"JerryMouse" wrote in message
...
MLD wrote:
Your home owner's insurance should cover just about all of your
expenses and usually will pay the "restoration company" what ever
their bill is minus your deductible. Why is that not the way to go
in your case? $23,000 in not out of line--taking to someone that
went through this process.

Nope. Homeowner policies are written today to specifically exclude mold
remediation.

Why?

Because there's mold everywhere and hysteria is catching.

Mold is the latest in a long line of nonsense: asbestos, silicon breast
implants, global warming, carbohydrates.

Next year there will be something else to fear.

Paint over the **** and keep quite about it.


Not if the mold problem is part of the clean up due to the water damage.
While away for a few days I had a toilet failure that resulted in it
overflowing and causing considerable damage. Insurance paid (even
recommended a company) for the tearing down of all the damaged walls,
ceilings and mold removal and associated spraying etc. for future mold
growth. They were in my house for about a week.
The biggest lesson I learned out of my event was that the first thing one
should do is call in a public adjuster. You pay them a fee, 10% I think, but
they deal with the insurance co. and in the end will get you back much more
than their fee. Also, they fight on your behalf to get the insurance
company to pay up. I had to lock horns a few times with my insurance
company.
MLD