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  #1   Report Post  
MM
 
Posts: n/a
Default Is there a form number for title deed?

I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.

MM
  #2   Report Post  
Andy Hall
 
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On Fri, 13 May 2005 17:39:56 +0100, MM wrote:

I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.

MM


I understand from a recent discussion on the subject with a solicitor
that the so-called "deeds" no longer have any legal significance and
that that is held by the Land Registry itself.

You can get an office copy from their web site for £2, which would be
considerably less than a solicitor would charge just for putting the
paper in the envelope and posting it.




--

..andy

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  #3   Report Post  
Russ
 
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Andy Hall wrote:
On Fri, 13 May 2005 17:39:56 +0100, MM wrote:

I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly

reminder,
and it would have greater effect if I could quote a form number at
him.

MM

Title deeds don't exist and if they did aren't worth the paper they

are written on.

The title to your property is registered with the land reg and as Andy
said a copy can be sought from

http://www.landregisteronline.gov.uk...eSearchServlet

Russell

  #4   Report Post  
Stuart
 
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On 13 May 2005 11:03:28 -0700, "Russ"
wrote:


Andy Hall wrote:
On Fri, 13 May 2005 17:39:56 +0100, MM wrote:

I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly

reminder,
and it would have greater effect if I could quote a form number at
him.

MM

Title deeds don't exist and if they did aren't worth the paper they

are written on.

The title to your property is registered with the land reg and as Andy
said a copy can be sought from

http://www.landregisteronline.gov.uk...eSearchServlet

Russell


Or if you live in Scotland .
http://www.ros.gov.uk/citizen/copydeeds.html

Stay away from
www.scotlandregistry.co.uk
on account of the charges .because of the name it comes up first in
Google.
Stuart






Shift THELEVER to reply.
  #5   Report Post  
OldBill
 
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Andy Hall wrote:
On Fri, 13 May 2005 17:39:56 +0100, MM wrote:


I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.

MM



I understand from a recent discussion on the subject with a solicitor
that the so-called "deeds" no longer have any legal significance and
that that is held by the Land Registry itself.

Oh dear, I wonder if the impressive bound document the L.R. recently
sent me when I paid off my mortgage, is a figment of my imagination.

I agree it what is in the L.R. that matters, but if they have sent
official copy to your solicitor then demand they give it to you.
Assuming you have sole title that is, if there is a loan on the property
then the mortgage will hold the deeds.


  #6   Report Post  
Andy Hall
 
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On Fri, 13 May 2005 21:11:34 +0100, OldBill
wrote:

Andy Hall wrote:
On Fri, 13 May 2005 17:39:56 +0100, MM wrote:


I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.

MM



I understand from a recent discussion on the subject with a solicitor
that the so-called "deeds" no longer have any legal significance and
that that is held by the Land Registry itself.

Oh dear, I wonder if the impressive bound document the L.R. recently
sent me when I paid off my mortgage, is a figment of my imagination.


Not at all. It's simply marketing. Take a look at the Land Registry
web site, the Land Registration Act 2002 and specifically

http://www.landreg.gov.uk/assets/lib...t_sheet010.pdf

From 13 Oct 2003, the status of the Title Information Document is that
it is *not* a document of title - i.e. posession of said document does
not imply holding of title.

This is a new property.


I agree it what is in the L.R. that matters, but if they have sent
official copy to your solicitor then demand they give it to you.


or tell them to shred it and not waste time and money.

Assuming you have sole title that is, if there is a loan on the property
then the mortgage will hold the deeds.


This is incorrect. It would only be relevant in the case of
unregistered property where the old practice was for the vendor to
pass the title deeds as evidence of ownership to the purchaser or
secured lender.

With registered propoerty, charges against the property are recorded
by the Land Registry, which is the whole point of having a centralised
system.




--

..andy

To email, substitute .nospam with .gl
  #7   Report Post  
Mary Fisher
 
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"Andy Hall" wrote in message
...



From 13 Oct 2003, the status of the Title Information Document is that
it is *not* a document of title - i.e. posession of said document does
not imply holding of title.

This is a new property.


I agree it what is in the L.R. that matters, but if they have sent
official copy to your solicitor then demand they give it to you.


or tell them to shred it and not waste time and money.

Assuming you have sole title that is, if there is a loan on the property
then the mortgage will hold the deeds.


