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Default Single Brick House Questions

HI, I've been reading about single brick House difficulties. I'm thinking about buying an old cottage which is single brick. Nobody can get a mortgage on it- and the price hs obviously been reduced because of this.
I would be cash buying.
Questions are would professional good quality external wall insulation make it mortgageable in the future(I'm not planning on flipping, I'd like to live there for years) or does it always remain unmortgageable unless a second layer of brick and cavity is built? I think the cost would be about £15,000 for externally insulating a small 3-bed bungalow/cottage?
I haven't found information about building a second brick layer on an existing house-Is this never done/is it too prohibitively expensive, or too complex because of the problems of building around an existing house?
Thanks
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On Tuesday, 30 July 2019 09:40:41 UTC+1, wrote:
I think the cost would be about £15,000 for externally insulating
a small 3-bed bungalow/cottage?


It might be "free" if you can get a grant for it, although most of the grants only offer partial funding.

https://www.energysavingtrust.org.uk...ion/solid-wall


External wall insulation: around £13,000
Internal wall insulation: around £7,400

Annual energy saving: £260

Payback time external: 50 years.

https://www.yesenergysolutions.co.uk...all-insulation

Owain



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On Tuesday, 30 July 2019 09:40:41 UTC+1, wrote:
HI, I've been reading about single brick House difficulties. I'm thinking about buying an old cottage which is single brick. Nobody can get a mortgage on it- and the price hs obviously been reduced because of this.
I would be cash buying.
Questions are would professional good quality external wall insulation make it mortgageable in the future(I'm not planning on flipping, I'd like to live there for years) or does it always remain unmortgageable unless a second layer of brick and cavity is built? I think the cost would be about £15,000 for externally insulating a small 3-bed bungalow/cottage?
I haven't found information about building a second brick layer on an existing house-Is this never done/is it too prohibitively expensive, or too complex because of the problems of building around an existing house?
Thanks


There are all sorts of problems with external insulation.
How is it secured to the wall?
How is it made weather proof?
What about interstitial condensation?
What happens round windows and doors.
Will you need new windows and doors?
What happens to external drain pipes? (Foul and rainwater.)
What happens under the eves?
What happens at ground level?
What happens if it spans the DPC?

There have been some real crap systems about, you need to talk to someone who's had it fitted some time ago.
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On Tuesday, 30 July 2019 10:05:55 UTC+1, newshound wrote:
On 30/07/2019 09:40, wrote:
HI, I've been reading about single brick House difficulties. I'm thinking about buying an old cottage which is single brick. Nobody can get a mortgage on it- and the price hs obviously been reduced because of this.
I would be cash buying.
Questions are would professional good quality external wall insulation make it mortgageable in the future(I'm not planning on flipping, I'd like to live there for years) or does it always remain unmortgageable unless a second layer of brick and cavity is built? I think the cost would be about £15,000 for externally insulating a small 3-bed bungalow/cottage?
I haven't found information about building a second brick layer on an existing house-Is this never done/is it too prohibitively expensive, or too complex because of the problems of building around an existing house?
Thanks

Adding external insulated cladding is a reasonably routine operation,
I'd be surprised if many mortgage companies objected provided it was
done properly.

The main problem with adding a brick facing might be the need to provide
a suitable extension to the foundations, and then suitable and
sufficient wall ties would have to be included. It wouldn't really be
viable unless you were replacing all the doors and windows and probably
the roof, unless that had a large overhang.


BTW, convention, A single brick wall is around 9" thick.
5" thick walls are caledl "half brick".
Dunno why.

I converted my single brick house to a passive house with massive external insulation. Mineral wool and masonry outer leaf added.
Roof extended & all new slates, concrete strip foundations.
Been very satisfactory. Cheap because it was DIY.


