ( direct line by the way) told me off for daring to buy a new car without getting their permission first. I was just shocked and quite upset at being told I wasn't allowed to buy a new car without getting their approval first. Has anyone else had this or did I just get a weird call centre guy? My OH thinks its funny but its upset me and spoilt having a new car for me. You got a weird call centre guy. I'd ask to speak to his supervisor. He has no right at all to do that. In fact, I'd be tempted to cancel and go somewhere else. Just to be charitable, maybe the call centre guy missed the way that you told him that the dealer had the car insured for a week, and was under the impression that you'd driven it home without insurance, as they weren't told to provide cover? -- Tciao for Now! John. |
#13
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On 13/03/2011 11:29, John Williamson wrote:
Just to be charitable, maybe the call centre guy missed the way that you told him that the dealer had the car insured for a week, and was under the impression that you'd driven it home without insurance, as they weren't told to provide cover? That sounds exactly right to me; ie he wrongly thought the OP had assumed her cover would just transfer over to the new vehicle. To the OP: I strongly recommend reading Martin Lewis at http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance and following his guide - you can definitely save a lot that way. And one good thing about these sites like Gocompare etc, where you have to enter all your details to get a quote from dozens of companies (yawn) - you can save your details and go back next year for another quote - dead quick. Oh, and take note of what he says about using Cashback sites too. David |
#14
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On 13/03/2011 10:40, sweetheart wrote:
Not exactly do it yourself but I just wondered if anyone else has had this experience or if its just me. I bought a new car yesterday ( that is I ordered it two weeks ago and yesterday I collected it). Its a Mazda 2 ( 1.5 engine). I got lots of extras as part of the deal ( for free as they say) from Mazda, including insurance for a week to enable me to bring the car home without them having to mess with my insurance sending out cover notes for them to tax it. Anyway, I sold my old car part exchange . I got the new one home and rang up yesterday afternoon to change the insurance and the bloke at the call centre ( direct line by the way) told me off for daring to buy a new car without getting their permission first. I was just shocked and quite upset at being told I wasn't allowed to buy a new car without getting their approval first. Has anyone else had this or did I just get a weird call centre guy? My OH thinks its funny but its upset me and spoilt having a new car for me. Thanks. Sadly as with many other walks of life there are many people in call centres who are under trained, badly trained or simply believe they know more than they do. One of my favourites was being told it was illegal to cover more than 1 car on an insurance policy. Then having FCII, Chartered Insurer behind my name I enquired whether his employers issued separate policies for every vehicle in fleets of 1,000 plus vehicles. He insisted they did. |
#15
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![]() "sweetheart" hotmail.com wrote in message ... Not exactly do it yourself but I just wondered if anyone else has had this experience or if its just me. I bought a new car yesterday ( that is I ordered it two weeks ago and yesterday I collected it). Its a Mazda 2 ( 1.5 engine). I got lots of extras as part of the deal ( for free as they say) from Mazda, including insurance for a week to enable me to bring the car home without them having to mess with my insurance sending out cover notes for them to tax it. Anyway, I sold my old car part exchange . I got the new one home and rang up yesterday afternoon to change the insurance and the bloke at the call centre ( direct line by the way) told me off for daring to buy a new car without getting their permission first. I was just shocked and quite upset at being told I wasn't allowed to buy a new car without getting their approval first. Has anyone else had this or did I just get a weird call centre guy? My OH thinks its funny but its upset me and spoilt having a new car for me. Thanks. Sounds like time to change insurers, and inform them why. NFU are good value for me. Mike |
#16
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In article , sweetheart
hotmail.com@?.? scribeth thus Not exactly do it yourself but I just wondered if anyone else has had this experience or if its just me. I bought a new car yesterday ( that is I ordered it two weeks ago and yesterday I collected it). Its a Mazda 2 ( 1.5 engine). I got lots of extras as part of the deal ( for free as they say) from Mazda, including insurance for a week to enable me to bring the car home without them having to mess with my insurance sending out cover notes for them to tax it. Anyway, I sold my old car part exchange . I got the new one home and rang up yesterday afternoon to change the insurance and the bloke at the call centre ( direct line by the way) told me off for daring to buy a new car without getting their permission first. Tell him to feck off, theres plenty of competition in this area. YOU are their customer and as much as they might not like it you are paying them and an oik like that needs to be removed from their call centre. If anyone did that to me they'd be history now. Fortunately our brokers are all rather helpful and polite and are as well priced as online and we've been with them for some 20 odd years now ![]() I was just shocked and quite upset at being told I wasn't allowed to buy a new car without getting their approval first. Has anyone else had this or did I just get a weird call centre guy? My OH thinks its funny but its upset me and spoilt having a new car for me. Thanks. As above theres plenty more insurance fish in the sea. If you need a good broker 01480 393939 .. Four counties at St Ives Cambs... -- Tony Sayer |
