Hi all

Living on the outskirts of Hull, I obviously know a few people affected by
the June floods.
Many of these are in limbo so-to-speak living between caravans, the first
floor of their home or local hotels.
So obviously insurance companies will be picking up the tab for this lot.

Talking to one of my colleagues who is currently in this situation he tells
me that the contractor doing rewiring works has stated that he must rewire
the whole house because otherwise there will be a mixture of cable
specifications/colours which is not permitted!!!!

I wonder how many more similar claims are being made to significantly
increase the scope of work done and inflate everyone's insurance policies in
the process.


Phil

TheScullster wrote:
Hi all

Living on the outskirts of Hull, I obviously know a few people affected by
the June floods.
Many of these are in limbo so-to-speak living between caravans, the first
floor of their home or local hotels.
So obviously insurance companies will be picking up the tab for this lot.

Talking to one of my colleagues who is currently in this situation he tells
me that the contractor doing rewiring works has stated that he must rewire
the whole house because otherwise there will be a mixture of cable
specifications/colours which is not permitted!!!!

I wonder how many more similar claims are being made to significantly
increase the scope of work done and inflate everyone's insurance policies in
the process.


Phil


Any car that is in a flood is similarly written off completely. Health
hazard apparently.

Elfin safety costs a lot these days.

"The Natural Philosopher" wrote in message
...
TheScullster wrote:
Hi all

Living on the outskirts of Hull, I obviously know a few people affected
by the June floods.
Many of these are in limbo so-to-speak living between caravans, the first
floor of their home or local hotels.
So obviously insurance companies will be picking up the tab for this lot.

Talking to one of my colleagues who is currently in this situation he
tells me that the contractor doing rewiring works has stated that he must
rewire the whole house because otherwise there will be a mixture of cable
specifications/colours which is not permitted!!!!

I wonder how many more similar claims are being made to significantly
increase the scope of work done and inflate everyone's insurance policies
in the process.


Phil
Any car that is in a flood is similarly written off completely. Health
hazard apparently.

Elfin safety costs a lot these days.

Only if the flood water's gotten into the interior. TBH, I'd be much happier
with a new car than a car that's been valeted after having raw sewage in the
interior... OTOH I expect pulling the entire interior, cleaning the floor,
inside box sections and replacing large portions of the interior would be
enough to write off most cars if the insurance companies decided to do it
that way - I'd expect leather seats from the dealer to be £500 each.

TheScullster wrote:
Talking to one of my colleagues who is currently in this situation he tells
me that the contractor doing rewiring works has stated that he must rewire
the whole house because otherwise there will be a mixture of cable
specifications/colours which is not permitted!!!!

Nonsense, you stick a label on the consumer unit stating
"This installation contains mixed standard wiring colours"
and record the fact on the installation completion certificate.

However, with a flooded house, I would be tempted to replace
all fixed wiring anyway. Even if not immersed, you never know
where capillary action could have taken the water.

--
JGH

wrote:
TheScullster wrote:
Talking to one of my colleagues who is currently in this situation he tells
me that the contractor doing rewiring works has stated that he must rewire
the whole house because otherwise there will be a mixture of cable
specifications/colours which is not permitted!!!!

Nonsense, you stick a label on the consumer unit stating
"This installation contains mixed standard wiring colours"
and record the fact on the installation completion certificate.

However, with a flooded house, I would be tempted to replace
all fixed wiring anyway. Even if not immersed, you never know
where capillary action could have taken the water.

--
JGH

I tend to agree. If its an insurance job gut the place, check the
structure and redo EVERYthing. Plumbing as well. Total refurb from bare
structure up. Probably cheaper anyway.

Doki wrote:
OTOH I expect pulling the entire interior,
cleaning the floor, inside box sections and replacing large portions of
the interior would be enough to write off most cars if the insurance
companies decided to do it that way - I'd expect leather seats from the
dealer to be £500 each.

Water damage to some in car electronics could be enough to make writeoff
likely?

--
Adrian C