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#1
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An idea I had concerning Student Loans
On 8/27/2019 8:59 AM, Wade Gattett wrote:
On 8/27/19 8:39 AM, Frank wrote: On 8/27/2019 8:32 AM, Bill wrote: An idea I had concerningÂ* Student Loans: Pretty simple really, wonder why I haven't heard of it before... A lot of big universities have very large financial endowments that they are pretty proud of.Â* Why not primarily provide student loans by requiring students to take out loans mostly sourced by the endowments of the institutions where they attend. I'm fairly certain you would see things "tighten up" all over. There would be a serious concern over student success and "good" choices of majors. Many majors would probably disappear over night. What do you think? Bill Anything is better than federal student loans.Â* The lose money supply just gets gobbled up by the universities. When I was in grad school back in theÂ* 60's, I took out a student loan that I used to buy my first new car- a VW Beetle. Paid the loan back on time after graduation when I got my first real job. Why is it so hard for the current crop of entitled, special, helicopter-parented kids to pay their loans back? Too bad Tony Soprano and Don Corleone are gone. Put either of them in charge of the Student Loan program and the debt would be cleaned up in 18 months ;-) I grew up in the same time frame. I see today that a BS chemist starts at about $40,000 but tuition alone at the U of Delaware, where I went, is now $52,000. When I was there tuition was about $1,000 for 4 years with a starting salary of $6,000. I made enough money on summer jobs to pay for my education and still pocket a few hundred. Grad school was paid for with a teaching assistantship. Pretty hard to do this today. But, college today would be a lot cheaper without the influx of money and students. It's a matter of supply and demand and universities are examples of unbridled capitalism. |
#2
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An idea I had concerning Student Loans
Frank wrote:
Grad school was paid for with a teaching assistantship.Â* Pretty hard to do this today. I know I left out the earlier part of Frank's paragraph. I just wanted to mention that departments are staffing the majority of their teaching position with graduate teaching assistantships. For a large department, maybe 2/3 of the courses are taught that way. That translates into there not being very many real academic positions available to students who do earn a terminal degree (like a PhD). Having witnessed it firsthand, it's really disrespectful. It's mostly about the $$$.... I guess this is a separate, but admittedly widespread problem (think Walmart). |
#3
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An idea I had concerning Student Loans
On 8/27/2019 1:43 PM, Bill wrote:
Frank wrote: Grad school was paid for with a teaching assistantship.Â* Pretty hard to do this today. I know I left out the earlier part of Frank's paragraph. I just wanted to mention that departments are staffing the majority of their teaching position with graduate teaching assistantships. For a large department, maybe 2/3 of the courses are taught that way. That translates into there not being very many real academic positions available to students who do earn a terminal degree (like a PhD). Having witnessed it firsthand, it's really disrespectful. It's mostly about the $$$.... I guess this is a separate, but admittedly widespread problem (think Walmart). That is interesting. My assistantship had me teaching labs which was mostly just babysitting. Courses were taught by professors but my last year, when I had a fellowship, they wanted me to teach undergrad organic chemistry but I turned them down because it meant no extra money. This was a private school but thinking back at U of Del. there were graduate students teaching more courses. |
#4
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An idea I had concerning Student Loans
Frank wrote:
On 8/27/2019 1:43 PM, Bill wrote: Frank wrote: Grad school was paid for with a teaching assistantship.Â* Pretty hard to do this today. I know I left out the earlier part of Frank's paragraph. I just wanted to mention that departments are staffing the majority of their teaching position with graduate teaching assistantships. For a large department, maybe 2/3 of the courses are taught that way. That translates into there not being very many real academic positions available to students who do earn a terminal degree (like a PhD). Having witnessed it firsthand, it's really disrespectful. It's mostly about the $$$.... I guess this is a separate, but admittedly widespread problem (think Walmart). That is interesting.Â* My assistantship had me teaching labs which was mostly just babysitting.Â* Courses were taught by professors but my last year, when I had a fellowship, they wanted me to teach undergrad organic chemistry but I turned them down because it meant no extra money. This was a private school but thinking back at U of Del. there were graduate students teaching more courses. The problem is most-present in departments that have very high teaching loads, like English and Math. It has become an "epidemic" problem since the mid to late 90's. In departments like History, there often isn't enough teaching to be done to give teaching assistantships. Graduate students are more likely to be graders for regular faculty in the department, for instance, or run labs for them, as in your case. These days you would be smart to choose to teach the organic chemistry class you mentioned--so that you could talk about it in your job interviews. 2 candidates, one with demonstrated teaching experience, one without: One has a distinct advantage. |
#5
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An idea I had concerning Student Loans
On 8/27/2019 7:16 PM, Bill wrote:
Frank wrote: On 8/27/2019 1:43 PM, Bill wrote: Frank wrote: Grad school was paid for with a teaching assistantship.Â* Pretty hard to do this today. I know I left out the earlier part of Frank's paragraph. I just wanted to mention that departments are staffing the majority of their teaching position with graduate teaching assistantships. For a large department, maybe 2/3 of the courses are taught that way. That translates into there not being very many real academic positions available to students who do earn a terminal degree (like a PhD). Having witnessed it firsthand, it's really disrespectful. It's mostly about the $$$.... I guess this is a separate, but admittedly widespread problem (think Walmart). That is interesting.Â* My assistantship had me teaching labs which was mostly just babysitting.Â* Courses were taught by professors but my last year, when I had a fellowship, they wanted me to teach undergrad organic chemistry but I turned them down because it meant no extra money. This was a private school but thinking back at U of Del. there were graduate students teaching more courses. The problem is most-present in departments that have very high teaching loads, like English and Math.Â* It has become an "epidemic" problem since the mid to late 90's.Â*Â* In departments like History, there often isn't enough teaching to be done to give teaching assistantships. Graduate students are more likely to be graders for regular faculty in the department, for instance, or run labs for them, as in your case. These days you would be smart to choose to teach the organic chemistry class you mentioned--so that you could talk about it in your job interviews. 2 candidates, one with demonstrated teaching experience, one without: One has a distinct advantage. I thought about it but jobs were plentiful at the time. I actually wrapped it up a couple of months before graduation so teaching would have held me up. |
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