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#1
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Credit Card problem
I'm just about to drop this "National Grange" M.C. card. The criminals
have not only charged me $39 for a late fee but a "finance Charge of $7.66. I believe I mailed it in time. But I have heard they love to ding you even if they get it on the "day" of payment due. Which how can you argue with? Anyway, I'm about to call them and ask some questions. My question with the group is . Can I persuade them to drop these charges? I heard even "Washington" is getting after them for these common problems. I certainly will bring this up at the local grange. I am seriously considering dropping this card. They killed the goose that laid the "Golden Egg" as we say in the country. Any ideas on how to deal with these greedy folks. They do not e-mail. TIA, another irate consumer. g. -- It's amazing what you can do. If... you put your mind to it. |
#2
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Credit Card problem
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#3
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Credit Card problem
In article
, a War Veteran wrote: I'm just about to drop this "National Grange" M.C. card. The criminals have not only charged me $39 for a late fee but a "finance Charge of $7.66. I believe I mailed it in time. But I have heard they love to ding you even if they get it on the "day" of payment due. Which how can you argue with? You can always mail it with a request for proof of delivery. That will give you the date it was delivered. Remember that bags of mail are still pulled from the system from time to time and sent for anthrax testing, which can delay that bag of mail for a week to 10 days. It is possible that your mail really was late. You could have also scheduled an electronic payment. That is usually much safer when the due date is getting tight. Anyway, I'm about to call them and ask some questions. My question with the group is . Can I persuade them to drop these charges? If this is the first time, and your account is in good standing, you have a good chance of getting the charges dropped. I have had good luck suggesting that some natural disaster might have delayed the mail, such as a blizzard that made TV news. You have nothing to lose by giving them a call. -john- -- ================================================== ==================== John A. Weeks III * * * * * 612-720-2854 * * * * * Newave Communications * * * * * * * * * * * * http://www.johnweeks.com ================================================== ==================== |
#4
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Credit Card problem
On Fri, 29 May 2009 04:49:27 -0700, a War Veteran
wrote: I'm just about to drop this "National Grange" M.C. card. The criminals have not only charged me $39 for a late fee but a "finance Charge of $7.66. I believe I mailed it in time. But I have heard they love to ding you even if they get it on the "day" of payment due. Which how can you argue with? Anyway, I'm about to call them and ask some questions. My question with the group is . Can I persuade them to drop these charges? I heard even "Washington" is getting after them for these common problems. You *might* get them to drop the charges. The often will do this for customers in good standing. Chase did it once for me because I paid the bill too early and then "missed" the due date. Yes, it was my fault and certainly would have closed the card if they didn't cut me some slack, which they did just for the (polite) asking. I've since pushed enough through that card to have received $1000 in cash backs (bought most of my cabinet saw with the rebate). ;-) Another thing you might check is the date your bank cleared the check. A mortgage company we had 20ish years ago would consistently (every six months) "forget" to post our payment until it was delinquent. Each time it had cleared our bank at least a week before. Of course, they "apologized" each time (they were caught with their hand in the cookie jar). We were sure glad to throw them overboard when we moved! I certainly will bring this up at the local grange. I am seriously considering dropping this card. They killed the goose that laid the "Golden Egg" as we say in the country. Any ideas on how to deal with these greedy folks. They do not e-mail. TIA, another irate consumer. I now pay my CCs online. I don't like relying on the USPS for anything. |
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