Home |
Search |
Today's Posts |
![]() |
|
UK diy (uk.d-i-y) For the discussion of all topics related to diy (do-it-yourself) in the UK. All levels of experience and proficency are welcome to join in to ask questions or offer solutions. |
Reply |
|
|
LinkBack | Thread Tools | Display Modes |
|
#1
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
I thought I should finally make an effort to change from an EDF standard
variable dual-fuel tariff to a fixed EDF one. I assumed it would not be simple (as far as I could see the tariffs I was interested in weren't available through a Switch website, and they appeared to be identical on the EDF website but had different names). First stage was to set up an online account ("MyAccount") with EDF. Pretty straightforward. Then I asked for a new tariff. There were a few filters to get through - I wanted a fixed tariff and to pay quarterly by cash/cheque. I was offered only *one* tariff, and that one included a servicing agreement - and it appeared to be a direct debit one! I wasn't interested in it. No matter what I tried I could not get to the tariff I was interested in. So I tried clicking on "live chat" and found it wasn't available! I then tried several different routes on the edfenergy pages, but they all ended up at the same place with that one tariff. Next was the 0333 number on the letter I'd been sent warning me of a price rise on 1 April. After umpteen selections of "Press 1" etc, I was told they were very busy and I would have to wait at least 10 minutes. After 12 minutes the muzak just stopped and the phone went silent. I held on for another 5 minutes then gave up. I next tried a different 0333 number, apparently specifically for changing tariffs, but that ended up the same as the first one. I then tried edfenergy.com/livechat, expecting it to have the same unavailability as the previous live chat attempt, but no, I got through. I find live chat rather slow, but eventually found the agent didn't know why the two tariffs were the same, and why I'd only been offered one different one. I was told I'd be sent an email with the explanation. Before I started this whole process I was convinced it would be an exercise in insanity, and I wasn't disappointed! According to "Trustpilot" (who I've previously had issues with and reported to the Information Commissioner's Office) EDF are rated "excellent" with 4.5 stars. I can only wonder what the other energy companies are like... -- Jeff |
#2
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
Jeff Layman wrote:
I wanted a fixed tariff and to pay quarterly by cash/cheque. Doubt you'll find one on offer. |
#3
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 16:25, Andy Burns wrote:
Jeff Layman wrote: I wanted a fixed tariff and to pay quarterly by cash/cheque. Doubt you'll find one on offer. https://my.edfenergy.com/gas-electricity/tariff-information-labels/ Enter any valid postcode. Select cash/cheque as payment method, then click on "Apply filters", Then Cash/cheque Whole Amount (Quarterly). Quite a few tariffs will appear (eventually - it's a slow website). -- Jeff |
#4
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On Thu, 25 Mar 2021 18:28:57 +0000, Jeff Layman
wrote: On 25/03/2021 16:25, Andy Burns wrote: Jeff Layman wrote: I wanted a fixed tariff and to pay quarterly by cash/cheque. Doubt you'll find one on offer. https://my.edfenergy.com/gas-electricity/tariff-information-labels/ Enter any valid postcode. Select cash/cheque as payment method, then click on "Apply filters", Then Cash/cheque Whole Amount (Quarterly). Quite a few tariffs will appear (eventually - it's a slow website). Why would anyone want to use cash or cheque? If you have a bank account - as you obviously do - paying by direct debit is more convenient, may give you a better tariff and is protected by the direct debit guarantee if anything goes wrong.. |
#5
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 18:41, Scott wrote:
On Thu, 25 Mar 2021 18:28:57 +0000, Jeff Layman wrote: On 25/03/2021 16:25, Andy Burns wrote: Jeff Layman wrote: I wanted a fixed tariff and to pay quarterly by cash/cheque. Doubt you'll find one on offer. https://my.edfenergy.com/gas-electricity/tariff-information-labels/ Enter any valid postcode. Select cash/cheque as payment method, then click on "Apply filters", Then Cash/cheque Whole Amount (Quarterly). Quite a few tariffs will appear (eventually - it's a slow website). Why would anyone want to use cash or cheque? If you have a bank account - as you obviously do - paying by direct debit is more convenient, may give you a better tariff and is protected by the direct debit guarantee if anything goes wrong.. The "direct debit guarantee" doesn't guarantee that they won't overcharge you and use the surplus to maintain their cash flow. I prefer quarterly in arrears, so I'm only paying for what I use. Of course, I don't actually pay by cash or cheque, I pay by bank transfer online. They don't give you the option of paying the quarterly charge by direct debit (after telling you how much). (Credit card companies and BT manage to do that.) -- Max Demian |
#6
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 22:29, Max Demian wrote:
On 25/03/2021 18:41, Scott wrote: On Thu, 25 Mar 2021 18:28:57 +0000, Jeff Layman wrote: On 25/03/2021 16:25, Andy Burns wrote: Jeff Layman wrote: I wanted a fixed tariff and to pay quarterly by cash/cheque. Doubt you'll find one on offer. https://my.edfenergy.com/gas-electricity/tariff-information-labels/ Enter any valid postcode. Select cash/cheque as payment method, then click on "Apply filters", Then Cash/cheque Whole Amount (Quarterly). Quite a few tariffs will appear (eventually - it's a slow website). Why would anyone want to use cash or cheque? If you have a bank account - as you obviously do - paying by direct debit is more convenient, may give you a better tariff and is protected by the direct debit guarantee if anything goes wrong.. The "direct debit guarantee" doesn't guarantee that they won't overcharge you and use the surplus to maintain their cash flow. I prefer quarterly in arrears, so I'm only paying for what I use. Of course, I don't actually pay by cash or cheque, I pay by bank transfer online. They don't give you the option of paying the quarterly charge by direct debit (after telling you how much). (Credit card companies and BT manage to do that.) So do the water companies. The energy suppliers seem to be unique amongst utility suppliers in almost demanding payment this way, and heavily overcharging those who don't/won't use it (and ripping off those who do - a win-win for them). I pay all my bills by BACS immediately upon receipt. It's just taken me a couple of minutes to set up a BACS Standing Order for my Council Tax bill for 2021-22. The first payment is slightly higher than the remaining nine. The council gets paid a few days early; I know exactly when and what gets paid. I don't even have to check if a DD payment has been made - it's between my bank and the council to sort out any problem (although I've never known one to occur). From what i understand, the energy companies' "DD guarantee" far from saying that they won't overcharge you almost guarantees they will! If not, why have Ofgem made a very-obvious public statement about the overcharging? -- Jeff |
#7
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 22:29, Max Demian wrote:
On 25/03/2021 18:41, Scott wrote: On Thu, 25 Mar 2021 18:28:57 +0000, Jeff Layman wrote: On 25/03/2021 16:25, Andy Burns wrote: Jeff Layman wrote: I wanted a fixed tariff and to pay quarterly by cash/cheque. Doubt you'll find one on offer. https://my.edfenergy.com/gas-electricity/tariff-information-labels/ Enter any valid postcode. Select cash/cheque as payment method, then click on "Apply filters", Then Cash/cheque Whole Amount (Quarterly). Quite a few tariffs will appear (eventually - it's a slow website). Why would anyone want to use cash or cheque?Â* If you have a bank account - as you obviously do - paying by direct debit is more convenient, may give you a better tariff and is protected by the direct debit guarantee if anything goes wrong.. The "direct debit guarantee" doesn't guarantee that they won't overcharge you and use the surplus to maintain their cash flow. I prefer quarterly in arrears, so I'm only paying for what I use. Of course, I don't actually pay by cash or cheque, I pay by bank transfer online. They don't give you the option of paying the quarterly charge by direct debit (after telling you how much). (Credit card companies and BT manage to do that.) +1, though I think BT have stopped offering quarterly variable DD's. |
#8
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 18:28, Jeff Layman wrote:
On 25/03/2021 16:25, Andy Burns wrote: Jeff Layman wrote: I wanted a fixed tariff and to pay quarterly by cash/cheque. Doubt you'll find one on offer. https://my.edfenergy.com/gas-electricity/tariff-information-labels/ Enter any valid postcode. Select cash/cheque as payment method, then click on "Apply filters", Then Cash/cheque Whole Amount (Quarterly). Quite a few tariffs will appear (eventually - it's a slow website). But by paying by cheque the cost per unit (kWh) is 10% to 11% higher compared with paying by monthly DD. This is for both electricity and gas. The daily standing charge is around 20p whereas I'm paying around 15p per day with my supplier. I'm also paying less per unit with my supplier than the EDF monthly DD fixed plan. -- mailto : news {at} admac {dot} myzen {dot} co {dot} uk |
#9
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
In article , Tim Streater
writes On 25 Mar 2021 at 18:50:52 GMT, alan_m wrote: On 25/03/2021 18:28, Jeff Layman wrote: On 25/03/2021 16:25, Andy Burns wrote: Jeff Layman wrote: I wanted a fixed tariff and to pay quarterly by cash/cheque. Doubt you'll find one on offer. https://my.edfenergy.com/gas-electricity/tariff-information-labels/ Enter any valid postcode. Select cash/cheque as payment method, then click on "Apply filters", Then Cash/cheque Whole Amount (Quarterly). Quite a few tariffs will appear (eventually - it's a slow website). But by paying by cheque the cost per unit (kWh) is 10% to 11% higher compared with paying by monthly DD. This is for both electricity and gas. The daily standing charge is around 20p whereas I'm paying around 15p per day with my supplier. I'm also paying less per unit with my supplier than the EDF monthly DD fixed plan. Less per unit is better if you have to choose, The SO is much the smaller component of overall cost for most people. I have spread sheet calculator. Just put in the tariffs and it works out he bill. I can vary current usage by any %age to see what difference it makes. Usually very little and not enough to sway the decision. -- bert |
