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#1
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Disaster update
Slow going. Have a lot of different things to deal with.
Cracked windows and warped vinyl siding on house....but thankfully no fire damage. Some wood privacy fence to replace. Two damaged trees to take out...one is a huge oak. Best estimate I have is $1900.00. Shop to clean up and rebuild. But the hardest part is listing all the stuff destroyed by the fire. Shop and all its contents, attached garden shed with yard and garden stuff, and attached covered patio with grill(expensive genair), smoker, and outdoor furniture. Insurance seems to be coming thru within the limits of my policy. Will keep you posted. George (aka Bumhead) |
#2
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Disaster update
bumhead wrote in
: Slow going. Have a lot of different things to deal with. Cracked windows and warped vinyl siding on house....but thankfully no fire damage. Some wood privacy fence to replace. Two damaged trees to take out...one is a huge oak. Best estimate I have is $1900.00. Shop to clean up and rebuild. But the hardest part is listing all the stuff destroyed by the fire. Shop and all its contents, attached garden shed with yard and garden stuff, and attached covered patio with grill(expensive genair), smoker, and outdoor furniture. Insurance seems to be coming thru within the limits of my policy. Will keep you posted. George (aka Bumhead) Hope all will work out. Keep us up to date. Thinking of you ... -- Best regards Han email address is invalid |
#3
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Disaster update
Not easy.........Burn out is hard to clean.....
this lets me think that a good digital photo of interior/house, home,yard, etc. would be nice to have incase of such events. trouble is, the photo could also get burned? life has its challenges..... keep up the chin. jloomis "bumhead" wrote in message ... Slow going. Have a lot of different things to deal with. Cracked windows and warped vinyl siding on house....but thankfully no fire damage. Some wood privacy fence to replace. Two damaged trees to take out...one is a huge oak. Best estimate I have is $1900.00. Shop to clean up and rebuild. But the hardest part is listing all the stuff destroyed by the fire. Shop and all its contents, attached garden shed with yard and garden stuff, and attached covered patio with grill(expensive genair), smoker, and outdoor furniture. Insurance seems to be coming thru within the limits of my policy. Will keep you posted. George (aka Bumhead) |
#4
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Disaster update
"bumhead" wrote in message ... Slow going. Have a lot of different things to deal with. Cracked windows and warped vinyl siding on house....but thankfully no fire damage. Some wood privacy fence to replace. Two damaged trees to take out...one is a huge oak. Best estimate I have is $1900.00. Shop to clean up and rebuild. But the hardest part is listing all the stuff destroyed by the fire. Shop and all its contents, attached garden shed with yard and garden stuff, and attached covered patio with grill(expensive genair), smoker, and outdoor furniture. Insurance seems to be coming thru within the limits of my policy. Will keep you posted. George (aka Bumhead) Something to keep in mind, the quote to remove the trees should be covered by insurance AND trees contribute to the value of your home/property. The insurance company should also provide some compensation for the loss of those trees just like any other thing of value lost in the fire. Same goes for the fence. |
#5
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Disaster update
On Wed, 22 Apr 2009 06:48:57 -0700, "jloomis" wrote:
Good idea, especially if you upload copies of the pictures to an online service.. In my case, I'll clean the shop really well before pictures, or they might look at the shavings and stuff and call it a fire hazard.. lol Not easy.........Burn out is hard to clean..... this lets me think that a good digital photo of interior/house, home,yard, etc. would be nice to have incase of such events. trouble is, the photo could also get burned? life has its challenges..... keep up the chin. jloomis "bumhead" wrote in message .. . Slow going. Have a lot of different things to deal with. Cracked windows and warped vinyl siding on house....but thankfully no fire damage. Some wood privacy fence to replace. Two damaged trees to take out...one is a huge oak. Best estimate I have is $1900.00. Shop to clean up and rebuild. But the hardest part is listing all the stuff destroyed by the fire. Shop and all its contents, attached garden shed with yard and garden stuff, and attached covered patio with grill(expensive genair), smoker, and outdoor furniture. Insurance seems to be coming thru within the limits of my policy. Will keep you posted. George (aka Bumhead) mac Please remove splinters before emailing |