This is incorrect. It would only be relevant in the case of
unregistered property where the old practice was for the vendor to
pass the title deeds as evidence of ownership to the purchaser or
secured lender.


So does that mean that our property is not registered, since we have the
title deeds? We've never had any communication from the Land Registry.

With registered propoerty, charges against the property are recorded
by the Land Registry, which is the whole point of having a centralised
system.


So our deeds might be a legal document now but not when/if the house changes
hands?

This is fascinating.

Mary


  #8   Report Post  
Andy Hall
 
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On Sat, 14 May 2005 20:00:05 +0100, "Mary Fisher"
wrote:



So does that mean that our property is not registered, since we have the
title deeds? We've never had any communication from the Land Registry.


Not necessarily. If you look on their web site there are a number of
information notes which explain it. If it's not registered, then
the deeds are the defacto document of ownership. If it is, then it
was probably registered before the new Act, but the effect of the Act
is to make the Land Registry as opposed to the piece of paper
definitive.

You can easily check by spending £2 on their web site for a copy of
the entry.



With registered propoerty, charges against the property are recorded
by the Land Registry, which is the whole point of having a centralised
system.


So our deeds might be a legal document now but not when/if the house changes
hands?


Again if you read the inofrmation notes it explains what happens when
there is a change of ownership or some other registration/charge event
- e.g. remortgage..






This is fascinating.

Mary




--

..andy

To email, substitute .nospam with .gl
  #9   Report Post  
[news]
 
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OldBill wrote:
Andy Hall wrote:
On Fri, 13 May 2005 17:39:56 +0100, MM wrote:


I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.

MM



I understand from a recent discussion on the subject with a solicitor
that the so-called "deeds" no longer have any legal significance and
that that is held by the Land Registry itself.

Oh dear, I wonder if the impressive bound document the L.R. recently
sent me when I paid off my mortgage, is a figment of my imagination.



nope, that's probably your deeds. the 'legal' one is the electronic copy.
held by the land registry. you can download and print out a copy of your
deeds but they are not legal until stamped by the LR

we did it just last week and when we filed them we found /our/ bound copy
of the deeds which we'd forgotten about. wasted £4 :-(


RT


  #10   Report Post  
Mary Fisher
 
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"OldBill" wrote in message
...
Andy Hall wrote:
On Fri, 13 May 2005 17:39:56 +0100, MM wrote:


I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.

MM



I understand from a recent discussion on the subject with a solicitor
that the so-called "deeds" no longer have any legal significance and
that that is held by the Land Registry itself.

Oh dear, I wonder if the impressive bound document the L.R. recently sent
me when I paid off my mortgage, is a figment of my imagination.


We were given the deeds too (in an unimpressive handover and,
disappointingly, no ceremony) a few years ago.I'd be disappointed to know
that it had no value.

Although it was a fascinating document, our house was built on private land
in the 1930s and the story of that land, the owners, the family diputes and
the like was amazing!

Mary




  #11   Report Post  
Andy Hall
 
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On Sat, 14 May 2005 19:57:08 +0100, "Mary Fisher"
wrote:


"OldBill" wrote in message
...
Andy Hall wrote:
On Fri, 13 May 2005 17:39:56 +0100, MM wrote:


I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.

MM


I understand from a recent discussion on the subject with a solicitor
that the so-called "deeds" no longer have any legal significance and
that that is held by the Land Registry itself.

Oh dear, I wonder if the impressive bound document the L.R. recently sent
me when I paid off my mortgage, is a figment of my imagination.


We were given the deeds too (in an unimpressive handover and,
disappointingly, no ceremony) a few years ago.I'd be disappointed to know
that it had no value.


It's value is as a certified copy of the registration entry, much as
you would get if you went to the registrar of hatched, matched and
dispatched and asked for a copy of your birth certificate.



Although it was a fascinating document, our house was built on private land
in the 1930s and the story of that land, the owners, the family diputes and
the like was amazing!


Trouble down at t'mill? Luddites smashed up machinery? That kind of
thing?




--

..andy

To email, substitute .nospam with .gl
  #12   Report Post  
Mary Fisher
 
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"Andy Hall" wrote in message
...
On Sat, 14 May 2005 19:57:08 +0100, "Mary Fisher"
wrote:


"OldBill" wrote in message
...
Andy Hall wrote:
On Fri, 13 May 2005 17:39:56 +0100, MM wrote:


I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.