#10
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
Jeff Layman wrote:
https://my.edfenergy.com/gas-electricity/tariff-information-labels/ Enter any valid postcode. Select cash/cheque as payment method, then click on "Apply filters", Then Cash/cheque Whole Amount (Quarterly). Quite a few tariffs will appear (eventually - it's a slow website). So slow I'd have given-up and gone elsewhere only a 1.5p/kWh 'sting' for quarterly cheque vs monthly direct debit. |
#11
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
In article , Andy Burns
writes Jeff Layman wrote: https://my.edfenergy.com/gas-electricity/tariff-information-labels/ Enter any valid postcode. Select cash/cheque as payment method, then click on "Apply filters", Then Cash/cheque Whole Amount (Quarterly). Quite a few tariffs will appear (eventually - it's a slow website). So slow I'd have given-up and gone elsewhere only a 1.5p/kWh 'sting' for quarterly cheque vs monthly direct debit. The cost per transaction for DD to the company is a fraction of the cost of processing a cheque. Plus the payment arrives on time and is correct. You have no idea how many errors there are in hand written cheques. -- bert |
#12
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 26/03/2021 20:33, bert wrote:
In article , Andy Burns writes Jeff Layman wrote: https://my.edfenergy.com/gas-electricity/tariff-information-labels/ Enter any valid postcode. Select cash/cheque as payment method, then click on "Apply filters", Then Cash/cheque Whole Amount (Quarterly). Quite a few tariffs will appear (eventually - it's a slow website). So slow I'd have given-up and gone elsewhere only a 1.5p/kWh 'sting' for quarterly cheque vs monthly direct debit. The cost per transaction for DD to the company is a fraction of the cost of processing a cheque. Plus the payment arrives on time and is correct. You have no idea how many errors there are in hand written cheques. As I said, I use BACS, not a cheque - it's just the term EDF uses. It costs the company almost nothing to process that, and it arrives on time and is correct. The reason they want DD is to use someone else's money at no cost to them. In fact, even the tiny interest rate they get on that money adds up when you have millions in the bank. I wonder in what form that appears on their annual accounts? -- Jeff |
#13
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 18:28, Jeff Layman wrote:
On 25/03/2021 16:25, Andy Burns wrote: Jeff Layman wrote: I wanted a fixed tariff and to pay quarterly by cash/cheque. Doubt you'll find one on offer. https://my.edfenergy.com/gas-electricity/tariff-information-labels/ Enter any valid postcode. Select cash/cheque as payment method, then click on "Apply filters", Then Cash/cheque Whole Amount (Quarterly). Quite a few tariffs will appear (eventually - it's a slow website). They might appear but they are mirages. The only tariffs with decent prices are dual fuel deals for some fixed period with billing online only and paid by monthly direct debit. It helps to know your exact annual usage to get to the optimum deal. I find it incredibly frustrating that you cannot just download a table of numbers showing the various fixed charges and rates. -- Regards, Martin Brown |
#14
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 26/03/2021 14:41, Martin Brown wrote:
On 25/03/2021 18:28, Jeff Layman wrote: On 25/03/2021 16:25, Andy Burns wrote: Jeff Layman wrote: I wanted a fixed tariff and to pay quarterly by cash/cheque. Doubt you'll find one on offer. https://my.edfenergy.com/gas-electricity/tariff-information-labels/ Enter any valid postcode. Select cash/cheque as payment method, then click on "Apply filters", Then Cash/cheque Whole Amount (Quarterly). Quite a few tariffs will appear (eventually - it's a slow website). They might appear but they are mirages. I'm waiting for EDF to get back to me and email the relevant information. Hmm - do I see hell freezing over?... The only tariffs with decent prices are dual fuel deals for some fixed period with billing online only and paid by monthly direct debit. It helps to know your exact annual usage to get to the optimum deal. I know my exact usage, and have fed both annual kWh figures into the calculators at EDF and comparison websites. I find it incredibly frustrating that you cannot just download a table of numbers showing the various fixed charges and rates. The whole system is designed to be as opaque and impenetrable as possible. Why else do we need all those switch sites to do what should be a fairly simple calculation? I didn't actually check the total number (including those no longer available), but when I looked at the EDF tariff list, it seemed there were approaching 100 different tariffs there. I have no doubt the other big players have a similar number. One other thing which really annoys me is that nearly all websites require your actual address as well as your postcode. Why? How many places are there where the houses on either side will be on completely different tariff offers? Some comparison sites don't need the full address. If they don't, why do the others insist on it? It's just to get you on yet another database somewhere. -- Jeff |
