I'm in North Texas, near Dallas - I ended a long time business relationship
with State Farm insurance about a year ago to buy a homeowners policy from a
family member that was starting out with another one of the major insurance
companies here - that business didn't work out for him, so now I'm going
back to State Farm, and finding that their rates have increased almost 50%
from what they were when I had the previous State Farm homeowners policy
before I left ( a year or so ago).

The house's value is about $140,000 - the dollar value they came up with to
rebuild my home has increased from what it was with the former policy by
about 10%, so I'm questioning the agent about the 50% rise in the premium -
we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with the house
and the local area are pretty much the same as when I had the previous
policy with State Farm - no natural disasters, no roof replacement, no
flooding issues anywhere near me of any kind, no real changes in crime or
zoning or anything like that - I have excellent credit, and my remaining
mortgage is about 1\3 the value of the house - there's nothing at all that I
can figure that'd cause such a jump - and I am pretty sure that the policy
coverage specifics are pretty much the same.

Any thoughts why the big jump in my premium? Thanks!

"AngryOldWhiteGuy" wrote
in message ...
I'm in North Texas, near Dallas - I ended a long time business
relationship with State Farm insurance about a year ago to buy a
homeowners policy from a family member that was starting out with another
one of the major insurance companies here - that business didn't work out
for him, so now I'm going back to State Farm, and finding that their rates
have increased almost 50% from what they were when I had the previous
State Farm homeowners policy before I left ( a year or so ago).

The house's value is about $140,000 - the dollar value they came up with
to rebuild my home has increased from what it was with the former policy
by about 10%, so I'm questioning the agent about the 50% rise in the
premium - we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with the
house and the local area are pretty much the same as when I had the
previous policy with State Farm - no natural disasters, no roof
replacement, no flooding issues anywhere near me of any kind, no real
changes in crime or zoning or anything like that - I have excellent
credit, and my remaining mortgage is about 1\3 the value of the house -
there's nothing at all that I can figure that'd cause such a jump - and I
am pretty sure that the policy coverage specifics are pretty much the
same.

Any thoughts why the big jump in my premium? Thanks!



You don't say how much your paying, but I'm in the same area. Collin County
Just got my renewal(Safeco) and its $789, 1% deductable, taxable value
155,000 insured full replacment for 207,000.
Just got a quote from Farm Bureau and he was $1082

On Feb 28, 3:55*am, "AngryOldWhiteGuy"
wrote:
I'm in North Texas, near Dallas - I ended a long time business relationship
with State Farm insurance about a year ago to buy a homeowners policy from a
family member that was starting out with another one of the major insurance
companies here - that business didn't work out for him, so now I'm going
back to State Farm, and finding that their rates have increased almost 50%
from what they were when I had the previous State Farm homeowners policy
before I left ( a year or so ago).

The house's value is about $140,000 - the dollar value they came up with to
rebuild my home has increased from what it was with the former policy by
about 10%, so I'm questioning the agent about the 50% rise in the premium -
we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with the house
and the local area are pretty much the same as when I had the previous
policy with State Farm - no natural disasters, no roof replacement, no
flooding issues anywhere near me of any kind, no real changes in crime or
zoning or anything like that - I have excellent credit, and my remaining
mortgage is about 1\3 the value of the house - there's nothing at all that I
can figure that'd cause such a jump - and I am pretty sure that the policy
coverage specifics are pretty much the same.

Any thoughts why the big jump in my premium? *Thanks!

Global warming = Worsening weather?

On 2/28/2013 3:08 AM, harry wrote:
On Feb 28, 3:55 am, "AngryOldWhiteGuy"
wrote:

Any thoughts why the big jump in my premium? Thanks!

Global warming = Worsening weather?


Bingo!

On 2/27/2013 10:55 PM, AngryOldWhiteGuy wrote:
I'm in North Texas, near Dallas - I ended a long time business relationship
with State Farm insurance about a year ago to buy a homeowners policy from a
family member that was starting out with another one of the major insurance
companies here - that business didn't work out for him, so now I'm going
back to State Farm, and finding that their rates have increased almost 50%
from what they were when I had the previous State Farm homeowners policy
before I left ( a year or so ago).