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On 30/07/2019 15:44, harry wrote:
On Tuesday, 30 July 2019 09:40:41 UTC+1, wrote:
HI, I've been reading about single brick House difficulties. I'm thinking about buying an old cottage which is single brick. Nobody can get a mortgage on it- and the price hs obviously been reduced because of this.
I would be cash buying.
Questions are would professional good quality external wall insulation make it mortgageable in the future(I'm not planning on flipping, I'd like to live there for years) or does it always remain unmortgageable unless a second layer of brick and cavity is built? I think the cost would be about £15,000 for externally insulating a small 3-bed bungalow/cottage?
I haven't found information about building a second brick layer on an existing house-Is this never done/is it too prohibitively expensive, or too complex because of the problems of building around an existing house?
Thanks


There are all sorts of problems with external insulation.
How is it secured to the wall?
How is it made weather proof?
What about interstitial condensation?
What happens round windows and doors.
Will you need new windows and doors?
What happens to external drain pipes? (Foul and rainwater.)
What happens under the eves?
What happens at ground level?
What happens if it spans the DPC?

There have been some real crap systems about, you need to talk to someone who's had it fitted some time ago.

Surprised you didn't mention Grenfall.

While everything you say is true, it is technically possible to engineer
something effective in most cases. The devil is in the detail. If, for
example, you were stripping out all the inside leaving the brick shell
then internal insulation might be another option. Although, given the
amount of penetrating damp I have seen on the upper back walls of
Victorian terrraces, that's one place where external cladding makes good
sense.

Depending on where it is, an unmortgageable cottage might actually be
quite an opportunity.
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On Tuesday, 30 July 2019 09:40:41 UTC+1, wrote:
HI, I've been reading about single brick House difficulties. I'm thinking about buying an old cottage which is single brick. Nobody can get a mortgage on it- and the price hs obviously been reduced because of this.
I would be cash buying.
Questions are would professional good quality external wall insulation make it mortgageable in the future(I'm not planning on flipping, I'd like to live there for years) or does it always remain unmortgageable unless a second layer of brick and cavity is built? I think the cost would be about £15,000 for externally insulating a small 3-bed bungalow/cottage?
I haven't found information about building a second brick layer on an existing house-Is this never done/is it too prohibitively expensive, or too complex because of the problems of building around an existing house?
Thanks


Thanks for all your input everyone. Certainly, some things to think about, Cheers


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Hang on my road is full of single brick terraces, and I'm sure you can get
mortgages on them. They are not that bad. Some of the end terrace houses may
well be worse of course. Is this just a ploy to suggest all such houses get
demolished and then huge blocks of flats built instead?
Bah humbug.
Brian

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On Tuesday, 30 July 2019 09:40:41 UTC+1, wrote:
HI, I've been reading about single brick House difficulties. I'm thinking
about buying an old cottage which is single brick. Nobody can get a
mortgage on it- and the price hs obviously been reduced because of this.
I would be cash buying.
Questions are would professional good quality external wall insulation
make it mortgageable in the future(I'm not planning on flipping, I'd like
to live there for years) or does it always remain unmortgageable unless a
second layer of brick and cavity is built? I think the cost would be about
15,000 for externally insulating a small 3-bed bungalow/cottage?
I haven't found information about building a second brick layer on an
existing house-Is this never done/is it too prohibitively expensive, or
too complex because of the problems of building around an existing house?
Thanks


Thanks for all your input everyone. Certainly, some things to think about,
Cheers


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On 31/07/2019 08:33, wrote:
On Tuesday, 30 July 2019 09:40:41 UTC+1, wrote:
HI, I've been reading about single brick House difficulties. I'm thinking about buying an old cottage which is single brick. Nobody can get a mortgage on it- and the price hs obviously been reduced because of this.
I would be cash buying.
Questions are would professional good quality external wall insulation make it mortgageable in the future(I'm not planning on flipping, I'd like to live there for years) or does it always remain unmortgageable unless a second layer of brick and cavity is built? I think the cost would be about £15,000 for externally insulating a small 3-bed bungalow/cottage?
I haven't found information about building a second brick layer on an existing house-Is this never done/is it too prohibitively expensive, or too complex because of the problems of building around an existing house?
Thanks