#15
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 26/03/2021 15:20, Jeff Layman wrote:
On 26/03/2021 14:41, Martin Brown wrote: On 25/03/2021 18:28, Jeff Layman wrote: On 25/03/2021 16:25, Andy Burns wrote: Jeff Layman wrote: I wanted a fixed tariff and to pay quarterly by cash/cheque. Doubt you'll find one on offer. https://my.edfenergy.com/gas-electricity/tariff-information-labels/ Enter any valid postcode. Select cash/cheque as payment method, then click on "Apply filters", Then Cash/cheque Whole Amount (Quarterly). Quite a few tariffs will appear (eventually - it's a slow website). They might appear but they are mirages. I'm waiting for EDF to get back to me and email the relevant information. Hmm - do I see hell freezing over?... The only tariffs with decent prices are dual fuel deals for some fixed period with billing online only and paid by monthly direct debit. It helps to know your exact annual usage to get to the optimum deal. I know my exact usage, and have fed both annual kWh figures into the calculators at EDF and comparison websites. I find it incredibly frustrating that you cannot just download a table of numbers showing the various fixed charges and rates. The whole system is designed to be as opaque and impenetrable as possible. Why else do we need all those switch sites to do what should be a fairly simple calculation? I didn't actually check the total number (including those no longer available), but when I looked at the EDF tariff list, it seemed there were approaching 100 different tariffs there. I have no doubt the other big players have a similar number. One other thing which really annoys me is that nearly all websites require your actual address as well as your postcode. Why? How many places are there where the houses on either side will be on completely different tariff offers? Some comparison sites don't need the full address. If they don't, why do the others insist on it? It's just to get you on yet another database somewhere. Its also so they check you are not an existing customer and then offer you a better deal! (you can always use a neighbours address to get a quote!) -- Cheers, John. /================================================== ===============\ | Internode Ltd - http://www.internode.co.uk | |-----------------------------------------------------------------| | John Rumm - john(at)internode(dot)co(dot)uk | \================================================= ================/ |
#16
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 16:25, Andy Burns wrote:
Jeff Layman wrote: I wanted a fixed tariff and to pay quarterly by cash/cheque. Doubt you'll find one on offer. Do any suppliers have quarterly billing combined with quarterly variable direct debits ?. BT used to offer this but I think they have removed such a payment option. |
#17
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 16:20, Jeff Layman wrote:
First stage was to set up an online account ("MyAccount") with EDF. Pretty straightforward. Then I asked for a new tariff. There were a few filters to get through - I wanted a fixed tariff and to pay quarterly by cash/cheque. That's probably your main problem. Most of the best deals are monthly DD only. -- mailto : news {at} admac {dot} myzen {dot} co {dot} uk |
#18
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 16:55, alan_m wrote:
On 25/03/2021 16:20, Jeff Layman wrote: First stage was to set up an online account ("MyAccount") with EDF. Pretty straightforward. Then I asked for a new tariff. There were a few filters to get through - I wanted a fixed tariff and to pay quarterly by cash/cheque. That's probably your main problem. Most of the best deals are monthly DD only. I've just changed my preference on the cheap energy club from monthly DD to cash/cheque and all I was offered was fixed price deals 33% to 40% more than I'm currently paying for a fixed price deal that started around 30 days ago. -- mailto : news {at} admac {dot} myzen {dot} co {dot} uk |
#19
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
In article ,
alan_m wrote: On 25/03/2021 16:20, Jeff Layman wrote: First stage was to set up an online account ("MyAccount") with EDF. Pretty straightforward. Then I asked for a new tariff. There were a few filters to get through - I wanted a fixed tariff and to pay quarterly by cash/cheque. That's probably your main problem. Most of the best deals are monthly DD only. Yes. No real point for the consumer with quarterly given the very low interest rates. But cash flow matters to the companies. Most of the best deals seem to be variable monthly DD. -- *Does fuzzy logic tickle? * Dave Plowman London SW To e-mail, change noise into sound. |
#20
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 16:20, Jeff Layman wrote:
I thought I should finally make an effort to change from an EDF standard variable dual-fuel tariff to a fixed EDF one. I assumed it would not be simple (as far as I could see the tariffs I was interested in weren't available through a Switch website, and they appeared to be identical on the EDF website but had different names). First stage was to set up an online account ("MyAccount") with EDF. Pretty straightforward. Then I asked for a new tariff. There were a few filters to get through - I wanted a fixed tariff and to pay quarterly by cash/cheque. I was offered only *one* tariff, and that one included a servicing agreement - and it appeared to be a direct debit one! I wasn't interested in it. No matter what I tried I could not get to the tariff I was interested in. So I tried clicking on "live chat" and found it wasn't available! It is a long time since I paid a utility bill at a bank using a cheque. These days nearly all suppliers want paid monthly by direct debit. One difference is how often they change the amount that they want to take. It is poaaible to ring your bank and ask them to reclaim a direct debit. I did once do this. The bank were a little reluntant but they did do as asked. I only use electricity and have been using Symbio since learning about them on Newsnet. -- Michael Chare |
#21
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 16:57, Michael Chare wrote:
On 25/03/2021 16:20, Jeff Layman wrote: I thought I should finally make an effort to change from an EDF standard variable dual-fuel tariff to a fixed EDF one. I assumed it would not be simple (as far as I could see the tariffs I was interested in weren't available through a Switch website, and they appeared to be identical on the EDF website but had different names). First stage was to set up an online account ("MyAccount") with EDF. Pretty straightforward. Then I asked for a new tariff. There were a few filters to get through - I wanted a fixed tariff and to pay quarterly by cash/cheque. I was offered only *one* tariff, and that one included a servicing agreement - and it appeared to be a direct debit one! I wasn't interested in it. No matter what I tried I could not get to the tariff I was interested in. So I tried clicking on "live chat" and found it wasn't available! It is a long time since I paid a utility bill at a bank using a cheque. Nor do I. For some reason the energy companies still call it "paying by cheque or cash", but I've been paying by BACS for years. These days nearly all suppliers want paid monthly by direct debit. One difference is how often they change the amount that they want to take. It is poaaible to ring your bank and ask them to reclaim a direct debit. I did once do this. The bank were a little reluntant but they did do as asked. Of course - it's damned if you do and damned if you don't: https://www.bbc.co.uk/news/business-56413991: "Customers who pay too much to their energy supplier through their monthly direct debit payment should receive automatic annual refunds, Ofgem says. For years, customers have complained that energy firms can hoard thousands of pounds of overpayments and would only return it on request. Now the regulator has proposed balances are cleared once a year, claiming suppliers held a surplus of £1.4bn. It said some were using the money for "unsustainable business practices". It's a fiddle: "On behalf of suppliers, Energy UK said: "Paying by direct debit helps customers budget by ensuring they pay a regular amount each month even though their actual energy usage varies significantly over the year." I'll happily do that by Standing Order, so I remain in control - not the fat cats running the energy companies. Or they can fit a smart meter and bill me for what I've actually used, not an unrealistically high fixed amount. I only use electricity and have been using Symbio since learning about them on Newsnet. Most of my energy expense is gas for central heating. -- Jeff |
#22
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On Thu, 25 Mar 2021 18:06:31 +0000, Jeff Layman
wrote: On 25/03/2021 16:57, Michael Chare wrote: On 25/03/2021 16:20, Jeff Layman wrote: I thought I should finally make an effort to change from an EDF standard variable dual-fuel tariff to a fixed EDF one. I assumed it would not be simple (as far as I could see the tariffs I was interested in weren't available through a Switch website, and they appeared to be identical on the EDF website but had different names). First stage was to set up an online account ("MyAccount") with EDF. Pretty straightforward. Then I asked for a new tariff. There were a few filters to get through - I wanted a fixed tariff and to pay quarterly by cash/cheque. I was offered only *one* tariff, and that one included a servicing agreement - and it appeared to be a direct debit one! I wasn't interested in it. No matter what I tried I could not get to the tariff I was interested in. So I tried clicking on "live chat" and found it wasn't available! It is a long time since I paid a utility bill at a bank using a cheque. Nor do I. For some reason the energy companies still call it "paying by cheque or cash", but I've been paying by BACS for years. These days nearly all suppliers want paid monthly by direct debit. One difference is how often they change the amount that they want to take. It is poaaible to ring your bank and ask them to reclaim a direct debit. I did once do this. The bank were a little reluntant but they did do as asked. Why a monthly direct debit? Mine produces a bill every three months and collects the sum due by direct debit. |
