The modern way of making a living is financial chicanery and using
borrowed money in a myriad of very creative ways.

The old fashioned way of making one's living was "making stuff to
sell".

The credit crisis means that borrowed money will be a lot less
available. For now to the consumer, but later to the government as
well.

I expect that the old way will return back, which means, surprise
surprise, a bigger emphasis on "manufacturing" and likely "metalworking".

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