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Max Demian

On 08/04/2018 11:32, T i m wrote:
On Sun, 8 Apr 2018 03:20:38 -0700 (PDT), wrote:

On Sunday, April 8, 2018 at 10:14:05 AM UTC+1, T i m wrote:

Like on a cheque, you would write the numerals in the box and write it
out in full on the line as a means of a security checksum. Doing it
the other way round would probably get the cheque rejected (even
though you might be able to write a cheque out on plain paper)?

Many years (decades actually) ago I read in thesmall print that my bank would still pay a cheque even if it had "technical irregularities".

I wonder why they often seem to be rejected because of such though?

I asked what those were. The list included "words and numbers do not agree".

Bizarre!

I asked in that case which do they pay. The said it was whichever the payee chose.

Whilst that makes sense (payees request etc), how would they typically
deal with it in practice, especially when paying in a cheque issued by
someone else? Because I worked for 'The Post Office' I had a Girobank
account so used to post cheque's off, getting them rejected (by post)
if anything was irregular.

I also pondered if 'a cheque' had to be the official one as printed by
a bank of if it would still serve it's purpose as long as it carried
all the required information? After all, it's only really a
transaction request with the authorisation validation being a
signature?

By convention it can be on any piece of paper, but I expect banks can
make their own rules. Many years ago a farmer wrote a cheque on the side
of a cow.

--
Max Demian

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