http://www.usatoday.com/money/econom...tes/54550188/1

"Mortgage buyerFreddie Mac
http://content.usatoday.com/topics/topic/Organizations/Companies/Banking,+Financial,+Insurance,+Law/Freddie+Macsays
the rate on 30-year loans averaged 3.88% this week, down from 3.9% last
week. In February, the rate hit 3.87%, lowest since long-term mortgages
began in the 1950s."

WOW!

gonjah wrote:

the rate on 30-year loans averaged 3.88% this week, down from 3.9%
last week. In February, the rate hit 3.87%, lowest since long-term
mortgages began in the 1950s."

WOW!

==============
Thu Apr 26, 2012
Falling home prices drag new buyers under water

More than 1 million Americans who have taken out mortgages in the past
two years now owe more on their loans than their homes are worth, and
Federal Housing Administration loans that require only a tiny down
payment are partly to blame.

http://www.reuters.com/article/2012/...83P12E20120426
==============

and

===============
April 26, 2012
U.S. Homeownership Hits Decade Low

The 62% of Americans who say they own their own home marks a new low
since Gallup began tracking self-reported homeownership in 2001.

The current level of homeownership marks a decline from 68% in 2011. For
most of the prior decade, roughly seven in 10 Americans reported owning
their own home. While the recession and financial crisis took place in
2008-2009, homeownership rates didn't begin to reflect the bursting of
the housing bubble until 2010, when 65% of Americans reported owning
their own home -- the lowest level recorded before this year.

Fifty-three percent of Americans believe their house is worth more today
than when they bought it, down significantly from 80% in 2008 and 92% in
2006. It confirms that many Americans are underwater in terms of the
value of the home they currently own.

Houses that were purchased many years ago, well before the collapse of
the real estate market, are more likely to be worth more today than when
they were bought. Accordingly, older Americans are less likely to say
their home's value has not appreciated since they bought it -- 31% of
Americans aged 50 and older say this. In contrast, 62% of Americans aged
30 to 49, many of whom likely bought homes closer to the collapse, say
their home is not worth more.

http://www.gallup.com/poll/154124/U....ecade-Low.aspx
=================

and

=================
April 23, 2009
Most Canadians pay down mortgage

Canadians continue to have more than two-thirds more equity in their
home than Americans, according to a new survey. The study for the
Canadian Association of Accredited Mortgage Professionals shows Canadian
homeowners have, on average, 72% equity in their house, compared with
43% for Americans.

"It is a very positive part of the Canadian housing story," said Jim
Murphy, chief executive of Toronto-based CAAMP. "Canadians pay down
their mortgages. Canadians are just more conservative than Americans."

The study also found that Canadians have dramatically reduced the amount
of equity they are taking out of their home. A year ago 22% of Canadians
had accessed the equity in their home through measures such as lines of
credit. Today that is down to 15%.

http://www.househunting.ca/buying-ho...b-11b27b13dc31
===================

and

====================
November 17, 2011
Mortgage-free eventually: RBC poll finds majority of Canadians hope to
pay off their homes by retirement

Among Canadian homeowners, the number of mortgage-free Canadians has
increased slightly to 41 per cent in the fourth quarter from 38 per cent
in the first quarter, and the highest level since 2006.

http://www.newswire.ca/en/story/8795...-by-retirement
====================

Home ownership in Canada currently is somewhere between 68% - 70%
(compared to 62% of Americans).

About 41% of home-owners in Canada are mortgage-free (compared to about
30% to 34% in the US).

The American Dream.

Alive and well - in Canada.

On 4/28/2012 10:38 AM, Home Guy wrote:
gonjah wrote:

the rate on 30-year loans averaged 3.88% this week, down from 3.9%
last week. In February, the rate hit 3.87%, lowest since long-term
mortgages began in the 1950s."

WOW!
snip

I was referring to the interest rates.

I don't give a **** about your USA envy.

