"Christopher Tidy" wrote in message
...
Harold and Susan Vordos wrote:
Of late we've been bombarded by junk mail from Capital 1. In this
case,
they include a pre-paid return envelope. My understanding is that they
must
pay 37 cents for the return of each one they receive, so we've been
sending
them back, individually, but all mailed at the same time, once per week,
with only our name and address---by tearing it off the application form
(credit card, which we rarely use) giving them the opportunity to remove
us
from their mailing list. If they don't, we'll continue tossing the
junk
into the recycling bin (we live in paper country) and watching them
spend
the investor's money on mailings that are doing nothing more than
alienating
potential customers. Like you, I'm totally annoyed with these folks.
The wasting of natural resources is disgusting.

You'd think that receiving a half dozen returns per week from the same
two
individuals would provide a message----and maybe it has. For the past
week, we've received nothing. They've either decided it costs too much
to
annoy us, or they're between cycles. Time will tell.

Harold

A while back I made a big mistake with Capital One. I needed a Visa card
so I could use BidPay, but I only have a MasterCard. One of the more
reputable credit card companies turned me down (I later learnt that they
were more fussy than most) so I opened a Capital One letter which
promised they'd accept me and filled out the form. A week or so later I
received their terms and conditions and decided against getting a
Capital One Visa card. Their terms and conditions were full of little
clauses which allowed them to charge extra fees. So I chucked the
agreement away, and now I get about three times the amount of Capital
One junk mail I used to get!

Chris


I recently purchased an antenna and rotator from Radio Shack. The clerk
mentioned that I would save 10% if I applied for their credit card, which
would be granted almost instantly. Considering the saving was roughly $20,
I consented, although I still paid cash for the item. When the terms of
the card were received, along with the card, I couldn't believe my eyes.
Their charges were something like 24% per month for any unpaid balance.
I've paid cash for years, rarely, if ever, using a credit card for anything,
and am used to being paid interest, not paying it. Need I tell you I
cancelled the credit card immediately?

Harold