Our insurance with Saga is up for renewal.

This year there is a new endorsement which says that any flat roof must be
inspected at least every 8 years.

Presumably this means that you will need a certificate from a builder or
roofer signed and dated.
Otherwise how do you prove that it was inspected?

While I can see that regular inspection is a good thing (as with all other
aspects of a house) this seems to be yet another item where you will have
to buy a certificate.

I also wonder what liability said builder or roofer would be taking on
when issuing a certificate to say the roof was O.K.

Does anyone currently have to do this, and if so what does it cost?

Cheers

Dave R