Put another way, those who live from "paycheck to paycheck" probably
won't
ever become filthy rich barr winning a gamble, windfall or insurance
settlement.

That only a very few of these fortunate individuals will afterwards make
investments and change their spending habits to go on acumulating
substantially greater wealth is probably another topic altogether.

One of my ex-wives was a paralegal in Louisiana who worked for an attorney
specializing in family law. Wills, trusts, estates, things like that.

Case after case went something like this. Old Mom and Pop sacrificed
everything, lived like paupers, came to own some land, and worked 24/7.
Over the years, they started making some money, and paid off the land. Then
they started making good money growing rice or soybeans, or hitting oil.

Mom and Pop died, and now the kids and relatives are all squabbling over the
money. All the spoiled kids don't want to get dirt under their fingernails,
so sell off the estate. Within five years, most are broke, driving a dented
dirty piece of **** five year old car that they spent too much money for,
and have gone through all the money. Not all of them, but a lot.

Lots of lottery winners do the same thing.

Steve