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#1
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Getting cash at ATM
Dunno if this is considered OT. Let's say you're getting money to pay
for home repair g Here is a heads-up from David Horowitz, in the new Costco magazine. "When sliding your card into the ATM, wiggle the card slot to make sure it is secure. (????) This tests for "skimming" devices that can steal your card's unique data. On most ATMs, a bright or flashing light will indicate that the card has been properly inserted and is secure. ** Only after the light flashes should you proceed. When entering your PIN, cover the keypad to block prying eyes or cameras." I'm assuming that Horowitz, who is a legit consumer advocate, and Costco, would not print alarmist garbazhe. ** I never noticed a flashing light at ATM. Am I just unobservant, or is this not always the case? TIA HB |
#2
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Getting cash at ATM
On Jun 24, 9:14*pm, Higgs Boson wrote:
Dunno if this is considered OT. *Let's say you're getting money to pay for home repair g Here is a heads-up from David Horowitz, in the new Costco magazine. "When sliding your card into the ATM, wiggle the card slot to make sure it is secure. * (????) This tests for "skimming" devices that can steal your card's unique data. On most ATMs, a bright or flashing light will indicate that the card has been properly inserted and is secure. ** Only after the light flashes should you proceed. When entering your PIN, cover the keypad to block prying eyes or cameras." I'm assuming that Horowitz, who is a legit consumer advocate, and Costco, would not print alarmist garbazhe. ** I never noticed a flashing light at ATM. *Am I just unobservant, or is this not always the case? TIA HB I too have NEVER seen a flashing light at a ATM |
#3
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Getting cash at ATM
On Fri, 24 Jun 2011 18:14:05 -0700 (PDT), Higgs Boson
wrote: Dunno if this is considered OT. Let's say you're getting money to pay for home repair g Here is a heads-up from David Horowitz, in the new Costco magazine. "When sliding your card into the ATM, wiggle the card slot to make sure it is secure. (????) This tests for "skimming" devices that can steal your card's unique data. On most ATMs, a bright or flashing light will indicate that the card has been properly inserted and is secure. ** Only after the light flashes should you proceed. When entering your PIN, cover the keypad to block prying eyes or cameras." I'm assuming that Horowitz, who is a legit consumer advocate, and Costco, would not print alarmist garbazhe. Yes, hard to believe. What would either of them get out of it anyhow? ** I never noticed a flashing light at ATM. Am I just unobservant, or is this not always the case? I've never seen one. I use Bank of America, though I cna't recommend them. I charge things at stores, but I don't use other cash machines. Here it is again, http://www.fightback.com/2011/05/pro...ty-at-the-atm/ but I think fightback is his website. And here it is on Costco's site http://www.costcoconnection.com/conn...107?pg=16#pg16 But I haven't found much else. Changed search terms from ATMs, a bright or flashing light to ATM flashing light and got http://voices.washingtonpost.com/cri...d-you-kno.html Excerpts: Rockville police said the device is €śidentical€ť to one discovered Feb. 28 at an Alexandria Wachovia branch in the 3600 block of King Street. At least $60,000 was removed from accounts at that bank, Alexandria police have said. But not all ATMs are alike, so sometimes the tipoff will be the exact opposite and the scammers will have attached a skimming device to the front of the ATM that blocks lights on machines where they are normally visible. ===And it shows a picture of a green light surrounding the slot, which they say obscures the red light meant to protect you. Many customers, he said, have a routine of using the same two or three machines and get a feel for how they appear even if they could not describe them fully. Does your usual machine have flashing lights? Sit flush in the wall or extend out? Is the slot loose in the wall? Is a wire visible? Does the PIN keypad normally have buttons with colors for €śenter€ť and other prompts or keys that all are the same color? Is there or isnt there usually a box -- with envelopes for deposits, for example -- mounted on a wall close to the screen and keypad? Velline said most customers do have an instinct for when something is awry even if they cannot put their finger on exactly what looks suspicious to them. Trust that instinct and notify a branch manager when something at the ATM appears odd, he said. Does this crime happen only at banks? No. It has occurred at gas pumps and other retail (point of sale) machines where you swipe a card and use a PIN. TIA HB |
#4
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Getting cash at ATM
On Fri, 24 Jun 2011 18:14:05 -0700 (PDT), Higgs Boson
