| Should I destroy the RFID and just use the
| magnetic swipe?
|

I would and do. With my last card I asked for
non-RFID and they refused to issue it, so I
found the chip and drilled it out with a very
small bit.

Some chips can be found because there's a
small bump. Some can be seen through light
cards. If you can't find it you may need to
order an extra card so you'll have one to shave
away looking for the chip, thus telling you
where to drill.

Another convenient thing is software to check
the chip, to make sure you killed it. I looked
around and found that no one sells readers,
but then I discovered there's a free Android
app that can do it. A friend has an Android
phone. I downloaded the free app and held
the card under the phone to show the chip
ID number. I then drilled out the card and
checked again to make sure it was "dead".