Pal spends more than 60 days a year at his place in Spain. And has sort of
found out his UK house insurance company has a limit of 60 days away a
year.

Anyone recommend a specialist broker, etc?

--
*What do you call a dinosaur with an extensive vocabulary? A thesaurus.*

Dave Plowman London SW
To e-mail, change noise into sound.

On Thu, 18 Jun 2015 15:25:44 +0100
"Dave Plowman (News)" wrote:

Pal spends more than 60 days a year at his place in Spain. And has
sort of found out his UK house insurance company has a limit of 60
days away a year.

Anyone recommend a specialist broker, etc?


He might well find that that is a total, and only 30 days consecutive
are allowed.

--
Davey.

In message , "Dave Plowman (News)"
writes
Pal spends more than 60 days a year at his place in Spain. And has sort of
found out his UK house insurance company has a limit of 60 days away a
year.

Anyone recommend a specialist broker, etc?

Dave, I had a problem with household insurance, and found HLI to be very
helpful. My problem was nothing to do with being away, but these people
tend to be a bit more specialist and actually discuss problems with
underwriters, rather than just tick boxes.

HLI
Wessex House
4 Greystoke Business Centre
Portishead
Bristol
BS20 6PY

0844 579 0064
--
Graeme

On 18/06/15 15:25, Dave Plowman (News) wrote:
Pal spends more than 60 days a year at his place in Spain. And has sort of
found out his UK house insurance company has a limit of 60 days away a
year.

Anyone recommend a specialist broker, etc?


I would google for "Holiday Home" insurers. He might be able to cover
his english home as a holiday home (even though that seems arse about
face) - but it may give him much more latitude as to not being there.

On 6/18/2015 3:25 PM, Dave Plowman (News) wrote:
Pal spends more than 60 days a year at his place in Spain. And has sort of
found out his UK house insurance company has a limit of 60 days away a
year.

Anyone recommend a specialist broker, etc?

Is it 60 days a year total? Or 60 consecutive days?
I've been told that on some policies, if a friend/relative spends one
night there every 60 days (using the phone to document his presence), it
meets the terms.

In article ,
S Viemeister wrote:
On 6/18/2015 3:25 PM, Dave Plowman (News) wrote:
Pal spends more than 60 days a year at his place in Spain. And
has sort of found out his UK house insurance company has a limit
of 60 days away a year.

Anyone recommend a specialist broker, etc?

Is it 60 days a year total? Or 60 consecutive days? I've been told
that on some policies, if a friend/relative spends one night there
every 60 days (using the phone to document his presence), it meets
the terms.

Yup, it's worth checking the *exact* wording on the policy.

Had some friends with a place in France they were renovating. I was
slightly surprised to see British electrical sockets when I visited :-)

Anyway, to meet the requirements of the insurance policy, their son
use to stay overnight on Saturday every few weeks. He mowed the
lawn on Sunday morning and then returned back to his home. Job
done as far as the insurance policy was concerned.
--
Dennis Davis

In article ,
S Viemeister wrote:
On 6/18/2015 3:25 PM, Dave Plowman (News) wrote:
Pal spends more than 60 days a year at his place in Spain. And has
sort of found out his UK house insurance company has a limit of 60
days away a year.

Anyone recommend a specialist broker, etc?

Is it 60 days a year total? Or 60 consecutive days?
I've been told that on some policies, if a friend/relative spends one
night there every 60 days (using the phone to document his presence), it
meets the terms.


Either or both. Makes no difference in this case, as both are exceeded.

One company has quoted. They require a documented visit by a neighbour or
whatever every fortnight. But that happened anyway - and more frequently
to clear any mail which is a giveaway of an empty house. And keeping the
front garden so it looks occupied.

--
*Do they ever shut up on your planet?

Dave Plowman London SW
To e-mail, change noise into sound.

On 18/06/2015 15:25, Dave Plowman (News) wrote:
Pal spends more than 60 days a year at his place in Spain. And has sort of
found out his UK house insurance company has a limit of 60 days away a
year.

Anyone recommend a specialist broker, etc?


Has he discussed it with his insurance company? Some companies will
extend the permitted absence period for a small fee.
--
Cheers,
Roger
____________
Please reply to Newsgroup. Whilst email address is valid, it is seldom
checked.