MM


I understand from a recent discussion on the subject with a solicitor
that the so-called "deeds" no longer have any legal significance and
that that is held by the Land Registry itself.

Oh dear, I wonder if the impressive bound document the L.R. recently
sent
me when I paid off my mortgage, is a figment of my imagination.


We were given the deeds too (in an unimpressive handover and,
disappointingly, no ceremony) a few years ago.I'd be disappointed to know
that it had no value.


It's value is as a certified copy of the registration entry, much as
you would get if you went to the registrar of hatched, matched and
dispatched and asked for a copy of your birth certificate.


We have the hatched ones, crumbling away in a filing cabinet. Both signed by
the same chap ...

But we wanted a copy of a 'matched' certificate, when we couldn't find the
right file the vicar of the church where we were married (at the bottom of
the street) said that all his records have become subsumed in some central
record place (forget the name, someone will remind me). It wasn't the
Registry.


Although it was a fascinating document, our house was built on private
land
in the 1930s and the story of that land, the owners, the family diputes
and
the like was amazing!


Trouble down at t'mill? Luddites smashed up machinery? That kind of
thing?


Oh no, just the usual fallings out between siblings, cousins, children being
disinherited for not toeing the line ... No mills round here in the late
1800s and early 1900s. Not the right kind of country. No machinery either,
that's at the other side of the city - downwind :-)

I don't think there was anything like that in Leeds, the Industrial
Revolution was the real start of our development. The Heavy Woollen District
had that kind of thing.

Mary




--

.andy

To email, substitute .nospam with .gl



  #13   Report Post  
MM
 
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On Sat, 14 May 2005 19:57:08 +0100, "Mary Fisher"
wrote:


"OldBill" wrote in message
...
Andy Hall wrote:
On Fri, 13 May 2005 17:39:56 +0100, MM wrote:


I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.

MM


I understand from a recent discussion on the subject with a solicitor
that the so-called "deeds" no longer have any legal significance and
that that is held by the Land Registry itself.

Oh dear, I wonder if the impressive bound document the L.R. recently sent
me when I paid off my mortgage, is a figment of my imagination.


We were given the deeds too (in an unimpressive handover and,
disappointingly, no ceremony) a few years ago.I'd be disappointed to know
that it had no value.

Although it was a fascinating document, our house was built on private land
in the 1930s and the story of that land, the owners, the family diputes and
the like was amazing!


That's why I'd like to buy an old property again. This brand-new house
has no history and consequently no character. The deeds to my
ex-council house in Bucks went right back to well before the house was
built, the land (12 acres as I recall) having been purchased by
Wycombe council from Lord Baron Carrington for £800 during the war.
The council estate was only started well after the end of the war.
Those deeds made fascinating reading even though the property had only
stood for fifty-odd years. And the deeds by then had got to at least
an inch thick. Imagine a house built in the 1800s!

MM
  #14   Report Post  
Mary Fisher
 
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"MM" wrote in message
...

We were given the deeds too

....

Although it was a fascinating document, our house was built on private
land
in the 1930s and the story of that land, the owners, the family disputes
and
the like was amazing!


That's why I'd like to buy an old property again. This brand-new house
has no history and consequently no character.


You'll have to give it some!

The deeds to my
ex-council house in Bucks went right back to well before the house was
built, the land (12 acres as I recall) having been purchased by
Wycombe council from Lord Baron Carrington for £800 during the war.
The council estate was only started well after the end of the war.
Those deeds made fascinating reading even though the property had only
stood for fifty-odd years. And the deeds by then had got to at least
an inch thick. Imagine a house built in the 1800s!


Well, that's the thing. Our house was built in the late 30s but the deeds
recorded everything which had gone on with the land ownership for centuries
before then. It wasn't just the building we live in. That's what made it so
interesting, we became part of a much bigger entity in time as well as
space.

Very few of our neighbours will ever see their deeds because they move on
before they pay off their mortgages. We had a council mortgage because the
council had to re-house us and we persuaded them to give us a mortgage
instead of a council house. We didn't qualify for a BS mortgage. When we
went to the Civic Hall for the deeds we expected there to be some ritual but
we were left sitting in a corridor until an uninterested teenager clerk
brought the envelope and said, "Here you are." and went off. What an
anticlimax!