Thanks for all your input everyone. Certainly, some things to think about, Cheers


I suppose for the sake of clarity we should really have confirmed that
it was single brick, and not half brick. IIRC some Victorian terraces at
the bottom of the market were originally built with a single story, half
brick extension right at the back, sometimes an outside loo, sometimes a
coal store. I used to stay in one such (with outside loo) on holiday in
the 50's/60's.

It's just within the bounds of possibility that small single story
half-brick structures might be found in remoter regions, perhaps
originally built as animal shelters.
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In article , newshound
wrote:
On 31/07/2019 08:33, wrote:
On Tuesday, 30 July 2019 09:40:41 UTC+1, wrote:
HI, I've been reading about single brick House difficulties. I'm
thinking about buying an old cottage which is single brick. Nobody can
get a mortgage on it- and the price hs obviously been reduced because
of this. I would be cash buying. Questions are would professional good
quality external wall insulation make it mortgageable in the
future(I'm not planning on flipping, I'd like to live there for years)
or does it always remain unmortgageable unless a second layer of brick
and cavity is built? I think the cost would be about 15,000 for
externally insulating a small 3-bed bungalow/cottage? I haven't found
information about building a second brick layer on an existing
house-Is this never done/is it too prohibitively expensive, or too
complex because of the problems of building around an existing house?
Thanks


Thanks for all your input everyone. Certainly, some things to think
about, Cheers


I suppose for the sake of clarity we should really have confirmed that
it was single brick, and not half brick. IIRC some Victorian terraces at
the bottom of the market were originally built with a single story, half
brick extension right at the back, sometimes an outside loo, sometimes a
coal store. I used to stay in one such (with outside loo) on holiday in
the 50's/60's.


This detatched house was built in 1911 without a cavity wall, ie 'single
brick'. I don't believe it was built for the bottom of the market - but it
was built by a spec buider : 3 on this site and 4 on another site 100 yards
away.

My BiL's fires house was a 1930s terrace in Rugby - again no cavity and my
late boss' one in Harrow, buit between the wars also had no cavity.

--
from KT24 in Surrey, England
"I'd rather die of exhaustion than die of boredom" Thomas Carlyle
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charles formulated on Wednesday :
This detatched house was built in 1911 without a cavity wall, ie 'single
brick'.


This is a semi, the main part built with cavity, except for an extra
single storey part at the rear corner. That part was built as a coal
store with an extremely large toilet room next to it plus a pantry in
the main part of the house footprint.

Downstairs toilet was moved to what had been the pantry, then toilet
became a utility, with the coal store remaining as a long narrow garden
store with a separate door to the one for the utility. Its narrowness
made it useless as a store, so bricked its door up and cut through from
the utility - making it far more useful, with lots of shelves to the
left and right, as a pantry again.
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Harry Bloomfield, Esq. was thinking very hard :
This is a semi, the main part built with cavity, except for an extra single
storey part at the rear corner. That part was built as a coal store with an
extremely large toilet room next to it plus a pantry in the main part of the
house footprint.


I intended to say, despite the utility room being supplied with a rad,
the cold in there compared to the main house, is very noticeable.


