Going to rent a property abroad from a British private owner in the summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

On 07/05/2017 20:08, JoeJoe wrote:
Going to rent a property abroad from a British private owner in the summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

I don't think you'll have *any* protection either way - so it doesn't
make a lot of odds.
--
Cheers,
Roger
____________
Please reply to Newsgroup. Whilst email address is valid, it is seldom
checked.

On Sunday, 7 May 2017 20:08:36 UTC+1, JoeJoe wrote:
Which would give me a better protection should anything go wrong? My
instinct says a cheque...

Neither gives you any protection like a credit card s. 75., but sending a cheque gives him your bank details, or he could cash it at a cheque cashing place using fake id so you don't know who he really is.

Bank transfer doesn't give him your bank details, and creates a trace of where the money goes.

Obviously don't use Western Union or anything like that.

Owain

Roger Mills wrote:

I don't think you'll have *any* protection either way - so it doesn't
make a lot of odds.

At least sending a cheque by post, you confirm some some of connection
with the address you have, and you avoid the possibility of you ****ing
up the sort code/account number and sending the money to a random stranger!

"JoeJoe" wrote in message
...
Going to rent a property abroad from a British private owner in the
summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

cash

On 07/05/2017 20:48, Jim GM4DHJ ... wrote:
"JoeJoe" wrote in message
...
Going to rent a property abroad from a British private owner in the
summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

cash

It will cost me almost as much in petrol as the rent for the house - 485
miles each way ;-)

In article ,
JoeJoe writes:
Going to rent a property abroad from a British private owner in the summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

Neither gives any protection.
Go for whichever is more convenient (I would say bank transfer,
and I suppose that protects you from him saying the cheque hasn't
arrived but someone has paid it in).

--
Andrew Gabriel
[email address is not usable -- followup in the newsgroup]

"Andy Burns" wrote in message
...
Roger Mills wrote:

I don't think you'll have *any* protection either way - so it doesn't
make a lot of odds.

At least sending a cheque by post, you confirm some some of connection
with the address you have,

But the only connection could be some spiv and con
man who can go thru the letterbox with no one living
there and pocket and cash the cheque when it turns up.

and you avoid the possibility of you ****ing up the sort code
/account number and sending the money to a random stranger!

Which is no use to them to loot that account.

"Jim GM4DHJ ..." wrote in message
news

"JoeJoe" wrote in message
...
Going to rent a property abroad from a British private owner in the
summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

cash

And lose the lot if some thief is claiming to rent out what
isnt his to rent and can check the letterbox any time he likes.

JoeJoe wrote:

Going to rent a property abroad from a British private owner in the summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

have you read this?
http://www.bbc.co.uk/news/uk-39835874

I assume this is a British bank not one in another country??

Brian

--
----- -
This newsgroup posting comes to you directly from...
The Sofa of Brian Gaff...

Blind user, so no pictures please!
"JoeJoe" wrote in message
...
Going to rent a property abroad from a British private owner in the
summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

I'd be more interested in what sort of insurance he has and whether it
covers you if you accidentally burn down his house and whether the property
is on a mortgage which prohibits sub letting, personally.
Brian

--
----- -
This newsgroup posting comes to you directly from...
The Sofa of Brian Gaff...

Blind user, so no pictures please!
"Roger Mills" wrote in message
...
On 07/05/2017 20:08, JoeJoe wrote:
Going to rent a property abroad from a British private owner in the
summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

I don't think you'll have *any* protection either way - so it doesn't make
a lot of odds.
--
Cheers,
Roger
____________
Please reply to Newsgroup. Whilst email address is valid, it is seldom
checked.

In article ,
JoeJoe wrote:
Going to rent a property abroad from a British private owner in the summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

Pay a deposit then the rest on arrival after everything is as described?

--
*The hardness of the butter is proportional to the softness of the bread *

Dave Plowman London SW
To e-mail, change noise into sound.

On 07/05/2017 22:07, Rod Speed wrote:


"Andy Burns" wrote in message
...
Roger Mills wrote:

I don't think you'll have *any* protection either way - so it doesn't
make a lot of odds.

At least sending a cheque by post, you confirm some some of connection
with the address you have,

But the only connection could be some spiv and con
man who can go thru the letterbox with no one living
there and pocket and cash the cheque when it turns up.


No longer possible. Cheques have to be paid into the
account that the payee specifies.

On 08/05/2017 08:21, Brian Gaff wrote:
I'd be more interested in what sort of insurance he has and whether it
covers you if you accidentally burn down his house and whether the property
is on a mortgage which prohibits sub letting, personally.
Brian


Of if the address he uses in the UK is social housing paid for by
housing benefit.