Mary

MM



  #15   Report Post  
Dave Plowman (News)
 
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In article ,
Mary Fisher wrote:
We were given the deeds too (in an unimpressive handover and,
disappointingly, no ceremony) a few years ago.I'd be disappointed to
know that it had no value.


Although it was a fascinating document, our house was built on private
land in the 1930s and the story of that land, the owners, the family
diputes and the like was amazing!


Mine state I'm not allowed to carry out trading as a tinker or peddler
from the premises or sell alcohol. Or keep pigs.
With a back garden the size of a postage stamp it would be more likely a
piglet.

I'm taking it all the way to Europe...

--
*If work is so terrific, how come they have to pay you to do it?

Dave Plowman London SW
To e-mail, change noise into sound.


  #16   Report Post  
Mary Fisher
 
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"Dave Plowman (News)" wrote in message
...


Mine state I'm not allowed to carry out trading as a tinker or peddler
from the premises or sell alcohol. Or keep pigs.
With a back garden the size of a postage stamp it would be more likely a
piglet.

I'm taking it all the way to Europe...


What - the pig?

There are no restrictions on our trading as tinkers or pedlars, just as
well, we do both! I have a feeling that if They knew we had hens They might
.... ignore it!

Mary


  #17   Report Post  
Set Square
 
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In an earlier contribution to this discussion,
MM wrote:

I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.

MM


The document issued by the Land Registry when you are the outright owner is
called a Land Certificate.

If there is a mortgage on the property, it is probably then called a Charge
Certificate - and it will be held by your bank or building society until you
have paid off the loan in full. In this case, if the solicitor was also
acting for the lender, it would have been sent to him in that capacity - and
he will forward it to the lender, not to you.
--
Cheers,
Set Square
______
Please reply to newsgroup. Reply address is invalid.


  #18   Report Post  
raden
 
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In message , MM
writes
I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.

You don't have a mortgage on the property then ?

--
geoff
  #19   Report Post  
MM
 
Posts: n/a
Default

On Fri, 13 May 2005 21:34:43 GMT, raden wrote:

In message , MM
writes
I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.

You don't have a mortgage on the property then ?


Correct. It appears then that I should be expecting to receive a "Land
Certificate", going on what Set Square commented. Can't understand why
the solicitor is sitting on it for so long, though, as the LR told me
over the phone that their records show it was sent to said solicitor
in March. That's why I'm going to fire off a letter.

MM
  #20   Report Post  
Al Reynolds
 
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"MM" wrote:
Correct. It appears then that I should be expecting to receive a "Land
Certificate", going on what Set Square commented. Can't understand why
the solicitor is sitting on it for so long, though, as the LR told me
over the phone that their records show it was sent to said solicitor
in March. That's why I'm going to fire off a letter.


Back in the days when the deeds were important, solicitors used to
keep their clients' deeds in the safe* at the office, unless instructed
otherwise, even if it was a land certificate. I'm sure if you ask for
them they will send them. Old habits die hard.

Al

*often a special fire- and water-proof safe




  #21   Report Post  
MM
 
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On Sat, 14 May 2005 06:33:46 +0100, "Al Reynolds"
wrote:

"MM" wrote:
Correct. It appears then that I should be expecting to receive a "Land
Certificate", going on what Set Square commented. Can't understand why
the solicitor is sitting on it for so long, though, as the LR told me
over the phone that their records show it was sent to said solicitor
in March. That's why I'm going to fire off a letter.


Back in the days when the deeds were important, solicitors used to
keep their clients' deeds in the safe* at the office, unless instructed
otherwise, even if it was a land certificate. I'm sure if you ask for
them they will send them. Old habits die hard.


Ah, that might explain why they haven't sent them.

MM
  #22   Report Post  
Andy Hall
 
Posts: n/a
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On Sat, 14 May 2005 14:09:10 +0100, MM wrote:

On Sat, 14 May 2005 06:33:46 +0100, "Al Reynolds"
wrote:

"MM" wrote:
Correct. It appears then that I should be expecting to receive a "Land
Certificate", going on what Set Square commented. Can't understand why
the solicitor is sitting on it for so long, though, as the LR told me
over the phone that their records show it was sent to said solicitor
in March. That's why I'm going to fire off a letter.