wrote: Dunno if this is considered OT. Let's say you're getting money to pay for home repair g Here is a heads-up from David Horowitz, in the new Costco magazine. "When sliding your card into the ATM, wiggle the card slot to make sure it is secure. (????) This tests for "skimming" devices that can steal your card's unique data. On most ATMs, a bright or flashing light will indicate that the card has been properly inserted and is secure. ** Only after the light flashes should you proceed. When entering your PIN, cover the keypad to block prying eyes or cameras." I'm assuming that Horowitz, who is a legit consumer advocate, and Costco, would not print alarmist garbazhe. Yes, hard to believe. What would either of them get out of it anyhow? ** I never noticed a flashing light at ATM. Am I just unobservant, or is this not always the case? I've never seen one. I use Bank of America, though I cna't recommend them. I charge things at stores, but I don't use other cash machines. Here it is again, http://www.fightback.com/2011/05/pro...ty-at-the-atm/ but I think fightback is his website. And here it is on Costco's site http://www.costcoconnection.com/conn...107?pg=16#pg16 But I haven't found much else. Changed search terms from ATMs, a bright or flashing light to ATM flashing light and got http://voices.washingtonpost.com/cri...d-you-kno.html Excerpts: Rockville police said the device is €śidentical€ť to one discovered Feb. 28 at an Alexandria Wachovia branch in the 3600 block of King Street. At least $60,000 was removed from accounts at that bank, Alexandria police have said. But not all ATMs are alike, so sometimes the tipoff will be the exact opposite and the scammers will have attached a skimming device to the front of the ATM that blocks lights on machines where they are normally visible. ===And it shows a picture of a green light surrounding the slot, which they say obscures the red light meant to protect you. Many customers, he said, have a routine of using the same two or three machines and get a feel for how they appear even if they could not describe them fully. Does your usual machine have flashing lights? Sit flush in the wall or extend out? Is the slot loose in the wall? Is a wire visible? Does the PIN keypad normally have buttons with colors for €śenter€ť and other prompts or keys that all are the same color? Is there or isnt there usually a box -- with envelopes for deposits, for example -- mounted on a wall close to the screen and keypad? Velline said most customers do have an instinct for when something is awry even if they cannot put their finger on exactly what looks suspicious to them. Trust that instinct and notify a branch manager when something at the ATM appears odd, he said. Does this crime happen only at banks? No. It has occurred at gas pumps and other retail (point of sale) machines where you swipe a card and use a PIN. TIA HB |
#5
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Getting cash at ATM
On Jun 24, 9:14*pm, Higgs Boson wrote:
Dunno if this is considered OT. *Let's say you're getting money to pay for home repair g Here is a heads-up from David Horowitz, in the new Costco magazine. "When sliding your card into the ATM, wiggle the card slot to make sure it is secure. * (????) This tests for "skimming" devices that can steal your card's unique data. On most ATMs, a bright or flashing light will indicate that the card has been properly inserted and is secure. ** Only after the light flashes should you proceed. When entering your PIN, cover the keypad to block prying eyes or cameras." I'm assuming that Horowitz, who is a legit consumer advocate, and Costco, would not print alarmist garbazhe. ** I never noticed a flashing light at ATM. *Am I just unobservant, or is this not always the case? TIA HB I've seen flashing lights on ATM's but I never knew (or even considered) that they were to tell me that the card was "properly inserted and is secure". I've seen ATM's with flashing green lights shaped like an "wide arrow" - \/ - pointing at the slot. I never considered it to be anything more than an attention getting device but I also don't recall whether it looks any different before or after I insert my card. |
#6
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Getting cash at ATM
"DerbyDad03" wrote I've seen ATM's with flashing green lights shaped like an "wide arrow" - \/ - pointing at the slot. Reminds me of a girl I dated once . . . . . . . . |
#7
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Getting cash at ATM
On 6/24/2011 8:14 PM, Higgs Boson wrote:
Dunno if this is considered OT. Let's say you're getting money to pay for home repairg Here is a heads-up from David Horowitz, in the new Costco magazine. "When sliding your card into the ATM, wiggle the card slot to make sure it is secure. (????) This tests for "skimming" devices that can steal your card's unique data. On most ATMs, a bright or flashing light will indicate that the card has been properly inserted and is secure. ** Only after the light flashes should you proceed. When entering your PIN, cover the keypad to block prying eyes or cameras." I'm assuming that Horowitz, who is a legit consumer advocate, and Costco, would not print alarmist garbazhe. ** I never noticed a flashing light at ATM. Am I just unobservant, or is this not always the case? TIA HB never had an occasion to use an ATM. Don't see the need. -- Steve Barker remove the "not" from my address to email |
#8
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Getting cash at ATM
On Sat, 25 Jun 2011 23:37:03 -0400, "Ed Pawlowski" wrote:
"DerbyDad03" wrote I've seen ATM's with flashing green lights shaped like an "wide arrow" - \/ - pointing at the slot. Reminds me of a girl I dated once . . . . . . . . She had a green - \/ - when she flashed you? Ew! |
#9
