Enjoy

Lew
-------------------------------------------------------


The Last Word - Rewriting the Romney cheerleaders

http://www.youtube.com/watch?v=ahsiP...layer_embedded

On 11/11/2012 12:43 PM, Larry Blanchard wrote:
Repeatedly succeeded? It's been replaced everywhere by a mix of
capitalism and socialism. Most have a little more socialism in the mix
than we do and some of those, like Germany, Japan, Canada, and more, are
doing better than we are.

In the last several thousand years every time the socialist turn their
head or a socialist state has failed a Capitalist state has returned.

Even today is place where socialism is the rule, like Russia, Cuba, etc.
the capitalist i.e black market is keeping the economies going

On 11/11/2012 11:43 AM, Larry Blanchard wrote:

It's been replaced everywhere by a mix of
capitalism and socialism. Most have a little more socialism in the mix
than we do and some of those, like Germany, Japan, Canada, and more, are
doing better than we are.

An excellent argument can be made that they are doing better because
they can market to those who don't have that mix.

--
www.eWoodShop.com
Last update: 4/15/2010
KarlCaillouet@ (the obvious)
http://gplus.to/eWoodShop

Keith Nuttle wrote:

As for the Medicare that I receive I am paying over %1200 per year for
that insurance plus the private insurance I care. Most people even
those on Social Security do not know they pay it, but it is deducted
from the SS check.

Just FYI, it does not have to be. Mine isn't deducted, neither is my
wife's.

--

dadiOH
____________________________

Winters getting colder? Tired of the rat race?
Maybe just ready for a change? Check it out...
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On Sun, 11 Nov 2012 15:13:40 -0500, "dadiOH"
wrote:

Keith Nuttle wrote:

As for the Medicare that I receive I am paying over %1200 per year for
that insurance plus the private insurance I care. Most people even
those on Social Security do not know they pay it, but it is deducted
from the SS check.

Just FYI, it does not have to be. Mine isn't deducted, neither is my
wife's.

Can you explain how it isn't deducted?

On Sun, 11 Nov 2012 17:22:24 -0600, Gordon Shumway wrote:

Just FYI, it does not have to be. Mine isn't deducted, neither is my
wife's.

Can you explain how it isn't deducted?

Maybe he doesn't take part B?

--
When fascism comes to America, it will be wrapped in the flag and
carrying a cross.

Gordon Shumway wrote:
On Sun, 11 Nov 2012 15:13:40 -0500, "dadiOH"
wrote:

Keith Nuttle wrote:

As for the Medicare that I receive I am paying over %1200 per year for
that insurance plus the private insurance I care. Most people even
those on Social Security do not know they pay it, but it is deducted
from the SS check.

Just FYI, it does not have to be. Mine isn't deducted, neither is my
wife's.

Can you explain how it isn't deducted?

If it's Part B I'd like to know myself. I thought that Part B, which IIRC
is mandatory to get the other parts, had to be deducted?

And, its supposed to go up another $7 in January, which will just about
wipe out the proposed COLA. *******s ....

--
www.ewoodshop.com (Mobile)

Gordon Shumway wrote:
On Sun, 11 Nov 2012 15:13:40 -0500, "dadiOH"
wrote:

Keith Nuttle wrote:

As for the Medicare that I receive I am paying over %1200 per year
for that insurance plus the private insurance I care. Most people
even those on Social Security do not know they pay it, but it is
deducted from the SS check.

Just FYI, it does not have to be. Mine isn't deducted, neither is my
wife's.

Can you explain how it isn't deducted?

By using a Medicare Advantage plan. Not all of same return the deduction
but many do, in full. Some return part, some return none, some even charge
an additional amount. I choose one that returns the full amount.

http://www.google.com/search?hl=en&t...ved =0CEQQkQ4

http://www.medicare.gov/sign-up-chan...age-plans.html

--

dadiOH
____________________________

Winters getting colder? Tired of the rat race?
Maybe just ready for a change? Check it out...
http://www.floridaloghouse.net

On 11/12/2012 9:19 AM, dadiOH wrote:

While I think it may be prudent of individuals to purchase medical
insurance I don't like them being required to do so. Yeah, I
know...the employer is going to provide it. That will either
increase costs to consumers or the employers will reduce working
hours low enough so they don't have to purchase it in which case the
lucky worker will have to buy it out of HIS pocket. Or both.

While I'm sure there will be those employers who dodge the new law by
watching the hours worked, the bigger issue will likely be just ignoring
the law and paying the fine. I have spoken with CPA's who've told me
that their world is all abuzz with that very thought. For many of their
clients - especially the big companies - it will be cheaper (as the law
presently stands - for them to simply say NO! and pay the fine.

You can bet your sweet patootie that aspect of the law will change quickly.

On Mon, 12 Nov 2012 12:13:37 -0500, dadiOH wrote:

Check the prices on some of those cute little motorized chairs sometime.
Or diabetic supplies.

Ever price a hearing aid?

--
When fascism comes to America, it will be wrapped in the flag and
carrying a cross.

On 11/12/2012 11:13 AM, dadiOH wrote:

You need to look around a bit. Mine have decreased No premium either.
Double

I am currently looking, but my current plan still appears to be a better
fit than the others available for my area. The zero premium plans here
make it hardly worth giving up the basic Medicare.