The house's value is about $140,000 - the dollar value they came up with to
rebuild my home has increased from what it was with the former policy by
about 10%, so I'm questioning the agent about the 50% rise in the premium -
we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with the house
and the local area are pretty much the same as when I had the previous
policy with State Farm - no natural disasters, no roof replacement, no
flooding issues anywhere near me of any kind, no real changes in crime or
zoning or anything like that - I have excellent credit, and my remaining
mortgage is about 1\3 the value of the house - there's nothing at all that I
can figure that'd cause such a jump - and I am pretty sure that the policy
coverage specifics are pretty much the same.

Any thoughts why the big jump in my premium? Thanks!



Lots of wildfires, high risk for more; gotta have more money to pay
future claims.

On 2/28/2013 3:08 AM, harry wrote:

Global warming = Worsening weather?


Global warming does not exist.

harry wrote:
On Feb 28, 3:55 am, "AngryOldWhiteGuy"
wrote:
I'm in North Texas, near Dallas - I ended a long time business relationship
with State Farm insurance about a year ago to buy a homeowners policy from a
family member that was starting out with another one of the major insurance
companies here - that business didn't work out for him, so now I'm going
back to State Farm, and finding that their rates have increased almost 50%
from what they were when I had the previous State Farm homeowners policy
before I left ( a year or so ago).

The house's value is about $140,000 - the dollar value they came up with to
rebuild my home has increased from what it was with the former policy by
about 10%, so I'm questioning the agent about the 50% rise in the premium -
we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with the house
and the local area are pretty much the same as when I had the previous
policy with State Farm - no natural disasters, no roof replacement, no
flooding issues anywhere near me of any kind, no real changes in crime or
zoning or anything like that - I have excellent credit, and my remaining
mortgage is about 1\3 the value of the house - there's nothing at all that I
can figure that'd cause such a jump - and I am pretty sure that the policy
coverage specifics are pretty much the same.

Any thoughts why the big jump in my premium? Thanks!

Global warming = Worsening weather?


I believe it is due to "Hope and change."

"ChairMan" wrote in message
...

"AngryOldWhiteGuy" wrote
in message ...
I'm in North Texas, near Dallas - I ended a long time business
relationship with State Farm insurance about a year ago to buy a
homeowners policy from a family member that was starting out with another
one of the major insurance companies here - that business didn't work out
for him, so now I'm going back to State Farm, and finding that their
rates have increased almost 50% from what they were when I had the
previous State Farm homeowners policy before I left ( a year or so ago).

The house's value is about $140,000 - the dollar value they came up with
to rebuild my home has increased from what it was with the former policy
by about 10%, so I'm questioning the agent about the 50% rise in the
premium - we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with the
house and the local area are pretty much the same as when I had the
previous policy with State Farm - no natural disasters, no roof
replacement, no flooding issues anywhere near me of any kind, no real
changes in crime or zoning or anything like that - I have excellent
credit, and my remaining mortgage is about 1\3 the value of the house -
there's nothing at all that I can figure that'd cause such a jump - and I
am pretty sure that the policy coverage specifics are pretty much the
same.

Any thoughts why the big jump in my premium? Thanks!



You don't say how much your paying, but I'm in the same area. Collin
County
Just got my renewal(Safeco) and its $789, 1% deductable, taxable value
155,000 insured full replacment for 207,000.
Just got a quote from Farm Bureau and he was $1082


My quote was about $2,000 - similar numbers as yours - mine were a bit less,
actually - I might need to shop around. THANKS!

On Feb 27, 9:55 pm, "AngryOldWhiteGuy"
wrote:
I'm in North Texas, near Dallas - I ended a long time business relationship
with State Farm insurance about a year ago to buy a homeowners policy from a
family member that was starting out with another one of the major insurance
companies here - that business didn't work out for him, so now I'm going
back to State Farm, and finding that their rates have increased almost 50%
from what they were when I had the previous State Farm homeowners policy
before I left ( a year or so ago).