On 07/05/2017 21:03, JoeJoe wrote:
On 07/05/2017 20:48, Jim GM4DHJ ... wrote:
"JoeJoe" wrote in message
...
Going to rent a property abroad from a British private owner in the
summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

cash

It will cost me almost as much in petrol as the rent for the house - 485
miles each way ;-)


You could look him on the voters list or equifax to make sure he
owns the UK property where he claims to live.

On 08/05/2017 08:19, Brian Gaff wrote:
I assume this is a British bank not one in another country??

Brian


It is.

On 08/05/2017 14:01, Andrew wrote:
On 08/05/2017 08:21, Brian Gaff wrote:
I'd be more interested in what sort of insurance he has and whether it
covers you if you accidentally burn down his house and whether the
property
is on a mortgage which prohibits sub letting, personally.
Brian


Of if the address he uses in the UK is social housing paid for by
housing benefit.

According to the Land Registry and Google Maps it is a nice family home
on the South Coast, worth in excess of £250,000.

"Andrew" wrote in message
news
On 07/05/2017 22:07, Rod Speed wrote:


"Andy Burns" wrote in message
...
Roger Mills wrote:

I don't think you'll have *any* protection either way - so it doesn't
make a lot of odds.

At least sending a cheque by post, you confirm some some of connection
with the address you have,

But the only connection could be some spiv and con
man who can go thru the letterbox with no one living
there and pocket and cash the cheque when it turns up.


No longer possible. Cheques have to be paid into the
account that the payee specifies.

never heard of Cash Converters?

tim

"Rod Speed" wrote in message
...


"Andy Burns" wrote in message
...
Roger Mills wrote:

I don't think you'll have *any* protection either way - so it doesn't
make a lot of odds.

At least sending a cheque by post, you confirm some some of connection
with the address you have,

But the only connection could be some spiv and con
man who can go thru the letterbox with no one living
there and pocket and cash the cheque when it turns up.

and you avoid the possibility of you ****ing up the sort code
/account number and sending the money to a random stranger!

Which is no use to them to loot that account.

ITYF that the two problems suggested are not connected

The second suggestion isn't connected with fraud by the other party but a
generic problem even if the person you are paying has the bona fides of Her
Majesties Government.

tim

"Andrew" wrote in message
news
On 07/05/2017 21:03, JoeJoe wrote:
On 07/05/2017 20:48, Jim GM4DHJ ... wrote:
"JoeJoe" wrote in message
...
Going to rent a property abroad from a British private owner in the
summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on
HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

cash

It will cost me almost as much in petrol as the rent for the house - 485
miles each way ;-)


You could look him on the voters list or equifax to make sure he
owns the UK property where he claims to live.

you need the Land Registry to check ownership

not everyone is available on the online version of the voting list -
sensible people opt out of this nonsense

if you want to check them you have to go and read the physical list which is
only available at the town hall/library of the specific authority
location(s).

tim

"Mark" wrote in message news
JoeJoe wrote:

Going to rent a property abroad from a British private owner in the
summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

have you read this?
http://www.bbc.co.uk/news/uk-39835874

"The most common scams involved plane tickets ..."

I'm surprised

I would have thought that making sure to buy plane tickets from a reliable
source was the easiest to do

tim

In article , tim...
wrote:


"Mark" wrote in message
news
JoeJoe wrote:

Going to rent a property abroad from a British private owner in the
summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on
HomwAway.com, and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

have you read this? http://www.bbc.co.uk/news/uk-39835874

"The most common scams involved plane tickets ..."

I'm surprised

I would have thought that making sure to buy plane tickets from a
reliable source was the easiest to do

Yes, but they're so much cheaper from these other sources.

--
from KT24 in Surrey, England

"Andrew" wrote in message
news
On 07/05/2017 22:07, Rod Speed wrote:


"Andy Burns" wrote in message
...
Roger Mills wrote:

I don't think you'll have *any* protection either way - so it doesn't
make a lot of odds.

At least sending a cheque by post, you confirm some some of connection
with the address you have,

But the only connection could be some spiv and con
man who can go thru the letterbox with no one living
there and pocket and cash the cheque when it turns up.


No longer possible. Cheques have to be paid into the
account that the payee specifies.

You dont know thats the case in the country that property is.

"Andrew" wrote in message
news
On 08/05/2017 08:21, Brian Gaff wrote:
I'd be more interested in what sort of insurance he has and whether it
covers you if you accidentally burn down his house and whether the
property
is on a mortgage which prohibits sub letting, personally.
Brian


Of if the address he uses in the UK

You don’t know that he has one.

is social housing paid for by housing benefit.

"Andrew" wrote in message
news
On 07/05/2017 21:03, JoeJoe wrote:
On 07/05/2017 20:48, Jim GM4DHJ ... wrote:
"JoeJoe" wrote in message
...
Going to rent a property abroad from a British private owner in the
summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on
HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

cash

It will cost me almost as much in petrol as the rent for the house - 485
miles each way ;-)


You could look him on the voters list or equifax to make sure he
owns the UK property where he claims to live.

