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#1
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Expenses when moving into a newly build house
Howdy.
My wife and I will be moving into our newly built home soon, and I'm just looking for some advice on what sort of expenses we should expect to incur after we first move in (we've always lived in apartments previous to this). Things like a lawn mower, hoses, some more furniture, blinds on all the windows, etc. We have all appliances and full sod. Can anyone give me a guestimate of how much money we should have stowed away for all these expenses? I've heard $10k, but that seems a bit high. Thanks for the help!! |
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#3
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Expenses when moving into a newly build house
wrote in message
ups.com... My wife and I will be moving into our newly built home soon, and I'm just looking for some advice on what sort of expenses we should expect to incur after we first move in (we've always lived in apartments previous to this). Things like a lawn mower, hoses, some more furniture, blinds on all the windows, etc. We have all appliances and full sod. Can anyone give me a guestimate of how much money we should have stowed away for all these expenses? I've heard $10k, but that seems a bit high. Thanks for the help!! Why not ask the vendor? He knows where you are going to live. We do not. (Depth of winter snow and length of the driveway govern whether you need a 10 h.p. snow thrower or a $10 shovel.) -- Don Phillipson Carlsbad Springs (Ottawa, Canada) |
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#4
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Expenses when moving into a newly build house
In article , Todd H. says...
writes: Howdy. My wife and I will be moving into our newly built home soon, and I'm just looking for some advice on what sort of expenses we should expect to incur after we first move in (we've always lived in apartments previous to this). Things like a lawn mower, hoses, some more furniture, blinds on all the windows, etc. We have all appliances and full sod. Can anyone give me a guestimate of how much money we should have stowed away for all these expenses? I've heard $10k, but that seems a bit high. Thanks for the help!! You'll be surprised I think. 10k does sound a tad high to a man, but a lot depends on your tastes. You mention a wife... in that case, 10k can be a tad low. :-) How many additional rooms do you have in the new place? Furnishings are pricey, say if you have an additional living area and there's a couch to buy and you want it to be of decent quality and comfortable. Window coverings can be pricey too, but can also be quite inexpensive if you shop the sales. Got some roman blinds at home depot last year for crazy cheap--like $1.50 a piece on clearance buried on a low shelf way in the back. You can't even buy the fabric in them for that. Lawn mower, more hand tools than you've needed before, shovels, show removal toys, depending on where you live, rakes, ladders, gardening tools, storage shed if your garage just barely fits your cars, storage containers, storage shelves, washer and dryer if they're not included in the "all appliances." Home Depot, Sears, and the Targets and Wal Marts of the world will be getting a surprising amount of your $ that first year. Also be aware that a new home gives folks a rather heady feeling of financial invincibility sometimes, and that some folks get lured into buying all kinds of crap without thinking too hard about it. With a little self awareness of this though, it can be headed off. :-) Enjoy your new home! Yeah - I'd introduce the concept of dividing this into two categories: 1. What you need now (or within the first year) 2. What you can do bit by bit Now would be maintenance items and lawn mainenance/safety/snow removal items. On sale if possible. Also the furnishment of necessary rooms - depending on the budget/opprotunity and tolerance of borrowing or getting used items. 2. Then furnish rooms like the second bathroom, the guest room, etc., as you go along. Obtain certain maintenance things as you go along and need them. (For example, with some care, you probably don't need to get a plumber's snake right now.) You can shovel this winter and wait for the sales on snow throwers in spring. Or you may end up deciding to use a service. I'd do things as much as possible as I need it bit by bit. It's really that you need $3000 to $5000 on hand for emergencies like if the water heater breaks. Another binary set of categories to keep in mind is: 1. Invest on certain items you want to live with for a long time. 2. Get good-enough-for-now. And decide which is which. For example, I recently replaced many of the windows in my house. For one room, it's the most used room and I knew what I want, so I spent a couple thou on the window treatments, to get exactly what I want and to last for years and years. For another room, not as often used and I plan redecorating further down the road but it needed window covers now, I got a set of simple sixty dollar drapes and used a curtain rod I already had. I could have gone cheaper if I wanted. I'd recommend living in your house a few months at least before sinking mega amounts into it, and see how you really use it. Cheers, Banty |
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#5
Posted to misc.consumers.house
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Expenses when moving into a newly build house