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Getting cash at ATM
Steve Barker wrote:
never had an occasion to use an ATM. Don't see the need. Me either. If I'm going to need walking around money, I get cash back when I deposit my check. Beats me why some insist on getting $20 out of an ATM every day (and often pay for the privilege). Still, one has to be careful. I stepped up to the teller at my local bank, who shall not be named (Chase) and asked to change a $20 into two rolls of quarters for the toll road. The teller wanted my debit card(?). When I got my bank statement, those terrible people had charged me fifty cents for the transaction! For a depositor! And they wouldn't give it back! The next month I fired that ****in' bank and took my personal business, and that of the corporation I own, elsewhere. All over a piddly fifty cents (and the $15/month service fee that I had not been paying for 22 years at that bank). |
#10
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Getting cash at ATM
"HeyBub" wrote in message m... Steve Barker wrote: never had an occasion to use an ATM. Don't see the need. Me either. If I'm going to need walking around money, I get cash back when I deposit my check. Beats me why some insist on getting $20 out of an ATM every day (and often pay for the privilege). Still, one has to be careful. I stepped up to the teller at my local bank, who shall not be named (Chase) and asked to change a $20 into two rolls of quarters for the toll road. The teller wanted my debit card(?). When I got my bank statement, those terrible people had charged me fifty cents for the transaction! For a depositor! And they wouldn't give it back! The next month I fired that ****in' bank and took my personal business, and that of the corporation I own, elsewhere. All over a piddly fifty cents (and the $15/month service fee that I had not been paying for 22 years at that bank). Banks are a rip-off. My accounts are with a credit union and they don't charge to use other credit union ATMs, which are plentiful in my area. I also have direct deposit from my employer. Therefore, seeing cash is a rarity unless I draw from the ATM or do direct business with the credit union. Many major expenses are purchased with my credit card but using a CC for small change is, IMO, asinine. As a final note, online banking is heaven and thus, increasing the rarity of seeing cash. Therefore, the need for ATM is warranted. To each his own. |
#11
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Getting cash at ATM
On Sun, 26 Jun 2011 17:11:27 -0500, "HeyBub" wrote:
Steve Barker wrote: never had an occasion to use an ATM. Don't see the need. Me either. If I'm going to need walking around money, I get cash back when I deposit my check. "Depost your check". What's that? I don't believe I've deposited a paycheck in almost 40 years. My current employer just went to EFT payroll only. My previous employer did it fifteen years ago. Our "bank" (CU) is a thousand miles away. We do have one locally, mainly because of our mortgage but also because SWMBO works there. ;-) Beats me why some insist on getting $20 out of an ATM every day (and often pay for the privilege). I hit the ATM once a week. The one I use doesn't charge our CU (some sort of internetwork agreement). Still, one has to be careful. I stepped up to the teller at my local bank, who shall not be named (Chase) and asked to change a $20 into two rolls of quarters for the toll road. The teller wanted my debit card(?). Strange. I've had a teller ask if I had an account there before they'd change bills (wanted a few Franklins). When I got my bank statement, those terrible people had charged me fifty cents for the transaction! For a depositor! And they wouldn't give it back! The next month I fired that ****in' bank and took my personal business, and that of the corporation I own, elsewhere. I guess so! Personal accounts should be in CUs, IMO. Banks are for businesses. Big banks are for big businesses. All over a piddly fifty cents (and the $15/month service fee that I had not been paying for 22 years at that bank). Is anyone blaming you? |
#12
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Getting cash at ATM
" wrote in
: On Sat, 25 Jun 2011 23:37:03 -0400, "Ed Pawlowski" wrote: "DerbyDad03" wrote I've seen ATM's with flashing green lights shaped like an "wide arrow" - \/ - pointing at the slot. Reminds me of a girl I dated once . . . . . . . . She had a green - \/ - when she flashed you? Ew! I think those flashing LEDS are to foil the installation of skimmers that crooks use to get your bankcard data. it's readily apparent if the LEDs are blocked by a skimmer covering the card slot.. -- Jim Yanik jyanik at localnet dot com |
#13
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Getting cash at ATM
In article ,
Steve Barker wrote: ...snipped... never had an occasion to use an ATM. Don't see the need. Too bad you don't feel the same way about usenet... -- Better to be stuck up in a tree than tied to one. Larry Wasserman - Baltimore Maryland - lwasserm(a)sdf. lonestar.org |
#14
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Getting cash at ATM
Larry W wrote:
In article , Steve Barker wrote: ...snipped... never had an occasion to use an ATM. Don't see the need. Too bad you don't feel the same way about usenet... Aw, it's not the same. The only reaction I get from a new teller when I say I want a cashier's check denominated in Euros and I want to pay for it with Canadian dollars, is weeping, not pithy rejoinders. That's no fun. |