It isnt a UK property.

tim... wrote
Rod Speed wrote
Andy Burns wrote
Roger Mills wrote

I don't think you'll have *any* protection either
way - so it doesn't make a lot of odds.

At least sending a cheque by post, you confirm
some some of connection with the address you have,

But the only connection could be some spiv and con
man who can go thru the letterbox with no one living
there and pocket and cash the cheque when it turns up.

and you avoid the possibility of you ****ing up the sort code
/account number and sending the money to a random stranger!

Which is no use to them to loot that account.

ITYF that the two problems suggested are not connected

Then there is no point in bringing that up.

The second suggestion isn't connected with fraud by the
other party but a generic problem even if the person you
are paying has the bona fides of Her Majesties Government.

There is no generic problem with someone else knowing
the sort code / account number of your account.

"tim..." wrote in message
news


"Andrew" wrote in message
news
On 07/05/2017 21:03, JoeJoe wrote:
On 07/05/2017 20:48, Jim GM4DHJ ... wrote:
"JoeJoe" wrote in message
...
Going to rent a property abroad from a British private owner in the
summer.

He obviously doesn't accept a credit cards which would have been my
preferred choice, but only a bank transfer or cheque.

Not ideal, but he seem legit - plenty of good feedback on
HomwAway.com,
and I also have his home address and phone number.

Which would give me a better protection should anything go wrong? My
instinct says a cheque...

cash

It will cost me almost as much in petrol as the rent for the house - 485
miles each way ;-)


You could look him on the voters list or equifax to make sure he
owns the UK property where he claims to live.

you need the Land Registry to check ownership

not everyone is available on the online version of the voting list -
sensible people opt out of this nonsense

if you want to check them you have to go and read the physical list which
is only available at the town hall/library of the specific authority
location(s).

And some of us avoid being on the voting list entirely.

"Rod Speed" wrote in message
...
tim... wrote
Rod Speed wrote
Andy Burns wrote
Roger Mills wrote

I don't think you'll have *any* protection either way - so it doesn't
make a lot of odds.

At least sending a cheque by post, you confirm some some of connection
with the address you have,

But the only connection could be some spiv and con
man who can go thru the letterbox with no one living
there and pocket and cash the cheque when it turns up.

and you avoid the possibility of you ****ing up the sort code
/account number and sending the money to a random stranger!

Which is no use to them to loot that account.

ITYF that the two problems suggested are not connected

Then there is no point in bringing that up.
The second suggestion isn't connected with fraud by the other party but a
generic problem even if the person you are paying has the bona fides of
Her Majesties Government.

There is no generic problem with someone else knowing
the sort code / account number of your account.

the stated risk is you typing in the wrong number and the money going to the
wrong person completely (who then refuses to repay it)

you need to learn to read

tim

"Rod Speed" wrote in message
...


"tim..." wrote in message
news



you need the Land Registry to check ownership

not everyone is available on the online version of the voting list -
sensible people opt out of this nonsense

if you want to check them you have to go and read the physical list which
is only available at the town hall/library of the specific authority
location(s).

And some of us avoid being on the voting list entirely.

that only works if you are happy with not being able to vote

tim

On 09/05/2017 10:53, tim... wrote:


"Rod Speed" wrote in message
...


"tim..." wrote in message
news



you need the Land Registry to check ownership

not everyone is available on the online version of the voting list -
sensible people opt out of this nonsense

if you want to check them you have to go and read the physical list
which is only available at the town hall/library of the specific
authority location(s).

And some of us avoid being on the voting list entirely.

that only works if you are happy with not being able to vote

tim

Thought you could request not appear on the electoral register database?

tim... wrote
Rod Speed wrote
tim... wrote
Rod Speed wrote
Andy Burns wrote
Roger Mills wrote

I don't think you'll have *any* protection
either way - so it doesn't make a lot of odds.

At least sending a cheque by post, you confirm some
some of connection with the address you have,

But the only connection could be some spiv and con
man who can go thru the letterbox with no one living
there and pocket and cash the cheque when it turns up.

and you avoid the possibility of you ****ing up the sort code
/account number and sending the money to a random stranger!

Which is no use to them to loot that account.

ITYF that the two problems suggested are not connected

Then there is no point in bringing that up.

The second suggestion isn't connected with fraud by the
other party but a generic problem even if the person you
are paying has the bona fides of Her Majesties Government.

There is no generic problem with someone else knowing
the sort code / account number of your account.

the stated risk is you typing in the wrong number
and the money going to the wrong person completely

Any bank with even half a clue checks that
the number matches the stated recipient name.

(who then refuses to repay it)

you need to learn to read

You need to write what you meant more clearly.

