I just had a leak in waterline behind a bathroom wall in
MY basement that we didn't know about until more than a foot of water filled
up basement. The insurance adjuster came out and said we were covered and he
approved and gave me an initial payment right on the spot However the
payment for all that water clean up and damage seemed kind of low . Now we
have found mold two weeks later and it's in the hvac duct and also on bottom
of walls at three or four locations . And while pulling back the old paneling
I found a large horizobtal rack hairline to about 1/8 in h width . Would
these two items be something I should add onto to this claim or is my
responsibility .

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