wrote in message ups.com... Howdy. My wife and I will be moving into our newly built home soon, and I'm just looking for some advice on what sort of expenses we should expect to incur after we first move in (we've always lived in apartments previous to this). Things like a lawn mower, hoses, some more furniture, blinds on all the windows, etc. We have all appliances and full sod. Can anyone give me a guestimate of how much money we should have stowed away for all these expenses? I've heard $10k, but that seems a bit high. Thanks for the help!! Do you already have the extra taxes, insurance, and utility bills figured in? |
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#6
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Expenses when moving into a newly build house
On Feb 2, 7:31 pm, "Erehwon" wrote:
wrote in message ups.com... Howdy. My wife and I will be moving into our newly built home soon, and I'm just looking for some advice on what sort of expenses we should expect to incur after we first move in (we've always lived in apartments previous to this). Things like a lawn mower, hoses, some more furniture, blinds on all the windows, etc. We have all appliances and full sod. Can anyone give me a guestimate of how much money we should have stowed away for all these expenses? I've heard $10k, but that seems a bit high. Thanks for the help!! Do you already have the extra taxes, insurance, and utility bills figured in? He says his house has new sod. Which brings to mind a local township here in NJ, where the developer is selling 800K-1Mil homes on 1/2 acre lots with sod. The houses are on town water and the builder told buyers to keep the new lawns watered. Now the buyers are all bitching, because they've been getting bills for $1000+ for a quarters water usage. They're blaming the builder because they only used a single water meter for each house, which of course, is customary. Had they used a seperate meter for irrigation, it would be billed at a lower rate, because no corresponding sewer usage is factored in. If you ride through there, the builder is still selling new homes and a lot of the current owners have signs on their lawn saying "Ask me about my $2000 water bills!" Of course, I'm sure a big part of the problem is these are mostly city folks, who moved to the country and have no idea how much water a lawn needs. They're probably applying 3X what is really required. And now, they're bitching to the town, asking them to do something about it. If it were me, after getting one bill, I'd get a well put in, which you would think those buying an $800K house, with a $18K tax bill could afford. For the OP, how much it takes to move into a new house is all over the map. If you buy furntiture, even for one or two rooms, it can add up very quickly, and is highly dependent on what quality furniture you buy. I'd focus on figuring that angle out first. If not, $10K should easily cover window treatments, lawn mower, grill, buying a few shrubs, perhaps painting a couple rooms if you want to, etc. But, just as a further example, even the grill raises issues. Do you want a propane unit? Then it's $500. Or do you want a natural gas unit, that is connected so you never have to screw around with tanks? In general, you have to buy one or the other and most are not interchangeable, though now there are a few dual fuel capable units, which give you the option of switching later. If you want to go the natural gas route, that means besides $500 for the unit, running a gas line to the location, which is more $$. I think it's worth it, but it's all a question of $$$ and priorities. |
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#7
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Expenses when moving into a newly build house
wrote in message oups.com... On Feb 2, 7:31 pm, "Erehwon" wrote: wrote in message ups.com... Howdy. (snip) But, just as a further example, even the grill raises issues. Do you want a propane unit? Then it's $500. Or do you want a natural gas unit, that is connected so you never have to screw around with tanks? In general, you have to buy one or the other and most are not interchangeable, though now there are a few dual fuel capable units, which give you the option of switching later. If you want to go the natural gas route, that means besides $500 for the unit, running a gas line to the location, which is more $$. I think it's worth it, but it's all a question of $$$ and priorities. Or fifty bucks for a quality hibachi and a bag of charcoal, until you find out if grilling is something you will actually do on a regular basis. It has been my experience that fancy grills follow a usage curve similar to RVs and hot tubs. Once the novelty wears off, and the PITA care and feeding kick in, the usage rate decays rapidly. Sure, some people keep using them a lot, but most don't. For a lot of people, they get the grill and the Big Dog, because that is part of the set dressing the picture in their mind had. aem sends... |
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#8
Posted to misc.consumers.house
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Expenses when moving into a newly build house
On Feb 2, 10:09 am, (Todd H.) wrote:
writes: Howdy. My wife and I will be moving into our newly built home soon, and I'm just looking for some advice on what sort of expenses we should expect to incur after we first move in (we've always lived in apartments previous to this). Things like a lawn mower, hoses, some more furniture, blinds on all the windows, etc. We have all appliances and full sod. Can anyone give me a guestimate of how much money we should have stowed away for all these expenses? I've heard $10k, but that seems a bit high. Thanks for the help!! You'll be surprised I think. 10k does sound a tad high to a man, but a lot depends on your tastes. You mention a wife... in that case, 10k can be a tad low. :-) How many additional rooms do you have in the new place? Furnishings are pricey, say if you have an additional living area and there's a couch to buy and you want it to be of decent quality and comfortable. Window coverings can be pricey too, but can also be quite inexpensive if you shop the sales. Got some roman blinds at home depot last year for crazy cheap--like $1.50 a piece on clearance buried on a low shelf way in the back. You can't even buy the fabric in them for that. Lawn mower, more hand tools than you've needed before, shovels, show removal toys, depending on where you live, rakes, ladders, gardening tools, storage shed if your garage just barely fits your cars, storage containers, storage shelves, washer and dryer if they're not included in the "all appliances." Home Depot, Sears, and the Targets and Wal Marts of the world will be getting a surprising amount of your $ that first year. Also be aware that a new home gives folks a rather heady feeling of financial invincibility sometimes, and that some folks get lured into buying all kinds of crap without thinking too hard about it. With a little self awareness of this though, it can be headed off. :-) Enjoy your new home! Best Regards, -- Todd H. http://toddh.net/ Hey guys! Sorry, I figured I would get an email when people replied to my post - I guess not. Todd, Thanks for the reply. The house we will be moving into will be a huge upgrade. Currently, we live in a 1200 square foot 2 bedroom 2 bath apartment (one living room). The house we're building will be a 4 bedroom 2.5 bath, with 2-3 living rooms (depending on how we lay things out). Its a lot more space, but I'm not sure we would have to fill up all the rooms as soon as we get there - I figured we could spend 2000 on new furniture and be set for a while. The suggestions of the shovels, ladders, hand tools, etc. was perfect - those are things i didn't think of so thats exactly the suggestions i need. I'll add them to my list of things to price out. Thanks again! |
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#9
Posted to misc.consumers.house
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Expenses when moving into a newly build house
On Feb 2, 3:03 pm, Banty wrote:
In article , Todd H. says... writes: Howdy. My wife and I will be moving into our newly built home soon, and I'm just looking for some advice on what sort of expenses we should expect to incur after we first move in (we've always lived in apartments previous to this). Things like a lawn mower, hoses, some more furniture, blinds on all the windows, etc. We have all appliances and full sod. Can anyone give me a guestimate of how much money we should have stowed away for all these expenses? I've heard $10k, but that seems a bit high. Thanks for the help!! You'll be surprised I think. 10k does sound a tad high to a man, but a lot depends on your tastes. You mention a wife... in that case, 10k can be a tad low. :-) How many additional rooms do you have in the new place? Furnishings are pricey, say if you have an additional living area and there's a couch to buy and you want it to be of decent quality and comfortable. Window coverings can be pricey too, but can also be quite inexpensive if you shop the sales. Got some roman blinds at home depot last year for crazy cheap--like $1.50 a piece on clearance buried on a low shelf way in the back. You can't even buy the fabric in them for that. Lawn mower, more hand tools than you've needed before, shovels, show removal toys, depending on where you live, rakes, ladders, gardening tools, storage shed if your garage just barely fits your cars, storage containers, storage shelves, washer and dryer if they're not included in the "all appliances." Home Depot, Sears, and the Targets and Wal Marts of the world will be getting a surprising amount of your $ that first year. Also be aware that a new home gives folks a rather heady feeling of financial invincibility sometimes, and that some folks get lured into buying all kinds of crap without thinking too hard about it. With a little self awareness of this though, it can be headed off. :-) Enjoy your new home! Yeah - I'd introduce the concept of dividing this into two categories: 1. What you need now (or within the first year) 2. What you can do bit by bit Now would be maintenance items and lawn mainenance/safety/snow removal items. On sale if possible. Also the furnishment of necessary rooms - depending on the budget/opprotunity and tolerance of borrowing or getting used items. 