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UK diy (uk.d-i-y) For the discussion of all topics related to diy (do-it-yourself) in the UK. All levels of experience and proficency are welcome to join in to ask questions or offer solutions. |
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#1
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Unoccupied house insurance
I am renovating a property which at the moment is unoccupied.
I would like to have building insurance but am having difficulty obtaining this as it is unoccupied. I am there every day working. So I'm looking for insurance companies that would take this on. mark |
#2
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Unoccupied house insurance
"mark" wrote in message et... I am renovating a property which at the moment is unoccupied. I would like to have building insurance but am having difficulty obtaining this as it is unoccupied. I am there every day working. So I'm looking for insurance companies that would take this on. Go to an Insurance Broker rather than direct to the insurance company. |
#3
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Unoccupied house insurance
"mark" wrote in message
et... I am renovating a property which at the moment is unoccupied. I would like to have building insurance but am having difficulty obtaining this as it is unoccupied. I am there every day working. So I'm looking for insurance companies that would take this on. mark I was arranging a mortgage on a simalar property with Nationwide, and they quoted me for the same situation no problems! |
#4
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Unoccupied house insurance
"mark" wrote in message et... I am renovating a property which at the moment is unoccupied. I would like to have building insurance but am having difficulty obtaining this as it is unoccupied. I am there every day working. So it is occupied... by you, you eat, drink and work there, the only thing you don't do is sleep!(unless of course you take a siesta) So I'm looking for insurance companies that would take this on. I second the local broker, I insure bike, cars, house (well I do now.. but thats another story!) and they were better than online quotes with the advantage I can go in and see someone face to face. Des |
#5
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Unoccupied house insurance
"Dieseldes" wrote in message ... "mark" wrote in message et... I am renovating a property which at the moment is unoccupied. I would like to have building insurance but am having difficulty obtaining this as it is unoccupied. I am there every day working. So it is occupied... by you, you eat, drink and work there, the only thing you don't do is sleep!(unless of course you take a siesta) That may be true, but the Insurance Company will probably see things differently, and it's your duty to advice the IC of any material facts that might reasonably affect their assessment of the risk. |
#6
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Unoccupied house insurance
In message , Dieseldes
writes "mark" wrote in message net... I am renovating a property which at the moment is unoccupied. I would like to have building insurance but am having difficulty obtaining this as it is unoccupied. I am there every day working. So it is occupied... by you, you eat, drink and work there, the only thing you don't do is sleep!(unless of course you take a siesta) So I'm looking for insurance companies that would take this on. I second the local broker, I insure bike, c can you do better than aunty carole ? -- geoff |
#7
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Unoccupied house insurance
Dieseldes wrote:
"mark" wrote in message et... I am renovating a property which at the moment is unoccupied. I would like to have building insurance but am having difficulty obtaining this as it is unoccupied. I am there every day working. So it is occupied... by you, you eat, drink and work there, the only thing you don't do is sleep!(unless of course you take a siesta) Of course it isn't occupied, in insurance company terms. David |
#8
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Unoccupied house insurance
Had the same problem while administering my mother's estate. Forget which
company I found, but ISTR the premium was bumped up 50%. |
#9
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Unoccupied house insurance
mark wrote:
I am renovating a property which at the moment is unoccupied. I would like to have building insurance but am having difficulty obtaining this as it is unoccupied. I am there every day working. So I'm looking for insurance companies that would take this on. mark Usually the people who you have your own current house insurance with will do it - CIS did it for us and when chatting to the lass on the phone, she said that it's normal for others to refuse but existing company to accept. |
#10
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Unoccupied house insurance
"geoff" wrote in message ... In message , Dieseldes writes "mark" wrote in message snet... I I second the local broker, I insure bike, can you do better than aunty carole ? Yes, last year, but just having had a mail shot in for auntie C, I tell you in a couple of days!! Des |
#11
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Unoccupied house insurance
mark wrote:
I am renovating a property which at the moment is unoccupied. I would like to have building insurance but am having difficulty obtaining this as it is unoccupied. I am there every day working. So I'm looking for insurance companies that would take this on. In identical circumstances I used http://www.ukinsurancenet.com/ Policy was underwritten by Ocaso. Not particularly cheap, for sure, but not as bad as most and at least they didn't impose all the damned fool exclusions that several other outfits did. Can't really reccomend them unreservedly as I never had to claim on the policy, but had no problems with them otherwise. David |
#12
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Unoccupied house insurance
In message , Dieseldes
writes "geoff" wrote in message ... In message , Dieseldes writes "mark" wrote in message usnet... I I second the local broker, I insure bike, can you do better than aunty carole ? Yes, last year, but just having had a mail shot in for auntie C, I tell you in a couple of days!! I'll send you details - the blade's up for renewal on, I think, the 25th email's valid, I take it, if not, mine is -- geoff |
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