Back in the days when the deeds were important, solicitors used to
keep their clients' deeds in the safe* at the office, unless instructed
otherwise, even if it was a land certificate. I'm sure if you ask for
them they will send them. Old habits die hard.


Ah, that might explain why they haven't sent them.

MM




Because they can charge you for something which is completely
unnecessary.....



--

..andy

To email, substitute .nospam with .gl
  #23   Report Post  
raden
 
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In message , Al Reynolds
writes
"MM" wrote:
Correct. It appears then that I should be expecting to receive a "Land
Certificate", going on what Set Square commented. Can't understand why
the solicitor is sitting on it for so long, though, as the LR told me
over the phone that their records show it was sent to said solicitor
in March. That's why I'm going to fire off a letter.


Back in the days when the deeds were important, solicitors used to
keep their clients' deeds in the safe* at the office, unless instructed
otherwise, even if it was a land certificate. I'm sure if you ask for
them they will send them. Old habits die hard.

Al

*often a special fire- and water-proof safe

Which requires £50 in the slot to open it

--
geoff
  #24   Report Post  
Mark
 
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raden wrote in message
...
In message , MM
writes
I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.

What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.

You don't have a mortgage on the property then ?


And it wasn't a "brand-new property"

  #25   Report Post  
Dave Plowman (News)
 
Posts: n/a
Default

In article ,
MM wrote:
I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago,
the title deed was forwarded to my solicitor in March.


What is the *official* name of this title deed? Does it have an
official form number? I want to give my solicitor a friendly reminder,
and it would have greater effect if I could quote a form number at
him.


Have you bought the property outright? If on a mortgage, the documents go
to the BS - or did in my day. You could get copies of them, though, if
you're that interested.

--
*Therapy is expensive, poppin' bubble wrap is cheap! You choose.

Dave Plowman London SW
To e-mail, change noise into sound.


  #26   Report Post  
Mary Fisher
 
Posts: n/a
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"Dave Plowman (News)" wrote in message
...
--
*Therapy is expensive, poppin' bubble wrap is cheap! You choose.


Brilliant!

Mary

Dave Plowman London SW
To e-mail, change noise into sound.



  #27   Report Post  
Martin Angove
 
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In message ,
"Mary Fisher" wrote:


"Dave Plowman (News)" wrote in message
...
--
*Therapy is expensive, poppin' bubble wrap is cheap! You choose.


Brilliant!

Mary


Red Dwarf?

Hwyl!

M.


--
Martin Angove: http://www.tridwr.demon.co.uk/
Two free issues: http://www.livtech.co.uk/ Living With Technology
.... REALITY.SYS Corrupted: Re-boot Universe (Y/N/Q)
  #28   Report Post  
Mary Fisher
 
Posts: n/a
Default


"Martin Angove" wrote in message
...
In message ,
"Mary Fisher" wrote:


"Dave Plowman (News)" wrote in message
...
--
*Therapy is expensive, poppin' bubble wrap is cheap! You choose.


Brilliant!

Mary


Red Dwarf?


I obviously miss so much by not having telly!

Mary


  #29   Report Post  
Andy Hall
 
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On Sun, 15 May 2005 09:57:08 +0100, "Mary Fisher"
wrote:


"Martin Angove" wrote in message
...
In message ,
"Mary Fisher" wrote:


"Dave Plowman (News)" wrote in message
...
--
*Therapy is expensive, poppin' bubble wrap is cheap! You choose.

Brilliant!

Mary


Red Dwarf?


I obviously miss so much by not having telly!

Mary



You don't you know.

I travel a lot, as you know. In most places I can listen to R4 or
the World Service on the internet. I used to take a short wave
receiver with me but no need any more. I can get a reasonable
connection in most places - for example, I am not in the UK now.

When one is in a cultural and literal desert (or even dessert) like
California, being able to listen to Newshour is an oasis.
Somehow Owen Bennett-Jones and Robin Lustig (I went to school with
him) represent something of a stability in an uncertain world.

I'm a strong critic of anything with government or pseudo-government
involvement. This doesn't mean that I'm an However, when I listen to
material from the BBC (and take out what is normally obvious bias), I
don't begrudge a penny of the licence fee.



--

..andy

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