UK diy (uk.d-i-y) For the discussion of all topics related to diy (do-it-yourself) in the UK. All levels of experience and proficency are welcome to join in to ask questions or offer solutions.

Reply
 
LinkBack Thread Tools Search this Thread Display Modes
  #1   Report Post  
Posted to uk.d-i-y
external usenet poster
 
Posts: 357
Default Unoccupied house insurance

I am renovating a property which at the moment is unoccupied.
I would like to have building insurance but am having difficulty obtaining
this as it is unoccupied.
I am there every day working.

So I'm looking for insurance companies that would take this on.


mark



  #2   Report Post  
Posted to uk.d-i-y
OG OG is offline
external usenet poster
 
Posts: 563
Default Unoccupied house insurance


"mark" wrote in message
et...
I am renovating a property which at the moment is unoccupied.
I would like to have building insurance but am having difficulty obtaining
this as it is unoccupied.
I am there every day working.

So I'm looking for insurance companies that would take this on.


Go to an Insurance Broker rather than direct to the insurance company.


  #3   Report Post  
Posted to uk.d-i-y
external usenet poster
 
Posts: 197
Default Unoccupied house insurance

"mark" wrote in message
et...
I am renovating a property which at the moment is unoccupied.
I would like to have building insurance but am having difficulty obtaining
this as it is unoccupied.
I am there every day working.

So I'm looking for insurance companies that would take this on.


mark


I was arranging a mortgage on a simalar property with Nationwide, and they
quoted me for the same situation no problems!

  #4   Report Post  
Posted to uk.d-i-y
external usenet poster
 
Posts: 58
Default Unoccupied house insurance


"mark" wrote in message
et...
I am renovating a property which at the moment is unoccupied.
I would like to have building insurance but am having difficulty obtaining
this as it is unoccupied.
I am there every day working.


So it is occupied... by you, you eat, drink and work there, the only thing
you don't do is sleep!(unless of course you take a siesta)


So I'm looking for insurance companies that would take this on.


I second the local broker, I insure bike, cars, house (well I do now.. but
thats another story!) and they were better than online quotes with the
advantage I can go in and see someone face to face.

Des


  #5   Report Post  
Posted to uk.d-i-y
OG OG is offline
external usenet poster
 
Posts: 563
Default Unoccupied house insurance


"Dieseldes" wrote in message
...

"mark" wrote in message
et...
I am renovating a property which at the moment is unoccupied.
I would like to have building insurance but am having difficulty
obtaining this as it is unoccupied.
I am there every day working.


So it is occupied... by you, you eat, drink and work there, the only
thing you don't do is sleep!(unless of course you take a siesta)


That may be true, but the Insurance Company will probably see things
differently, and it's your duty to advice the IC of any material facts that
might reasonably affect their assessment of the risk.




  #6   Report Post  
Posted to uk.d-i-y
external usenet poster
 
Posts: 3,861
Default Unoccupied house insurance

In message , Dieseldes
writes

"mark" wrote in message
net...
I am renovating a property which at the moment is unoccupied.
I would like to have building insurance but am having difficulty obtaining
this as it is unoccupied.
I am there every day working.


So it is occupied... by you, you eat, drink and work there, the only thing
you don't do is sleep!(unless of course you take a siesta)


So I'm looking for insurance companies that would take this on.


I second the local broker, I insure bike, c

can you do better than aunty carole ?


--
geoff
  #7   Report Post  
Posted to uk.d-i-y
external usenet poster
 
Posts: 4,555
Default Unoccupied house insurance

Dieseldes wrote:
"mark" wrote in message
et...
I am renovating a property which at the moment is unoccupied.
I would like to have building insurance but am having difficulty obtaining
this as it is unoccupied.
I am there every day working.


So it is occupied... by you, you eat, drink and work there, the only thing
you don't do is sleep!(unless of course you take a siesta)


Of course it isn't occupied, in insurance company terms.

David
  #8   Report Post  
Posted to uk.d-i-y
external usenet poster
 
Posts: 2,112
Default Unoccupied house insurance

Had the same problem while administering my mother's estate. Forget which
company I found, but ISTR the premium was bumped up 50%.


  #9   Report Post  
Posted to uk.d-i-y
external usenet poster
 
Posts: 178
Default Unoccupied house insurance

mark wrote:
I am renovating a property which at the moment is unoccupied.
I would like to have building insurance but am having difficulty
obtaining this as it is unoccupied.
I am there every day working.

So I'm looking for insurance companies that would take this on.


mark


Usually the people who you have your own current house insurance with will
do it - CIS did it for us and when chatting to the lass on the phone, she
said that it's normal for others to refuse but existing company to accept.


  #10   Report Post  
Posted to uk.d-i-y
external usenet poster
 
Posts: 58
Default Unoccupied house insurance


"geoff" wrote in message
...
In message , Dieseldes
writes

"mark" wrote in message
snet...
I



I second the local broker, I insure bike,

can you do better than aunty carole ?


Yes, last year, but just having had a mail shot in for auntie C, I tell you
in a couple of days!!

Des




  #11   Report Post  
Posted to uk.d-i-y
external usenet poster
 
Posts: 4,555
Default Unoccupied house insurance

mark wrote:
I am renovating a property which at the moment is unoccupied.
I would like to have building insurance but am having difficulty obtaining
this as it is unoccupied.
I am there every day working.

So I'm looking for insurance companies that would take this on.


In identical circumstances I used http://www.ukinsurancenet.com/

Policy was underwritten by Ocaso. Not particularly cheap, for sure, but
not as bad as most and at least they didn't impose all the damned fool
exclusions that several other outfits did.

Can't really reccomend them unreservedly as I never had to claim on the
policy, but had no problems with them otherwise.

David
  #12   Report Post  
Posted to uk.d-i-y
external usenet poster
 
Posts: 3,861
Default Unoccupied house insurance

In message , Dieseldes
writes

"geoff" wrote in message
...
In message , Dieseldes
writes

"mark" wrote in message
usnet...
I


I second the local broker, I insure bike,

can you do better than aunty carole ?


Yes, last year, but just having had a mail shot in for auntie C, I tell you
in a couple of days!!


I'll send you details - the blade's up for renewal on, I think, the 25th

email's valid, I take it, if not, mine is


--
geoff
Reply
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules

Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
House insurance buzz Home Repair 9 July 1st 06 03:51 AM
Slight OT-water charges for unoccupied house? tarquinlinbin UK diy 5 February 28th 06 08:28 PM
What Is The Difference Between Normal House Insurance and Sub-Standard Market Insurance? louie Home Ownership 1 July 24th 05 08:52 PM
Unoccupied house: locating the owner bruce phipps UK diy 9 November 23rd 04 05:50 PM
Central Heating checks - unoccupied house Rockydell UK diy 5 March 23rd 04 11:09 PM


All times are GMT +1. The time now is 05:43 AM.

Powered by vBulletin® Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Copyright ©2004-2024 DIYbanter.
The comments are property of their posters.
 

About Us

"It's about DIY & home improvement"