I recently re-financed my house and I am wondering where my extra
payments went to.
I re-financed with CountryWide, who I had the original loan with. I am
sending an email to the loan officer about this too but would like some
ammo if he comes back with a lame answer.

In article . com,
wrote:

I recently re-financed my house and I am wondering where my extra
payments went to.
I re-financed with CountryWide, who I had the original loan with. I am
sending an email to the loan officer about this too but would like some
ammo if he comes back with a lame answer.

How am I supposed to answer that without any information what
so ever? The payments when where you sent them. How they were
applied depends on what your instructions were. Did Countrywide
do what you asked? Who knows. You have to find out your loan
details, then do the math.

-john-

--
================================================== ====================
John A. Weeks III 952-432-2708
Newave Communications http://www.johnweeks.com
================================================== ====================

wrote in message
I recently re-financed my house and I am wondering where my extra
payments went to.
I re-financed with CountryWide, who I had the original loan with. I am
sending an email to the loan officer about this too but would like some
ammo if he comes back with a lame answer.

Did you mark the extra money as "principle only"? Or, did you just pay
extra payments?

Josh wrote:
wrote in message
I recently re-financed my house and I am wondering where my extra
payments went to.
I re-financed with CountryWide, who I had the original loan with. I am
sending an email to the loan officer about this too but would like some
ammo if he comes back with a lame answer.




There here, I have them and am on my way to an expensive dinner in NYC.

On 17 Jul 2006 16:56:27 -0700, someone wrote:

I recently re-financed my house and I am wondering where my extra
payments went to.

They are in my account. And I'm keeping them.

Idiot.

How would we know. We didn't get your loan statements. Where do YOUR
statments SAY they went? Did you instruct them that the funds were to
be applied to Principal? Yes indeed, loan companies or banks do
sometimes **** up, THAT'S WHY you check your statements. (But I wager
that more often it is the homeowner who screws up by not giving proper
instructions and not noticing that in their paperwork it says maybe
that extra $ will go to Escrow unless instructed otherwise...

By now is a little late to ask.

And here is the wrong place.

Solly Chollie.


Reply to NG only - this e.mail address goes to a kill file.

writes:

I recently re-financed my house and I am wondering where my extra
payments went to.
I re-financed with CountryWide, who I had the original loan with. I am
sending an email to the loan officer about this too but would like some
ammo if he comes back with a lame answer.

Howdy,

Your loan officer shouldn't really have much to do with this. Loan
officers typically only get the loan originated for you, and have
nothing to do with ongoing servicing.

Call teh customer service number on your mortgage statement and
inquire.

If your loan officer refinanced you into an interest-only loan and you
didn't realize it, you won't have any principal portion of your
payment.

--
Todd H.
http://www.toddh.net/

wrote:
I recently re-financed my house and I am wondering where my extra
payments went to.

Do you not keep copies of your mortgage balances? When I had a
mortgage, I always did. I could tell you exactly what
my principal was at any given time. With most lenders having
Websites now, this is easy to do. If you had copies of the various
particulars from your mortgage co., at the time of re-fi,
there'd be no confusion.

I re-financed with CountryWide, who I had the original loan with. I am
sending an email to the loan officer about this too but would like some
ammo if he comes back with a lame answer.

Again, with copies from the mortgage co., any lame answers from them
would be moot.

-----
Kill ratio of Palestinian children to Israeli children 5.7-to-1,
Israel's favor.
Kill ratio of all Palestinians to Israelis: over 3-to-1.
---------
http://www.lrb.co.uk/v28/n06/print/mear01_.html
----------
"Don't worry about American pressure on Israel. We,
the Jewish people, control America, and the Americans know it."
---Israeli Prime Minister Ariel Sharon, 2001
--
Cliff