The house's value is about $140,000 - the dollar value they came up with to
rebuild my home has increased from what it was with the former policy by
about 10%, so I'm questioning the agent about the 50% rise in the premium -
we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with the house
and the local area are pretty much the same as when I had the previous
policy with State Farm - no natural disasters, no roof replacement, no
flooding issues anywhere near me of any kind, no real changes in crime or
zoning or anything like that - I have excellent credit, and my remaining
mortgage is about 1\3 the value of the house - there's nothing at all that I
can figure that'd cause such a jump - and I am pretty sure that the policy
coverage specifics are pretty much the same.

Any thoughts why the big jump in my premium? Thanks!

There may be a reduction in your premium based on the
length of time you have been with them, and other items
such as autos that you have insured with them. When
you cancelled and came back, perhaps those discounts
did not apply any more.
It would be useful to compare , line by line, with your
old policy to see which items actually increased. I am with
State Farm also, and am familiar somewhat with their
way of writing a policy. I am about 100 miles south of
Dallas, and my policy went up about $100, but I've been
solidly with them for 30 years.

On 2/27/2013 10:55 PM, AngryOldWhiteGuy wrote:
I'm in North Texas, near Dallas - I ended a long time business relationship
with State Farm insurance about a year ago to buy a homeowners policy from a
family member that was starting out with another one of the major insurance
companies here - that business didn't work out for him, so now I'm going
back to State Farm, and finding that their rates have increased almost 50%
from what they were when I had the previous State Farm homeowners policy
before I left ( a year or so ago).

The house's value is about $140,000 - the dollar value they came up with to
rebuild my home has increased from what it was with the former policy by
about 10%, so I'm questioning the agent about the 50% rise in the premium -
we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with the house
and the local area are pretty much the same as when I had the previous
policy with State Farm - no natural disasters, no roof replacement, no
flooding issues anywhere near me of any kind, no real changes in crime or
zoning or anything like that - I have excellent credit, and my remaining
mortgage is about 1\3 the value of the house - there's nothing at all that I
can figure that'd cause such a jump - and I am pretty sure that the policy
coverage specifics are pretty much the same.

Any thoughts why the big jump in my premium? Thanks!



I'd blame Hurricane Sandy. Insurance companies spreading their loss.
It effects all of us.

Global warming or not, people building in Mother Nature's pathways and
suffering damage make it bad for the rest of us.

On 2/28/2013 7:26 AM, Robert wrote:
On Feb 27, 9:55 pm, "AngryOldWhiteGuy"
wrote:
I'm in North Texas, near Dallas - I ended a long time business relationship
with State Farm insurance about a year ago to buy a homeowners policy from a
family member that was starting out with another one of the major insurance
companies here - that business didn't work out for him, so now I'm going
back to State Farm, and finding that their rates have increased almost 50%
from what they were when I had the previous State Farm homeowners policy
before I left ( a year or so ago).

The house's value is about $140,000 - the dollar value they came up with to
rebuild my home has increased from what it was with the former policy by
about 10%, so I'm questioning the agent about the 50% rise in the premium -
we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with the house
and the local area are pretty much the same as when I had the previous
policy with State Farm - no natural disasters, no roof replacement, no
flooding issues anywhere near me of any kind, no real changes in crime or
zoning or anything like that - I have excellent credit, and my remaining
mortgage is about 1\3 the value of the house - there's nothing at all that I
can figure that'd cause such a jump - and I am pretty sure that the policy
coverage specifics are pretty much the same.

Any thoughts why the big jump in my premium? Thanks!

There may be a reduction in your premium based on the
length of time you have been with them, and other items
such as autos that you have insured with them. When
you cancelled and came back, perhaps those discounts
did not apply any more.
It would be useful to compare , line by line, with your
old policy to see which items actually increased. I am with
State Farm also, and am familiar somewhat with their
way of writing a policy. I am about 100 miles south of
Dallas, and my policy went up about $100, but I've been
solidly with them for 30 years.



I am in south Fl. I had State Farm for over 40 years for all my
insurance needs. Last year I was cancelled. They didn't give me a valid
reason to do so. My house passed their wind mitigation requirements and
I had not had any claims. . I was then assigned to the State sponsored
insurance company. My rates went to $ 3500 per year on a house valued at
$25000. This year I was transferred to another company. New rates will
be over $4000 a year.
Welcome to Florida. Since I have no mortgage, I will be cutting back
where I can. Chuck B.

