My wife and I refinanced our house back in Feb (2005)to an interest
only loan. At the time we only planned to stay in the house for 1 - 3
years. Now we think we may be there longer and are questioning the
wisdom of going with an interest only loan. So, my questions a 1.
would it damage our credit to refinance again so soon? 2. would the
extremely short time we've had the mortgage (5 months) make lenders
hesitant to do business with us?

Thanks in advance!