Get a life.

gonjah wrote:

WOW!
snip

I was referring to the interest rates.

I don't give a **** about your USA envy.

Why would I be envious of an economy and a country going down the
toilet?

On 4/28/2012 10:44 AM, Home Guy wrote:
gonjah wrote:

WOW!
snip

I was referring to the interest rates.

I don't give a **** about your USA envy.
Why would I be envious of an economy and a country going down the
toilet?

The lady doth protest too much, methinks.

Again, get a life.

On 4/28/2012 11:44 AM, Home Guy wrote:
gonjah wrote:

WOW!
snip

I was referring to the interest rates.

I don't give a **** about your USA envy.

Why would I be envious of an economy and a country going down the
toilet?

If that's the case, what is your obsession with irritating us?

"Frank" wrote in message
...
On 4/28/2012 11:44 AM, Home Guy wrote:
gonjah wrote:

WOW!
snip

I was referring to the interest rates.

I don't give a **** about your USA envy.

Why would I be envious of an economy and a country going down the
toilet?

If that's the case, what is your obsession with irritating us?

thats normally what hemoroids dog

On Sat, 28 Apr 2012 15:45:39 -0500, "ChairMan" nospam@nospam wrote:


"Frank" wrote in message
...
On 4/28/2012 11:44 AM, Home Guy wrote:
gonjah wrote:

WOW!
snip

I was referring to the interest rates.

I don't give a **** about your USA envy.

Why would I be envious of an economy and a country going down the
toilet?

If that's the case, what is your obsession with irritating us?

thats normally what hemoroids dog

Same difference.

On Apr 28, 4:45*pm, "ChairMan" nospam@nospam wrote:
"Frank" wrote in message

...

On 4/28/2012 11:44 AM, Home Guy wrote:
gonjah wrote:

WOW!
snip

I was referring to the interest rates.

I don't give a **** about your USA envy.

Why would I be envious of an economy and a country going down the
toilet?

If that's the case, what is your obsession with irritating us?

thats normally what hemoroids dog

Now I'll think of him as, Home Roid

"Frank" wrote in message
...
On Apr 28, 4:45 pm, "ChairMan" nospam@nospam wrote:
"Frank" wrote in message

...

On 4/28/2012 11:44 AM, Home Guy wrote:
gonjah wrote:

WOW!
snip

I was referring to the interest rates.

I don't give a **** about your USA envy.

Why would I be envious of an economy and a country going down the
toilet?

If that's the case, what is your obsession with irritating us?

thats normally what hemoroids dog

Now I'll think of him as, Home Roid

there's a cream for thatg

Home roids. Gonads. What's the list becoming?

Christopher A. Young
Learn more about Jesus
www.lds.org
..

"ChairMan" nospam@nospam wrote in message
om...


On 4/28/2012 11:44 AM, Home Guy wrote:
gonjah wrote:

If that's the case, what is your obsession with irritating us?

thats normally what hemoroids dog

Now I'll think of him as, Home Roid

there's a cream for thatg

Stormin Mormon top-poasted:

Home roids. Gonads. What's the list becoming?

An example of how americans are easily amused by juvenile humor.

Home Guy wrote:
Stormin Mormon top-poasted:

Home roids. Gonads. What's the list becoming?

An example of how americans are easily amused by juvenile humor.

oh **** you, you pompous ass.
its how AMERICANS amuse themselves with complete and utter assholes
like you.

I guess if there are enough people, someone has to be the designated pompus
ass?

Christopher A. Young
Learn more about Jesus
www.lds.org
..

"ChairMan" wrote in message news:8mEnr.104962

oh **** you, you pompous ass.
its how AMERICANS amuse themselves
with complete and utter assholes
like you.

On Mon, 30 Apr 2012 19:35:58 -0400, "Stormin Mormon"
wrote:

I guess if there are enough people, someone has to be the designated pompus
ass?

But a perfect asshole like HomoGuy, by definition, wouldn't have HomeRoids.