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Default What are some fundamental ways for a buyer to avoid get "ripped off" at closing?

I've never bought a house, but I probably will within the next two
years or so. By ripped off I actually just mean paying more than I
could have had I been more "vigilent." Obviously, if a buyer is not a
good shopper in general or doesn't care, then he or she will probably
pay more in closing than someone who shops around for better estimates.
But, the further things go along, the more power the bank,et al, has
over you to "up their estimates" I guess. So what in general should
buyers do?