AngryOldWhiteGuy wrote:

I'm in North Texas, near Dallas ).

The house's value is about $140,000 - the dollar value they came
up with to rebuild my home

My quote was about $2,000

I've been insured with State Farm for my car for about 25 years, and
combined with my house insurance for about 15 years.

I pay about $1800 a year to insure two vehicles (car and pickup) each
older than 10 years. We have a "no-fault" car insurance system here in
Ontario. On a per-vehicle basis, the bill works out to $340 for bodily
liability, $444 for accident benefits, $90 Direct compensation (property
dammage), $74 Loss or Damage ($500/$1000 deductible). No drivers in the
household under 25 years old. No accident claims for the past 20 years.

As part of a combined policy, we pay $440 per year for house insurance.
Replacement value of house is about $200k (market value is about
$300k). Deductible might be $5 or $10k. No mortgage insurance (house
is fully paid for).

House insurance premiums has been flat for years - I think it's always
been between $420 and $450 for the 15 years I've had it. Car insurance
has gone down maybe $100 per vehicle over the past 3 years (might have
something to do with some changes to our laws).

AngryOldWhiteGuy wrote:
I'm in North Texas, near Dallas - I ended a long time business
relationship with State Farm insurance about a year ago to buy a
homeowners policy from a family member that was starting out with
another one of the major insurance companies here - that business
didn't work out for him, so now I'm going back to State Farm, and
finding that their rates have increased almost 50% from what they
were when I had the previous State Farm homeowners policy before I
left ( a year or so ago).
The house's value is about $140,000 - the dollar value they came up
with to rebuild my home has increased from what it was with the
former policy by about 10%, so I'm questioning the agent about the
50% rise in the premium - we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with
the house and the local area are pretty much the same as when I had
the previous policy with State Farm - no natural disasters, no roof
replacement, no flooding issues anywhere near me of any kind, no real
changes in crime or zoning or anything like that - I have excellent
credit, and my remaining mortgage is about 1\3 the value of the house
- there's nothing at all that I can figure that'd cause such a jump -
and I am pretty sure that the policy coverage specifics are pretty
much the same.
Any thoughts why the big jump in my premium? Thanks!

State Farm jacked up their rates a lot about a year ago. We left, had been
with them 16 years, suggest you check around.

--

dadiOH
____________________________

Winters getting colder? Tired of the rat race?
Taxes out of hand? Maybe just ready for a change?
Check it out... http://www.floridaloghouse.net

On 2/27/2013 9:55 PM, AngryOldWhiteGuy wrote:
I'm in North Texas, near Dallas - I ended a long time business relationship
with State Farm insurance about a year ago to buy a homeowners policy from a
family member that was starting out with another one of the major insurance
companies here - that business didn't work out for him, so now I'm going
back to State Farm,...

Why does this require leaving the major insuror rather than simply
changing agents????

And, of course, if you are going to make a change, shop some. I was
never very happy w/ State Farm even when had them years ago...

--

On Feb 28, 10:59*am, Dee Nile wrote:
On 2/28/2013 3:08 AM, harry wrote:



Global warming = Worsening weather?

Global warming does not exist.

So you don't think the weather is getting worse/more extreme?
Where have you been living?

"AngryOldWhiteGuy" wrote
in message ...

Any thoughts why the big jump in my premium? Thanks!

It's called Free Enterprise, what's the problem?

"Dee Nile" wrote in message
...
On 2/28/2013 3:08 AM, harry wrote:

Global warming = Worsening weather?


Global warming does not exist.

But worsening weather does ...

On Thu, 28 Feb 2013 10:28:12 -0800 (PST), harry
wrote:

On Feb 28, 10:59*am, Dee Nile wrote:
On 2/28/2013 3:08 AM, harry wrote:



Global warming = Worsening weather?

Global warming does not exist.

So you don't think the weather is getting worse/more extreme?

It's been clear for some time that we don't live in your ********
universe, harry.

Where have you been living?

In the universe where the sky is blue. We know yours is too dim to
tell.

On Thu, 28 Feb 2013 13:46:41 -0600, "NotMe" wrote:

"Dee Nile" wrote in message
...
On 2/28/2013 3:08 AM, harry wrote:

Global warming = Worsening weather?