#17
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On Sun, 13 Mar 2011 10:40:47 -0000, "sweetheart" hotmail.com wrote:
Not exactly do it yourself but I just wondered if anyone else has had this experience or if its just me. I bought a new car yesterday ( that is I ordered it two weeks ago and yesterday I collected it). Its a Mazda 2 ( 1.5 engine). I got lots of extras as part of the deal ( for free as they say) from Mazda, including insurance for a week to enable me to bring the car home without them having to mess with my insurance sending out cover notes for them to tax it. Anyway, I sold my old car part exchange . I got the new one home and rang up yesterday afternoon to change the insurance and the bloke at the call centre ( direct line by the way) told me off for daring to buy a new car without getting their permission first. I was just shocked and quite upset at being told I wasn't allowed to buy a new car without getting their approval first. Has anyone else had this or did I just get a weird call centre guy? My OH thinks its funny but its upset me and spoilt having a new car for me. Thanks. Never heard anything like it. You will get an invitation from the 6 day insurers to continue the cover. Take them up on it unless they are daft money. Tell DL to go stuff themselves and make sure they know why and the time of your conversation. They might as well make use of the recordings they make for real training purposes. Or sackings. |
#18
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![]() "Ericp" wrote in message ... On Sun, 13 Mar 2011 10:40:47 -0000, "sweetheart" hotmail.com wrote: Never heard anything like it. You will get an invitation from the 6 day insurers to continue the cover. Take them up on it unless they are daft money. Tell DL to go stuff themselves and make sure they know why and the time of your conversation. They might as well make use of the recordings they make for real training purposes. Or sackings. Well I am thinking of giving direct line the boot. I have a quote from Tesco of all people for £185 for better cover. I haven't been offered anything more permanent from Mazda though ( at least not yet, the insurance they gave me is up Friday) . The trouble is I have paid the £16 to swap over yesterday and I suspect if I try to cancel now they will swipe me with a cancellation fee too. Is it possible to just let it run ( its until May and I pay yearly, so its not a monthly out of my account) and take a new insurance out? Or is that illegal? |
#19
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On 13/03/2011 17:31, sweetheart wrote:
"Ericp" wrote in message ... On Sun, 13 Mar 2011 10:40:47 -0000, "sweetheart" hotmail.com wrote: Never heard anything like it. You will get an invitation from the 6 day insurers to continue the cover. Take them up on it unless they are daft money. Tell DL to go stuff themselves and make sure they know why and the time of your conversation. They might as well make use of the recordings they make for real training purposes. Or sackings. Well I am thinking of giving direct line the boot. I have a quote from Tesco of all people for £185 for better cover. I haven't been offered anything more permanent from Mazda though ( at least not yet, the insurance they gave me is up Friday) . The trouble is I have paid the £16 to swap over yesterday and I suspect if I try to cancel now they will swipe me with a cancellation fee too. Is it possible to just let it run ( its until May and I pay yearly, so its not a monthly out of my account) and take a new insurance out? Or is that illegal? If you have an annual contract your insurers may charge if you cancel it early. IF it is your first year with that company they will charge you short term rates. You appear to have transferred your existing annual policy to your your new car. If your annual policy expires in May you are free to renew with your existing insurer or insure with anyone else at that stage. If you arrange a new policy now and leave your old one running that could cause problems in the event of a claim. Both policies might exclude cover where there was other insurance in force and the companies would have to come to some agreement as to which would handle it and who would pay what. Proof of NCD entitlement might also be a problem. |
#20
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On 13/03/2011 10:40, sweetheart wrote:
Not exactly do it yourself but I just wondered if anyone else has had this experience or if its just me. I bought a new car yesterday ( that is I ordered it two weeks ago and yesterday I collected it). Its a Mazda 2 ( 1.5 engine). I got lots of extras as part of the deal ( for free as they say) from Mazda, including insurance for a week to enable me to bring the car home without them having to mess with my insurance sending out cover notes for them to tax it. Anyway, I sold my old car part exchange . I got the new one home and rang up yesterday afternoon to change the insurance and the bloke at the call centre ( direct line by the way) told me off for daring to buy a new car without getting their permission first. I was just shocked and quite upset at being told I wasn't allowed to buy a new car without getting their approval first. Has anyone else had this or did I just get a weird call centre guy? My OH thinks its funny but its upset me and spoilt having a new car for me. Thanks. He perhaps overlooked the point that you had another insurance for 1 week. Just ignore it. -- Michael Chare |
