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Is there a form number for title deed?
I am still awaiting the title deed for my brand-new property.
According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. MM |
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On Fri, 13 May 2005 17:39:56 +0100, MM wrote:
I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. MM I understand from a recent discussion on the subject with a solicitor that the so-called "deeds" no longer have any legal significance and that that is held by the Land Registry itself. You can get an office copy from their web site for £2, which would be considerably less than a solicitor would charge just for putting the paper in the envelope and posting it. -- ..andy To email, substitute .nospam with .gl |
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Andy Hall wrote: On Fri, 13 May 2005 17:39:56 +0100, MM wrote: I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. MM Title deeds don't exist and if they did aren't worth the paper they are written on. The title to your property is registered with the land reg and as Andy said a copy can be sought from http://www.landregisteronline.gov.uk...eSearchServlet Russell |
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On 13 May 2005 11:03:28 -0700, "Russ"
wrote: Andy Hall wrote: On Fri, 13 May 2005 17:39:56 +0100, MM wrote: I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. MM Title deeds don't exist and if they did aren't worth the paper they are written on. The title to your property is registered with the land reg and as Andy said a copy can be sought from http://www.landregisteronline.gov.uk...eSearchServlet Russell Or if you live in Scotland . http://www.ros.gov.uk/citizen/copydeeds.html Stay away from www.scotlandregistry.co.uk on account of the charges .because of the name it comes up first in Google. Stuart Shift THELEVER to reply. |
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Andy Hall wrote:
On Fri, 13 May 2005 17:39:56 +0100, MM wrote: I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. MM I understand from a recent discussion on the subject with a solicitor that the so-called "deeds" no longer have any legal significance and that that is held by the Land Registry itself. Oh dear, I wonder if the impressive bound document the L.R. recently sent me when I paid off my mortgage, is a figment of my imagination. I agree it what is in the L.R. that matters, but if they have sent official copy to your solicitor then demand they give it to you. Assuming you have sole title that is, if there is a loan on the property then the mortgage will hold the deeds. |
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On Fri, 13 May 2005 21:11:34 +0100, OldBill
wrote: Andy Hall wrote: On Fri, 13 May 2005 17:39:56 +0100, MM wrote: I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. MM I understand from a recent discussion on the subject with a solicitor that the so-called "deeds" no longer have any legal significance and that that is held by the Land Registry itself. Oh dear, I wonder if the impressive bound document the L.R. recently sent me when I paid off my mortgage, is a figment of my imagination. Not at all. It's simply marketing. Take a look at the Land Registry web site, the Land Registration Act 2002 and specifically http://www.landreg.gov.uk/assets/lib...t_sheet010.pdf From 13 Oct 2003, the status of the Title Information Document is that it is *not* a document of title - i.e. posession of said document does not imply holding of title. This is a new property. I agree it what is in the L.R. that matters, but if they have sent official copy to your solicitor then demand they give it to you. or tell them to shred it and not waste time and money. Assuming you have sole title that is, if there is a loan on the property then the mortgage will hold the deeds. This is incorrect. It would only be relevant in the case of unregistered property where the old practice was for the vendor to pass the title deeds as evidence of ownership to the purchaser or secured lender. With registered propoerty, charges against the property are recorded by the Land Registry, which is the whole point of having a centralised system. -- ..andy To email, substitute .nospam with .gl |
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"Andy Hall" wrote in message ... From 13 Oct 2003, the status of the Title Information Document is that it is *not* a document of title - i.e. posession of said document does not imply holding of title. This is a new property. I agree it what is in the L.R. that matters, but if they have sent official copy to your solicitor then demand they give it to you. or tell them to shred it and not waste time and money. Assuming you have sole title that is, if there is a loan on the property then the mortgage will hold the deeds. This is incorrect. It would only be relevant in the case of unregistered property where the old practice was for the vendor to pass the title deeds as evidence of ownership to the purchaser or secured lender. So does that mean that our property is not registered, since we have the title deeds? We've never had any communication from the Land Registry. With registered propoerty, charges against the property are recorded by the Land Registry, which is the whole point of having a centralised system. So our deeds might be a legal document now but not when/if the house changes hands? This is fascinating. Mary |
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On Sat, 14 May 2005 20:00:05 +0100, "Mary Fisher"