Global warming does not exist.

But worsening weather does ...

No, we know that worsening TV reporting does.

On 2/28/2013 1:28 PM, harry wrote:
On Feb 28, 10:59 am, Dee Nile wrote:
On 2/28/2013 3:08 AM, harry wrote:



Global warming = Worsening weather?

Global warming does not exist.

So you don't think the weather is getting worse/more extreme?
Where have you been living?


Rush Limbaugh said so. It's just another lefty scare tactic.

On Thu, 28 Feb 2013 17:24:17 -0500, Dee Nile
wrote:

On 2/28/2013 1:28 PM, harry wrote:
On Feb 28, 10:59 am, Dee Nile wrote:
On 2/28/2013 3:08 AM, harry wrote:



Global warming = Worsening weather?

Global warming does not exist.

So you don't think the weather is getting worse/more extreme?
Where have you been living?


Rush Limbaugh said so. It's just another lefty scare tactic.

But harry is a Brit.

- British climate change alarmist and scientist James Lovelock predict
global warming doom: "Billions of us will die"

- Lovelock said that the earth was going to burn up and only a small
collection of us would be left to breed around the North Pole. He is
now rethinking his position.

harry loves Hollywood, learns most of his information there.

On Feb 27, 9:55*pm, "AngryOldWhiteGuy"
wrote:
I'm in North Texas, near Dallas - I ended a long time business relationship
with State Farm insurance about a year ago to buy a homeowners policy from a
family member that was starting out with another one of the major insurance
companies here - that business didn't work out for him, so now I'm going
back to State Farm, and finding that their rates have increased almost 50%
from what they were when I had the previous State Farm homeowners policy
before I left ( a year or so ago).

The house's value is about $140,000 - the dollar value they came up with to
rebuild my home has increased from what it was with the former policy by
about 10%, so I'm questioning the agent about the 50% rise in the premium -
we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with the house
and the local area are pretty much the same as when I had the previous
policy with State Farm - no natural disasters, no roof replacement, no
flooding issues anywhere near me of any kind, no real changes in crime or
zoning or anything like that - I have excellent credit, and my remaining
mortgage is about 1\3 the value of the house - there's nothing at all that I
can figure that'd cause such a jump - and I am pretty sure that the policy
coverage specifics are pretty much the same.

Any thoughts why the big jump in my premium? *Thanks!

A large increase in property damage due to tornados ,major storms, and
wild fires. All insurance companies are getting hit hard for the
damage claims nation wide and are raising rates on everyone whether
your neighborhood got hit or not. Car damage & payout for them in
these incidents is just as bad as the houses & businesses.

On Thu, 28 Feb 2013 14:45:13 -0800, Oren wrote:

On Thu, 28 Feb 2013 17:24:17 -0500, Dee Nile
wrote:

On 2/28/2013 1:28 PM, harry wrote:
On Feb 28, 10:59 am, Dee Nile wrote:
On 2/28/2013 3:08 AM, harry wrote:



Global warming = Worsening weather?

Global warming does not exist.

So you don't think the weather is getting worse/more extreme?
Where have you been living?


Rush Limbaugh said so. It's just another lefty scare tactic.

But harry is a Brit.

- British climate change alarmist and scientist James Lovelock predict
global warming doom: "Billions of us will die"

178 million will lose their jobs because of the sequester.

- Lovelock said that the earth was going to burn up and only a small
collection of us would be left to breed around the North Pole. He is
now rethinking his position.

harry loves Hollywood, learns most of his information there.

wrote:
178 million will lose their jobs because of the sequester.

Which Republicans thought was a great idea.

On Feb 28, 7:46*pm, "NotMe" wrote:
"Dee Nile" wrote in message

...

On 2/28/2013 3:08 AM, harry wrote:

Global warming = Worsening weather?

Global warming does not exist.

But worsening weather does ...

So what's your reason for it (and polar ice caps disappearing)?

On Feb 28, 9:29*pm, wrote:
On Thu, 28 Feb 2013 10:28:12 -0800 (PST), harry

wrote:
On Feb 28, 10:59*am, Dee Nile wrote:
On 2/28/2013 3:08 AM, harry wrote:

Global warming = Worsening weather?

