I'm in a shared mortgage/home ownership situation where in the
relationship with the co-mortgager/co-owner has gone sour. She says
she's going to buy me out, yet I know she has not the means to do
this. I've had enough of what I consider to be this person's game
playing, and I've decided to go forward with steps to force sale of
the house if necessary, in order to free myself of this whole shared
home mortgage/ownership 'mistake'.

However, my copy of the mortgage agreement has mysteriously gone
missing from my filing cabinet (which I never thought to lock, until
now) while the co-mortgager/co-owner refuses have photocopied for me
(let alone let me see), her copy of the mortgage agreement. When I
went to the bank (which the mortgage is with) to ask for a replacement
copy of the mortgage agreement, they promised they would get it to me
the next day. Then they stalled and dragged their feet and it looked
to me that they just weren't very motivated in getting this to me.
(Note it just so happens that the co-mortgager/co-owner is on cozy
terms with the senior loans officer at the bank.)

Then after pressing them, they finally handed me a mere two page
mortgage balance statement with the co-mortgager's and my signatures
on it and tried to tell me that this was a complete photocopy of the
original mortgage agreement. Not wanting to argue then and there, I
took what they gave me and consulted with a real estate lawyer. The
lawyer promptly informed me that the bank has no legal obligation to
provide me with a replacement copy of my original mortgage agreement.
When I asked him, "How then can I go about obtaining a copy of my
original mortgage agreement?", he briefly mumblied something about
"I'd start with the Land Title Office, see what happens, and then go
from there...". Basically in a round about way he basically made it
clear that he wasn't going to tell me exactly how to go about this
just so I could then go about the process of getting it on my own.
Unfortunately I don't have gobs and gobs of money just lying around to
pay him thousands of dollars to run legal errands for me.

As such, I'm in somewhat of a bind. Therefore I'm requesting here any
info or guidance anyone might be willing and able to provide me, as to
how I might go about securing a replacment copy of my mortgage
agreement. Thanks in advance.

Ken