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Question on homeowner's insurance?
I have two part question about Homeowner's insurance. I just renewed my
annual homeowner's insurance with a well known insurance carrier. Is it possible to change my mind and cancel it since i just found out Friday that i can get a better deal with another insurance company or will i have to wait until it expires next year? Now here is the 2nd part of my question. The reason i found a better deal that will save me about $300 is that my friend told me his insurance agent mentioned about insuring the structure of the house is all that i need to do, not the house and land. He said most insurance companies based the insurance on the land and house when all i have to do is tell them that coverage is only needed for structure of house. Anyone care to explain the details of what exactly this meant? Thank you. |
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