Global warming does not exist.

So you don't think the weather is getting worse/more extreme?

It's been clear for some time that we don't live in your ********
universe, harry.

Where have you been living?

In the universe where the sky is blue. *We know yours is too dim to
tell.

http://en.wikipedia.org/wiki/Global_warming

Only ****fer brains FoxNews watchers deny global warming is happening.

On 2/28/2013 11:56 PM, wrote:
On Thu, 28 Feb 2013 20:57:12 -0800, "Bob F"
wrote:

wrote:
178 million will lose their jobs because of the sequester.

Which Republicans thought was a great idea.


If those 178 million people are only making $558.58 a year, they
should be happy to get away from that job (based 7 months, the length
of time the $58b is supposed to cover)


There is a question of whether or not there are actually 178 million
total people in the work force in the U.S.? O_o

TDD

On Fri, 1 Mar 2013 00:39:51 -0800 (PST), harry
wrote:

On Feb 28, 9:29*pm, wrote:
On Thu, 28 Feb 2013 10:28:12 -0800 (PST), harry

wrote:
On Feb 28, 10:59*am, Dee Nile wrote:
On 2/28/2013 3:08 AM, harry wrote:

Global warming = Worsening weather?

Global warming does not exist.

So you don't think the weather is getting worse/more extreme?

It's been clear for some time that we don't live in your ********
universe, harry.

Where have you been living?

In the universe where the sky is blue. *We know yours is too dim to
tell.

http://en.wikipedia.org/wiki/Global_warming

Only ****fer brains FoxNews watchers deny global warming is happening.

Only someone with some sense of science and distrust of politicians.
That leaves you out, obviously.

On Thu, 28 Feb 2013 20:57:12 -0800, "Bob F"
wrote:

wrote:
178 million will lose their jobs because of the sequester.

Which Republicans thought was a great idea.

Lefties always lie. But you knew that, too, Lefty.

On Fri, 1 Mar 2013 00:33:32 -0800 (PST), harry
wrote:

On Feb 28, 7:46*pm, "NotMe" wrote:
"Dee Nile" wrote in message

...

On 2/28/2013 3:08 AM, harry wrote:

Global warming = Worsening weather?

Global warming does not exist.

But worsening weather does ...

So what's your reason for it (and polar ice caps disappearing)?

No, dummy, the reason "worsening weather" is liars, like you. But you
knew that, too.

wrote in message
...
On Thu, 28 Feb 2013 13:46:41 -0600, "NotMe" wrote:

"Dee Nile" wrote in message
...
On 2/28/2013 3:08 AM, harry wrote:

Global warming = Worsening weather?


Global warming does not exist.

But worsening weather does ...

No, we know that worsening TV reporting does.

That too.

On Fri, 01 Mar 2013 11:45:20 -0800, Oren wrote:

On Thu, 28 Feb 2013 23:24:34 -0500, wrote:


178 million will lose their jobs because of the sequester.

Those are fuzzy math numbers invented by a well known liberal from
California.

They're not *all* from Kalifornica. We've got the Guam tipper, here.
It is worth some comic relief.


Aside it isn't true :-\

On 2/28/2013 6:19 AM, AngryOldWhiteGuy wrote:
"ChairMan" wrote in message
...

"AngryOldWhiteGuy" wrote
in message ...
I'm in North Texas, near Dallas - I ended a long time business
relationship with State Farm insurance about a year ago to buy a
homeowners policy from a family member that was starting out with another
one of the major insurance companies here - that business didn't work out
for him, so now I'm going back to State Farm, and finding that their
rates have increased almost 50% from what they were when I had the
previous State Farm homeowners policy before I left ( a year or so ago).

The house's value is about $140,000 - the dollar value they came up with
to rebuild my home has increased from what it was with the former policy
by about 10%, so I'm questioning the agent about the 50% rise in the
premium - we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with the
house and the local area are pretty much the same as when I had the
previous policy with State Farm - no natural disasters, no roof
replacement, no flooding issues anywhere near me of any kind, no real
changes in crime or zoning or anything like that - I have excellent
credit, and my remaining mortgage is about 1\3 the value of the house -
there's nothing at all that I can figure that'd cause such a jump - and I
am pretty sure that the policy coverage specifics are pretty much the
same.