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On 31/07/2019 17:46, newshound wrote:
On 31/07/2019 08:33, wrote:
On Tuesday, 30 July 2019 09:40:41 UTC+1, * wrote:


HI, I've been reading about single brick House difficulties. I'm
thinking about buying an old cottage which is single brick. Nobody
can get a mortgage on it- and the price hs obviously been reduced
because of this.
* I would be cash buying.
Questions are would professional good quality external wall
insulation make it mortgageable in the future(I'm not planning on
flipping, I'd like to live there for years) or does it always remain
unmortgageable unless a second layer of brick and cavity is built? I
think the cost would be about £15,000 for externally insulating a
small 3-bed bungalow/cottage?
I haven't found information about building a second brick layer on an
existing house-Is this never done/is it too prohibitively expensive,
or too complex because of the problems of building around an existing
house?
Thanks


Thanks for all your input everyone. Certainly, some things to think
about, Cheers


I suppose for the sake of clarity we should really have confirmed that
it was single brick, and not half brick. IIRC some Victorian terraces at
the bottom of the market were originally built with a single story, half
brick extension right at the back, sometimes an outside loo, sometimes a
coal store. I used to stay in one such (with outside loo) on holiday in
the 50's/60's.

It's just within the bounds of possibility that small single story
half-brick structures might be found in remoter regions, perhaps
originally built as animal shelters.


I wondered about that, as clearly a whole house with 4.5" thick walls
wouldn't stay up very long. (I'm not familiar with the terminology.)
Surely most brick houses build before cavity walls became common (about
100 years ago) would have been "single brick" unless they were big
enough to need an extra thickness. How did they bond a solid brick wall
that was more than 9" thick?

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On 31/07/2019 20:30, Max Demian wrote:
On 31/07/2019 17:46, newshound wrote:



I suppose for the sake of clarity we should really have confirmed that
it was single brick, and not half brick. IIRC some Victorian terraces
at the bottom of the market were originally built with a single story,
half brick extension right at the back, sometimes an outside loo,
sometimes a coal store. I used to stay in one such (with outside loo)
on holiday in the 50's/60's.

It's just within the bounds of possibility that small single story
half-brick structures might be found in remoter regions, perhaps
originally built as animal shelters.


I wondered about that, as clearly a whole house with 4.5" thick walls
wouldn't stay up very long. (I'm not familiar with the terminology.)


You can build a garden wall 4.5 inches thick but 6 feet high so long as
it has piers every 6 feet or so (and reasonable foundations). If you
build something (say) the size of a single garage then the end walls
help to brace the side walls.

I'm not saying it is desirable but that it is theoretically possible to
build a small cottage at least partly with 4.5 inch walls.

Surely most brick houses build before cavity walls became common (about
100 years ago) would have been "single brick"

Agreed

unless they were big
enough to need an extra thickness. How did they bond a solid brick wall
that was more than 9" thick?

Lots of ways. As a simple example, imagine two "separate" 9 inch walls
of conventional construction built next to each other with a pair of
stretchers lined up on the adjacent faces of each wall. Now spin that
pair 90 degrees. Another way is based on a "herringbone" layout.
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Max Demian laid this down on his screen :
How did they bond a solid brick wall that was more than 9" thick?


Bricks turned 90 deg, so they went through two leaves of bricks. for
the bricks, same idea, but staggered - in through both side of outer,
to the middle layer.
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On Tue, 30 Jul 2019 12:36:10 +0100, "dennis@home"
wrote:

snip

check that you are allowed to do external work.


When I was looking to build an extension on the front of ours (single
story porch and lounge bay thing) and as an aside we spoke to planning
and they required permission for stone cladding (because that had
'thickness'), but not rendering or pebble-dashing because that
apparently didn't?

Things might have changed since ... like the requirement to provide a
parking space for every bedroom, even if there were none for the
existing bedrooms previously?

One house locally (another EOT) has had the external cladding applied
whilst keeping all the other bits (windows, roof etc) existing. I
think the foam was about 100mm thick and then rendered with some sort
of synthetic self coloured stuff.

The flank wall is South facing so it might help keep the place cool in
the summer.

Cheers, T i m
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On Wed, 31 Jul 2019 17:46:53 +0100, newshound
wrote:

snip

IIRC some Victorian terraces at
the bottom of the market were originally built with a single story, half
brick extension right at the back, sometimes an outside loo, sometimes a
coal store.


