I will be 70 this year and I agree with you as far as the AARP. They
sure as hell don't represent me.

But I don't agree on everyone being able to opt out of Social Security.
There needs to be help for a lot of people. But I would be for a plan
that let you prove to the government that you were providing for your
old age, and that let you opt out of a good portion of the payroll
taxes.


Dan