Any thoughts why the big jump in my premium? Thanks!



You don't say how much your paying, but I'm in the same area. Collin
County
Just got my renewal(Safeco) and its $789, 1% deductable, taxable value
155,000 insured full replacment for 207,000.
Just got a quote from Farm Bureau and he was $1082


My quote was about $2,000 - similar numbers as yours - mine were a bit less,
actually - I might need to shop around. THANKS!



I've been with Safeco for a few years now. No problems.

On Fri, 01 Mar 2013 18:13:10 -0500, wrote:

On Fri, 01 Mar 2013 11:45:20 -0800, Oren wrote:

On Thu, 28 Feb 2013 23:24:34 -0500, wrote:


178 million will lose their jobs because of the sequester.

Those are fuzzy math numbers invented by a well known liberal from
California.

They're not *all* from Kalifornica. We've got the Guam tipper, here.
It is worth some comic relief.



"We don't anticipate that."

http://www.youtube.com/watch?v=-83jCB8Lbsw

Texas does have a border to Mexico.

Milwaukee County Board Member

http://www.youtube.com/watch?v=swygvDYTi5A

On Fri, 01 Mar 2013 17:54:39 -0800, Oren wrote:

On Fri, 01 Mar 2013 18:13:10 -0500, wrote:

On Fri, 01 Mar 2013 11:45:20 -0800, Oren wrote:

On Thu, 28 Feb 2013 23:24:34 -0500, wrote:


178 million will lose their jobs because of the sequester.

Those are fuzzy math numbers invented by a well known liberal from
California.

They're not *all* from Kalifornica. We've got the Guam tipper, here.
It is worth some comic relief.



"We don't anticipate that."

http://www.youtube.com/watch?v=-83jCB8Lbsw

It's even funnier after the initial shock wears off. People really
are that stupid. We have a bunch of 'em here (harry, Dumbie,...).

Texas does have a border to Mexico.

Milwaukee County Board Member

http://www.youtube.com/watch?v=swygvDYTi5A

Too funny. The guy was to kind, though. Stupid deserves special
notice.

On Mar 2, 12:44*am, gonjah wrote:
On 2/28/2013 6:19 AM, AngryOldWhiteGuy wrote:









"ChairMan" wrote in message
...

"AngryOldWhiteGuy" wrote
in ...
I'm in North Texas, near Dallas - I ended a long time business
relationship with State Farm insurance about a year ago to buy a
homeowners policy from a family member that was starting out with another
one of the major insurance companies here - that business didn't work out
for him, so now I'm going back to State Farm, and finding that their
rates have increased almost 50% from what they were when I had the
previous State Farm homeowners policy before I left ( a year or so ago).

The house's value is about $140,000 - the dollar value they came up with
to rebuild my home has increased from what it was with the former policy
by about 10%, so I'm questioning the agent about the 50% rise in the
premium - we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with the
house and the local area are pretty much the same as when I had the
previous policy with State Farm - no natural disasters, no roof
replacement, no flooding issues anywhere near me of any kind, no real
changes in crime or zoning or anything like that - I have excellent
credit, and my remaining mortgage is about 1\3 the value of the house -
there's nothing at all that I can figure that'd cause such a jump - and I
am pretty sure that the policy coverage specifics are pretty much the
same.

Any thoughts why the big jump in my premium? *Thanks!

You don't say how much your paying, but I'm in the same area. Collin
County
Just got my renewal(Safeco) and its $789, 1% deductable, taxable value
155,000 insured full *replacment for 207,000.
Just got a quote from Farm Bureau and he was $1082

My quote was about $2,000 - similar numbers as yours - mine were a bit less,
actually - I might need to shop around. *THANKS!

I've been with Safeco for a few years now. No problems.

You only know how good they are when you try to make a claim.

On 3/2/2013 4:18 AM, harry wrote:
On Mar 2, 12:44 am, gonjah wrote:
On 2/28/2013 6:19 AM, AngryOldWhiteGuy wrote:









"ChairMan" wrote in message
...