That was ours when I first bought it. The small extension to the 'rear
addition' was a full single brick though with 3/3rds of it an inside
bathroom (off the rear extension / kitchen) and the remaining 1/3rd
the outside (and only) loo.

Now the 'new' ss extension is the only bit of the house with cavity
walls.

I did re-render the main flank wall (internally, pre plastering) with
a thermal render of some sort (that was supposed to help). It was
quite 'aerated' so I can see how it might. We have since considered
lining that with some Celotex but never got round to it.

But what if you have a single brick built house that is designed to
'breathe' through the brickwork to some degree and then you seal it up
with (especially) external cladding?

I used to stay in one such (with outside loo) on holiday in
the 50's/60's.


Sometimes it's the right place to have them ... and I don't only mean
when you are working in the garage / garden. ;-)

Cheers, T i m


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On 31/07/2019 17:46, newshound wrote:
On 31/07/2019 08:33, wrote:
On Tuesday, 30 July 2019 09:40:41 UTC+1, * wrote:
HI, I've been reading about single brick House difficulties. I'm
thinking about buying an old cottage which is single brick. Nobody
can get a mortgage on it- and the price hs obviously been reduced
because of this.
* I would be cash buying.
Questions are would professional good quality external wall
insulation make it mortgageable in the future(I'm not planning on
flipping, I'd like to live there for years) or does it always remain
unmortgageable unless a second layer of brick and cavity is built? I
think the cost would be about £15,000 for externally insulating a
small 3-bed bungalow/cottage?
I haven't found information about building a second brick layer on an
existing house-Is this never done/is it too prohibitively expensive,
or too complex because of the problems of building around an existing
house?
Thanks


Thanks for all your input everyone. Certainly, some things to think
about, Cheers


I suppose for the sake of clarity we should really have confirmed that
it was single brick, and not half brick. IIRC some Victorian terraces at
the bottom of the market were originally built with a single story, half
brick extension right at the back, sometimes an outside loo, sometimes a
coal store. I used to stay in one such (with outside loo) on holiday in
the 50's/60's.

It's just within the bounds of possibility that small single story
half-brick structures might be found in remoter regions, perhaps
originally built as animal shelters.


I lived in onr of them fir 10 years - labourers cottage


--
To ban Christmas, simply give turkeys the vote.
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On 31/07/2019 20:30, Max Demian wrote:
On 31/07/2019 17:46, newshound wrote:
On 31/07/2019 08:33, wrote:
On Tuesday, 30 July 2019 09:40:41 UTC+1, * wrote:


HI, I've been reading about single brick House difficulties. I'm
thinking about buying an old cottage which is single brick. Nobody
can get a mortgage on it- and the price hs obviously been reduced
because of this.
* I would be cash buying.
Questions are would professional good quality external wall
insulation make it mortgageable in the future(I'm not planning on
flipping, I'd like to live there for years) or does it always remain
unmortgageable unless a second layer of brick and cavity is built? I
think the cost would be about £15,000 for externally insulating a
small 3-bed bungalow/cottage?
I haven't found information about building a second brick layer on
an existing house-Is this never done/is it too prohibitively
expensive, or too complex because of the problems of building around
an existing house?
Thanks

Thanks for all your input everyone. Certainly, some things to think
about, Cheers


I suppose for the sake of clarity we should really have confirmed that
it was single brick, and not half brick. IIRC some Victorian terraces
at the bottom of the market were originally built with a single story,
half brick extension right at the back, sometimes an outside loo,
sometimes a coal store. I used to stay in one such (with outside loo)
on holiday in the 50's/60's.

It's just within the bounds of possibility that small single story
half-brick structures might be found in remoter regions, perhaps
originally built as animal shelters.


I wondered about that, as clearly a whole house with 4.5" thick walls
wouldn't stay up very long.


Utter ********

(I'm not familiar with the terminology.)
Surely most brick houses build before cavity walls became common (about
100 years ago) would have been "single brick"


No. That was luxury.

