On Mon, 04 Apr 2005 12:49:45 -0700, Larry Jaques
wrote:

On Sun, 03 Apr 2005 21:39:33 -0700, the inscrutable
spake:

random snippage happened

Agreed. I learned how to CMA on a scoot early on (age 15-1/2) because
I could ride one before I got my driver's license. I was a real mean
ass on my Kawasaki street 90, lemme tell ya.

Heh, me too.

Actuarially, that fact is totally overlooked by insurance
underwriters, hence Jim's million dollah idea.

Hmmm, could be.

Think about it. Insurance is basically a crap shoot. Them ****ers (I
hate th' insurance racketeers) want th' least possible amount of risk.
I'd bet m' first born that if they ran th' numbers, they'd find a real
low risk factor when it comes to people with MC endorsements being at
fault, or even involved, in automobile accidents whilst behind th'
steering wheel of a cage. Granted, th' age numbers still factored in
as well.

Offer up a lower rate to that demographic and bingo, they just reduced
their risk *and* garnered a whole new set of happy clients.

Now, back to your flawed logic. Statistics suck, so I won't go there.
However, I'd like to ask you another question... what's th' major
contributing factor to this "higher death rate" for motorcyclists that
you speak of?

Unfortunately, the most common phrase given to Insurance companies and
the cops at the scene of the accident is "I didn't see the
motorcycle." with or without the "until it was too late." sigh

Winner! But again, Jim's not talkin' about providing *motorcycle*
insurance. Motorcyclists don't go around pulling left turns in front
of cars and killin' people, 'tis th' other way around.

Then again, bikers (both dirt and street) are wild and crazy guys,
too. That has to be 2nd.

Heh, it's a good thing we couldn't possibly get hurt, or worse, in th'
shop.

Ya know, th' more I think about this, th' better I like it. With th'
price of gas skyrocketing, and a carrot like an X % discount for
having a motorcycle endorsement for ones car insurance, more people
might just go back to, or start, riding.

Hell, if I was King, *everyone* who wants a drivers license would have
to spend one year riding a motorcycle. Then they wouldn't be sayin'
"honest officer, I didn't see him."

King Snarl