"AngryOldWhiteGuy" wrote
in ...
I'm in North Texas, near Dallas - I ended a long time business
relationship with State Farm insurance about a year ago to buy a
homeowners policy from a family member that was starting out with another
one of the major insurance companies here - that business didn't work out
for him, so now I'm going back to State Farm, and finding that their
rates have increased almost 50% from what they were when I had the
previous State Farm homeowners policy before I left ( a year or so ago).

The house's value is about $140,000 - the dollar value they came up with
to rebuild my home has increased from what it was with the former policy
by about 10%, so I'm questioning the agent about the 50% rise in the
premium - we're gonna talk tomorrow.

No major upgrades or improvements with the house - all things with the
house and the local area are pretty much the same as when I had the
previous policy with State Farm - no natural disasters, no roof
replacement, no flooding issues anywhere near me of any kind, no real
changes in crime or zoning or anything like that - I have excellent
credit, and my remaining mortgage is about 1\3 the value of the house -
there's nothing at all that I can figure that'd cause such a jump - and I
am pretty sure that the policy coverage specifics are pretty much the
same.

Any thoughts why the big jump in my premium? Thanks!

You don't say how much your paying, but I'm in the same area. Collin
County
Just got my renewal(Safeco) and its $789, 1% deductable, taxable value
155,000 insured full replacment for 207,000.
Just got a quote from Farm Bureau and he was $1082

My quote was about $2,000 - similar numbers as yours - mine were a bit less,
actually - I might need to shop around. THANKS!

I've been with Safeco for a few years now. No problems.

You only know how good they are when you try to make a claim.


I did. I have with State Farm too.

On Fri, 01 Mar 2013 23:22:25 -0500, wrote:

On Fri, 01 Mar 2013 17:54:39 -0800, Oren wrote:

On Fri, 01 Mar 2013 18:13:10 -0500, wrote:

On Fri, 01 Mar 2013 11:45:20 -0800, Oren wrote:

On Thu, 28 Feb 2013 23:24:34 -0500, wrote:


178 million will lose their jobs because of the sequester.

Those are fuzzy math numbers invented by a well known liberal from
California.

They're not *all* from Kalifornica. We've got the Guam tipper, here.
It is worth some comic relief.



"We don't anticipate that."

http://www.youtube.com/watch?v=-83jCB8Lbsw

It's even funnier after the initial shock wears off. People really
are that stupid. We have a bunch of 'em here (harry, Dumbie,...).

Texas does have a border to Mexico.

Milwaukee County Board Member

http://www.youtube.com/watch?v=swygvDYTi5A

Too funny. The guy was to kind, though. Stupid deserves special
notice.



No YOU don't !!!

On Sat, 02 Mar 2013 20:17:10 -0600, Doug
wrote:

On Fri, 01 Mar 2013 23:22:25 -0500, wrote:

On Fri, 01 Mar 2013 17:54:39 -0800, Oren wrote:

On Fri, 01 Mar 2013 18:13:10 -0500, wrote:

On Fri, 01 Mar 2013 11:45:20 -0800, Oren wrote:

On Thu, 28 Feb 2013 23:24:34 -0500, wrote:


178 million will lose their jobs because of the sequester.

Those are fuzzy math numbers invented by a well known liberal from
California.

They're not *all* from Kalifornica. We've got the Guam tipper, here.
It is worth some comic relief.



"We don't anticipate that."

http://www.youtube.com/watch?v=-83jCB8Lbsw

It's even funnier after the initial shock wears off. People really
are that stupid. We have a bunch of 'em here (harry, Dumbie,...).

Texas does have a border to Mexico.

Milwaukee County Board Member

http://www.youtube.com/watch?v=swygvDYTi5A

Too funny. The guy was to kind, though. Stupid deserves special
notice.



No YOU don't !!!

Speaking of stupid... You just got your special notice, Dumbie.

noted that your response made no sense at all, though none is
expected from the terminally stupid

"harry" wrote in message
...
On Feb 28, 10:59 am, Dee Nile wrote:
On 2/28/2013 3:08 AM, harry wrote:



Global warming = Worsening weather?

Global warming does not exist.
#
# So you don't think the weather is getting worse/more extreme?
# Where have you been living?

Obviously NOT in your pinky fantasy world