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UK diy (uk.d-i-y) For the discussion of all topics related to diy (do-it-yourself) in the UK. All levels of experience and proficency are welcome to join in to ask questions or offer solutions. |
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#1
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Where can you get those plastic bags
that the banks use for the various coins (1p, 2p, 5p, 10p, 20p & 50p) ? Will the banks give non-commercial customers a supply of them ? Jim Hawkins |
#2
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On Sun, 27 Oct 2013 19:34:18 +0000, Jim Hawkins wrote:
Where can you get those plastic bags that the banks use for the various coins (1p, 2p, 5p, 10p, 20p & 50p) ? Will the banks give non-commercial customers a supply of them ? Yep. Just go in and ask nicely. If you've been collecting coppers up, they want 'em bagged to cash in anyway. |
#3
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Jim Hawkins wrote:
Where can you get those plastic bags that the banks use for the various coins (1p, 2p, 5p, 10p, 20p & 50p) ? Will the banks give non-commercial customers a supply of them ? Our bank ( Bank of Scotland, Currie) has them just lying out (well in a display thing but...) and you just help yourself. |
#4
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Adrian wrote:
On Sun, 27 Oct 2013 19:34:18 +0000, Jim Hawkins wrote: Where can you get those plastic bags that the banks use for the various coins (1p, 2p, 5p, 10p, 20p & 50p) ? Will the banks give non-commercial customers a supply of them ? Yep. Just go in and ask nicely. Yep, but if you ask for lots they might dread you bringing them back all at once, at peak time ... If you've been collecting coppers up, they want 'em bagged to cash in anyway. Nah, find a branch with a coin counter (like the coinstar ones in supermarkets but without the 10% deduction). |
#5
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En el artículo , Andy
Burns escribió: Nah, find a branch with a coin counter (like the coinstar ones in supermarkets but without the 10% deduction). 8.9%. I dump coppers and 5ps in Coinstar, my local HSBC branch are happy to take the rest if I bag 'em up correctly (and they'll give out the bags on request). -- (\_/) (='.'=) (")_(") |
#6
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On 27/10/2013 20:26, Andy Burns wrote:
If you've been collecting coppers up, they want 'em bagged to cash in anyway. Nah, find a branch with a coin counter (like the coinstar ones in supermarkets but without the 10% deduction). Branch finder http://www.cashincoins.co.uk/ -- Adrian C |
#7
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In message , Jim Hawkins
writes Where can you get those plastic bags that the banks use for the various coins (1p, 2p, 5p, 10p, 20p & 50p) ? Will the banks give non-commercial customers a supply of them ? Ask your local friendly sub postmaster - and support his office :-) I have just retired as a sub postmaster, and kept most of the village supplied with coin bags, which I obtained, without charge, from Post Office Ltd. Just don't take 'em back to the PO, full of pennies, and expect him to smile whilst counting them. -- Graeme |
#8
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In article ,
Jim Hawkins wrote: Where can you get those plastic bags that the banks use for the various coins (1p, 2p, 5p, 10p, 20p & 50p) ? Will the banks give non-commercial customers a supply of them ? My bank (Barclays) just gives me a handful if I ask nicely. The local branches weigh the bagged-up coins to check they contain the correct amount. Even so, I don't take too many in at once. The last time I did this, I vaguely remember they wanted the money paid into my account rather than exchanged for a fistful of fivers. Possibly under some nosy government guidelines to make it easy to track what I spend on Internet cryptography, drugs, arms, drink and loose women...not necessarily in that order... -- Dennis Davis |
#9
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In article ,
Adrian C wrote: On 27/10/2013 20:26, Andy Burns wrote: If you've been collecting coppers up, they want 'em bagged to cash in anyway. Nah, find a branch with a coin counter (like the coinstar ones in supermarkets but without the 10% deduction). Branch finder http://www.cashincoins.co.uk/ Useful to know but might not be that useful. Depends on where you live. There's no bank with a coin counter within 5 miles of where I live. I can go 15 miles and find a branch of HSBC with a coin counter...I don't bank with HSBC... -- Dennis Davis |
#10
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Dennis Davis wrote:
Possibly under some nosy government guidelines to make it easy to track what I spend on Internet cryptography, drugs, arms, drink and loose women...not necessarily in that order... It's a better combination than internet women and loose cryptography More likely, if they process it as a customer deposit it counts as a transaction under their daily workload targets; if they just swap the money it takes them time which their manager will wonder what they've spent doing. Owain |
#11
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Andy Burns wrote:
Nah, find a branch with a coin counter (like the coinstar ones in supermarkets but without the 10% deduction). My local Tesco self-scan tills require coins to be fed in individually, but IIRC Morrisons (or Asda?) tills have a small hopper you can pour the money into. Owain |
#12
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Adrian C :
On 27/10/2013 20:26, Andy Burns wrote: If you've been collecting coppers up, they want 'em bagged to cash in anyway. Nah, find a branch with a coin counter (like the coinstar ones in supermarkets but without the 10% deduction). Branch finder http://www.cashincoins.co.uk/ As my bank (First Direct) has no branches AFAIK, not very useful. But interesting. -- Mike Barnes |
#13
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Give, certainly not, but mine will sell you some.