I momentarily considered simply reverting to basic Medicare, but they
make that damned difficult if you went with a MA during your first 12
months of eligibility. Since I originally went with an MA, any Medigap
insurance would come at a much higher cost ... if you can even get it
without some exclusions they might come up with during the required
physical.

Whoever makes up some of these seemingly arbitrary "rules" most
definitely did not make them to benefit the folks.

A word to those coming up on 65 ... making an informed choice about
Medicare options is NOT something you want to leave until the last minute.

You damned well better start making a massive effort to understand the
options and their nuances ... they can be confusing, and are seemingly
written to trap the unwary.

Get some expert advice, but don't count on anyone being an expert on
your particular situation ... make an effort to understand it first,
before talking to that expert.

Basically, ".... don't try this at home!"

--
www.eWoodShop.com
Last update: 4/15/2010
KarlCaillouet@ (the obvious)
http://gplus.to/eWoodShop

Larry Blanchard, wrote the following at or about 11/12/2012 11:39 AM:
On Mon, 12 Nov 2012 12:13:37 -0500, dadiOH wrote:

Check the prices on some of those cute little motorized chairs sometime.
Or diabetic supplies.

Ever price a hearing aid?



LOL! How about just a regular wheelchair. My late father required one
towards the end. Medicare paid for it (as did we all). Medicare
requires a lease arrangement for a certain period of time (maybe 18
months, maybe 12). Don't recall the time frame exactly. The way it
worked was if he needed it for that period, the lease was terminated (as
were the payments) and it was his to keep. Terminate the need (or, in
his case, life) and it was returned to the medical supply company.

Whatever the time frame, if he kept it the required time Medicare (read
US) paid ~ $1,960 for that chair.

Imagine my joy when I found that I could go to eBay, click "Buy it Now"
and have the EXACT SAME BRAND & MODEL DELIVERED to his home for less
than $500! No lease, no screwing around. As it was, the medical supply
company took it back (no strings attached) after collecting about $1,600
in "lease" payments from Medicare.

We need government managing this stuff like Custer needed more ****ed
off Native Americans!

Larry Blanchard wrote:
On Mon, 12 Nov 2012 12:13:37 -0500, dadiOH wrote:

Check the prices on some of those cute little motorized chairs
sometime. Or diabetic supplies.

Ever price a hearing aid?

Those too. Ridiculous prices. Have you noticed that the vendors of same
tend to take full page newspaper ads?

--

dadiOH
____________________________

Winters getting colder? Tired of the rat race?
Maybe just ready for a change? Check it out...
http://www.floridaloghouse.net

Larry Blanchard wrote:
On Mon, 12 Nov 2012 09:55:00 -0500, Keith Nuttle wrote:

******"The only thing that's changing is the cost. The plans had been
getting paid a lot more than the traditional Medicare program, and
the Affordable Care Act is slowly trying to reduce that."****

MedAdvantage is an HMO under another name.

Not necessarily. There are numerous structures.

--

dadiOH
____________________________

Winters getting colder? Tired of the rat race?
Maybe just ready for a change? Check it out...
http://www.floridaloghouse.net

On Mon, 12 Nov 2012 13:46:43 -0500, Keith Nuttle wrote:

Since you made the statement about "fleecing the elderly", it is obvious
you are less than 40 and have never had any dealings with the Med
Advantage plans.

Keith, thank you for my laugh of the day. Talk about unwarranted
assumptions!

I'm 75. I went from regular Medicare with a supplement to a MedAdvantage
plan for two years - then I went back. So despite your assumption, I do
know whereof I speak.

Better luck next time :-).

--
When fascism comes to America, it will be wrapped in the flag and
carrying a cross.

On Mon, 12 Nov 2012 13:15:26 -0600, Swingman wrote:

I momentarily considered simply reverting to basic Medicare, but they
make that damned difficult if you went with a MA during your first 12
months of eligibility. Since I originally went with an MA, any Medigap
insurance would come at a much higher cost ... if you can even get it
without some exclusions they might come up with during the required
physical.

The rules must have changed since I reverted. IIRC, the insurer *could*
require a physical, but mine did not. And my cost was the same as
everyone else's for the company I chose, as is required - policies are
either age-rated or community-rated.

If you don't believe me, see:

https://medicare.gov/find-a-plan/sta...how-insurance-
companies-price-policies.aspx?AspxAutoDetectCookieSupport=1

The above explains the pricing, but does not address the reversion
issue. I couldn't find anything definitive on that, but there was some
indications that your rights might vary from state to state.

--
When fascism comes to America, it will be wrapped in the flag and
carrying a cross.

On 11/12/2012 7:03 PM, Larry Blanchard wrote:
On Mon, 12 Nov 2012 13:46:43 -0500, Keith Nuttle wrote:

Since you made the statement about "fleecing the elderly", it is obvious
you are less than 40 and have never had any dealings with the Med
Advantage plans.

Keith, thank you for my laugh of the day. Talk about unwarranted
assumptions!

I'm 75. I went from regular Medicare with a supplement to a MedAdvantage
plan for two years - then I went back. So despite your assumption, I do
know whereof I speak.

Better luck next time :-).

I Worked with my mother and her finances for 10 year until she died and
only know what it meant to her.

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