#23
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 18:44, Scott wrote:
On Thu, 25 Mar 2021 18:06:31 +0000, Jeff Layman wrote: On 25/03/2021 16:57, Michael Chare wrote: These days nearly all suppliers want paid monthly by direct debit. One difference is how often they change the amount that they want to take. It is poaaible to ring your bank and ask them to reclaim a direct debit. I did once do this. The bank were a little reluntant but they did do as asked. Why a monthly direct debit? Mine produces a bill every three months and collects the sum due by direct debit. Who does that? Did they offer that method or did you have to find out for yourself? EDF and British Gas don't seem to offer that. -- Max Demian |
#24
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On Thu, 25 Mar 2021 22:34:13 +0000, Max Demian
wrote: On 25/03/2021 18:44, Scott wrote: On Thu, 25 Mar 2021 18:06:31 +0000, Jeff Layman wrote: On 25/03/2021 16:57, Michael Chare wrote: These days nearly all suppliers want paid monthly by direct debit. One difference is how often they change the amount that they want to take. It is poaaible to ring your bank and ask them to reclaim a direct debit. I did once do this. The bank were a little reluntant but they did do as asked. Why a monthly direct debit? Mine produces a bill every three months and collects the sum due by direct debit. Who does that? Did they offer that method or did you have to find out for yourself? EDF and British Gas don't seem to offer that. nPower used to do that. That's how I set up my nPower account. But then they were taken over by e-on next and mysteriously it appears I have now "chosen" to be billed and pay monthly. I'm still paying for what I've used, in arrears, so it doesn't make that much difference. Nick |
#25
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On Thu, 25 Mar 2021 22:34:13 +0000, Max Demian
wrote: On 25/03/2021 18:44, Scott wrote: On Thu, 25 Mar 2021 18:06:31 +0000, Jeff Layman wrote: On 25/03/2021 16:57, Michael Chare wrote: These days nearly all suppliers want paid monthly by direct debit. One difference is how often they change the amount that they want to take. It is poaaible to ring your bank and ask them to reclaim a direct debit. I did once do this. The bank were a little reluntant but they did do as asked. Why a monthly direct debit? Mine produces a bill every three months and collects the sum due by direct debit. Who does that? Did they offer that method or did you have to find out for yourself? EDF and British Gas don't seem to offer that. This is getting interesting. I am now with British Gas after an enforced switch from Ebico / Robin Hood Energy when the latter went into administration. I was told existing terms would continue. The account is described as a monthly direct debit but the bill (which I cannot find on the website) seems to cover three months. There are various adjustments (miscellaneous documents) so the position is difficult to track. They also seem to have put me on a fixed price tariff. I would have liked to check if that is what I was on before but the Ebico website has been taken down. |
#26
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On Thu, 25 Mar 2021 22:34:13 +0000, Max Demian
wrote: On 25/03/2021 18:44, Scott wrote: On Thu, 25 Mar 2021 18:06:31 +0000, Jeff Layman wrote: On 25/03/2021 16:57, Michael Chare wrote: These days nearly all suppliers want paid monthly by direct debit. One difference is how often they change the amount that they want to take. It is poaaible to ring your bank and ask them to reclaim a direct debit. I did once do this. The bank were a little reluntant but they did do as asked. Why a monthly direct debit? Mine produces a bill every three months and collects the sum due by direct debit. Who does that? Did they offer that method or did you have to find out for yourself? EDF and British Gas don't seem to offer that. *Update* British Gas offers variable direct debit. I think it's monthly payments but at least it's based on usage. I would never allow the supplier to invent the amount. |
#27
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
In article ,
Scott wrote: Why a monthly direct debit? Mine produces a bill every three months and collects the sum due by direct debit. They are effectively giving you credit for more time than monthly. Which is going to cost you more. I don't think any of the best deals do quarterly. -- *It IS as bad as you think, and they ARE out to get you. Dave Plowman London SW To e-mail, change noise into sound. |
#28
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On Fri, 26 Mar 2021 11:19:06 +0000 (GMT), "Dave Plowman (News)"
wrote: In article , Scott wrote: Why a monthly direct debit? Mine produces a bill every three months and collects the sum due by direct debit. They are effectively giving you credit for more time than monthly. Which is going to cost you more. I don't think any of the best deals do quarterly. I think the counter-argument is that you are paying the correct amount instead of allowing the supplier to pick a higher amount then refund you - or not - at the end of the year. |
#29
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On Thu, 25 Mar 2021 16:20:48 +0000, Jeff Layman wrote:
snip tale of unsurprising woe That's what happens when everyone is intent on getting the lowest possible price. |
#30
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 17:15, Scion wrote:
On Thu, 25 Mar 2021 16:20:48 +0000, Jeff Layman wrote: snip tale of unsurprising woe That's what happens when everyone is intent on getting the lowest possible price. Changing supplier is easy and it appears that the worst customer service is often from the large suppliers that change the most. This tale of woe possibly has more to do with the method of payment that is not available on the better tariffs. Industry wide, the energy companies really don't want customers who pay by cheque or cash and it is more likely they don't want customers who are unwilling to manage their account on-line. -- mailto : news {at} admac {dot} myzen {dot} co {dot} uk |
#31
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
alan_m wrote:
On 25/03/2021 17:15, Scion wrote: On Thu, 25 Mar 2021 16:20:48 +0000, Jeff Layman wrote: snip tale of unsurprising woe That's what happens when everyone is intent on getting the lowest possible price. Changing supplier is easy and it appears that the worst customer service is often from the large suppliers that change the most. This tale of woe possibly has more to do with the method of payment that is not available on the better tariffs. Industry wide, the energy companies really don't want customers who pay by cheque or cash and it is more likely they don't want customers who are unwilling to manage their account on-line. .... and they're not "energy companies" they're just manipulators of paperwork between us (the consumers) and the actual businesses which generate the electricity. Wholly pointless except as a money making exercise for them. -- Chris Green · |
#32
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
Tim Streater wrote:
On 25 Mar 2021 at 17:55:32 GMT, Chris Green wrote: alan_m wrote: On 25/03/2021 17:15, Scion wrote: On Thu, 25 Mar 2021 16:20:48 +0000, Jeff Layman wrote: snip tale of unsurprising woe That's what happens when everyone is intent on getting the lowest possible price. Changing supplier is easy and it appears that the worst customer service is often from the large suppliers that change the most. This tale of woe possibly has more to do with the method of payment that is not available on the better tariffs. Industry wide, the energy companies really don't want customers who pay by cheque or cash and it is more likely they don't want customers who are unwilling to manage their account on-line. ... and they're not "energy companies" they're just manipulators of paperwork between us (the consumers) and the actual businesses which generate the electricity. Wholly pointless except as a money making exercise for them. Not really pointless. Agreed that for the most part they are just billing organisations. The volts are actually supplied by the likes of UK Power Networks, not by such as npower etc. But the billing side is a largish chunk of the cost. Why shouldn't there be a mechanism to reduce the cost of that part? It's no different to no longer queuing up in a shop to wait your turn for some klod to take a tin of cocoa off the shelf behind him and hand it to you. You may as well do that yourself while you wait. And so the self-service idea takes off: cheaper for you, quicker, and thus better for the environment. And we no longer sit in the car while some geezer fills up our tank. What did your last servant die of anyway? Supply of volts and stinking gas is no different: cost reduced by automated payments. It's also why they're after us to put smart meters in. None of which argument tells me why there's a pointless 'middleman' making a profit for no gain to anyone except themselves. I quite agree that paying efficiently by DD makes sense but that isn't a reason for the extra 'layer' of paper pushers (or DD pushers) between me and the actual producers of electricity. -- Chris Green · |
#33
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
It happens that Chris Green formulated :
I quite agree that paying efficiently by DD makes sense but that isn't a reason for the extra 'layer' of paper pushers (or DD pushers) between me and the actual producers of electricity. I know you can, but would you expect to always go to the farm for your milk, for your fruit and your veg? Would you go to the refinery for your petrol and diesel? To the weaver for your clothes? To the printer for your books? To the manufacturer for you car. There have always been middlemen and always will be, because there is a very obvious need to separate production from distribution and retailing. |
#34
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
Tim Streater wrote:
I quite agree that paying efficiently by DD makes sense but that isn't a reason for the extra 'layer' of paper pushers (or DD pushers) between me and the actual producers of electricity. Don't be silly. If these middlemen didn't do it, then the actual power companies would have to do it. As it is, they just sell a few large chunks of power to the middlemen, who set up tarriffs which they offer to us. The middlemen also insulate us from risk due to changes in the price *they* have to pay to get power. It's a form of forward buying, similar to forward selling by coffee growers or other such producers, but I imagine you don't approve of that either. So how did it work before it was all done this way? It's not been like this for all that long has it? .... and anyway, why can't the suppliers do what the 'middlemen' do and cut out their profit margin? -- Chris Green · |