I'm sure you can get them from other sources though. Brian -- From the Sofa of Brian Gaff Reply address is active "Jim Hawkins" wrote in message ... Where can you get those plastic bags that the banks use for the various coins (1p, 2p, 5p, 10p, 20p & 50p) ? Will the banks give non-commercial customers a supply of them ? Jim Hawkins |
#14
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On 27/10/2013 19:34, Jim Hawkins wrote:
Where can you get those plastic bags that the banks use for the various coins (1p, 2p, 5p, 10p, 20p & 50p) ? Will the banks give non-commercial customers a supply of them ? Jim Hawkins Yes. Just ask them for some and they will give you a handful. They take a dim view of you turning up with a large bag of mixed change. -- Regards, Martin Brown |
#15
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On Sun, 27 Oct 2013 23:09:36 +0000, Mike Barnes wrote:
As my bank (First Direct) has no branches AFAIK It has hundreds. They say "HSBC" on the front. |
#16
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On Sunday, 27 October 2013 20:26:24 UTC, Andy Burns wrote:
coin counter (like the coinstar ones in supermarkets but with 10% deduction) are like ursury aren't they. Why do people give money away like that and why is such ursury permitted? |
#17
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Weatherlawyer put finger to keyboard:
On Sunday, 27 October 2013 20:26:24 UTC, Andy Burns wrote: coin counter (like the coinstar ones in supermarkets but with 10% deduction) are like ursury aren't they. Why do people give money away like that and why is such ursury permitted? I give away money like that, gladly. I don't mind paying for the service because I no longer have to count up and bag up hundreds of 1p, 2p, 5p and 10p coins. Anything larger gets used as normal, or bagged up and taken to the bank. I did boggle at the lady in front of me who tipped in £160 worth of mixed coins, with £1 coins being the most common (she showed me the receipt). |
#18
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On 28/10/2013 11:17, Scion wrote:
Weatherlawyer put finger to keyboard: On Sunday, 27 October 2013 20:26:24 UTC, Andy Burns wrote: coin counter (like the coinstar ones in supermarkets but with 10% deduction) are like ursury aren't they. Why do people give money away like that and why is such ursury permitted? Usury is charging excessive interest on a loan like the delightful Wonga and its ilk. This is just normal ripoff Britain overcharging. I give away money like that, gladly. I don't mind paying for the service because I no longer have to count up and bag up hundreds of 1p, 2p, 5p and 10p coins. If you have to do it regularly then make or buy a simple coin sorter. (by size and thickness) it orders them 5p, 1p, £1, 10p, 20p, 2p, 50p, £2 Anything larger gets used as normal, or bagged up and taken to the bank. I did boggle at the lady in front of me who tipped in £160 worth of mixed coins, with £1 coins being the most common (she showed me the receipt). I can't see why anyone would ever do this. It takes only a few minutes to sort even large amounts of loose change. I did exactly this job for our village hall yesterday with the takings from our Halloween Quiz. -- Regards, Martin Brown |
#19
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On Mon, 28 Oct 2013 11:58:34 +0000, Martin Brown wrote:
I did boggle at the lady in front of me who tipped in £160 worth of mixed coins, with £1 coins being the most common (she showed me the receipt). I can't see why anyone would ever do this. Indolence, with a slight side-order of "haven't bothered reading the small print", mainly. |
#20
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Adrian :
On Sun, 27 Oct 2013 23:09:36 +0000, Mike Barnes wrote: As my bank (First Direct) has no branches AFAIK It has hundreds. They say "HSBC" on the front. I know that HSBC and First Direct are under the same ownership, but I'm not sure that First Direct customers' accounts are serviced at HSBC branches. I will try bunging some coins in a machine next time I'm near a suitable branch, but with more optimism than confidence. -- Mike Barnes |
#21
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Adrian put finger to keyboard:
On Mon, 28 Oct 2013 11:58:34 +0000, Martin Brown wrote: I did boggle at the lady in front of me who tipped in £160 worth of mixed coins, with £1 coins being the most common (she showed me the receipt). I can't see why anyone would ever do this. Indolence, with a slight side-order of "haven't bothered reading the small print", mainly. Or possibly thinking that 8% is quite a small number. And it is, compared to the Wonga loan APR. |