wrote: So does that mean that our property is not registered, since we have the title deeds? We've never had any communication from the Land Registry. Not necessarily. If you look on their web site there are a number of information notes which explain it. If it's not registered, then the deeds are the defacto document of ownership. If it is, then it was probably registered before the new Act, but the effect of the Act is to make the Land Registry as opposed to the piece of paper definitive. You can easily check by spending £2 on their web site for a copy of the entry. With registered propoerty, charges against the property are recorded by the Land Registry, which is the whole point of having a centralised system. So our deeds might be a legal document now but not when/if the house changes hands? Again if you read the inofrmation notes it explains what happens when there is a change of ownership or some other registration/charge event - e.g. remortgage.. This is fascinating. Mary -- ..andy To email, substitute .nospam with .gl |
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OldBill wrote:
Andy Hall wrote: On Fri, 13 May 2005 17:39:56 +0100, MM wrote: I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. MM I understand from a recent discussion on the subject with a solicitor that the so-called "deeds" no longer have any legal significance and that that is held by the Land Registry itself. Oh dear, I wonder if the impressive bound document the L.R. recently sent me when I paid off my mortgage, is a figment of my imagination. nope, that's probably your deeds. the 'legal' one is the electronic copy. held by the land registry. you can download and print out a copy of your deeds but they are not legal until stamped by the LR we did it just last week and when we filed them we found /our/ bound copy of the deeds which we'd forgotten about. wasted £4 :-( RT |
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"OldBill" wrote in message ... Andy Hall wrote: On Fri, 13 May 2005 17:39:56 +0100, MM wrote: I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. MM I understand from a recent discussion on the subject with a solicitor that the so-called "deeds" no longer have any legal significance and that that is held by the Land Registry itself. Oh dear, I wonder if the impressive bound document the L.R. recently sent me when I paid off my mortgage, is a figment of my imagination. We were given the deeds too (in an unimpressive handover and, disappointingly, no ceremony) a few years ago.I'd be disappointed to know that it had no value. Although it was a fascinating document, our house was built on private land in the 1930s and the story of that land, the owners, the family diputes and the like was amazing! Mary |
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On Sat, 14 May 2005 19:57:08 +0100, "Mary Fisher"
wrote: "OldBill" wrote in message ... Andy Hall wrote: On Fri, 13 May 2005 17:39:56 +0100, MM wrote: I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. MM I understand from a recent discussion on the subject with a solicitor that the so-called "deeds" no longer have any legal significance and that that is held by the Land Registry itself. Oh dear, I wonder if the impressive bound document the L.R. recently sent me when I paid off my mortgage, is a figment of my imagination. We were given the deeds too (in an unimpressive handover and, disappointingly, no ceremony) a few years ago.I'd be disappointed to know that it had no value. It's value is as a certified copy of the registration entry, much as you would get if you went to the registrar of hatched, matched and dispatched and asked for a copy of your birth certificate. Although it was a fascinating document, our house was built on private land in the 1930s and the story of that land, the owners, the family diputes and the like was amazing! Trouble down at t'mill? Luddites smashed up machinery? That kind of thing? -- ..andy To email, substitute .nospam with .gl |
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"Andy Hall" wrote in message ... On Sat, 14 May 2005 19:57:08 +0100, "Mary Fisher" wrote: "OldBill" wrote in message ... Andy Hall wrote: On Fri, 13 May 2005 17:39:56 +0100, MM wrote: I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. MM I understand from a recent discussion on the subject with a solicitor that the so-called "deeds" no longer have any legal significance and that that is held by the Land Registry itself. Oh dear, I wonder if the impressive bound document the L.R. recently sent me when I paid off my mortgage, is a figment of my imagination. We were given the deeds too (in an unimpressive handover and, disappointingly, no ceremony) a few years ago.I'd be disappointed to know that it had no value. It's value is as a certified copy of the registration entry, much as you would get if you went to the registrar of hatched, matched and dispatched and asked for a copy of your birth certificate. We have the hatched ones, crumbling away in a filing cabinet. Both signed by the same chap ... But we wanted a copy of a 'matched' certificate, when we couldn't find the right file the vicar of the church where we were married (at the bottom of the street) said that all his records have become subsumed in some central record place (forget the name, someone will remind me). It wasn't the Registry. Although it was a fascinating document, our house was built on private land in the 1930s and the story of that land, the owners, the family diputes and the like was amazing! Trouble down at t'mill? Luddites smashed up machinery? That kind of thing? Oh no, just the usual fallings out between siblings, cousins, children being disinherited for not toeing the line ... No mills round here in the late 1800s and early 1900s. Not the right kind of country. No machinery either, that's at the other side of the city - downwind :-) I don't think there was anything like that in Leeds, the Industrial Revolution was the real start of our development. The Heavy Woollen District had that kind of thing. Mary -- .andy To email, substitute .nospam with .gl |
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On Sat, 14 May 2005 19:57:08 +0100, "Mary Fisher"