2. Then furnish rooms like the second bathroom, the guest room, etc., as you go along. Obtain certain maintenance things as you go along and need them. (For example, with some care, you probably don't need to get a plumber's snake right now.) You can shovel this winter and wait for the sales on snow throwers in spring. Or you may end up deciding to use a service. I'd do things as much as possible as I need it bit by bit. It's really that you need $3000 to $5000 on hand for emergencies like if the water heater breaks. Another binary set of categories to keep in mind is: 1. Invest on certain items you want to live with for a long time. 2. Get good-enough-for-now. And decide which is which. For example, I recently replaced many of the windows in my house. For one room, it's the most used room and I knew what I want, so I spent a couple thou on the window treatments, to get exactly what I want and to last for years and years. For another room, not as often used and I plan redecorating further down the road but it needed window covers now, I got a set of simple sixty dollar drapes and used a curtain rod I already had. I could have gone cheaper if I wanted. I'd recommend living in your house a few months at least before sinking mega amounts into it, and see how you really use it. Cheers, Banty- Hide quoted text - - Show quoted text - Excellent advice. I imagine that we will be acquiring things on a more gradual basis, and we may end up buying used stuff too. Thanks for the help! |
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#10
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Expenses when moving into a newly build house
On Feb 2, 6:31 pm, "Erehwon" wrote:
wrote in message ups.com... Howdy. My wife and I will be moving into our newly built home soon, and I'm just looking for some advice on what sort of expenses we should expect to incur after we first move in (we've always lived in apartments previous to this). Things like a lawn mower, hoses, some more furniture, blinds on all the windows, etc. We have all appliances and full sod. Can anyone give me a guestimate of how much money we should have stowed away for all these expenses? I've heard $10k, but that seems a bit high. Thanks for the help!! Do you already have the extra taxes, insurance, and utility bills figured in? Yeah, I think I've got all property taxes, insurance (car and homeowners), utilities, groceries, gas, car payment, eating out, etc. figured in. |
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#11
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Expenses when moving into a newly build house
On Feb 3, 8:18 am, wrote:
wrote in message oups.com... On Feb 2, 7:31 pm, "Erehwon" wrote: wrote in message roups.com... Howdy. (snip) But, just as a further example, even the grill raises issues. Do you want a propane unit? Then it's $500. Or do you want a natural gas unit, that is connected so you never have to screw around with tanks? In general, you have to buy one or the other and most are not interchangeable, though now there are a few dual fuel capable units, which give you the option of switching later. If you want to go the natural gas route, that means besides $500 for the unit, running a gas line to the location, which is more $$. I think it's worth it, but it's all a question of $$$ and priorities. Or fifty bucks for a quality hibachi and a bag of charcoal, until you find out if grilling is something you will actually do on a regular basis. It has been my experience that fancy grills follow a usage curve similar to RVs and hot tubs. Once the novelty wears off, and the PITA care and feeding kick in, the usage rate decays rapidly. Sure, some people keep using them a lot, but most don't. For a lot of people, they get the grill and the Big Dog, because that is part of the set dressing the picture in their mind had. aem sends...- Hide quoted text - - Show quoted text - Yeah I think this is a good idea. To be perfectly honest, I have yet to own a grill, so buying something cheap would be a good way to start out. |
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#12
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Expenses when moving into a newly build house
"Erehwon" wrote:
Do you already have the extra taxes, insurance, and utility bills figured in? Which are real, but the tax benefits from deductions for interest and taxes can partially offset these. The problem is they don't help until the following year.  |
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#13
Posted to misc.consumers.house
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Expenses when moving into a newly build house
On Feb 3, 9:18 am, wrote:
wrote in message oups.com... On Feb 2, 7:31 pm, "Erehwon" wrote: wrote in message roups.com... Howdy. (snip) But, just as a further example, even the grill raises issues. Do you want a propane unit? Then it's $500. Or do you want a natural gas unit, that is connected so you never have to screw around with tanks? In general, you have to buy one or the other and most are not interchangeable, though now there are a few dual fuel capable units, which give you the option of switching later. If you want to go the natural gas route, that means besides $500 for the unit, running a gas line to the location, which is more $$. I think it's worth it, but it's all a question of $$$ and priorities. Or fifty bucks for a quality hibachi and a bag of charcoal, until you find out if grilling is something you will actually do on a regular basis. It has been my experience that fancy grills follow a usage curve similar to RVs and hot tubs. Once the novelty wears off, and the PITA care and feeding kick in, the usage rate decays rapidly. No PITA here. I have a Weber connected to natural gas. Maintenance is minimal, just fire it up, brush it off and grill. I'ts about 8 years old now and everything is still original, though I will have to replace the wood for the shelves soon. The new ones use the Trex vinyl type material now, so that's eliminated too. About once a year I hit the outside of it with the pressure washer when I'm doing the patio. I do all my grilling of steak, hamburgers, roasted peppers, etc. on it, instead of smoking up the house. Sure, some people keep using them a lot, but most don't. For a lot of people, they get the grill and the Big Dog, because that is part of the set dressing the picture in their mind had. aem sends...- Hide quoted text - - Show quoted text - |