"tim..." wrote in message
news


"Rod Speed" wrote in message
...


"tim..." wrote in message
news



you need the Land Registry to check ownership

not everyone is available on the online version of the voting list -
sensible people opt out of this nonsense

if you want to check them you have to go and read the physical list
which is only available at the town hall/library of the specific
authority location(s).

And some of us avoid being on the voting list entirely.

that only works if you are happy with not being able to vote

Duh.

Rod Speed wrote:

the stated risk is you typing in the wrong number
and the money going to the wrong person completely

Any bank with even half a clue checks that
the number matches the stated recipient name.

Not according to lots of reports around the UK. It happens repeatedly
that someone mistypes a number and money goes astray, when the bank is
asked about it they confirm that they *don't* check that the name
matches the account number.

It has to be quite a bad typo to cause this sort of error though as
there are (I believe) check digits and such in account numbers and
sort codes.

--
Chris Green
·

On 10/05/2017 09:35, Chris Green wrote:


It has to be quite a bad typo to cause this sort of error though as
there are (I believe) check digits and such in account numbers and
sort codes.

'Fraid not in the basic 8+6 digits in UK banking.

There is in IBANs.

--
Robin
reply-to address is (intended to be) valid

On 10/05/2017 09:35, Chris Green wrote:
Rod Speed wrote:

the stated risk is you typing in the wrong number
and the money going to the wrong person completely

Any bank with even half a clue checks that
the number matches the stated recipient name.

Not according to lots of reports around the UK. It happens repeatedly
that someone mistypes a number and money goes astray, when the bank is
asked about it they confirm that they *don't* check that the name
matches the account number.

It has to be quite a bad typo to cause this sort of error though as
there are (I believe) check digits and such in account numbers and
sort codes.

The problem arises mainly if it is a valid account number and a
corrupted sort code. The simplest fix is to have someone else check your
data entry against the typed copy before making the transfer.

Or if it is for a large amount do a trial payment of £10 and then when
the recipient has confirmed safe arrival of it send £(X-10).

--
Regards,
Martin Brown

Robin wrote:
On 10/05/2017 09:35, Chris Green wrote:


It has to be quite a bad typo to cause this sort of error though as
there are (I believe) check digits and such in account numbers and
sort codes.

'Fraid not in the basic 8+6 digits in UK banking.

There is in IBANs.

Isn't there?! What a stupid system, one digit wrong and your money is
down the pan.

--
Chris Green
·

"Rod Speed" wrote in message
...
tim... wrote
Rod Speed wrote
tim... wrote
Rod Speed wrote
Andy Burns wrote
Roger Mills wrote

I don't think you'll have *any* protection either way - so it
doesn't make a lot of odds.

At least sending a cheque by post, you confirm some some of
connection with the address you have,

But the only connection could be some spiv and con
man who can go thru the letterbox with no one living
there and pocket and cash the cheque when it turns up.

and you avoid the possibility of you ****ing up the sort code
/account number and sending the money to a random stranger!

Which is no use to them to loot that account.

ITYF that the two problems suggested are not connected

Then there is no point in bringing that up.

The second suggestion isn't connected with fraud by the other party but
a generic problem even if the person you are paying has the bona fides
of Her Majesties Government.

There is no generic problem with someone else knowing
the sort code / account number of your account.

the stated risk is you typing in the wrong number and the money going to
the wrong person completely

Any bank with even half a clue checks that the number matches the stated
recipient name.

In your jurisdiction, perhaps

in mine - not a chance

You've more chance of being told you've won a prize draw with a free trip to
the ISS

tim

"Chris Green" wrote in message
...
Rod Speed wrote:

the stated risk is you typing in the wrong number
and the money going to the wrong person completely

Any bank with even half a clue checks that
the number matches the stated recipient name.

Not according to lots of reports around the UK. It happens repeatedly
that someone mistypes a number and money goes astray, when the bank is
asked about it they confirm that they *don't* check that the name
matches the account number.

It has to be quite a bad typo to cause this sort of error though as
there are (I believe) check digits and such in account numbers and
sort codes.

this used to be a case

but they gave up on that, as they needed the full range of numbers for the
accounts that they opened and were stuck with a maximum of 8 digits

tim



--
Chris Green
·

"Chris Green" wrote in message
...
Robin wrote:
On 10/05/2017 09:35, Chris Green wrote:


It has to be quite a bad typo to cause this sort of error though as
there are (I believe) check digits and such in account numbers and
sort codes.

'Fraid not in the basic 8+6 digits in UK banking.

There is in IBANs.

Isn't there?! What a stupid system, one digit wrong and your money is
down the pan.

German banks have recently insisted that all transfers must be done using
the full IBAN number (presumably) to avoid this problem

perhaps we should do the same

tim



--
Chris Green
·