wrote: "OldBill" wrote in message ... Andy Hall wrote: On Fri, 13 May 2005 17:39:56 +0100, MM wrote: I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. MM I understand from a recent discussion on the subject with a solicitor that the so-called "deeds" no longer have any legal significance and that that is held by the Land Registry itself. Oh dear, I wonder if the impressive bound document the L.R. recently sent me when I paid off my mortgage, is a figment of my imagination. We were given the deeds too (in an unimpressive handover and, disappointingly, no ceremony) a few years ago.I'd be disappointed to know that it had no value. Although it was a fascinating document, our house was built on private land in the 1930s and the story of that land, the owners, the family diputes and the like was amazing! That's why I'd like to buy an old property again. This brand-new house has no history and consequently no character. The deeds to my ex-council house in Bucks went right back to well before the house was built, the land (12 acres as I recall) having been purchased by Wycombe council from Lord Baron Carrington for £800 during the war. The council estate was only started well after the end of the war. Those deeds made fascinating reading even though the property had only stood for fifty-odd years. And the deeds by then had got to at least an inch thick. Imagine a house built in the 1800s! MM |
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"MM" wrote in message ... We were given the deeds too .... Although it was a fascinating document, our house was built on private land in the 1930s and the story of that land, the owners, the family disputes and the like was amazing! That's why I'd like to buy an old property again. This brand-new house has no history and consequently no character. You'll have to give it some! The deeds to my ex-council house in Bucks went right back to well before the house was built, the land (12 acres as I recall) having been purchased by Wycombe council from Lord Baron Carrington for £800 during the war. The council estate was only started well after the end of the war. Those deeds made fascinating reading even though the property had only stood for fifty-odd years. And the deeds by then had got to at least an inch thick. Imagine a house built in the 1800s! Well, that's the thing. Our house was built in the late 30s but the deeds recorded everything which had gone on with the land ownership for centuries before then. It wasn't just the building we live in. That's what made it so interesting, we became part of a much bigger entity in time as well as space. Very few of our neighbours will ever see their deeds because they move on before they pay off their mortgages. We had a council mortgage because the council had to re-house us and we persuaded them to give us a mortgage instead of a council house. We didn't qualify for a BS mortgage. When we went to the Civic Hall for the deeds we expected there to be some ritual but we were left sitting in a corridor until an uninterested teenager clerk brought the envelope and said, "Here you are." and went off. What an anticlimax! Mary MM |
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In article ,
Mary Fisher wrote: We were given the deeds too (in an unimpressive handover and, disappointingly, no ceremony) a few years ago.I'd be disappointed to know that it had no value. Although it was a fascinating document, our house was built on private land in the 1930s and the story of that land, the owners, the family diputes and the like was amazing! Mine state I'm not allowed to carry out trading as a tinker or peddler from the premises or sell alcohol. Or keep pigs. With a back garden the size of a postage stamp it would be more likely a piglet. I'm taking it all the way to Europe... -- *If work is so terrific, how come they have to pay you to do it? Dave Plowman London SW To e-mail, change noise into sound. |
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"Dave Plowman (News)" wrote in message ... Mine state I'm not allowed to carry out trading as a tinker or peddler from the premises or sell alcohol. Or keep pigs. With a back garden the size of a postage stamp it would be more likely a piglet. I'm taking it all the way to Europe... What - the pig? There are no restrictions on our trading as tinkers or pedlars, just as well, we do both! I have a feeling that if They knew we had hens They might .... ignore it! Mary |
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In an earlier contribution to this discussion,
MM wrote: I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. MM The document issued by the Land Registry when you are the outright owner is called a Land Certificate. If there is a mortgage on the property, it is probably then called a Charge Certificate - and it will be held by your bank or building society until you have paid off the loan in full. In this case, if the solicitor was also acting for the lender, it would have been sent to him in that capacity - and he will forward it to the lender, not to you. -- Cheers, Set Square ______ Please reply to newsgroup. Reply address is invalid. |
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In message , MM
writes I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. You don't have a mortgage on the property then ? -- geoff |
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On Fri, 13 May 2005 21:34:43 GMT, raden wrote:
In message , MM writes I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. You don't have a mortgage on the property then ? Correct. It appears then that I should be expecting to receive a "Land Certificate", going on what Set Square commented. Can't understand why the solicitor is sitting on it for so long, though, as the LR told me over the phone that their records show it was sent to said solicitor in March. That's why I'm going to fire off a letter. MM |
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"MM" wrote:
Correct. It appears then that I should be expecting to receive a "Land Certificate", going on what Set Square commented. Can't understand why the solicitor is sitting on it for so long, though, as the LR told me over the phone that their records show it was sent to said solicitor in March. That's why I'm going to fire off a letter. Back in the days when the deeds were important, solicitors used to keep their clients' deeds in the safe* at the office, unless instructed otherwise, even if it was a land certificate. I'm sure if you ask for them they will send them. Old habits die hard. Al *often a special fire- and water-proof safe |
