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Default proposed HOA formation

One of my neighbors came by the other day and asked that I sign a
Christmas card and chip in for a gift card for another neighbor, Mike.
It turns out that Mike is the guy who's been mowing the big right of
way around the entrance to our subdivision. I just assumed it was the
city. Nope, it's Mike, and he's been doing it for free for more than
two years. I was happy to kick in a few bucks. Thanks, Mike!

While she was here, she casually mentioned that "some of us" were
trying to set up an "unofficial HOA" that would ask people to
voluntarily donate a suggested amount to do things like decorating
around the entrance. I'm generally opposed to HOAs, so I just ignored
that and gave her some cash for Mike.

If someone asks me to help plant shrubs, I'll be glad to participate,
but I'm not going to support setting up an HOA. About what do I need to
worry here?

* I assume they can't impose an HOA after the fact unless we agree. Am
I right?
* What if 75% of the homeowners agree to the HOA?

It's unlikely this will ever get past the talking stage, but if nothing
else, it's an interesting question. I'll go talk to my lawyer if it
becomes a reality.

In your opinion, what's likely to occur, and what can I do about it.

--
Steve Bell
New Life Home Improvement
Arlington, TX USA
 
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