Duane Bozarth wrote:
"George E. Cawthon" wrote:

...

... So, I had a large charge on my card and was
told that I didn't have to pay it until the issue was
resolved (even says that in the fine print), but I didn't
believe that so I paid it. Later I found out that if I had
not payed it, I would have been charged late fees and
interest even if Dell did give me credit. ....


If you make a formal complaint to contest the charge, there are no fees
or interest on that portion of the charges.

Wanta bet? That's the way it is supposed to be, but if you
pay off all but the contested charge, they will charge
interest on the contested charge, and then the next month
when you don't pay it, they will charge a late fee and
interest, etc. You should get it back, but in the mean time
your credit rating goes down and the interest rate
increases. And you may not get it back and sure as hell the
credit rating and the interest rate won't change back. In
my case, one of the personnel flatly told me that I would
not get the interest and the late charges reversed.

But enough of this, that's my story. Others may have had
better responses from their credit card company. I no
longer trust a credit card. I use to also trust the legal
system until I sat in a traffic court (and other small legal
wrangles) for several hours on different days. What I saw
of the various judges, lying to and misleading defendants
about what they (the judge) might do, ruined whatever faith
I ever had in the courts. And of course the county public
defenders, were no help at all to the defendant. BTW, I'm
talking about cases where the defendant may have done
something illegal but very minor and was no threat to anyone
except maybe some policeman(woman)'s macho image. Oh, well,
better leave that one alone.