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On Sat, 14 May 2005 06:33:46 +0100, "Al Reynolds"
wrote: "MM" wrote: Correct. It appears then that I should be expecting to receive a "Land Certificate", going on what Set Square commented. Can't understand why the solicitor is sitting on it for so long, though, as the LR told me over the phone that their records show it was sent to said solicitor in March. That's why I'm going to fire off a letter. Back in the days when the deeds were important, solicitors used to keep their clients' deeds in the safe* at the office, unless instructed otherwise, even if it was a land certificate. I'm sure if you ask for them they will send them. Old habits die hard. Ah, that might explain why they haven't sent them. MM |
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On Sat, 14 May 2005 14:09:10 +0100, MM wrote:
On Sat, 14 May 2005 06:33:46 +0100, "Al Reynolds" wrote: "MM" wrote: Correct. It appears then that I should be expecting to receive a "Land Certificate", going on what Set Square commented. Can't understand why the solicitor is sitting on it for so long, though, as the LR told me over the phone that their records show it was sent to said solicitor in March. That's why I'm going to fire off a letter. Back in the days when the deeds were important, solicitors used to keep their clients' deeds in the safe* at the office, unless instructed otherwise, even if it was a land certificate. I'm sure if you ask for them they will send them. Old habits die hard. Ah, that might explain why they haven't sent them. MM Because they can charge you for something which is completely unnecessary..... -- ..andy To email, substitute .nospam with .gl |
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In message , Al Reynolds
writes "MM" wrote: Correct. It appears then that I should be expecting to receive a "Land Certificate", going on what Set Square commented. Can't understand why the solicitor is sitting on it for so long, though, as the LR told me over the phone that their records show it was sent to said solicitor in March. That's why I'm going to fire off a letter. Back in the days when the deeds were important, solicitors used to keep their clients' deeds in the safe* at the office, unless instructed otherwise, even if it was a land certificate. I'm sure if you ask for them they will send them. Old habits die hard. Al *often a special fire- and water-proof safe Which requires £50 in the slot to open it -- geoff |
#24
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raden wrote in message ... In message , MM writes I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. You don't have a mortgage on the property then ? And it wasn't a "brand-new property" |
#25
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In article ,
MM wrote: I am still awaiting the title deed for my brand-new property. According to the Land Registry, which I contacted several weeks ago, the title deed was forwarded to my solicitor in March. What is the *official* name of this title deed? Does it have an official form number? I want to give my solicitor a friendly reminder, and it would have greater effect if I could quote a form number at him. Have you bought the property outright? If on a mortgage, the documents go to the BS - or did in my day. You could get copies of them, though, if you're that interested. -- *Therapy is expensive, poppin' bubble wrap is cheap! You choose. Dave Plowman London SW To e-mail, change noise into sound. |
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"Dave Plowman (News)" wrote in message ... -- *Therapy is expensive, poppin' bubble wrap is cheap! You choose. Brilliant! Mary Dave Plowman London SW To e-mail, change noise into sound. |
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In message ,
"Mary Fisher" wrote: "Dave Plowman (News)" wrote in message ... -- *Therapy is expensive, poppin' bubble wrap is cheap! You choose. Brilliant! Mary Red Dwarf? Hwyl! M. -- Martin Angove: http://www.tridwr.demon.co.uk/ Two free issues: http://www.livtech.co.uk/ Living With Technology .... REALITY.SYS Corrupted: Re-boot Universe (Y/N/Q) |
#28
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"Martin Angove" wrote in message ... In message , "Mary Fisher" wrote: "Dave Plowman (News)" wrote in message ... -- *Therapy is expensive, poppin' bubble wrap is cheap! You choose. Brilliant! Mary Red Dwarf? I obviously miss so much by not having telly! Mary |
#29
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On Sun, 15 May 2005 09:57:08 +0100, "Mary Fisher"
wrote: "Martin Angove" wrote in message ... In message , "Mary Fisher" wrote: "Dave Plowman (News)" wrote in message ... -- *Therapy is expensive, poppin' bubble wrap is cheap! You choose. Brilliant! Mary Red Dwarf? I obviously miss so much by not having telly! Mary You don't you know. I travel a lot, as you know. In most places I can listen to R4 or the World Service on the internet. I used to take a short wave receiver with me but no need any more. I can get a reasonable connection in most places - for example, I am not in the UK now. When one is in a cultural and literal desert (or even dessert) like California, being able to listen to Newshour is an oasis. Somehow Owen Bennett-Jones and Robin Lustig (I went to school with him) represent something of a stability in an uncertain world. I'm a strong critic of anything with government or pseudo-government involvement. This doesn't mean that I'm an However, when I listen to material from the BBC (and take out what is normally obvious bias), I don't begrudge a penny of the licence fee. -- ..andy To email, substitute .nospam with .gl |
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