#6
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Disaster update
mac davis wrote:
On Wed, 22 Apr 2009 06:48:57 -0700, "jloomis" wrote: Good idea, especially if you upload copies of the pictures to an online service.. In my case, I'll clean the shop really well before pictures, or they might look at the shavings and stuff and call it a fire hazard.. lol That's where a shop website comes in handy ... providing the server is not on site. Before and after pictures, along with a good spreadsheet, got me approximately $11,000+ extra when we lost our house during Allison in '01, and made the $1500 when the shop flooded last August a slam dunk. One of the things I do, as a builder, is to take digital pictures, pre-insulation/drywall, of _every_ wall and framing element in a new house, showing all HVAC ductwork, electrical and plumbing. I put them on a CD and give it to the owner when it sells. And, most importantly, I can't tell how many times that practice has saved my butt, hours of time, and countless $$'s during electrical trim out and cabinet installation, either in new construction or remodeling. -- www.e-woodshop.net Last update: 10/22/08 KarlC@ (the obvious) |
#7
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Disaster update
"Swingman" wrote That's where a shop website comes in handy ... providing the server is not on site. Before and after pictures, along with a good spreadsheet, got me approximately $11,000+ extra when we lost our house during Allison in '01, and made the $1500 when the shop flooded last August a slam dunk. Reminds me of the fire that Tom Silva's brother had on TOH. He had made up a bunch of videos showing off his house and their many antiques. He had given these videos to family members for christmas. The fire happened and all the records were wiped out. But that video saved the day. They sat down and reviewed the video with the insurance adjuster. The settlement was much larger as a result. |
#8
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Disaster update
1992 went through something similar. Wasn't the shop that burned but rather
the house. only thing I had left was the clothes on my back, Oh! Dam, I was wearing a company uniform! had a pair a skivvies, pair of socks, and a pair of shoes. I understand what you are going through. Don't forget to keep an accurate account of everything lost and the value. What insurance don't pay, you can deduct from your income taxes as a loss. I went through the ashes and inventoried every thing there, had an auctioneer give me a swayed (but not so much though) market value of every thing there. I thought I was well insured. I was a college student at the time and had bought a small place so as to not pay rent, i.e. someone else's mortgage. I didn't realize just how much I had or what the replacement cost was or what the market value was. After insurance paid out, I still had a $30 K loss that I was able to deduct! Made a big difference in my taxes, especially since I got married later that year. I hope everything works out and best of luck to ya Mike |
#9
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Disaster update
A big old oak tree, thinkin, bandmill and lumber to last a long time!
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#10
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Disaster update
"Fleatown Wood" wrote in message ... A big old oak tree, thinkin, bandmill and lumber to last a long time! Wouldn't want to mention that part to the insurance company. ;~) Besides that would be a potential future asset of unknown value. Some of it could be unusable and market conditions change. |
#11
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Disaster update
Yea,
All the instruction manuals for my tools (with the origional purchase receipt stapeled inside) were in my shop. On Wed, 22 Apr 2009 06:48:57 -0700, "jloomis" wrote: Not easy.........Burn out is hard to clean..... this lets me think that a good digital photo of interior/house, home,yard, etc. would be nice to have incase of such events. trouble is, the photo could also get burned? life has its challenges..... keep up the chin. jloomis "bumhead" wrote in message .. . Slow going. Have a lot of different things to deal with. Cracked windows and warped vinyl siding on house....but thankfully no fire damage. Some wood privacy fence to replace. Two damaged trees to take out...one is a huge oak. Best estimate I have is $1900.00. Shop to clean up and rebuild. But the hardest part is listing all the stuff destroyed by the fire. Shop and all its contents, attached garden shed with yard and garden stuff, and attached covered patio with grill(expensive genair), smoker, and outdoor furniture. Insurance seems to be coming thru within the limits of my policy. Will keep you posted. George (aka Bumhead) |
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