#22
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On 28/10/2013 09:50, Weatherlawyer wrote:
On Sunday, 27 October 2013 20:26:24 UTC, Andy Burns wrote: coin counter (like the coinstar ones in supermarkets but with 10% deduction) are like ursury aren't they. Why do people give money away like that and why is such ursury permitted? The thing that got me about Coinstar was that they offer to send the money to a charity. And still charge almost exactly the same amount. Plus they make it non-viable for any but a few charities to actually get signed up with them at all. -- Rod |
#23
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![]() "Jim Hawkins" wrote in message ... Where can you get those plastic bags that the banks use for the various coins (1p, 2p, 5p, 10p, 20p & 50p) ? Will the banks give non-commercial customers a supply of them ? Jim Hawkins https://www.metrobankonline.co.uk/Di...Money-Machine/ -- |
#24
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polygonum wrote:
On 28/10/2013 09:50, Weatherlawyer wrote: Andy Burns wrote: coin counter (like the coinstar ones in supermarkets are like ursury aren't they. Why do people give money away like that and why is such ursury permitted? Actually on the odd ocasion when I've tasked my nephews to count a chunk of change for me, I gave them 10% The thing that got me about Coinstar was that they offer to send the money to a charity. And still charge almost exactly the same amount. I always wondered about that, presumably the donation is made in their name, not yours, so is gives them corporation tax relief? |
#25
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In article , Mike Barnes
writes I know that HSBC and First Direct are under the same ownership, but I'm not sure that First Direct customers' accounts are serviced at HSBC branches. They are. HSBC branches are also happy to take bagged coins, weigh them, and pay them into my First Direct account. -- (\_/) (='.'=) (")_(") |
#26
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In article , Scion
writes Or possibly thinking that 8% is quite a small number. And it is, compared to the Wonga loan APR. 8.9%. It's worth paying to not to have to count coppers and 5p coins, but anything bigger I bag and take into a branch. -- (\_/) (='.'=) (")_(") |
#27
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In article , polygonum
writes The thing that got me about Coinstar was that they offer to send the money to a charity. And still charge almost exactly the same amount. How do you think they pay for the machines, the staff to service and empty them, and the rent payable to the store? If you don't like them, don't use them. -- (\_/) (='.'=) (")_(") |
#28
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Mike Tomlinson wrote:
In article , Scion writes Or possibly thinking that 8% is quite a small number. And it is, compared to the Wonga loan APR. 8.9%. It's worth paying to not to have to count coppers and 5p coins, but anything bigger I bag and take into a branch. Since I found out the the supermarket self checkouts can accept large quantities of coins (and allow you to top up by notes/credit card if necessary), I've not found any need for those machines. Tim |
#29
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On Tuesday 29 October 2013 09:27 Mike Tomlinson wrote in uk.d-i-y:
In article , polygonum writes The thing that got me about Coinstar was that they offer to send the money to a charity. And still charge almost exactly the same amount. How do you think they pay for the machines, the staff to service and empty them, and the rent payable to the store? The store could cover those costs (and own the machine) to increase footfall which is an accepted marketing technique. -- Tim Watts Personal Blog: http://squiddy.blog.dionic.net/ http://www.sensorly.com/ Crowd mapping of 2G/3G/4G mobile signal coverage |
#30
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On 29/10/2013 09:25, Mike Tomlinson wrote:
In article , Scion writes Or possibly thinking that 8% is quite a small number. And it is, compared to the Wonga loan APR. 8.9%. It's worth paying to not to have to count coppers and 5p coins, but anything bigger I bag and take into a branch. Erm. This is UK DIY! Why not make yourself a simple coin sorter? It isn't exactly rocket science - a few holes or slots in a piece of wood and a simple track to roll the coins down. You can buy coin sorters that are Heath Robinson battery powered but it isn't worth it. I can do it almost as quickly with a heap of change on a table. YMMV -- Regards, Martin Brown |