#35
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 18:56, Tim Streater wrote:
Don't be silly. If these middlemen didn't do it, then the actual power companies would have to do it. As it is, they just sell a few large chunks of power to the middlemen, who set up tarriffs which they offer to us. The middlemen also insulate us from risk due to changes in the price *they* have to pay to get power. It's a form of forward buying, similar to forward selling by coffee growers or other such producers, but I imagine you don't approve of that either. There used to be a company called Enron who did that, and more recently Greensill. |
#36
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
Tim Streater brought next idea :
Not really pointless. Agreed that for the most part they are just billing organisations. The volts are actually supplied by the likes of UK Power Networks, not by such as npower etc. They are the retailers, between us and the wholesalers. They seek out the best deal they can from the wholesalers, it is then up to us to get the best deal we can from those retailers. I have no complaints, it works very well indeed for me. My costs have never been so cheap, relatively. But the billing side is a largish chunk of the cost. Why shouldn't there be a mechanism to reduce the cost of that part? It's no different to no longer queuing up in a shop to wait your turn for some klod to take a tin of cocoa off the shelf behind him and hand it to you. You may as well do that yourself while you wait. And so the self-service idea takes off: cheaper for you, quicker, and thus better for the environment. And we no longer sit in the car while some geezer fills up our tank. What did your last servant die of anyway? Supply of volts and stinking gas is no different: cost reduced by automated payments. It's also why they're after us to put smart meters in. Exactly right - work with them, to minimise their costs and due to the mass of energy supply competition, it brings the overall cost down for you as a customer. |
#37
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 16:20, Jeff Layman wrote:
I assumed it would not be simple So you were proved correct. d-i-y, for sure. Move on - and the less restrictions you apply, the better the deal you'll find on any of the numerous energy-switching sites. PA |
#38
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 18:45, Peter Able wrote:
On 25/03/2021 16:20, Jeff Layman wrote: I assumed it would not be simple So you were proved correct.Â* d-i-y, for sure. Move on - and the less restrictions you apply, the better the deal you'll find on any of the numerous energy-switching sites. PA Time I switched again too. I've always used the Which? service because I (more or less) trust them and think they are a useful campaigning organisation, but does anyone have other thoughts? |
#39
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 21:44, newshound wrote:
On 25/03/2021 18:45, Peter Able wrote: On 25/03/2021 16:20, Jeff Layman wrote: I assumed it would not be simple So you were proved correct.Â* d-i-y, for sure. Move on - and the less restrictions you apply, the better the deal you'll find on any of the numerous energy-switching sites. PA Time I switched again too. I've always used the Which? service because I (more or less) trust them and think they are a useful campaigning organisation, but does anyone have other thoughts? Surely Which? recommends Octopus (according to the adverts) - much more expensive when I checked their tariffs this year. -- mailto : news {at} admac {dot} myzen {dot} co {dot} uk |
#40
![]()
Posted to uk.d-i-y
|
|||
|
|||
![]()
On 25/03/2021 22:38, alan_m wrote:
On 25/03/2021 21:44, newshound wrote: On 25/03/2021 18:45, Peter Able wrote: On 25/03/2021 16:20, Jeff Layman wrote: I assumed it would not be simple So you were proved correct.Â* d-i-y, for sure. Move on - and the less restrictions you apply, the better the deal you'll find on any of the numerous energy-switching sites. PA Time I switched again too. I've always used the Which? service because I (more or less) trust them and think they are a useful campaigning organisation, but does anyone have other thoughts? Surely Which? recommends Octopus (according to the adverts) - much more expensive when I checked their tariffs this year. https://www.citizensadvice.org.uk/co...ricity-prices/ Seems to be pretty comprehensive. And, OP, there is an option called "pay on receipt of bill" - if you insist on not using Direct Debit. Seems to cost about £200 extra per annum if you do so. Your choice. PA |
Reply |
|
Thread Tools | Search this Thread |
Display Modes | |
|
|
![]() |
||||
Thread | Forum | |||
New Electricity Tariff | UK diy | |||
OT? Energy tariff madness | UK diy | |||
e.on's heavily pushed new fixed tariff | UK diy | |||
low energy bulbs again - how low energy? | UK diy | |||
Comparison of Low Energy bulbs (was Compulsory low-energy light-bulbs) | UK diy |