#15
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Getting cash at ATM
On Mon, 27 Jun 2011 07:57:15 -0500, "HeyBub" wrote:
Larry W wrote: In article , Steve Barker wrote: ...snipped... never had an occasion to use an ATM. Don't see the need. Too bad you don't feel the same way about usenet... Aw, it's not the same. The only reaction I get from a new teller when I say I want a cashier's check denominated in Euros and I want to pay for it with Canadian dollars, is weeping, not pithy rejoinders. No problem. Canadian to U$ (plus commission) then U$ to EUR (plus commission). Price in US, convert to Canadian (plus commission). Pay up wise guy! ;-) That's no fun. |
#16
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Getting cash at ATM
On 6/26/2011 6:03 PM, SBH wrote:
wrote in message m... Steve Barker wrote: never had an occasion to use an ATM. Don't see the need. Me either. If I'm going to need walking around money, I get cash back when I deposit my check. Beats me why some insist on getting $20 out of an ATM every day (and often pay for the privilege). Still, one has to be careful. I stepped up to the teller at my local bank, who shall not be named (Chase) and asked to change a $20 into two rolls of quarters for the toll road. The teller wanted my debit card(?). When I got my bank statement, those terrible people had charged me fifty cents for the transaction! For a depositor! And they wouldn't give it back! The next month I fired that ****in' bank and took my personal business, and that of the corporation I own, elsewhere. All over a piddly fifty cents (and the $15/month service fee that I had not been paying for 22 years at that bank). Banks are a rip-off. My accounts are with a credit union and they don't charge to use other credit union ATMs, which are plentiful in my area. I also have direct deposit from my employer. Therefore, seeing cash is a rarity unless I draw from the ATM or do direct business with the credit union. Many major expenses are purchased with my credit card but using a CC for small change is, IMO, asinine. As a final note, online banking is heaven and thus, increasing the rarity of seeing cash. Therefore, the need for ATM is warranted. To each his own. ever time i run my discover card through the slot at walmart (three or four times a week) it asks me if i want cash. -- Steve Barker remove the "not" from my address to email |
#17
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Getting cash at ATM
On 6/26/2011 10:36 PM, Larry W wrote:
In , Steve wrote: ...snipped... never had an occasion to use an ATM. Don't see the need. Too bad you don't feel the same way about usenet... **** off -- Steve Barker remove the "not" from my address to email |
#18
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Getting cash at ATM
On Jun 26, 1:27*pm, Steve Barker wrote:
On 6/24/2011 8:14 PM, Higgs Boson wrote: Dunno if this is considered OT. *Let's say you're getting money to pay for home repairg Here is a heads-up from David Horowitz, in the new Costco magazine. "When sliding your card into the ATM, wiggle the card slot to make sure it is secure. * (????) This tests for "skimming" devices that can steal your card's unique data. On most ATMs, a bright or flashing light will indicate that the card has been properly inserted and is secure. ** Only after the light flashes should you proceed. When entering your PIN, cover the keypad to block prying eyes or cameras." I'm assuming that Horowitz, who is a legit consumer advocate, and Costco, would not print alarmist garbazhe. ** I never noticed a flashing light at ATM. *Am I just unobservant, or is this not always the case? TIA HB never had an occasion to use an ATM. *Don't see the need. -- Steve Barker remove the "not" from my address to email- Hide quoted text - - Show quoted text - I like having cash in my pocket for various reasons. - The kids need/want some cash for some reason or another - We're buying subs for lunch at work - Chipping in for a gift or donation - etc. That said, when I'm short on pocket cash I typically get "cash back" when I use my debit card to pruchase something. However, there are times when I find myself with little or no cash but no need to go to the store. That's when the drive-through ATMs come in handy. I also use drive though ATM's on the rare occasions that someone gives me a check (a rebate, a gift from Mom, healthcare reimbursement, etc) and I need to deposit it. If I've used a teller more than a couple of times in the past few years I'd be surprised. Many years ago, back in the early 70's, I worked for one of the first banks (not *the* first one, but close) that had an ATM - a Chase Manhattan branch in Queens, NY. It could only be loaded with brand new bills since the early dispensers couldn't handle old, soft currency. It was also only opened during branch hours since it was inside the main lobby of a stately old building that was locked when the branch was closed. I just checked Google street view. The bank is now a Duane Reade drugstore, the pub across the street where I used eat lunch is now a bakery and a news stand and the entire neighborhood is covered in signs with Oriental writing on them - not that there's anythng wrong with that. |
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