#21
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![]() "Michael Chare" wrote in message o.uk... On 13/03/2011 10:40, sweetheart wrote: He perhaps overlooked the point that you had another insurance for 1 week. Just ignore it. I would if I could have given him the benefit of that doubt but he clearly understood that I had got an insurance for the new car. It wasnt the only thing he said. There were several things that got to me including being treated as if I was either a mad drunk or a drug addict as he warned me about invalidating my insurance if I did those things ( very sternl;y) Excuse me but a fifty odd years old I am well past that. besides in my little neck of the woods drugs was something only done by the arty and stupid in my day. The rest of us couldnt afford it if we had known where to go anyway. Same for drink. My mother would have killed me when young. Besides its on record that we are t- total in this house. I just felt demeaned to be honest. Told off for getting a new car .... for drinking when I dont, for being a druggie when I am not . I have never claimed, had any convictions or have so much as a black mark against me. Thats why I am looking to get shot of them now. I have been loyal to them. I tought it counted for something. Now I realise it doesnt. I have no paperwork to tell me anything about how much they charge to change cars, to cancel a ploicy or anything else. I dont even know what no claims they give me. I have been with them for 20 odd years. |
#22
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sweetheart wrote:
"Michael Chare" wrote in message o.uk... On 13/03/2011 10:40, sweetheart wrote: He perhaps overlooked the point that you had another insurance for 1 week. Just ignore it. I would if I could have given him the benefit of that doubt but he clearly understood that I had got an insurance for the new car. It wasnt the only thing he said. There were several things that got to me including being treated as if I was either a mad drunk or a drug addict as he warned me about invalidating my insurance if I did those things ( very sternl;y) Excuse me but a fifty odd years old I am well past that. besides in my little neck of the woods drugs was something only done by the arty and stupid in my day. The rest of us couldnt afford it if we had known where to go anyway. Same for drink. My mother would have killed me when young. Besides its on record that we are t- total in this house. I just felt demeaned to be honest. Told off for getting a new car .... for drinking when I dont, for being a druggie when I am not . I have never claimed, had any convictions or have so much as a black mark against me. Thats why I am looking to get shot of them now. I have been loyal to them. I tought it counted for something. Now I realise it doesnt. I have no paperwork to tell me anything about how much they charge to change cars, to cancel a ploicy or anything else. I dont even know what no claims they give me. I have been with them for 20 odd years. Sounds as if you got one of the script reading droids on a bad day. You're better off elsewhere, as people have said. It's not as if DL are particularly cheap, which would explain them saying they're not on the comparison sites. -- Tciao for Now! John. |
#23
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On 13/03/2011 19:01, John Williamson wrote:
Sounds as if you got one of the script reading droids on a bad day. You're better off elsewhere, as people have said. It's not as if DL are particularly cheap, which would explain them saying they're not on the comparison sites. The sites charge them a percentage. Others think it's worthwhile paying them; they don't. Sweetheart, come May look for another insurer. They shouldn't treat you like that. Andy |
#24
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In message , Andy Champ
wrote On 13/03/2011 19:01, John Williamson wrote: Sounds as if you got one of the script reading droids on a bad day. You're better off elsewhere, as people have said. It's not as if DL are particularly cheap, which would explain them saying they're not on the comparison sites. The sites charge them a percentage. Others think it's worthwhile paying them; they don't. But when I've been to them for a quote they are often 10 to 20% more expensive than a whole raft of other companies (including those owned by the same parent holding company) -- Alan news2009 {at} admac {dot} myzen {dot} co {dot} uk |
#25
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On Mar 13, 7:27*pm, Andy Champ wrote:
On 13/03/2011 19:01, John Williamson wrote: Sounds as if you got one of the script reading droids on a bad day. You're better off elsewhere, as people have said. It's not as if DL are particularly cheap, which would explain them saying they're not on the comparison sites. The sites charge them a percentage. Others think it's worthwhile paying them; *they don't. No, in DL's case it's because they are just too uncompetitive. MBQ |
#26
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John Williamson wrote:
It's not as if DL are particularly cheap, which would explain them saying they're not on the comparison sites. Actually for the last 14 years, DL or Privilege (who seem to be DL in disguise) have either been the cheapest for me (by considerable margins) or have matched or come within £5 of cheaper deals I've found on the comparison websites and the specialist brokers ... |
#27
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On 13/03/2011 18:44, sweetheart wrote:
"Michael Chare" wrote in message o.uk... On 13/03/2011 10:40, sweetheart wrote: He perhaps overlooked the point that you had another insurance for 1 week. Just ignore it. I would if I could have given him the benefit of that doubt but he clearly understood that I had got an insurance for the new car. It wasnt the only thing he said. There were several things that got to me including being treated as if I was either a mad drunk or a drug addict as he warned me about invalidating my insurance if I did those things ( very sternl;y) Excuse me but a fifty odd years old I am well past that. besides in my little neck of the woods drugs was something only done by the arty and stupid in my day. The rest of us couldnt afford it if we had known where to go anyway. Same for drink. My mother would have killed me when young. Besides its on record that we are t- total in this house. I just felt demeaned to be honest. Told off for getting a new car .... for drinking when I dont, for being a druggie when I am not . I have never claimed, had any convictions or have so much as a black mark against me. Thats why I am looking to get shot of them now. I have been loyal to them. I tought it counted for something. Now I realise it doesnt. I have no paperwork to tell me anything about how much they charge to change cars, to cancel a ploicy or anything else. I dont even know what no claims they give me. I have been with them for 20 odd years. Try moneysupermarket.com, gocompare and sheilaswheels for comparitive quotes. You may also get a cheaper car insurance quote from DL if you use their website. I pay about 20% less after I did that one year. My wife's car is still with DL. I could not get a significantly cheaper quote from any of those web sites last December. -- Michael Chare |
#28
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On Sun, 13 Mar 2011 22:36:08 +0000, Michael Chare
wrote: On 13/03/2011 18:44, sweetheart wrote: "Michael Chare" wrote in message o.uk... On 13/03/2011 10:40, sweetheart wrote: He perhaps overlooked the point that you had another insurance for 1 week. Just ignore it. I would if I could have given him the benefit of that doubt but he clearly understood that I had got an insurance for the new car. It wasnt the only thing he said. There were several things that got to me including being treated as if I was either a mad drunk or a drug addict as he warned me about invalidating my insurance if I did those things ( very sternl;y) Excuse me but a fifty odd years old I am well past that. besides in my little neck of the woods drugs was something only done by the arty and stupid in my day. The rest of us couldnt afford it if we had known where to go anyway. Same for drink. My mother would have killed me when young. Besides its on record that we are t- total in this house. I just felt demeaned to be honest. Told off for getting a new car .... for drinking when I dont, for being a druggie when I am not . I have never claimed, had any convictions or have so much as a black mark against me. Thats why I am looking to get shot of them now. I have been loyal to them. I tought it counted for something. Now I realise it doesnt. I have no paperwork to tell me anything about how much they charge to change cars, to cancel a ploicy or anything else. I dont even know what no claims they give me. I have been with them for 20 odd years. Try moneysupermarket.com, gocompare and sheilaswheels for comparitive quotes. You may also get a cheaper car insurance quote from DL if you use their website. I pay about 20% less after I did that one year. If you can find a good local insurance broken then these can be very good. I never stay with one company for more than a year since they /always/ hike their prices. IME brokers can haggle on your behalf and be even cheaper than online quotes. My wife's car is still with DL. I could not get a significantly cheaper quote from any of those web sites last December. I wouldn't touch DL with a bargepole. They have one of the "best" claim avoidance departments I have experienced. -- (\__/) M. (='.'=) Due to the amount of spam posted via googlegroups and (")_(") their inaction to the problem. I am blocking some articles posted from there. If you wish your postings to be seen by everyone you will need use a different method of posting. |
#29
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Posted to uk.d-i-y
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Mark wrote:
If you can find a good local insurance broken then these can be very good. Fully agree. I initially used a broker for my buildings[1] and liability insurance[2] mainly because I was lazy, but now use them for everything. [1]Try explaining to yer bog standard insurer that the building you want to insure is commercial *and* residential. Even yer landlord insurance specialists don't seem to understand the concept that 90% of shops have a flat upstairs. [2]I'm insured if I fall off a ladder and injure somebody... but not if I injure myself ![]() JGH |
#30
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Posted to uk.d-i-y
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In article ,
Mark wrote: My wife's car is still with DL. I could not get a significantly cheaper quote from any of those web sites last December. I wouldn't touch DL with a bargepole. They have one of the "best" claim avoidance departments I have experienced. Only claim I had with them was on the old Rover when the rear screen self imploded. Eventually found the last new one in the country of the right tint and they paid up with no quibble. Autoglass who they insisted I used were hopeless, though. -- *To steal ideas from *one* person is plagiarism; from many, research* Dave Plowman London SW To e-mail, change noise into sound. |
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