#31
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On Tuesday 29 October 2013 09:56 Huge wrote in uk.d-i-y:
On 2013-10-29, Tim Watts wrote: On Tuesday 29 October 2013 09:27 Mike Tomlinson wrote in uk.d-i-y: In article , polygonum writes The thing that got me about Coinstar was that they offer to send the money to a charity. And still charge almost exactly the same amount. How do you think they pay for the machines, the staff to service and empty them, and the rent payable to the store? The store could cover those costs (and own the machine) to increase footfall which is an accepted marketing technique. They *could*, but why should they? Which bit of "increase footfall" passed you by? -- Tim Watts Personal Blog: http://squiddy.blog.dionic.net/ http://www.sensorly.com/ Crowd mapping of 2G/3G/4G mobile signal coverage |
#32
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On Tuesday 29 October 2013 10:03 Huge wrote in uk.d-i-y:
On 2013-10-29, Tim Watts wrote: On Tuesday 29 October 2013 09:56 Huge wrote in uk.d-i-y: On 2013-10-29, Tim Watts wrote: On Tuesday 29 October 2013 09:27 Mike Tomlinson wrote in uk.d-i-y: In article , polygonum writes The thing that got me about Coinstar was that they offer to send the money to a charity. And still charge almost exactly the same amount. How do you think they pay for the machines, the staff to service and empty them, and the rent payable to the store? The store could cover those costs (and own the machine) to increase footfall which is an accepted marketing technique. They *could*, but why should they? Which bit of "increase footfall" passed you by? Supermarkets are not stupid. If they thought they would make more money by offering free coin counting, they would. Or it just hasn't occurred to them yet. These are the people who will have special offers selling below cost[1] on the basis that once in the door, the customer is likely to do a load of other shopping at the same time, leading to a net profit increase. [1] I knew someone who worked for ASDA once. Apparantly, they make as much profit investing their cash float[2] as they do in "honest profit". [2] The float that occurs due to the customer paying on the spot, but the suppliers being on 3 mont, 6 month or longer settlement terms. -- Tim Watts Personal Blog: http://squiddy.blog.dionic.net/ http://www.sensorly.com/ Crowd mapping of 2G/3G/4G mobile signal coverage |
#33
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polygonum put finger to keyboard:
On 28/10/2013 09:50, Weatherlawyer wrote: On Sunday, 27 October 2013 20:26:24 UTC, Andy Burns wrote: coin counter (like the coinstar ones in supermarkets but with 10% deduction) are like ursury aren't they. Why do people give money away like that and why is such ursury permitted? The thing that got me about Coinstar was that they offer to send the money to a charity. And still charge almost exactly the same amount. Plus they make it non-viable for any but a few charities to actually get signed up with them at all. The ones I've seen charge no commission at all if you opt to donate to charity. |
#34
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On 28/10/2013 19:15, polygonum wrote:
On 28/10/2013 09:50, Weatherlawyer wrote: On Sunday, 27 October 2013 20:26:24 UTC, Andy Burns wrote: coin counter (like the coinstar ones in supermarkets but with 10% deduction) are like ursury aren't they. Why do people give money away like that and why is such ursury permitted? The thing that got me about Coinstar was that they offer to send the money to a charity. And still charge almost exactly the same amount. Plus they make it non-viable for any but a few charities to actually get signed up with them at all. Are you sure? Last time I looked you could donate to charity but coinstar still took their percentage. |
#35
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On 29/10/2013 14:29, Scion wrote:
polygonum put finger to keyboard: On 28/10/2013 09:50, Weatherlawyer wrote: On Sunday, 27 October 2013 20:26:24 UTC, Andy Burns wrote: coin counter (like the coinstar ones in supermarkets but with 10% deduction) are like ursury aren't they. Why do people give money away like that and why is such ursury permitted? The thing that got me about Coinstar was that they offer to send the money to a charity. And still charge almost exactly the same amount. Plus they make it non-viable for any but a few charities to actually get signed up with them at all. The ones I've seen charge no commission at all if you opt to donate to charity. Which ones are those? I found out about Coinstar because I noticed the charity option. Thought a small charity I like to help might be able to get its supporters to donate that way. The commission and the fact that the company was not exactly helpful about setting it up made it non-viable. So one that doesn't charge and might be willing to help in setting things up would be of interest. -- Rod |
#36
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On 29/10/2013 14:59, dennis@home wrote:
On 28/10/2013 19:15, polygonum wrote: On 28/10/2013 09:50, Weatherlawyer wrote: On Sunday, 27 October 2013 20:26:24 UTC, Andy Burns wrote: coin counter (like the coinstar ones in supermarkets but with 10% deduction) are like ursury aren't they. Why do people give money away like that and why is such ursury permitted? The thing that got me about Coinstar was that they offer to send the money to a charity. And still charge almost exactly the same amount. Plus they make it non-viable for any but a few charities to actually get signed up with them at all. Are you sure? Last time I looked you could donate to charity but coinstar still took their percentage. That is what I said. Coinstar charge almost exactly the same amount even if the recipient is a charity. -- Rod |
#37
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On Monday, 28 October 2013 14:30:25 UTC, Mike Barnes wrote:
I know that HSBC and First Direct are under the same ownership, but I'm not sure that First Direct customers' accounts are serviced at HSBC branches. They are, although there are some oddities in the required process sometimes e.g. when buying foreign currency I (as a FirstDirect account holder) had to let them perform what appeared to be a rather convoluted process to do so as compared to a 'native' HSBC account holder. Mathew |
#38
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In message , Tim Watts
writes On Tuesday 29 October 2013 09:56 Huge wrote in uk.d-i-y: On 2013-10-29, Tim Watts wrote: On Tuesday 29 October 2013 09:27 Mike Tomlinson wrote in uk.d-i-y: In article , polygonum writes The thing that got me about Coinstar was that they offer to send the money to a charity. And still charge almost exactly the same amount. How do you think they pay for the machines, the staff to service and empty them, and the rent payable to the store? The store could cover those costs (and own the machine) to increase footfall which is an accepted marketing technique. They *could*, but why should they? Which bit of "increase footfall" passed you by? The bit that said the increase would be little above zero if at all and not worth the hassle. -- bert |
#39
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In message , Martin Brown
writes On 27/10/2013 19:34, Jim Hawkins wrote: Where can you get those plastic bags that the banks use for the various coins (1p, 2p, 5p, 10p, 20p & 50p) ? Will the banks give non-commercial customers a supply of them ? Jim Hawkins Yes. Just ask them for some and they will give you a handful. They take a dim view of you turning up with a large bag of mixed change. So dim they will refuse to accept it - had a blazing row in Nat West to prove it :-) -- bert |
#40
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On 29/10/2013 20:51, polygonum wrote:
On 29/10/2013 14:59, dennis@home wrote: On 28/10/2013 19:15, polygonum wrote: On 28/10/2013 09:50, Weatherlawyer wrote: On Sunday, 27 October 2013 20:26:24 UTC, Andy Burns wrote: coin counter (like the coinstar ones in supermarkets but with 10% deduction) are like ursury aren't they. Why do people give money away like that and why is such ursury permitted? The thing that got me about Coinstar was that they offer to send the money to a charity. And still charge almost exactly the same amount. Plus they make it non-viable for any but a few charities to actually get signed up with them at all. Are you sure? Last time I looked you could donate to charity but coinstar still took their percentage. That is what I said. Coinstar charge almost exactly the same amount even if the recipient is a charity. Oh, I thought you were making the same mistake a lot of people that use it for the first time and think just the commission goes to charity not the actual coins you put in. Sorry. |
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