Rows of terraces, and in the country, cottages, were built half brick.




unless they were big
enough to need an extra thickness. How did they bond a solid brick wall
that was more than 9" thick?



--
Of what good are dead warriors? Warriors are those who desire battle
more than peace. Those who seek battle despite peace. Those who thump
their spears on the ground and talk of honor. Those who leap high the
battle dance and dream of glory The good of dead warriors, Mother, is
that they are dead.
Sheri S Tepper: The Awakeners.
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On 01/08/2019 09:20, The Natural Philosopher wrote:
On 31/07/2019 17:46, newshound wrote:
On 31/07/2019 08:33, wrote:
On Tuesday, 30 July 2019 09:40:41 UTC+1, * wrote:
HI, I've been reading about single brick House difficulties. I'm
thinking about buying an old cottage which is single brick. Nobody
can get a mortgage on it- and the price hs obviously been reduced
because of this.
* I would be cash buying.
Questions are would professional good quality external wall
insulation make it mortgageable in the future(I'm not planning on
flipping, I'd like to live there for years) or does it always remain
unmortgageable unless a second layer of brick and cavity is built? I
think the cost would be about £15,000 for externally insulating a
small 3-bed bungalow/cottage?
I haven't found information about building a second brick layer on
an existing house-Is this never done/is it too prohibitively
expensive, or too complex because of the problems of building around
an existing house?
Thanks

Thanks for all your input everyone. Certainly, some things to think
about, Cheers


I suppose for the sake of clarity we should really have confirmed that
it was single brick, and not half brick. IIRC some Victorian terraces
at the bottom of the market were originally built with a single story,
half brick extension right at the back, sometimes an outside loo,
sometimes a coal store. I used to stay in one such (with outside loo)
on holiday in the 50's/60's.

It's just within the bounds of possibility that small single story
half-brick structures might be found in remoter regions, perhaps
originally built as animal shelters.


I lived in onr of them fir 10 years - labourers cottage


Would you agree that these days, many mortgage companies would probably
not consider financing that sort of construction?
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On 01/08/2019 10:33, newshound wrote:
On 01/08/2019 09:20, The Natural Philosopher wrote:
On 31/07/2019 17:46, newshound wrote:
On 31/07/2019 08:33, wrote:
On Tuesday, 30 July 2019 09:40:41 UTC+1, * wrote:
HI, I've been reading about single brick House difficulties. I'm
thinking about buying an old cottage which is single brick. Nobody
can get a mortgage on it- and the price hs obviously been reduced
because of this.
* I would be cash buying.
Questions are would professional good quality external wall
insulation make it mortgageable in the future(I'm not planning on
flipping, I'd like to live there for years) or does it always
remain unmortgageable unless a second layer of brick and cavity is
built? I think the cost would be about £15,000 for externally
insulating a small 3-bed bungalow/cottage?
I haven't found information about building a second brick layer on
an existing house-Is this never done/is it too prohibitively
expensive, or too complex because of the problems of building
around an existing house?
Thanks

Thanks for all your input everyone. Certainly, some things to think
about, Cheers


I suppose for the sake of clarity we should really have confirmed
that it was single brick, and not half brick. IIRC some Victorian
terraces at the bottom of the market were originally built with a
single story, half brick extension right at the back, sometimes an
outside loo, sometimes a coal store. I used to stay in one such (with
outside loo) on holiday in the 50's/60's.

It's just within the bounds of possibility that small single story
half-brick structures might be found in remoter regions, perhaps
originally built as animal shelters.


I lived in onr of them fir 10 years - labourers cottage


Would you agree that these days, many mortgage companies would probably
not consider financing that sort of construction?


Dunno.

If nothing else, the land on which it sits is worth more than the house.




--
"When a true genius appears in the world, you may know him by this sign,
that the dunces are all in confederacy against him."

Jonathan Swift.
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