On 28 Sep, 16:50, Dave wrote:
I am banking with Nat West and went for paperless banking some time ago
and they gave me a card reader for some of the transactions. What does
it do?

Dave

Sorry if I'm answering stuff that's already been answered but....
The Card reader is to enable the setup of payments for Bills (credit
card/Gas/leccy and all that stuff and other people with other banks).
This is to make sure if someone DID get your lgin details, they
wouldn't be able to set up payments to themselves or anyone else
unless they had your Debit Card and your PIN. When you set up a
payment to a new 3rd party you have a code you type into the card
reader (after you've alrady typed in your Debit Card PIN) and then
type the response this produces back into the web page to authorise
the setup.

Hope this helps

Doc