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#14
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Expenses when moving into a newly build house
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#15
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Expenses when moving into a newly build house
On Sat, 03 Feb 2007 14:18:21 GMT, wrote:
Or fifty bucks for a quality hibachi and a bag of charcoal, until you find out if grilling is something you will actually do on a regular basis. It has been my experience that fancy grills follow a usage curve similar to RVs and hot tubs. Once the novelty wears off, and the PITA care and feeding kick in, the usage rate decays rapidly. Sure, some people keep using them a lot, but most don't. For a lot of people, they get the grill and the Big Dog, because that is part of the set dressing the picture in their mind had. Ha. You are right, but I'm happy to report that the grill and the Big Dog feature prominently in our lives here, to the point that we're on our second Weber gas grill (the first died after 14 years after being blown off the deck and mangled) and our second pair of dogs. The hot tub is still used at least weekly, almost 4 years later, but that's also a feature of living in a frigid winter climate. |
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#16
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Expenses when moving into a newly build house
On Feb 3, 7:08 am, wrote:
"Ask me about my $2000 water bills!" Of course, I'm sure a big part of the problem is these are mostly city folks, who moved to the country and have no idea how much water a lawn needs. They're probably applying 3X what is really required. And now, they're bitching to the town, asking them to do something about it. If it were me, after getting one bill, I'd get a well put in, which you would think those buying an $800K house, with a $18K tax bill could afford. Not sure but in most town limits you cannot just dig a well. Only in rural areas. if they are in a rural area seems they would not have city water. Some locales such as Phoenix Az have actual irrigation capabilities in older parts of town which IS cheaper, but it's not common in new developments. No matter where a person is from, a $2000 water bill would be a shocker and justifiably so. Even i fthey are overwatering, even at a third if your estimate is right, that's a lot of money. I've owned new homes and watered new sod and the water bill was never anything approaching that even with city water. Their water must be awfully expensive per gallon. Unusually expensive utilities is something a concientious builder and/or real estate agent might have warned them about. Heck at that price I have to wonder what a "normal" water bill is. Still too rich for my blood, probably. |
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#17
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Expenses when moving into a newly build house
I spent a *lot* of money purchasing my home, moving, etc. I got by the first
few years by buying used stuff at yard sales. Rake, lawnmower, tools, etc. Then I have slowly replaced these things with new as needed. I would avoid spending any money the first year. There will be new expenses. Water, trash, taxes, insurance, etc. Electric can be higher than for an apartment. Wait and see what your expenses will be in winter and summer. Then you will know what to expect and can then go shopping! Also have money or credit card set aside for emergencies. Something *will* break like water heater/furnace, etc. Might have a sudden high expense. As a rule everything breaks all at once! You decide to put in fence, then just after paying for this, car breaks down, then water heater goes out, etc.... |
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#18
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Expenses when moving into a newly build house
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#19
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Expenses when moving into a newly build house
"Jungle Jim" wrote in message 6.128... wrote in oups.com: On Feb 2, 7:31 pm, "Erehwon" wrote: wrote in message ups.com... Howdy. (snip) On a separate note- -we had some time after we took the keys to the new house and before actually moving in. We used the EPOXY SHIELD water based epoxy two part paint to paint the garage floor and the basement floor. This has made a significant difference in the looks and maintainability of the floors. In the bsement, of which only about 30% was finished, the painted flooe has eliminated the concrete dust and I believe some of the potential moisture. It took us 3days, but it was one of the best things we did before moving in. Get it at Home Depot. Amen to that- if you can hit that small window between the fresh concrete curing the 'X' number of weeks, and moving in, that is the best time to put down epoxy coatings. Putting it on old floors is always a crapshoot, never being sure if you have cleaned it well enough, and removed all the residue from the cleaning process. If I am ever in a position to build my dream house, that is on the list. (Right now, I am just happy to have a garage....) aem sends... |
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